14 Ways To Get Money Without Getting A Second Job

Last updated Sept. 4, 2026 | By FinanceBuzz Editors

Quick ways to earn cash without a second job

  1. Give plasma: You can typically make anywhere from $30-$70 each time you give, with some centers offering new donor bonuses as high as $700 for the first month. Plus, you can go as often as twice a week.
  2. Sell your stuff online: You can sell just about anything on Facebook Marketplace with relative ease. From clothing to furniture to kitchenware, if you have stuff just taking up space, see what you could earn listing it online.
  3. Use money-earning apps: Take surveys, test games, upload your shopping receipts … the list goes on. There are a ton of apps that offer rewards and cash for various simple tasks. In fact, you’ll find some options in this list.
  4. Sell unused gift cards: Seriously. If you have gift cards lying around, you could sell them for up to 92% of their value with sites like CardCash.

Set up direct deposit - pocket $400

Set up an eligible direct deposit with SoFi Checking and Savings and you could pocket a bonus of up to $400. Make the switch, set up direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps. 

Why people are switching: This account earns up to an insane 4.00% APY1on savings for up to six months (3.10% APY standard + 0.90% APY boost) on top of that $50 or $400 bonus.2 That's way better than the measly 0.38% APY (as of 06/15/26)3 national average savings accounts offer. 

No monthly fees and no surprises. Open your account and earn up to a $400 bonus

How Ohio homeowners are preventing roof rot, mold, and foundation damage for good

Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.

If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.

Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.

See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.

See if you qualify

Save an average of $28,000 over the life of your mortgage

If you have a high mortgage rate in Ohio, you have to check this out. This free service from Own Up compares mortgage offers from a network of top-rated lenders so you can review your options and pick the deal that works for you.4

Think about it this way: On a $400,000 mortgage at 7.00%, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% and you'd pay around $510,000. That's $48,000 back in your pocket, just from shopping around for a better rate.5

Own Up customers save on average $28,000 over the life of their loan,6and it costs you absolutely nothing to find out what you'd save.

You fill out a quick 5-minute profile with no hard credit pull, get matched with top-rated lenders, and see real offers side by side.78Trustpilot Rating: "Excellent" 4.7/5.

Own Up might be a good fit if you check these 3 boxes:

  1. You own your home in Ohio.
  2. You want to compare real offers from multiple lenders.
  3. You want to check your options without a hard credit pull.

See how much cash you could save (no hard credit pull)

See if your credit card debt is eligible for this debt relief program

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you settle your debt for less than you owe — with one low monthly program payment.

Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring debt specialist. The consultation is completely free and only takes 30 seconds to see if you qualify!9

See if your $30k+ in credit card debt is eligible for National Debt Relief


Did You Know?
On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.
Sources: Association for Consumer Debt Relief (2023)

Find creative ways to earn cash during your free time

  1. Thrift and flip: Head to local thrift stores, estate sales, or pursue free listings online. With a little skill and elbow grease, you could repurpose old furniture and other goods and sell them locally or online.
  2. Do work for older neighbors or family: From mowing the lawn to helping replace light bulbs, chances are there is someone nearby who could use your help. Beyond making a few extra bucks, they are sure to love the company.
  3. Haul large items with your truck: If you drive a pickup, you could advertise haul-away or large item delivery services in your area on sites like Craigslist.
  4. Pick up photography: You don’t need to have an official business or work weddings for this side gig. Head out to festivals, nightclubs, or popular areas in your city and offer to take people’s photos. Then airdrop or email the photos of your subjects for a small fee.

Ohio residents, see if you could save on new windows

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could save now.

HomeBuddy connects you with pre-screened local contractors who install energy-efficient windows that could help reduce energy bills and keep your home more comfortable.

It’s easy to get started. Answer a few quick questions and you could be matched with a contractor who can set up an estimate. The entire process is hassle free.

