| Credit Card | Rewards Rate | Welcome Bonus | Intro APR | Regular APR | Annual Fee |
|---|---|---|---|---|---|
/images/2024/12/16/bofa-travel.png)
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Bank of America® Travel Rewards credit card 4.4
Apply Now
on Bank of America's secure website
|
1.5X - 3X
Points
|
25,000
Points
|
Balance Transfer:
0%, 15 billing cycles for any balance transfers made in the first 60 days
Purchases:
0%, 15 billing cycles
|
17.99% - 27.99% Variable
|
$0
|
2025 award winner
Best for Dining Out
/images/2025/01/22/chase-freedom-unlimited-1.22.2025.png)
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Chase Freedom Unlimited® 4.7
|
1.5% - 5%
Cash Back
|
$200
Bonus
|
Balance Transfer:
0%, 15 months
Purchases:
0%, 15 months
|
18.74% - 28.24% Variable
|
$0
|
/images/2025/01/23/discover_it_cash_back_card_art_gold.png)
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Discover it® Cash Back 4.7
|
1% - 5%
Cash back
|
Cashback Match™
|
Balance Transfer:
0%, 15 months
Purchases:
0%, 15 months
|
17.99% - 26.99% Variable
|
$0
|
/images/2024/12/16/citi-double-cash.jpg)
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Citi Double Cash® Card 5.0
|
2% - 5%
Cash back
|
$200
|
Balance Transfer:
0%, 18 months
Purchases:
N/A, N/A
|
17.99% - 27.99% (Variable)
|
$0
|
|
2025 award winner
Best Overall Travel Credit Card
/images/2024/12/16/chase-sapphire-preferred-12162024.png)
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Chase Sapphire Preferred® Card 4.9
|
1X - 5X
Points
|
75,000
Points
|
Balance Transfer:
N/A, N/A
Purchases:
N/A, N/A
|
19.74% - 27.99% Variable
|
$95
|
|
2025 award winner
Best for Simple Travel Rewards
/images/2024/12/18/capital_one_venture_rewards_card_art.png)
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Capital One Venture Rewards Credit Card 4.7
|
2X - 5X
Miles
|
75,000 Miles
|
Balance Transfer:
N/A, N/A
Purchases:
N/A, N/A
|
19.99% - 28.99% (Variable)
|
$95
|
/images/2025/07/16/citi_strata_elite_card_art.png)
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Citi Strata Elite℠ Card 4.8
|
1.5X - 12X
Points
|
100,000
Points
|
Balance Transfer:
N/A, N/A
Purchases:
N/A, N/A
|
20.99% - 28.99% (Variable)
|
$595
|
|
2025 award winner
Best Premium Travel Credit Card
/images/2024/12/18/capital_one_venture_x_card_art_-_12-18-24.png)
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Capital One Venture X Rewards Credit Card 4.9
|
2X - 10X
Miles
|
75,000
Miles
|
Balance Transfer:
N/A, N/A
Purchases:
N/A, N/A
|
19.99% - 28.99% (Variable)
|
$395
|
Today's Top Credit Cards
Excellent for easy travel rewards redemption
/images/2024/12/16/bofa-travel.png)
4.4
Intro APR
Purchases:
0%, 15 billing cycles
0%, 15 billing cycles
Balance Transfers:
0%, 15 billing cycles for any balance transfers made in the first 60 days
0%, 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
17.99% - 27.99% Variable
Annual Fee
$0
Rewards Rate
1.5X - 3X
Points
Why We Like It
Card Details
Card Details
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% - 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
2025 award winner
Best for Dining Out
/images/2025/01/22/chase-freedom-unlimited-1.22.2025.png)
4.7
Intro APR
Purchases:
0%, 15 months
0%, 15 months
Balance Transfers:
0%, 15 months
0%, 15 months
Regular APR
18.74% - 28.24% Variable
Annual Fee
$0
Rewards Rate
1.5% - 5%
Cash Back
Why We Like It
Card Details
Card Details
- Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 28.24%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Excellent for high-rate cash back categories
/images/2025/01/23/discover_it_cash_back_card_art_gold.png)
4.7
Intro APR
Purchases:
0%, 15 months
0%, 15 months
Balance Transfers:
0%, 15 months
0%, 15 months
Regular APR
17.99% - 26.99% Variable
Annual Fee
$0
Rewards Rate
1% - 5%
Cash back
Why We Like It
Card Details
Card Details
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- Redeem cash back for any amount
- Apply now and you could get a decision in as little as 90 seconds. No annual fee.
