| Credit Card | Rewards Rate | Welcome Bonus | Intro APR | Regular APR | Annual Fee |
|---|---|---|---|---|---|
/images/2024/12/16/bofa-travel.png)
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Bank of America® Travel Rewards credit card 4.4
Apply Now
on Bank of America's secure website
|
1.5X - 3X
Points
|
25,000
Points
|
Balance Transfer:
0%, 15 billing cycles for any balance transfers made in the first 60 days
Purchases:
0%, 15 billing cycles
|
17.99% - 27.99% Variable
|
$0
|
/images/2025/09/09/capital_one_ventureone_lto_card_art.png)
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Capital One VentureOne Rewards Credit Card 4.0
|
1.25X - 5X
Miles
|
20,000 Bonus Miles + $100 Capital One Travel credit
|
Balance Transfer:
0%, 15 months
Purchases:
0%, 15 months
|
18.99% - 28.99% (Variable)
|
$0
|
2025 award winner
Best No-Annual-Fee Travel Credit Card
/images/2024/12/17/wells-fargo-autograph-12172024.png)
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Wells Fargo Autograph® Card 4.4
|
1X - 3X
Points
|
20,000
Bonus Points
|
Balance Transfer:
N/A, N/A
Purchases:
0%, 12 months from account opening
|
18.99%, 23.99%, or 28.99% Variable
|
$0
|
|
2025 award winner
Best Overall Travel Credit Card
/images/2024/12/16/chase-sapphire-preferred-12162024.png)
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Chase Sapphire Preferred® Card 4.9
|
1X - 5X
Points
|
75,000
Points
|
Balance Transfer:
N/A, N/A
Purchases:
N/A, N/A
|
19.99% - 28.24% Variable
|
$95
|
|
2025 award winner
Best for Simple Travel Rewards
/images/2024/12/18/capital_one_venture_rewards_card_art.png)
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Capital One Venture Rewards Credit Card 4.7
|
2X - 5X
Miles
|
75,000 Miles
|
Balance Transfer:
N/A, N/A
Purchases:
N/A, N/A
|
19.99% - 28.99% (Variable)
|
$95
|
|
2025 award winner
Best for Dining Out
/images/2025/01/22/chase-freedom-unlimited-1.22.2025.png)
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Chase Freedom Unlimited® 4.7
|
1.5% - 5%
Cash Back
|
$200
Bonus
|
Balance Transfer:
0%, 15 months
Purchases:
0%, 15 months
|
18.99% - 28.49% Variable
|
$0
|
Today's Top Rewards Credit Cards
Excellent for easy travel rewards redemption
/images/2024/12/16/bofa-travel.png)
4.4
Welcome Bonus
25,000
Points
Rewards Rate
1.5X - 3X
Points
Annual Fee
$0
Why We Like It
Card Details
Card Details
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% - 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Limited-Time Offer
Excellent for travel + intro purchase and balance transfer perks
/images/2025/09/09/capital_one_ventureone_lto_card_art.png)
4.0
Welcome Bonus
20,000 Bonus Miles + $100 Capital One Travel credit
Rewards Rate
1.25X - 5X
Miles
Annual Fee
$0
Why We Like It
Card Details
Card Details
- LIMITED-TIME OFFER: Earn $300 in travel bonuses. Enjoy $100 to use on Capital One Travel in your first cardholder year, plus earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening - that’s equal to $300 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.99% - 28.99% variable APR after that; balance transfer fee applies
2025 award winner
Best No-Annual-Fee Travel Credit Card
/images/2024/12/17/wells-fargo-autograph-12172024.png)
4.4
Welcome Bonus
20,000
Bonus Points
Rewards Rate
1X - 3X
Points
Annual Fee
$0
Why We Like It
Card Details
Card Details
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 18.99%, 23.99%, or 28.99% variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
New Offer
2025 award winner
Best Overall Travel Credit Card
/images/2024/12/16/chase-sapphire-preferred-12162024.png)
4.9
Welcome Bonus
75,000
Points
Rewards Rate
1X - 5X
Points
Annual Fee
$95
Why We Like It
Card Details
Card Details
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
2025 award winner
Best for Simple Travel Rewards
/images/2024/12/18/capital_one_venture_rewards_card_art.png)
4.7
Welcome Bonus
75,000 Miles
Rewards Rate
2X - 5X
Miles
Annual Fee
$95
Why We Like It
Card Details
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
2025 award winner
Best for Dining Out
/images/2025/01/22/chase-freedom-unlimited-1.22.2025.png)
4.7
Welcome Bonus
$200
Bonus
Rewards Rate
1.5% - 5%
Cash Back
Annual Fee
$0
Why We Like It
Card Details
Card Details
- Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Bottom Line
The Bank of America® Travel Rewards credit card is a great choice for travelers.