Get started now if you check these 3 boxes:

  1. You own your home.
  2. Your windows are 5+ years old.
  3. You live in an available ZIP code.

Complete this short questionnaire to get started

Pick up gig work from a trusted website

  1. Deliver packages with Amazon Flex: Use your own vehicle to deliver Amazon packages during your off-hours. According to Amazon, most drivers can earn between $18-$25 an hour.
  2. Do odd jobs on Taskrabbit: Sign up to be a tasker, and choose small jobs in your area in over 50+ service categories. You get to keep 100% of what you chargem, plus tips. Tasks can include moving furniture, running errands, IKEA assembly, and more.
  3. Pick up freelance microtasks: Check out a freelance platform like Upwork and look for postings for simple tasks like data entry, proofreading, image tagging, and more.
  4. Event staffing: You could pick up work for events like weddings, business conferences, or festivals. Just do a quick internet search for companies in your area. Beyond pay, some people report scoring added perks like free food for their time.

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2026 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.10

Choose a plan from Choice Home Warranty here and lock in 2026 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Earn 75,000 bonus points — worth up to $1,125 towards travel

If you're planning a trip, apply for the Chase Sapphire Preferred® Card (Rates and fees) here and you can earn 75,000 bonus points after spending $5,000 in the first 3 months — that's worth up to $1,125 toward travel through Chase Travel!

Plus, earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases — with an extremely low annual fee of $95 and no foreign transaction fee.

The card could pay for itself quickly: you'll earn up to $100 Chase Travel hotel credit each anniversary year, get a complimentary year of Apple TV (a $156 value, must activate by 12/31/26), and up to $120 toward Global Entry, TSA PreCheck, or NEXUS every four years.

If you travel even once a year, this card could net you $100s in rewards to use toward travel. Don't delay. Apply today!

Click here to apply for the Chase Sapphire Preferred® Card now

Recommended Credit Score info
Good
670-739
Excellent
740-850

Diversify your hard-earned retirement savings with gold

GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.11They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.12

Protect your savings today in 3 easy steps:

  1. Answer 4 quick questions on your goals and timeline.
  2. Get matched instantly with a top-rated provider suited to your goals.
  3. Speak to a specialist for a free, no-obligation consultation.

They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.

Earn a $200 bonus with this incredible cash back card

The Chase Freedom Unlimited®(Rates and fees) lets you earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening

In addition to this welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.24% - 27.74% Variable. Oh, and the annual fee is $0

It's almost a no-brainer to apply. 

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited®

Ohio residents, see if you could save on a walk-in shower upgrade

Design your perfect shower without breaking the bank. If you live in Ohio and your bathroom is stuck in the past, it's time for an upgrade you'll actually use every day.

HomeBuddy connects you with pre-screened local pros who install modern walk-in showers built around your style, your space, and your needs.

Skip the runaround. Get matched with a contractor and secure a free estimate in minutes. No pressure. No hassle.

Get started now if you check these 3 boxes:

  1. You own your home.
  2. You're ready to ditch the old tub.
  3. You live in an available ZIP code.

Get your free estimate to get started

Earn 3% cash back at Walmart, gas, or dining

If you shop at Walmart even once a month, you need to see this. It's been reported that more than 40% of Americans buy their groceries at Walmart,13but if you pay with a regular debit card, you could be missing out on a chance to earn solid cash back.

OnePay changes that. For a limited time, new members can earn 10% cash back on their first Walmart purchase within the first month, on up to $200 spent.14After that, you keep earning 3% cash back at Walmart every month on up to $150 spent.15

But you don’t just earn cash back at Walmart with OnePay — you can also earn on gas, dining, and more. When you bank through OnePay, you get a mobile banking app and secured credit card with no monthly fees, no minimum balances, and no overdraft fees.16

Plus, you can earn 3.35% APY on your savings17and can get paid up to 2 days early with direct deposit18and fee-free cash withdrawals at 55,000+ Allpoint ATMs worldwide.19And you can earn 25¢/gallon extra cash back on your first gas purchase.20

Bank through OnePay and earn 10% back at Walmart on your first purchase

Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Tax Relief Advocates is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Tax Relief Advocates talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Scams and Fraud: American adults lost $47 billion to scams and fraud in 2025

That's right. According to a new report, American adults lost $47 billion to scams and identity fraud in 2025.

