FinanceBuzz is trusted by millions and featured on

Get Up to 5% Cash Back on these Top Credit Cards of December 2024

Earn up to 5% cash back while locking in other perks—no annual fees, 0% Intro APR promos, and hefty welcome offers. Check out these featured card offers from our partners below.

Last updated Dec. 21, 2024 | By FinanceBuzz Editors

Credit card	FinanceBuzz rating	Annual fee	Rewards rate	Intro offer	Learn more
Wells Fargo Active Cash^® Card Apply Now > Rates and fees	5.0/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for high flat-rate cash rewards	$0	2% Earn unlimited 2% cash rewards on purchases Cash rewards	$200 Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months Cash rewards	Apply Now > Rates and fees
Chase Freedom Unlimited^® Apply Now >	4.7/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for cash back on traveling and dining	$0	1.5% - 6.5% Earn 6.5% cash back on travel purchased through Chase Travel℠, 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and 3% cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases Cash Back	Up to $300 Cash Back Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year)	Apply Now >
Capital One Quicksilver Cash Rewards Credit Card Apply Now > Rates and fees	4.5/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for cash back + intro balance transfer perks	$0	1.5% - 5% Earn 1.5% cash back on every purchase, every day; and 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply) Cash back	$200 Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening	Apply Now > Rates and fees
Bank of America^® Unlimited Cash Rewards credit card Apply Now >	4.5/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for uncomplicated cash back rewards	$0	1.5% Earn unlimited 1.5% cash back on all purchases Cash back	$200 Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening	Apply Now >
Citi Double Cash^® Card Apply Now > Rates and fees	5.0/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for high flat-rate cash back rewards	$0	2% - 5% 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25 Cash back	$200 Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back	Apply Now > Rates and fees
Discover it^® Cash Back Apply Now > Rates and fees	4.7/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for high-rate cash back categories	$0	1% - 5% Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases. Cash back	Cashback Match™ INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.	Apply Now > Rates and fees

Bottom Line

The Wells Fargo Active Cash^® Card (Rates and fees) is a great choice for almost everyone. Cardholders can benefit from a generous welcome bonus, earn unlimited 2% cash rewards on purchases, and 0% intro APR for 12 months from account opening on qualifying balance transfers and new purchases — all without an annual fee.

Intro APR: Enjoy a 0% introductory APR on purchases for 12 months from account opening then 19.49%, 24.49%, or 29.49% Variable APR thereafter. You also get a 0% intro APR for 12 months from account opening on qualifying balance transfers then 19.49%, 24.49%, or 29.49% Variable APR thereafter.
No annual fee: The Active Cash card has a $0 annual fee, which is perfect for someone looking to pay down debt, not add to it.
Welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Cash rewards: Cardmembers earn unlimited 2% cash rewards on purchases. If you love earning cash rewards but prefer to avoid the hassle of tracking spending categories, the Wells Fargo Active Cash^® Card card could be a good option for you.
Access to FICO score: When you’re trying to pay down debt and build credit, it’s important to know where you stand. With Wells Fargo Credit Close-Up℠ cardholders own the skills to help understand and track their FICO Score, raise it, or maintain it.
Cell phone protection: Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).

» Click here to apply now and pay no interest into 2025

Benefits

Card Details

Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Cell phone protection benefit (subject to a $25 deductible)
Can redeem rewards at an ATM for literal cash
Apply Now

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Wells Fargo Active <span class='whitespace-nowrap'>Cash<sup>®</sup></span> Card

5.0

Apply Now

on Wells Fargo’s secure website

Read Card Review

Intro Offer

$200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual Fee

Why we like it

How we chose these cards

FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, earning potential, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.

Bottom Line

How we chose these cards

Advertiser Disclosure

Editorial Policy