- Generous welcome bonus: New cardmembers can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Introductory APR offer: Take advantage of the Bank of America Travel Rewards card's introductory 0% APR on purchases and qualifying balance transfers made in the first 60 days for 15 billing cycles (then 17.99% - 27.99% Variable APR).
- Visa Signature perks: The Bank of America Travel Rewards card is part of the Visa Signature card collection. This means it could offer valuable benefits such as concierge service or roadside dispatch.
- Annual fee: There’s a $0 annual fee with the Bank of America Travel Rewards credit card.
- Credit score access: You can opt-in to receive your FICO Score every month for free. Access your credit score through your account online or through the Bank of America mobile banking app.
Recommended Credit Score
Good
670-739
Excellent
740-850
Benefits
Card Details
- $0 annual fee
- Simple, flat-rate rewards
- Flexible redemption options
- Up to 75% Bank of America Preferred Rewards® bonus potential
- Apply Now
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.99% - 27.99% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
/images/2024/12/16/bofa-travel.png)
Intro Offer
Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Annual Fee
$0
Why we like it
Frequently Asked Questions
Have questions about travel credit cards? We've answered the most common ones below to help you choose the right card.
Travel credit cards earn points (sometimes called miles) each time you make an eligible purchase. The typical earning rate is 1 to 2 points per dollar spent, and many cards give you extra points for certain purchases, typically within travel categories.
The value of a point (or mile) depends on the card that earned it and how you redeem it, but a good rule of thumb is to assume each point is worth an average of about 1 cent.
Your points accumulate in a rewards account, where you can use them to pay for travel. Most cards let you book travel directly using a portal, but instead of paying cash, you can pay with your points or miles. Depending on the card, you may also have the option of booking travel directly from your airline or hotel of choice, then cashing in your points for a credit against those expenses.
While cash back cards offer a straightforward reward system, travel rewards cards often provide greater flexibility and value. With travel rewards, you can redeem points or miles for flights, hotels, car rentals, and more. This can lead to significant savings on your vacations and trips. Additionally, travel rewards cards often come with exclusive perks like airport lounge access, travel insurance, and priority boarding. By choosing a travel rewards card, you can turn your everyday spending into unforgettable travel experiences.
Even if you're not a frequent traveler, a travel rewards card can still be a valuable asset. Many cards offer generous welcome offers that can be redeemed for hundreds of dollars worth of travel. Those rewards don’t generally expire while your account is active, so you can save them for the holidays or a big trip. Additionally, you can earn points or miles on everyday purchases like groceries and gas, which can add up quickly and offset any annual fee.
To maximize your travel rewards, consider these strategies:
- Utilize welcome offers: Many travel cards offer substantial welcome bonuses when you meet a minimum spending requirement within a certain timeframe.
- Maximize bonus categories: Look for cards that offer bonus points or miles on spending categories where you make regular purchases, such as dining or groceries.
- Use your card for everyday purchases: By using your travel rewards card for regular expenses, you can accumulate points or miles over time.
- Consider a premium card: Premium travel cards often offer higher earning rates and exclusive perks, but they may also have annual fees. Weigh the benefits against the cost to determine if it's worth the investment. It’s not uncommon for frequent travelers to get more value from a premium card than casual travelers.
- Transfer points strategically: Some travel rewards programs allow you to transfer points to airline or hotel loyalty programs. This can be a great way to redeem your points for specific travel experiences.
How we chose these cards
FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.