But you can safeguard your data with all-in-one scam and fraud protection services from OmniWatch, which comes with up to $2,000,000.00 in identity theft insurance,21to cover eligible losses and fees should you experience them.

Plans start at $11.99 per month and can include comprehensive protection like 24/7 monitoring and alerts, dark web scanning to identify breached personal data (like your SSN and banking info), antivirus and VPN apps for device security, and expert restoration services at no extra cost.

Right now Omniwatch is offering a free dark web scan to check for vulnerabilities. Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Start your free dark web scan here here

Let's find you a better credit card ... or help you save on the debt you already have

If your credit has taken some hits, getting approved for a new card isn't always a sure thing. But that doesn't mean you're out of options.

Answer a few quick questions and we'll try to match you with a card that fits your situation. And if a new card isn't the right move right now, we may still be able to help you lower the interest you're paying on existing balances — which could save you real money every month.

Free, no commitment, and no impact to your credit score.

See my options (no credit impact)

Is your $1M+ portfolio working as hard as it could?

A one percent fee sounds like nothing. But on a $1 million portfolio, that's around $10,000 a year, every year, whether your advisor earns it or not.

But here’s the thing: you know a good financial advisor could help you stretch your savings further with strategies around tax-efficient withdrawals, capital gains, and required minimum distributions, which could save you thousands.

You don’t want to overspend on fees. But you also don’t want to miss out on tax cuts and savings. The answer? You don’t need any financial advisor. You need the right financial advisor.

This free matching quiz connects people with $1M+ in investable assets with up to three fiduciary advisors who serve their area, so they compare and choose the one that fits.

Block your internet provider from tracking you for as low as $1.59/month

The data broker industry was worth around $300 billion last year buying and selling personal information. Every site you visit hands over more of your info: your searches, your location, your habits. Not to mention your internet provider logging where you go all day.

Your browsing history is a product they sell. But you could hide it for as little as $1.59/month.

This tool called Total VPN encrypts your connection with AES-256, so your internet provider and anyone sharing your Wi-Fi can't read what you're doing. It also masks your IP address, so the sites you visit can't tie your activity back to you or your location. And it includes a kill switch that cuts your internet if the VPN connection ever drops.

Independent testing found no IP or DNS leaks on any server tested. It works on your computer, phone, and tablet, and annual plans include a 30-day money-back guarantee. Introductory rate applies to the first year; renews at the then-current price.

Don't keep handing over your browsing for free. Encrypt your devices for as low as $1.59/month today.

Great 4.2/5

Tap the equity in your home without adding another monthly payment (home must be worth at least $200,000)

If you own the home you live in but don't want to go for a traditional HELOC, Splitero could be perfect.

How it works: Splitero is a Home Equity Investment product that bets on your home's future value going up. They give you cash now, and when you sell, refinance, or pay Splitero back in cash, you give them a small portion based on how much your home is worth then.

(By the way, if your home value decreases, the value of the percentage Splitero is entitled to also decreases. That could be a lot safer for you.)

Splitero is rated "A" by the BBB and works with single family homes, condos, townhomes, and 2 to 4 unit properties. No mobile or manufactured homes. Use the money however you like. Pay off debt, renovate, invest … all without worrying about additional monthly payments.

You may qualify if you:

  1. Have 30% or more equity in your home. (Not sure how much equity you have? Click below and Splitero can help show you.)
  2. Have a home worth at least $200,000.
  3. Have a credit score of 500+.

Enter your home address here to see if you pre-qualify in less than 2 minutes

Access up to $150 per day of your paycheck

If you need a few dollars in between paychecks, a little daily cushion can go a long way.