- Start shopping and earning rewards in minutes with your virtual card, before your physical card arrives in the mail, if eligible.
- Get a 0% intro APR for 15 months on purchases. Then 17.99% to 26.99% Standard Variable Purchase APR applies, based on credit worthiness.
- Terms and conditions apply.
Excellent for high flat-rate cash back rewards
/images/2024/12/16/citi-double-cash.jpg)
5.0
Intro APR
Purchases:
N/A, N/A
N/A, N/A
Balance Transfers:
0%, 18 months
0%, 18 months
Regular APR
17.99% - 27.99% (Variable)
Annual Fee
$0
Rewards Rate
2% - 5%
Cash back
Why We Like It
Card Details
Card Details
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
New Offer
2025 award winner
Best Overall Travel Credit Card
/images/2024/12/16/chase-sapphire-preferred-12162024.png)
4.9
Welcome Bonus
75,000
Points
Rewards Rate
1X - 5X
Points
Annual Fee
$95
Why We Like It
Card Details
Card Details
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
2025 award winner
Best for Simple Travel Rewards
/images/2024/12/18/capital_one_venture_rewards_card_art.png)
4.7
Welcome Bonus
75,000 Miles
Rewards Rate
2X - 5X
Miles
Annual Fee
$95
Why We Like It
Card Details
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
Limited-Time Offer
Excellent for travel and restaurant rewards
/images/2025/07/16/citi_strata_elite_card_art.png)
4.8
Welcome Bonus
100,000
Points
Rewards Rate
1.5X - 12X
Points
Annual Fee
$595
Why We Like It
Card Details
Card Details
- For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.
- Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
- Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
- Earn 1.5 Points per $1 spent on All Other Purchases
- Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
- No Foreign Transaction Fees
2025 award winner
Best Premium Travel Credit Card
/images/2024/12/18/capital_one_venture_x_card_art_-_12-18-24.png)
4.9
Welcome Bonus
75,000
Miles
Rewards Rate
2X - 10X
Miles
Annual Fee
$395
Why We Like It
Card Details
Card Details
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
- Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
- Earn unlimited 2X miles on all other purchases
- Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
Bottom Line
The Bank of America® Travel Rewards credit card is a great choice for travelers.
- Generous welcome bonus: New cardmembers can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Introductory APR offer: Take advantage of the Bank of America Travel Rewards card's introductory 0% APR on purchases and qualifying balance transfers made in the first 60 days for 15 billing cycles (then 17.99% - 27.99% Variable APR).
- Visa Signature perks: The Bank of America Travel Rewards card is part of the Visa Signature card collection. This means it could offer valuable benefits such as concierge service or roadside dispatch.
- Annual fee: There’s a $0 annual fee with the Bank of America Travel Rewards credit card.
- Credit score access: You can opt-in to receive your FICO Score every month for free. Access your credit score through your account online or through the Bank of America mobile banking app.
Recommended Credit Score
Good
670-739
Excellent
740-850
Benefits
Card Details
- $0 annual fee
- Simple, flat-rate rewards
- Flexible redemption options
- Up to 75% Bank of America Preferred Rewards® bonus potential
- Apply Now
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% - 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
/images/2024/12/16/bofa-travel.png)
Intro Offer
Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Annual Fee
$0
Why we like it
How we chose these cards
FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including length of intro APR period, fees, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.