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Choosing a new checking account can be difficult. There are plenty of options on the market, and each one offers something a little different. Many come with a great bonus, too.
To help make your search easier, we compiled a list of the best checking account offers from our partners.
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- Earn 1% cash back on up to $3,000 in debit card purchases each month1
- No minimum deposit, no minimum balance, and no account fees
- Access your paycheck up to 2 days early with Early Pay
- 60K+ fee-free ATMs and make cash deposits at Walmart stores nationwide
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- Earn up to $700 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities
- Subject to certain terms and limitations
- Offer valid through June 27, 2024
- Member FDIC
- Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm
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- Earn up to a $300 bonus and up to 4.60% APY2 on your money
- No account, overdraft, or monthly fees
- Get your paycheck up to two days early3
- Savings of up to 20% or more on select trips booked through SoFi Travel
- Access additional FDIC insurance up to $2 million
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- Earn a $400 bonus4 with qualifying activities
- No overdraft fees to worry about
- Minimum opening deposit is just $50
- $100 Negative Balance Buffer5 for eligible clients
- Five ways to avoid the monthly maintenance fee6
- Member FDIC
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- $200 bonus offer. Click 'Open Account' for more details.
- Peace of mind with our $0 Liability Guarantee.
- 24/7 security. Total Security Protection®️ and fraud monitoring.
- Digital Banking with the choice to pay using a variety of methods.
- Bank of America, N.A. Member FDIC.
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- Earn 3% cash back at Walmart7and up to 5% cash back8on select brands
- Get paid up to 2 days early9
- Earn 5.00% APY10on Savings with eligible deposits
- No monthly fees or minimum balances
- FDIC insurance through Coastal Community Bank11
Bottom Line
It’s rare to find a checking account that offers earnings on purchases like a credit card, which puts the Discover® Cashback Checking account at the top of our list. There’s no minimum deposit or balance to keep, plus this account has a ton of great features that make it a clear winner, including:
Earn Cashback: This is truly extraordinary, as you can earn 1% cash back on up to $3,000 in debit card purchases each month.1
Forget the Fees: Keep more cash in your pocket thanks to no account fees, fee-free overdraft protection, and over 60,000 fee-free ATMs to access your cash nationwide.
Get Paid Early: Revel in the joy of payday up to 2 days early with no charges as you can access your hard-earned paycheck even faster with Early Pay.
Deposit Cash While You Shop: It’s as simple as making a pitstop during your weekly errands at Walmart stores nationwide.
Protect Your Cash and Your ID: Beyond being FDIC insured, you’re never responsible for unauthorized debit card purchases. Plus, Discover will help remove your personal info from 10 people-search sites.12
Suite of Features: Easily manage your money thanks to mobile check deposit, online bill pay, Zelle payments, sync to your eWallet, and secure debit card tracking from request to delivery.
Easy Every Step of the Way: Apply online in just minutes and without affecting your credit score. Plus, have access to 100% U.S.-based customer service 24/7.
Discover®️ Cashback Checking Benefits
- Earn 1% cash back on up to $3,000 in debit card purchases each month1
- No minimum deposit, no minimum balance, and no account fees
- Access your paycheck up to 2 days early with Early Pay
- 60K+ fee-free ATMs and make cash deposits at Walmart stores nationwide
How we chose these products
FinanceBuzz evaluated a selection of bank accounts offered by our partners, looking at various criteria including account fees, bonus offers, and more. We did not review all products in the category and compensation was considered when evaluating and ordering the products.