10 Ways To Get Money Without Getting A Second Job

Last updated Aug. 21, 2026 | By FinanceBuzz Editors

You've got just enough money in your bank account to last until Friday … but then Monday rolls around, and you're in the same situation. Again.

Food. Bills. Rent. Gas. They dry up every bit of your take-home pay. 

But it doesn't have to be this hard. With a few smart moves, you could supplement your income — without doing much extra "work," or even getting a side job!

Here's what to do:

Take advantage of massive discounts on travel and restaurants

Think AARP is only for retirees? It’s not — anyone can join! And there’s a good chance you’ve been missing out on huge perks. An AARP membership gets you massive discounts on:

  • Restaurants (save up to $450 per year!)
  • Airfare, hotels, cruises and rental cars
  • Meal deliveries
  • UPS shipping
  • Eyeglasses and even prescriptions that aren't covered by insurance

Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks for just $15 for the first year (only $1.25 per month!). It basically pays for itself.

How to become a member today:

  • Click the link below, select your free gift, and click "Join Today"
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Get 25% off your AARP membership, making it just $15 the first year with auto-renewal

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2026 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.1

Choose a plan from Choice Home Warranty here and lock in 2026 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

How Ohio homeowners are preventing roof rot, mold, and foundation damage for good

Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.

If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.

Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.

See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.

See if you qualify

See if your credit card debt is eligible for this debt consolidation program

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

Accredited Debt Relief can help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you significantly reduce your debt — with one low monthly program payment.

Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring representative. The consultation is completely free and only takes a few minutes to see if you qualify!2

See if your $30k+ in credit card debt is eligible for Accredited Debt Relief

Stop getting ripped off by credit card companies

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

If that’s you, a company called LendingTree3wants to help.They can match you with loan providers that could help you pay off your debt quickly.

Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.

That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

See if your $30K+ credit card debt is eligible for options with LendingTree

Diversify your hard-earned retirement savings with gold

GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.4They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.5

Protect your savings today in 3 easy steps:

  1. Answer 4 quick questions on your goals and timeline.
  2. Get matched instantly with a top-rated provider suited to your goals.
  3. Speak to a specialist for a free, no-obligation consultation.

They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.

Save as much as 80% on weight loss meds

If you’re finally ready to lose weight, GLP-1s — like Semaglutide & Tirzepatide — burn fat fast.6 And this company we found called Remedy Meds gets them to you 80% cheaper!

It might sound crazy, but Remedy Meds operates on a cash-only basis and does not accept insurance. This is how they’re able to provide up to 80% off the typical cost of weight-loss medications like Ozempic® and Zepbound®. (You can pay via credit cards, including Visa and Mastercard.)

Skip the surgeries, diets, and expensive costs of weight loss. Get real results with GLP-1s at 80% less than name brands! Plus, get access to U.S.-based doctors 24/7 when you go through Remedy Meds. No insurance is required and there are no hidden fees.

Dr. Ritu Chopra (from the show "The Doctors") says this is the future of weight loss. Join now before prices go up! You could get pre-approved in as little as 2 minutes.

Limited Time Offer: Right now you can get $120 off your first order!

Take the quiz to get up to 80% off weight loss medications starting at $179/month ($6/day)

Get up to $600,000 from your home (no monthly payments ever)

This is really cool. If you own a home and want to take equity out (to pay down debt or fund home renovations, for example) you can — but usually, you have to make payments each month. This company gets rid of that.

It sounds crazy, but it’s called Point, and it lets you take money out of your home right now without making monthly payments.7It's called a home equity investment (HEI), and it’s a partnership with you and Point where you get money now in return for a portion of your home’s future appreciation in value.

Point can give you access to up to $600,000, but you can take what you need based on what you qualify for. You can also leave the partnership at any time by buying back your equity. To get started, go to their website, enter your address, and put in the amount you need. It’s incredible.

Enter your address here to get started

Earn 10% cash back on your next Walmart purchase

If you're still using an account that charges monthly fees and you earn next to nothing on your savings, you need to try OnePay. When you bank through OnePay, you get a mobile banking app and secured credit card with no monthly fees, no minimum balances, and no overdraft fees.8

Sign up for OnePay here and you can earn 3% cash back on Walmart, gas, or dining on up to $150 spent per month.9On top of that, you can earn 3.35% APY on your savings10and get paid up to 2 days early when you set up direct deposit.11 And you can earn 25¢/gallon extra cash back on your first gas purchase.12

You also get fee-free overdraft with eligible deposits,13fee-free cash withdrawals at 55,000+ Allpoint ATMs worldwide,14and free bill pay.

Limited time offer: earn up to $350 cash back with direct deposits when signing up to bank through OnePay with a FinanceBuzz link through 8/31.15 Plus, new members earn 10% cash back on your first Walmart purchase made within your first month, on up to $200 spent.16

Open a OnePay deposit account today

Pay no interest into 2027

Imagine getting an introductory 15 months with 0% intro APR on a big purchase or balance transfer (APR then 17.49% - 26.49% (Variable); Balance transfer fee applies). Sounds great — right? You could dramatically change your financial picture with one of the industry-leading low-interest cards — the Discover it® Cash Back (Rates and fees).

Cardholders get a generous intro APR of 0% for 15 months on purchases (APR then 17.49% - 26.49% (Variable)) — that means you can cover bills, large purchases, or whatever you need to charge and not pay interest into 2027! 

If you want to kick high-interest credit card debt to the curb, this is one of the leading cards available. Transfer your high interest debt to this card with a 0% intro APR for 15 months on balance transfers (APR then 17.49% - 26.49% (Variable)). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

The best part? The Discover it® Cash Back card is accepted by 99% of merchants (according to the February 2025 issue of the Nilson Report), boasts an exceptional cash back rewards rate, and there's no annual fee.

Click here to Apply Now