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10 Ways To Get Money Without Getting A Second Job

Last updated Oct. 27, 2026 | By FinanceBuzz Editors

You've got just enough money in your bank account to last until Friday … but then Monday rolls around, and you're in the same situation. Again.

Food. Bills. Rent. Gas. They dry up every bit of your take-home pay. 

But it doesn't have to be this hard. With a few smart moves, you could supplement your income — without doing much extra "work," or even getting a side job!

Here's what to do:

Limited Time Offer: Earn 75,000 miles + $300 Capital One Travel credit — worth over $1,000 toward travel

Limited time offer: If you're planning a trip, apply for the Capital One Venture Rewards Credit Card (Rates and fees) here and you can earn 75,000 miles after spending $4,000 in the first 3 months — plus for a limited time, a $300 Capital One Travel stays credit. That's worth over $1,000 toward travel!

Plus, earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases — with a low annual fee of $95 and no foreign transaction fee.

The card could help you offset the annual fee: You'll get a $300 stays credit towards hotel and vacation rental bookings through Capital One Travel in your first cardholder year, a $50 experience credit on every Lifestyle Collection hotel or vacation rental stay, up to $120 toward Global Entry or TSA PreCheck every four years, and complimentary Hertz Five Star status.1

This card could help you earn $100s in rewards to use toward travel. Don't delay — this limited time offer won't last forever. Apply today!

Click here to apply for the Capital One Venture Rewards Credit Card now

Recommended Credit Score info
Good
670-739
Excellent
740-850

See if you qualify for this free service helping homeowners in Ohio get gutter guards installed

Your gutters are your home's first line of defense against water damage. But if they overflow, clog with leaves, or need cleaning every season, it might be time for gutter guards. And gutter guards do a lot more than just keep leaves out. They can also:

  • Help increase your home's value and protect your roof and foundation from overflow and water damage
  • Keep out leaves, pine needles, seed pods, sticks, and insects, since a fine stainless steel micromesh blocks common debris
  • Stand up to heavy downpours and resist rust and decay
  • Possibly save you thousands on new gutters, since the guards install right on top of your existing ones

Get started today - it only takes a few minutes: 1) Click the link below and select your approximate home square footage and click "estimate LeafFilter cost." 2) Complete the short questionnaire about your home. 3) Enter your name, email, and phone number to submit your request.

It's that simple! Complete the short questionnaire here to start the process

This company could foot your home repair bill

Everyone talks about home insurance. Hardly anyone talks about what it doesn't cover. Appliances like water heaters, fridges, and dryers aren't protected, and many homeowners don't find out until after they get a hefty repair bill.

A home warranty fills that gap. It's backup coverage for appliances, plumbing, and electrical, and if you live in Ohio and own your home, it could save you $1,000s on repairs.

American Home Shield is one of the most trusted names in the space. Instead of paying full price on repairs, you pay a monthly plan fee and a simple one-time service fee per covered fix.

Not everyone qualifies, but here's how to check in seconds:

  • Enter your zip code
  • Compare options near you
  • Get your free quote in seconds

This plan could save you $100s when appliances break down. Get your free quote.

P.S. Use the link above, and you'll get 50% off your first year on select plans!2

Stop getting ripped off by credit card companies

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

If that’s you, a company called LendingTree3wants to help.They can match you with loan providers that could help you pay off your debt quickly.

Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.

That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

See if your $30K+ credit card debt is eligible for options with LendingTree

Over 50? Your first year of AARP is just $15, and it could pay for itself the first time you use it

If you’re over 50 and don’t have AARP, you could be missing out on huge perks. An AARP membership is only $15 for your first year (about $1.25 a month) and gets you massive discounts on:

  • Restaurants (save up to $450 per year!)
  • Airfare, hotels, cruises and rental cars
  • Meal deliveries
  • UPS shipping
  • Eyeglasses and even prescriptions that aren't covered by insurance

Plus you’ll also get insider info on social security, caregiving, retirement planning and you can add a member for free. That’s double the perks and potentially hundreds in savings for the same price.

Joining takes about two minutes:

  1. Click the link below, choose your free welcome gift, and select "Join Today"
  2. Create your account by answering a few quick questions
  3. Start using your discounts and perks right away!

Join AARP for only $15 your first year (renews at $20/yr). Start saving today.

Try this free service helping seniors in Ohio get a new shower

Your shower should be easy to get in and out of. But if it’s outdated, has a tub that’s hard to step over, or hasn't been updated in years, it might be time to make a change. And a walk-in shower does a lot more than just modernize your bathroom.

Here's what a walk-in shower could do for you:

  • Remove the tripping hazard of stepping over a tub edge
  • Lower your water bill, since showers use far less water than filling a tub
  • Stand up to daily use with fewer parts that can break than a traditional tub setup
  • Give your bathroom a cleaner, more modern look that makes the space feel bigger
  • Possibly add resale appeal, since updated bathrooms are among the features buyers tend to look for

If you own a home in Ohio, HomeBuddy makes it easy to get started. Answer a few quick questions to see if you qualify, and get connected with pre-screened local contractors in your area.

Do you qualify? Check these 3 boxes:

  1. You own your home.
  2. Your tub or shower is outdated or hard to use.
  3. You live in a qualifying ZIP code.

Get your free estimate to get started

Keep extra cash in your pocket by checking this free tool before you hire a roofer

It’s amazing this tool works. If you need to repair or replace your roof, answer a few quick questions here and you could pay less on the services, labor, and materials needed.

The tool connects you with trusted roofing pros in your area who have been vetted for licensing, insurance, and reputation. You’ll work with a local contractor offering fair pricing on materials and labor. Take a minute to check and you could put money back in your pocket.

