Wells Fargo Active Cash® Card
If you’re looking for a powerful rewards card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash® Card Rates and fees checks both of those boxes!
New cardholders can benefit from a generous cash rewards rate. Long gone are the days of juggling multiple cards or monitoring ever-changing spending categories — earn unlimited 2% cash rewards on purchases!
This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 19.99%, 24.99%, or 29.99% variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
Plus, new cardholders can earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Use your card for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.
The best part? There's no annual fee.
Click here to apply for the Wells Fargo Active Cash® Card now.
Bank of America® Travel Rewards credit card
The Bank of America® Travel Rewards credit card is your ticket to adventure! With no annual fee, a generous signup bonus, and the ability to earn unlimited 1.5X points on all purchases - this is without a doubt the card you want to keep at the top of your wallet.
New cardholders can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases!
Quit juggling multiple cards to optimize your travel rewards - with the Bank of America® Travel Rewards credit card, you can earn unlimited 1.5 points per $1 spent on all purchases everywhere, every time. Points can be redeemed as a statement credit for a variety of travel expenses, including flights, hotels, and rental cars.
Additional perk: Take advantage of this cards extended introductory APR period on purchases and qualifying balance transfers for 18 billing cycles (See terms for APR details). Perfect for a large purchase or funding travel that you want to pay back over time - without having to worry about accumulating interest.
Annual fee: $0
Click here to apply for the Bank of America® Travel Rewards credit card now.
U.S. Bank Cash+® Visa Signature® Card
If you are looking for a card that puts cash back in your pocket, look no further. The U.S. Bank Cash+® Visa Signature® Card offers a whopping 5% cash back across two categories you choose (up to $2,000 in combined eligible purchases each quarter). Making it one of the most flexible cash back cards available today!
On top of the huge rewards, the Cash+ also offers a generous intro offer to new cardholders – Earn a $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
Looking for a break from high interest payments? The Cash+ card has you covered. Cardholders can enjoy 0% introductory APR on purchases for 15 billing cycles, plus a 0% intro APR for 15 billing cycles on qualifying balance transfers. After the intro period, the APR is 19.49% - 29.49% (Variable).
Annual Fee: $0
Click here to apply for the U.S. Bank Cash+® Visa Signature® Card now.
Capital One Quicksilver Cash Rewards Credit Card
When it comes to rewards credit cards, sorting through the hundreds of options can be overwhelming. And if you’re new to credit cards, the idea of juggling multiple cards or monitoring ever-changing spending categories can be downright stressful.
That’s why the Capital One Quicksilver Cash Rewards Credit Card is such a smart choice. You can earn 1.5% cash back on every purchase, every day — easy! Worried about interest? Relax — this card offers a 0% intro APR on purchases for the first 15 months then 19.74% - 29.74% (Variable).
Plus, new cardholders can get a one-time cash bonus — earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Use your card for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.
Additional perk: New cardholders can take advantage of 0% intro APR for 15 months on balance transfers, then 19.74% - 29.74% (Variable) APR; 3% fee on balances transferred within the first 15 months.
Annual fee: $0
Click here to apply for the Capital One Quicksilver Cash Rewards Credit Card now.
Wells Fargo Autograph℠ Card
The Wells Fargo Autograph℠ Card Rates and fees is a flexible rewards card that offers cash rewards and travel redemptions. Cardholders can earn 20,000 bonus points after spending $1,000 in purchases in the first 3 months.
Use your card for everyday purchases and rack up rewards points — Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Points can be redeemed for things like travel, statement credits, or gift cards.
Aside from the massive intro offer and rewards points you can rack up, the Autograph card offers a generous 0% intro APR for 12 months from account opening on purchases. After the intro period, the APR is 19.99%, 24.99%, or 29.99% variable. That means your payments can go directly to paying down your balance without incurring a pile of additional charges!
One thing that shouldn't be overlooked, all of these perks come with no annual fee.
Click here to apply for the Wells Fargo Autograph℠ Card now.
Ink Business Cash® Credit Card
If you’re getting ready to start your new business or gearing up to make a large business purchase, the Ink Business Cash® Credit Card is the card to consider.
Start racking up serious cash back rewards with this card - Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; and 1% cash back on all other purchases with no limit.
New cardholders can earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Additional perk: You don't even need an Employer Identification Number (EIN) to apply. Solo entrepreneurs and side hustlers can take advantage of these perks!
Annual Fee: $0
Click here to apply for the Ink Business Cash® Credit Card now.
Capital One Venture Rewards Credit Card
If you love travel you'll want the Capital One Venture Rewards Credit Card in your wallet! Cardholders can enjoy incredible travel perks with this versatile card.
This card offers a lucrative introductory bonus - new cardholders can earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening. That welcome offer equates to $750 in travel rewards! You can also earn 2 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
Plus, this credit card is one of the easiest to use in terms of rewards redemptions. There are no blackout dates or restrictions on what airlines or hotels you can redeem your points with. So, you'll enjoy lots of flexibility when redeeming points to book memorable trips.
Note that this credit card does include an annual fee of $95, but with the welcome offer, it's more than worth it. This is truly an exceptional credit card for travelers.
Purchase and Transfer APR: 20.74% - 28.74% (Variable)
Click here to apply for the Capital One Venture Rewards Credit Card now.
Bottom Line
The Wells Fargo Active Cash® Card is a great choice for almost everyone. Cardholders can benefit from a generous welcome bonus, earn 2% cash rewards on purchases, and 0% intro APR for 15 months from account opening on qualifying balance transfers and new purchases — all without an annual fee.
- Intro APR: Enjoy a 0% introductory APR on purchases for 15 months from account opening then 19.99%, 24.99%, or 29.99% variable APR thereafter. You also get a 0% intro APR for 15 months from account opening on qualifying balance transfers then 19.99%, 24.99%, or 29.99% variable APR thereafter.
- No annual fee: The Active Cash card has a $0 annual fee, which is perfect for someone looking to pay down debt, not add to it.
- Welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Cash rewards: Cardmembers earn 2% cash rewards on purchases. If you love earning cash rewards but prefer to avoid the hassle of tracking spending categories, the Wells Fargo Active Cash® Card card could be a good option for you.
- Access to FICO score: When you’re trying to pay down debt and build credit, it’s important to know where you stand. With Wells Fargo Credit Close-Up℠ cardholders own the skills to help understand and track their FICO Score, raise it, or maintain it.
- Cell phone protection: Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
» Click here to apply now and pay 0% interest until August 2024
How we chose these cards
FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, earning potential, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.