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Top Rewards Credit Cards of July 2024

Whether you're looking to add cash back to your pockets or miles to go on your dream vacation these cards have you covered. Check out these featured card offers from our partners below.

Last updated July 25, 2024 | By FinanceBuzz Editors

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

Credit card	FinanceBuzz rating	Annual fee	Rewards rate	Intro offer	Learn more
Citi Double Cash^® Card Apply Now > Rates and fees	4.8/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for high flat-rate cash back rewards	$0	2% - 5% 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24 Cash back	$200 Earn $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back	Apply Now > Rates and fees
Capital One VentureOne Rewards Credit Card Apply Now > Rates and fees	4.0/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for travel + intro balance transfer perks	$0	1.25X - 5X 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel Miles	20,000 Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening Miles	Apply Now > Rates and fees
Bank of America^® Travel Rewards credit card Apply Now >	4.1/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for easy travel rewards redemption	$0	1.5X Earn 1.5 points per $1 spent on all purchases Points	25,000 Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases Points	Apply Now >
Discover it^® Cash Back Apply Now > Rates and fees	4.7/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for high-rate cash back categories	$0	1% - 5% Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. Cash back	Cashback Match™ INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.	Apply Now > Rates and fees
Chase Sapphire Preferred^® Card Apply Now >	4.9/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for travel rewards rates and redemption	$95	1X - 5X Earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases Points	60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening Points	Apply Now >
Wells Fargo Active Cash^® Card Apply Now > Rates and fees	5.0/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for high flat-rate cash rewards	$0	2% Earn unlimited 2% cash rewards on purchases Cash rewards	$200 Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months Cash rewards	Apply Now > Rates and fees
Chase Freedom Unlimited^® Apply Now >	4.7/5 FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products. Excellent for cash back on traveling and dining	$0	1.5% - 6.5% Earn 6.5% cash back on travel purchased through Chase Travel℠, 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and 3% cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases Cash back	Up to $300 Cash Back Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year)	Apply Now >

Bottom Line

The Citi Double Cash^® Card is a great choice for anyone looking for a flexible cash back card. Take advantage of double the cash back or save on interest charges with a balance transfer during the intro APR period — all without an annual fee.

Cash Back: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
Balance Transfer Intro APR: Enjoy a 0% introductory APR on balance transfers for 18 months then 19.24% - 29.24% (Variable) APR thereafter.
No annual fee: The Double Cash card has a $0 annual fee.
No Caps or Categories: Earn cash back on all purchases. No spending caps or confusing categories to monitor with the Citi Double Cash^® Card(Rates and fees).

Click here to apply for the Citi Double Cash^® Card

Benefits

Card Details

Simple flat-rate cash back on all your purchases
0% intro APR on balance transfers for 18 months, then 19.24% - 29.24% (Variable) APR
No annual fee
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Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Citi Double <span class='whitespace-nowrap'>Cash<sup>®</sup></span> Card

4.8

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on Citi’s secure website

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Intro Offer

Earn $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® points, which can be redeemed for $200 cash back

Annual Fee

Why we like it

How we chose these cards

FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, earning potential, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.

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Top Rewards Credit Cards of July 2024

Bottom Line

How we chose these cards