With the EarnIn app you can access up to $150 per day of your paycheck and with a max of $1,000 per pay period.22

Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all.

You even have the option to access the money within minutes for a small fee.23

The best news? There is no credit check, no interest, no late fees – ever.

How to get started:

  1. Visit EarnIn and create an account.
  2. Link your bank and employment info.
  3. EarnIn will verify your paycheck and you’re all set!

Get started with EarnIn here

Earn a bonus worth $200 to use toward your next flight or hotel 

If you're planning a trip, apply for the Capital One VentureOne Rewards Credit Card (Rates and fees) here and you can earn 20,000 bonus points after spending $500 in the first 3 months — that's worth $200 toward travel!

There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Capital One VentureOne Rewards Credit Card also lets you earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. 

Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! If you travel even once a year this card could be worth it and could net you $100s in rewards to use toward travel. Don't delay — apply today!

Recommended for good or excellent credit.

Purchase and Transfer APR: 18.49% - 28.49% (Variable)

Click here to apply for the Capital One VentureOne Rewards Credit Card now

Save up to $2,000 on every flight you take (yes, it’s crazy)

Sounds kind of insane. And maybe you’re skeptical if this actually works or not. But either way … you’re probably curious. If you want to save a ton on travel (even international), Dollar Flight Club makes it so you could potentially pay less for any flight you take.

They’ve been helping travelers save since 2016 (so you know they’re the real deal), shipping crazy flight deals straight to your email — up to 90% off normal price for many flights. Just pick your destination and let them do the rest. They hunt deals 24/7 so you don’t have to.

Now, some insider info: They *do* offer a free version … but it puts you on a 2-3 month waitlist. Skip the wait and get instant access to the best deals with a Premium+ membership instead. For a limited time, FinanceBuzz readers can try Premium+ free for 14 days!

How to try Premium+:

  1. Enter your email at the link below.
  2. Pick your departure airport and dream destinations.
  3. Enter your payment info and start your free trial of Premium+.

This is the fastest way to unlock the best flight deals that could save you up to 90% off flights. At the end of the trial, you’ll be upgraded to the $99 per year membership.

Enter your payment info here to start your free Premium+ trial

Ohio Driver? Cancel your car insurance

Before you renew your current car insurance policy, you owe it to yourself to see what else is out there. Many drivers stick with the same provider for years without checking if they could pay less … and that's exactly how you could end up missing opportunities to save.

Getting a Farmers quote takes just a few minutes, and what you find could surprise you. People who make the switch could end up saving up to $550 on average.24That could be real money back in your pocket every single month.

If you want to see if you could be paying less with Farmers, here's what to do:

  1. Click the link below and enter your zip code.
  2. Answer a few quick questions about your car and driving history to get matched with a quote.
  3. If you find a better rate, switch your policy and start saving.

Get your quote now and see if you could pay less for the same coverage.


Quick Tip
Don't forget to cancel your old policy so you're not paying double

See if you’re eligible to cancel your money-draining timeshare contract

Are you stuck in a timeshare contract? The average timeshare owner pays roughly $1,200 a year in maintenance fees,25and those fees tend to rise 5% or more annually, often for a property they no longer use.

The Stonegate Firm provides legal and advocacy services to help consumers pursue legitimate exit options from their timeshare contract. If your contract qualifies, their attorneys work to identify violations of federal consumer protection laws and negotiate directly with resorts.

See if your timeshare may be eligible:

  1. Answer a few questions about your timeshare and contract.
  2. A Stonegate Firm specialist will review your case.
  3. If you qualify, they walk you through the cancellation process.

You’re in good hands. The Stonegate Firm is BBB Accredited with an A+ rating.

Check Your Cancellation Eligibility Free - 30 Second Assessment

Help protect your home for a fraction of what a break-in costs (perfect for Ohio residents)

Studies suggest a break-in happens about every 26 seconds in the U.S., and one average costs homeowners around $2,661.26But if you live in Ohio you could help protect it for a fraction of that cost.

