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Get Up to 5% Cash Back on these Top Credit Cards of December 2024

CREDIT CARDS - CASH BACK CREDIT CARDS
Earn up to 5% cash back while locking in other perks—no annual fees, 0% Intro APR promos, and hefty welcome offers. Check out these featured card offers from our partners below.
Last updated Dec. 13, 2024 | By FinanceBuzz Editors

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Credit card FinanceBuzz rating Annual fee Rewards rate Intro offer Learn more
Wells Fargo Active Cash® Card

Wells Fargo Active Cash® Card

Apply Now > Rates and fees

5.0/5
info

Excellent for high flat-rate cash rewards

$0

2%

info

Cash rewards

$200

info

Cash rewards

Apply Now > Rates and fees
Chase Freedom Unlimited®

Chase Freedom Unlimited®

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4.7/5
info

Excellent for cash back on traveling and dining

$0

1.5% - 6.5%

info

Cash Back

Up to $300 Cash Back

info
Apply Now >
Citi Double Cash® Card

Citi Double Cash® Card

Apply Now > Rates and fees

5.0/5
info

Excellent for high flat-rate cash back rewards

$0

2% - 5%

info

Cash back

$200

info
Apply Now > Rates and fees
TD Cash Credit Card

TD Cash Credit Card

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4.8/5
info

Excellent for customizable cash back rewards

$0

1% - 3%

info

Cash Back

$200

info
Apply Now > Rates and fees
Capital One Quicksilver Cash Rewards Credit Card

Capital One Quicksilver Cash Rewards Credit Card

Apply Now > Rates and fees

4.5/5
info

Excellent for cash back + intro balance transfer perks

$0

1.5% - 5%

info

Cash back

$200

info
Apply Now > Rates and fees
TD Double Up Credit Card

TD Double Up Credit Card

Apply Now > Rates and fees

4.6/5
info

Excellent for unlimited, flat-rate cash back rewards

$0

2%

info

Cash Back

$150

info
Apply Now > Rates and fees
Bank of America® Unlimited Cash Rewards credit card

Bank of America® Unlimited Cash Rewards credit card

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4.5/5
info

Excellent for uncomplicated cash back rewards

$0

1.5%

info

Cash back

$200

info
Apply Now >

Bottom Line

The Wells Fargo Active Cash® Card(Rates and fees) is a great choice for almost everyone. Cardholders can benefit from a generous welcome bonus, earn unlimited 2% cash rewards on purchases, and 0% intro APR for 12 months from account opening on qualifying balance transfers and new purchases — all without an annual fee.

  • Intro APR: Enjoy a 0% introductory APR on purchases for 12 months from account opening then 19.49%, 24.49%, or 29.49% Variable APR thereafter. You also get a 0% intro APR for 12 months from account opening on qualifying balance transfers then 19.49%, 24.49%, or 29.49% Variable APR thereafter.
  • No annual fee: The Active Cash card has a $0 annual fee, which is perfect for someone looking to pay down debt, not add to it.
  • Welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Cash rewards: Cardmembers earn unlimited 2% cash rewards on purchases. If you love earning cash rewards but prefer to avoid the hassle of tracking spending categories, the Wells Fargo Active Cash® Card card could be a good option for you.
  • Access to FICO score: When you’re trying to pay down debt and build credit, it’s important to know where you stand. With Wells Fargo Credit Close-Up℠ cardholders own the skills to help understand and track their FICO Score, raise it, or maintain it.
  • Cell phone protection: Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).

» Click here to apply now and pay no interest into 2025

Lucrative, Flat-Rate Cash Rewards

Benefits

Card Details

  • Low spend threshold for its welcome offer — $200 cash rewards bonus after spending $500 in purchases in the first 3 months
  • Cell phone protection benefit (subject to a $25 deductible)
  • Can redeem rewards at an ATM for literal cash
  • Apply Now
  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Wells Fargo Active <span class='whitespace-nowrap'>Cash<sup>®</sup></span> Card
5.0
info
Apply Now

on Wells Fargo’s secure website

Read Card Review

Intro Offer

$200 cash rewards bonus after spending $500 in purchases in the first 3 months

Annual Fee

$0

+

Why we like it


How we chose these cards

FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, earning potential, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.