Earn Up to 5% Cash Back With These Leading Cards

Wells Fargo Active Cash^® Card

If you’re looking for a powerful cash back card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash^® Card(Rates and fees) checks both of those boxes!

New cardholders can benefit from a generous cash rewards rate. Long gone are the days of juggling multiple cards or monitoring ever-changing spending categories — earn unlimited 2% cash rewards on purchases!

This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

Plus, new cardholders can earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Use your card for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.

The best part? There's no annual fee.

Click here to apply for the Wells Fargo Active Cash^® Card now.

Citi^® Double Cash Card

Ready to earn cash back from your spending? The Citi^® Double Cash Card has got you covered! This is a leading card when it comes to cash back.

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. That's like getting paid twice for every dollar you spend! Your points can be redeemed for cash back as a statement credit, direct deposit or check.

Don't let high APRs and annual fees hold you back from earning rewards. With the Citi^® Double Cash Card, you can enjoy 18 months of 0% intro APR on balance transfers (then 19.24% - 29.24% (Variable)). Plus, there's no annual fee to worry about.

Click here to apply for the Citi^® Double Cash Card(Rates and fees)

Bank of America^® Unlimited Cash Rewards credit card

Life is hectic enough. The last thing you need on your plate is to try to remember which categories you can earn cashback rewards on. Thankfully, with the Bank of America^® Unlimited Cash Rewards credit card, you don’t have to!

You can earn a competitive unlimited 1.5% cash back on all purchases. It’s that simple! There is no limit to your earning potential, and cash rewards don’t expire. Redemption is easy, too, as you can turn your cashback rewards in for statement credits, deposits into an eligible Bank of America checking or savings account, or credit into eligible Merrill investment accounts.

The cash rewards don’t stop there, as you can earn a $200 online cash rewards bonus after spending $1,000 in the first 90 days of account opening.

Looking to maximize your rewards on a large purchase soon? You could save hundreds in interest thanks to a 0% intro APR for 15 billing cycles on purchases and qualifying balance transfers made in the first 60 days (then 18.24% - 28.24% Variable).

Annual fee: $0 

Click here to apply for the Bank of America^® Unlimited Cash Rewards credit card now.

Capital One Quicksilver Cash Rewards Credit Card

When it comes to rewards credit cards, sorting through the hundreds of options can be overwhelming. And if you’re new to credit cards, the idea of juggling multiple cards or monitoring ever-changing spending categories can be downright stressful.

That’s why the Capital One Quicksilver Cash Rewards Credit Card(Rates and fees) is such a smart choice. You can earn 1.5% cash back on every purchase, every day — easy! Worried about interest? Relax — this card offers a 0% intro APR on purchases for the first 15 months then 19.99% - 29.99% (Variable).

Plus, new cardholders can get a one-time cash bonus — earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Use your card for essentials at the gas station or grocery stores, and in our opinion, you can easily meet the spending requirement.

Additional perk: New cardholders can take advantage of 0% intro APR for 15 months on balance transfers, then 19.99% - 29.99% (Variable) APR; 3% fee for the first 15 months. No fee for amounts transferred at the Transfer APR.

Annual fee: $0

Click here to apply for the Capital One Quicksilver Cash Rewards Credit Card now.

Chase Freedom Unlimited^®

Searching for a credit card that combines cash back rewards and a long 0% introductory APR period? You'll want to check out the Chase Freedom Unlimited^® Card!

Cardholders can earn 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases. It's no wonder why this is considered one of the leading cards on the market.

And you don’t want to overlook the extended 0% intro APR period: New cardholders can enjoy an extended 0% intro APR period on purchases and balance transfers for the first 15 months. That means you can take a break from paying interest until December 2024 - That's over a year of interest-free purchases and balance transfers! After the intro period, the APR is 20.49% - 29.24% Variable.

Annual Fee: $0

Citi Custom Cash^® Card

Looking for a credit card that understands your unique spending habits? The Citi Custom Cash^® Card is here to deliver. With a customized cash back program that adapts to your spending patterns, this card is the perfect choice for anyone who wants to get the most out of their credit card.

You'll earn 5% cash back on purchases in your top eligible spending category each billing cycle (up to the first $500 spent, then 1% cash back). Plus, you'll earn unlimited 1% cash back on all other purchases. This means you can get the highest cash back rate on the eligible category where you spend the most, without any complicated formulas or things to track.

But that's not all – the Citi Custom Cash^® Card also offers an easily attainable intro offer to help you jumpstart your cash back. Earn $200 in cash back after you spend $1500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back. It's that easy!

The best part? There's no annual fee, so you can enjoy your cash back without worrying about any extra charges.

Click here to apply for the Citi Custom Cash^® Card(Rates and fees).

Ink Business Cash^® Credit Card

If you’re getting ready to start your new business or gearing up to make a large business purchase, the Ink Business Cash^® Credit Card is the card to consider.

Start racking up serious cash back rewards with this card - Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; and 1% cash back on all other purchases with no limit.

New cardholders can earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Additional perk: You don't even need an Employer Identification Number (EIN) to apply. Solo entrepreneurs and side hustlers can take advantage of these perks!

Annual Fee: $0

Click here to apply for the Ink Business Cash^® Credit Card now.

Bottom Line

The Wells Fargo Active Cash^® Card is a great choice for almost everyone. Cardholders can benefit from a generous welcome bonus, earn 2% cash rewards on purchases, and 0% intro APR for 15 months from account opening on qualifying balance transfers and new purchases — all without an annual fee.

• Intro APR: Enjoy a 0% introductory APR on purchases for 15 months from account opening then 20.24%, 25.24%, or 29.99% variable APR thereafter. You also get a 0% intro APR for 15 months from account opening on qualifying balance transfers then 20.24%, 25.24%, or 29.99% variable APR thereafter.
• No annual fee: The Active Cash card has a $0 annual fee, which is perfect for someone looking to pay down debt, not add to it.
• Welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
• Cash rewards: Cardmembers earn 2% cash rewards on purchases. If you love earning cash rewards but prefer to avoid the hassle of tracking spending categories, the Wells Fargo Active Cash^® Card card could be a good option for you.
• Access to FICO score: When you’re trying to pay down debt and build credit, it’s important to know where you stand. With Wells Fargo Credit Close-Up℠ cardholders own the skills to help understand and track their FICO Score, raise it, or maintain it.
• Cell phone protection: Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).

» Click here to apply now and pay 0% interest until December 2024