Maximize Your Points, Travel Miles, and More with These Top Rewards Credit Cards of February 2025

Last updated Feb. 23, 2025 | By FinanceBuzz Editors

Whether you're looking to rack up flexible rewards points or miles to go on your dream vacation, these cards have you covered. Incredible rewards could soon be yours with just a swipe of a card. Check out these featured card offers from our partners below.


Compare Today's Top Rewards Credit Cards

Capital One VentureOne Rewards Credit Card

Impressive 1:1 Redemption Ratio on Many Airlines + 20,000 Mile Bonus

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The Capital One VentureOne Rewards Credit Card(Rates and fees) could be perfect for you if travel occasionally and want a card with powerful benefits, but no annual fee. This card lets you earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening — that equates to $200 in travel rewards!

The Capital One VentureOne Rewards Credit Card also offers a strong 1:1 transfer ratio on many airlines, including AeroMexico, British Airways, Emirates, and more. Imagine redeeming your bonus of 20,000 miles for tickets covering a portion of the flight cost to Mexico, the United Kingdom, or even Dubai!

You can also earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel, plus:

  • No Foreign Transaction Fee
  • Redeem miles for vacation rentals (Airbnb, VRBO, etc.)
  • No Annual Fee

Purchase and Transfer APR: 19.24% - 29.24% (Variable)

Click here to apply for the Capital One VentureOne Rewards Credit Card now.

Discover it® Cash Back

Unlock up to 10% cash back your first year

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The Discover it® Cash Back(Rates and fees) is one of the best cash back cards on the market with its ability to earn up to 5% cash back on common rotating spending categories and a rare welcome offer — all with no annual fee.

Take charge of how much cash back you can earn as Discover will match all the cash back you’ve earned at the end of your first year.

And racking up cash back is simple as you can earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, like gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically. 

The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back! 

Discover is accepted by 99% of merchants, and you can redeem your cash back rewards as a statement credit, bank account deposit, or gift cards to dozens of popular retailers. 

Even better, the Discover it® Cash Back card offers a 0% intro APR for 15 months on purchases and balance transfers, then APR 18.24% - 27.24% Variable. This is a great way to pay down credit card debt or finance a large purchase while earning cash back at the same time!

Annual Fee: $0

Click here to apply for the Discover it® Cash Back now.

Bank of America® Travel Rewards credit card

Book Travel on Any Site (No Blackout Dates) + 25,000 bonus points

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The Bank of America® Travel Rewards credit card could be your ticket to earning unlimited rewards points that you can redeem for flights — with a $0 annual fee!

This card lets you earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases!

You're also not limited to specific websites, blackout dates, or restrictions when booking! Simply redeem your points for a statement credit to pay for the flights, hotels, car and vacation rentals, dining purchases, and more of your choice.

Earning points is simple, too, as you can earn unlimited 1.5 points per $1 spent on all purchases everywhere, every time.

  • NO Foreign Transaction Fees
  • Earn Unlimited Rewards Points 
  • $0 Annual Fee

Click here to apply for the Bank of America® Travel Rewards credit card now.

Capital One Venture Rewards Credit Card

Strong 1:1 Redemption Ratio on Many Airlines + 75,000 Mile Bonus

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Planning a big trip this year? The Capital One Venture Rewards Credit Card(Rates and fees) could be a fantastic way to earn miles for your next flight. This card lets you earn $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening — that equates to as much as $1,000 in travel rewards

The Capital One Venture Rewards Credit Card also offers a strong 1:1 transfer ratio on many airlines, including AeroMexico, British Airways, Emirates, and more. Imagine redeeming your bonus of 75,000 miles for tickets covering all (or a portion) of the flight cost to Mexico, the United Kingdom, or even Dubai!

You can also earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25, plus:

  • No Foreign Transaction Fee
  • Up to a $120 credit for Global Entry or TSA Precheck® 
  • Low Annual Fee: $95 

Purchase and Transfer APR: 19.99% - 29.24% (Variable)

Click here to apply for the Capital One Venture Rewards Credit Card now.

Chase Sapphire Preferred® Card

Multiple Popular Travel Partners + Earn Up To $750 Toward Travel  

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Lining up flights for your next big vacation? The Chase Sapphire Preferred® Card is a must-have. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening — worth $750 when redeemed for flights or other travel through Chase Travel℠

You can also transfer points to numerous popular travel loyalty programs — such as United MileagePlus, Southwest Airlines Rapid Rewards, IHG Rewards Club, and Marriott Bonvoy — connecting you to destinations around the world like Italy, Peru, Japan, and more!

Plus, earn 5X points on travel purchased through Chase Travel℠, 3X points on dining, select streaming services, and online groceries, 2X points on other travel purchases, and 1X points on all other purchases.

  • Foreign Transaction Fee: None
  • Multiple Popular Travel Partners 
  • Annual Fee: $95

Click here to apply for the Chase Sapphire Preferred® Card now.

Wells Fargo Autograph® Card

Unlimited 3X Rewards Points for Flights + 20,000 bonus points

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The Wells Fargo Autograph® Card(Rates and fees) is a standout card for earning unlimited rewards points that you can use towards flights — plus an incredible welcome bonus to get you started.

With this card, you can earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months (that’s a $200 cash redemption value).

