Maximize Your Points, Travel Miles, and More with These Top Rewards Credit Cards of December 2024

Capital One Venture Rewards Credit Card

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Planning a big trip this year? The Capital One Venture Rewards Credit Card(Rates and fees) could be a fantastic way to earn miles for your next flight. This card lets you earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening — that equates to as much as $750 in travel rewards! 

The Capital One Venture Rewards Credit Card also offers a strong 1:1 transfer ratio on many airlines, including AeroMexico, British Airways, Emirates, and more. Imagine redeeming your bonus of 75,000 miles for tickets covering all (or a portion) of the flight cost to Mexico, the United Kingdom, or even Dubai!

You can also earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25, plus:

• No Foreign Transaction Fee
• Up to a $120 credit for Global Entry or TSA Precheck® 
• Low Annual Fee: $95 

Purchase and Transfer APR: 19.99% - 29.49% (Variable)

Click here to apply for the Capital One Venture Rewards Credit Card now.

Chase Sapphire Preferred^® Card

4.9

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Lining up flights for your next big vacation? The Chase Sapphire Preferred^® Card is a must-have. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening — worth $750 when redeemed for flights or other travel through Chase Travel℠. 

You can also transfer points to numerous popular travel loyalty programs — such as United MileagePlus, Southwest Airlines Rapid Rewards, IHG Rewards Club, and Marriott Bonvoy — connecting you to destinations around the world like Italy, Peru, Japan, and more!

Plus, earn 5X points on travel purchased through Chase Travel℠, 3X points on dining, select streaming services, and online groceries, 2X points on other travel purchases, and 1X points on all other purchases.

• Foreign Transaction Fee: None
• Multiple Popular Travel Partners 
• Annual Fee: $95

Click here to apply for the Chase Sapphire Preferred^® Card now.

Bank of America^® Travel Rewards credit card

4.1

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

The Bank of America^® Travel Rewards credit card could be your ticket to earning unlimited rewards points that you can redeem for flights — with a $0 annual fee!

This card lets you earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases!

You're also not limited to specific websites, blackout dates, or restrictions when booking! Simply redeem your points for a statement credit to pay for the flights, hotels, car and vacation rentals, dining purchases, and more of your choice.

Earning points is simple, too, as you can earn unlimited 1.5 points per $1 spent on all purchases everywhere, every time.

• NO Foreign Transaction Fees
• Earn Unlimited Rewards Points 
• $0 Annual Fee

Click here to apply for the Bank of America^® Travel Rewards credit card now.

Wells Fargo Autograph Journey℠ Card

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

The Wells Fargo Autograph Journey℠ Card(Rates and fees) is an excellent choice for casual and frequent travelers alike thanks to its uniquely high rewards rate for its price range. To start, you can earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months! Don't sleep on this — it's worth $600 toward your next trip!

The Wells Fargo Autograph Journey℠ Card welcome offer also has a relatively low spending requirement that could help you partially cover the cost of flights to dreamy destinations like Asia, Europe, the Caribbean, and more. You can book flights, hotels, car rentals, and even cruises anytime through Wells Fargo's flexible travel platform. 

Plus, earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases. Rewards rates this high on a card in this price range are practically unheard of!

• Foreign Transaction Fee: None
• 5X points on hotels and 4X points on airlines
• $50 annual statement credit with $50 minimum airline purchase
• Annual Fee: $95

Click here to apply for the Wells Fargo Autograph Journey℠ Card now

Capital One VentureOne Rewards Credit Card

4.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

The Capital One VentureOne Rewards Credit Card(Rates and fees) could be perfect for you if travel occasionally and want a card with powerful benefits, but no annual fee. This card lets you earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening — that equates to $200 in travel rewards!

The Capital One VentureOne Rewards Credit Card also offers a strong 1:1 transfer ratio on many airlines, including AeroMexico, British Airways, Emirates, and more. Imagine redeeming your bonus of 20,000 miles for tickets covering a portion of the flight cost to Mexico, the United Kingdom, or even Dubai!

You can also earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel, plus:

• No Foreign Transaction Fee
• Redeem miles for vacation rentals (Airbnb, VRBO, etc.)
• No Annual Fee

Purchase and Transfer APR: 19.49% - 29.49% (Variable)

Click here to apply for the Capital One VentureOne Rewards Credit Card now.

Wells Fargo Autograph℠ Card

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

The Wells Fargo Autograph℠ Card(Rates and fees) is a standout card for earning unlimited rewards points that you can use towards flights — plus an incredible welcome bonus to get you started.

With this card, you can earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months (that’s a $200 cash redemption value).

That's a relatively easy-to-hit spending requirement that could help you partially cover the cost of flights to dreamy destinations like Europe, the Caribbean, and more. Plus, book flights anytime through Wells Fargo's travel platform. 

It can be easy to add to that bonus quickly, too: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. 

• No Foreign Transaction Fees
• Earn Unlimited Rewards Points
• $0 Annual Fee

Click here to apply for the Wells Fargo Autograph℠ Card now.

Capital One Venture X Rewards Credit Card

4.9

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

If you have excellent credit, the Capital One Venture X Rewards Credit Card(Rates and fees) could be one of the best cards to earn rewards towards your next big adventure. You'll earn 75,000 miles when you spend $4,000 on purchases in the first 3 months from account opening — that's $750 in travel rewards that can help take you abroad!

The Capital One Venture X Rewards Credit Card offers a strong 1:1 transfer ratio on many airlines, plus a number of elevated travel perks like an annual travel credit ($300 value) for bookings through Capital One Travel, a statement credit for Global Entry or TSA PreCheck® (up to $120 value) application fees, and lounge access. The annual fee of $395 is easily offset by the welcome offer and deluxe perks to help you travel in style. 

You can also earn 2 miles per dollar on every purchase, every day; 10 miles per dollar on hotels and rental cars booked through Capital One Travel, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25, plus:

• No Foreign Transaction Fee
• Global Entry or TSA PreCheck® (up to $120 value) application fee credit 
• Access to Capital One and Priority Pass lounges

Purchase and Transfer APR: 19.99% - 29.49% (Variable)

Click here to apply for the Capital One Venture X Rewards Credit Card now.

Bottom Line

The Capital One Venture Rewards Credit Card(Rates and fees) is a great travel companion with numerous perks for a card with only a $95 annual fee.

• Generous welcome offer: New cardholders can earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening — that’s worth $750 towards travel.
• Earn unlimited miles: You can earn 2 miles per dollar on every purchase, every day, simple! Plus, you can earn 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
• Flexible rewards: Use your miles to get reimbursed for any travel purchase or redeem by booking through Capital One Travel. Plus, you can transfer your miles to your choice of 15+ travel loyalty programs. Miles won’t expire for the life of the account, and there’s no limit on how many you can earn.
• Added travel perks: Receive up to a $120 credit for Global Entry or TSA PreCheck® and enrich every hotel stay from Capital One’s Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more.
• Purchase and balance transfer APR: 19.99% - 29.49% (Variable).
  

>>Click here to apply now and start racking up miles for your next trip