SafeStreets is actively helping homeowners protect what matters most. Their security experts install a custom system with 24/7 monitoring that can help deter break-ins and give you peace of mind day and night.

Cut the cost of protecting your home by tapping into SafeStreets’ extremely low cost starting at just $49.99/month27with free professional installation, around-the-clock monitoring, and maintenance and extended warranty fully included.

Complete this short form to get a free quote

Check if you qualify to settle your credit card debt for less than you owe

Let’s be so for real - growing credit card debt feels like drowning. But there’s nothing you can do about it, right? Wrong.

If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, National Debt Relief might be able to assist you.

Best part? It sounds crazy but there are zero upfront fees, and you could be debt-free in 24-48 months.

All you have to do to get started is answer a few simple questions. It only takes 30 seconds to see if you qualify!

Try National Debt Relief


Did You Know?
On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.
Sources: Association for Consumer Debt Relief (2023)

Pay no interest into 2027 with this no annual fee card

If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2027 ... and the best part is that it could be easier than you think.  

Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% (Variable); Balance transfer fee applies.) That's right — you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.

But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, Discover will match all the cash back you’ve earned at the end of your first year. 

Apply now for the Discover it® Cash Back card

Not retired? You can still join AARP for massive discounts and your first year is just $15

Think AARP is only for retirees? It isn't. Anyone 18 or older can join, and for a limited time, your first five years cost just $11/year (less than $1/month)! An AARP membership gets you massive discounts on:

  • Restaurants (save up to $450 per year!)
  • Airfare, hotels, cruises and rental cars
  • Meal deliveries
  • UPS shipping
  • Eyeglasses and even prescriptions that aren't covered by insurance

Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks and potentially hundreds saved for just $15. It basically pays for itself.

Joining takes about two minutes:

  1. Click the link below, choose your free welcome gift, and select "Join Today"
  2. Create your account by answering a few quick questions
  3. Start enjoying your discounts and perks!

For a limited time, get 45% off of a 5-year AARP membership, making it just $11/year. Start saving today!

Keep extra cash in your pocket by checking this free tool before you hire a roofer

It’s amazing this tool works. If you need to repair or replace your roof, answer a few quick questions here and you could pay less on the services, labor, and materials needed.

The tool connects you with trusted roofing pros in your area who have been vetted for licensing, insurance, and reputation. You’ll work with a local contractor offering fair pricing on materials and labor. Take a minute to check and you could put money back in your pocket.

Roof repairs and replacements don’t need to overwhelm you thanks to this tool. Plus, a new or repaired roof could increase the resale value of your home, while boosting your safety and protecting you from further damage.

To get potential savings, answer a few simple questions

Get financial calm with the one budgeting app that truly does it all

Ever look at your bank account and wonder where your paycheck went? *Poof,* it's gone... and you have NO idea how you spent it all so quickly.

A budgeting app like SuperMoney could end this problem for you. Trusted by 2 million members since 2013, SuperMoney is designed to help real people achieve financial calm.

Now, some insider info: They *do* have a free 7-day trial... but the real money-saving power kicks in once you connect your accounts and let the Sense AI go to work. (Monthly plans start at just $19.99, but you can save $90/year with the annual plan!).28

Start your free trial when you sign up, and you'll unlock features that actually help you save the most money possible. Like a budget that builds itself from your real spending, plus Sense AI you can ask personalized money questions like "Why was last month so expensive?" or "Can I afford this trip?"

You'll also be able to track your net worth, monitor your credit, and see every account in one place, so you can stop guessing about your money and start actually getting ahead.

Download SuperMoney

National Debt Relief
4.7
info
National Debt Relief Benefits
  • No upfront fees9
  • One-on-one evaluation with a Certified Debt Specialist
  • For people with $30,000 in unsecured debts and up
Visit National Debt Relief