Roof repairs and replacements don’t need to overwhelm you thanks to this tool. Plus, a new or repaired roof could increase the resale value of your home, while boosting your safety and protecting you from further damage.

To get potential savings, answer a few simple questions

What happens after you click
Step 1
Enter your ZIP code

Answer a few quick questions about your roof and home.

Step 2
Get matched locally

You're connected with vetted roofing pros serving your area.

Step 3
Review your estimate

A rep schedules your free estimate. You decide if you move forward.

Free estimate No obligation to hire Takes just a few minutes to start

Diversify your hard-earned retirement savings with gold

GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.4They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.5

Protect your savings today in 3 easy steps:

  1. Answer 4 quick questions on your goals and timeline.
  2. Get matched instantly with a top-rated provider suited to your goals.
  3. Speak to a specialist for a free, no-obligation consultation.

They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.

Find out how this free service is helping Ohio homeowners replace old windows

New windows could save you more money than you realize. This is because old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save now. New windows could help you:

  • Lower your energy bill, since energy-efficient windows let less heat escape than older ones
  • Possibly add resale appeal, since energy-efficient windows are among the features buyers tend to look for
  • Give your home a cleaner, more modern look that makes rooms feel brighter

HomeBuddy connects Ohio homeowners with pre-screened local contractors who install energy-efficient windows. Answer a few quick questions to see if you qualify.

You can get started now if: You own a home in Ohio, your windows are 5+ years old, and you live in an available ZIP code.

Start by getting your estimate here - 100% free

Tap the equity in your home without adding another monthly payment (home must be worth at least $200,000)

If you own the home you live in but don't want to touch your mortgage rate or go for a traditional HELOC, a Home Equity Investment Product, or HEI, could be perfect.

How it works: A HEI bets that your home's value will go up. They give you cash now, and when you sell, refinance, or pay back in cash, you give them a small portion based on how much your home is worth then.

(By the way, if your home value decreases, the value of the percentage home equity investor is entitled to also decreases. That could be a lot safer for you.)

They work with single family homes, condos, townhomes, and 2- to 4-unit properties. No mobile or manufactured homes. Use the money however you like. Pay off debt, renovate, invest … all without worrying about additional monthly payments OR touching your current mortgage.

Why choose a HEI?

  • Cash Payment Now: You can qualify to get between $15,000 to $500,000 in one lump-sum cash payment.
  • Have a home worth at least $200,000.
  • No income requirements.
  • Don’t want to affect your current mortgage.
  • Don’t want monthly payments.

Answer a few questions here to see if you pre-qualify in less than 2 minutes (see how much you can get)

Turn your home’s value into funds

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

A home equity line of credit (HELOC) is another option some homeowners compare alongside cash-out refinances and home equity loans.

Using LendingTree’s simple HELOC matching tool3 (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

Compare Offers

Earn 3% cash back at Walmart, gas, or dining

If you shop at Walmart even once a month, you need to see this. It's been reported that more than 40% of Americans buy their groceries at Walmart,6but if you pay with a regular debit card, you could be missing out on a chance to earn solid cash back.

OnePay changes that. You can earn 3% cash back at Walmart every month on up to $150 spent.7

But you don’t just earn cash back at Walmart with OnePay — you can also earn on gas, dining, and more. When you bank through OnePay, you get a mobile banking app and secured credit card with no monthly fees, no minimum balances, and no overdraft fees.8

Plus, you can earn 3.35% APY on your savings9and can get paid up to 2 days early with direct deposit10and fee-free cash withdrawals at 55,000+ Allpoint ATMs worldwide.11And you can earn 25¢/gallon extra cash back on your first gas purchase.12

And for parents, you can add your teen (ages 13-17) as a user on your account - teens learn smart money habits while parents stay in control.  Teens can set goals, track progress, and also earn 3.35% APY on Savings.9Teens can also earn 3% cash back on Walmart, gas, or dining on up to $150 spent per month.7 Plus, everyday purchases with the Builder Card can help your teen build credit before they turn 18.13 

Bank through OnePay and earn 3% back at Walmart

Save as much as 80% on weight loss meds

If you're finally ready to lose weight, GLP-1s, like Semaglutide and Tirzepatide, could help you shed up to 14.9% of your body weight.14 And this company we found called ReadyRX gets them to you at around 80% less than name brands.

It might sound crazy, but ReadyRX operates on a cash-only basis and no insurance is required. This is one of the ways they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)

Skip the surgeries, diets, and expensive costs of weight loss. Start your journey with GLP-1s at around 80% less than name-brand prices. Plus, your plan is guided by board-certified doctors, 100% online. No insurance required and no hidden fees.

ReadyRX has 5,000+ members and holds a 4.8/5 rating on Trustpilot. They even back their plans with a 28-week weight loss guarantee. All medications are compounded in the USA through FDA-registered pharmacies and 3rd party lab tested.

Limited time offer: Right now, get $100 off your first month with code LMS26.

Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is settled, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!15

Try National Debt Relief

Did You Know?
On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.
Sources: Association for Consumer Debt Relief (2023)

Pay no interest into 2028

Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 18.74% - 28.74% (Variable); Balance transfer fee applies). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading low-interest cards — the Discover it® Cash Back (Rates and fees).

Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 18.74% - 28.74% (Variable)) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest into 2028! 

If you want to kick high-interest credit card debt to the curb, this is one of the leading cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 18.74% - 28.74% (Variable); Balance transfer fee applies). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back card is accepted by 99% of merchants (according to the February 2025 issue of the Nilson Report), boasts an exceptional cash back rewards rate, and there's no annual fee.

Click here to Apply Now