That's a relatively easy-to-hit spending requirement that could help you partially cover the cost of flights to dreamy destinations like Europe, the Caribbean, and more. Plus, book flights anytime through Wells Fargo's travel platform. 

It can be easy to add to that bonus quickly, too: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases

  • No Foreign Transaction Fees
  • Earn Unlimited Rewards Points
  • $0 Annual Fee

Click here to apply for the Wells Fargo Autograph® Card now.

Capital One Venture X Rewards Credit Card

 75,000 Mile Bonus + Strong 1:1 Redemption Ratio on Many Airlines

4.9
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If you have excellent credit, the Capital One Venture X Rewards Credit Card(Rates and fees) could be one of the best cards to earn rewards towards your next big adventure. You'll earn 75,000 miles when you spend $4,000 on purchases in the first 3 months from account opening — that's $750 in travel rewards that can help take you abroad!

The Capital One Venture X Rewards Credit Card offers a strong 1:1 transfer ratio on many airlines, plus a number of elevated travel perks like an annual travel credit ($300 value) for bookings through Capital One Travel, a statement credit for Global Entry or TSA PreCheck® (up to $120 value) application fees, and lounge access. The annual fee of $395 is easily offset by the welcome offer and deluxe perks to help you travel in style. 

You can also earn 2 miles per dollar on every purchase, every day; 10 miles per dollar on hotels and rental cars booked through Capital One Travel, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25, plus:

  • No Foreign Transaction Fee
  • Global Entry or TSA PreCheck® (up to $120 value) application fee credit 
  • Access to Capital One and Priority Pass lounges

Purchase and Transfer APR: 19.99% - 29.24% (Variable)

Click here to apply for the Capital One Venture X Rewards Credit Card now.


Bottom line

The Capital One VentureOne Rewards Credit Card(Rates and fees) is a great choice if you want multiple intro APR offers and a simple way to earn travel rewards on everyday purchases — all with no annual fee.

  • Low intro APR: Enjoy a 0% intro APR on purchases for 15 months and a 0% intro APR on balance transfers for 15 months (then 19.24% - 29.24% (Variable)). Balance transfer fee applies.
  • Up to a powerful $731 in year one value: You could even increase your value with savvy use of the card’s transfer partners and higher spending categories.
  • Early spend bonus: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.
  • Simple earning: Earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
  • Lack of fees: The Capital One VentureOne has a $0 annual fee and no foreign transaction fees, helping you keep your money in your wallet.

Click here to apply now and start earning the 20,000 miles early spend bonus

0% Intro APR for 15 months

Benefits

Card Details

  • $0 annual fee
  • Simple and elevated rewards on every purchase
  • Flexible redemption options
  • Intro APR offers on purchases and balance transfers
  • No foreign transaction fees
  • Apply Now
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
Capital One VentureOne Rewards Credit Card
4.0
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Apply Now

on Capital One’s secure website

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Intro Offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening

Annual Fee

$0

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Why we like it



Frequently Asked Questions

Have questions about travel credit cards? We've answered the most common ones below to help you choose the right card.

How do travel credit cards work?

Travel credit cards earn points (sometimes called miles) each time you make an eligible purchase. The typical earning rate is 1 to 2 points per dollar spent, and many cards give you extra points for certain purchases, typically within travel categories.

The value of a point (or mile) depends on the card that earned it and how you redeem it, but a good rule of thumb is to assume each point is worth an average of about 1 cent.

Your points accumulate in a rewards account, where you can use them to pay for travel. Most cards let you book travel directly using a portal, but instead of paying cash, you can pay with your points or miles. Depending on the card, you may also have the option of booking travel directly from your airline or hotel of choice, then cashing in your points for a credit against those expenses.

Is a travel card better than a cash back card?

While cash back cards offer a straightforward reward system, travel rewards cards often provide greater flexibility and value. With travel rewards, you can redeem points or miles for flights, hotels, car rentals, and more. This can lead to significant savings on your vacations and trips. Additionally, travel rewards cards often come with exclusive perks like airport lounge access, travel insurance, and priority boarding. By choosing a travel rewards card, you can turn your everyday spending into unforgettable travel experiences.

How often do I need to travel to make a travel card worth it?

Even if you're not a frequent traveler, a travel rewards card can still be a valuable asset. Many cards offer generous welcome offers that can be redeemed for hundreds of dollars worth of travel. Those rewards don’t generally expire while your account is active, so you can save them for the holidays or a big trip. Additionally, you can earn points or miles on everyday purchases like groceries and gas, which can add up quickly and offset any annual fee.

How do I earn the most travel points?

To maximize your travel rewards, consider these strategies:

  • Utilize welcome offers: Many travel cards offer substantial welcome bonuses when you meet a minimum spending requirement within a certain timeframe.
  • Maximize bonus categories: Look for cards that offer bonus points or miles on spending categories where you make regular purchases, such as dining or groceries.
  • Use your card for everyday purchases: By using your travel rewards card for regular expenses, you can accumulate points or miles over time.
  • Consider a premium card: Premium travel cards often offer higher earning rates and exclusive perks, but they may also have annual fees. Weigh the benefits against the cost to determine if it's worth the investment. It’s not uncommon for frequent travelers to get more value from a premium card than casual travelers.
  • Transfer points strategically: Some travel rewards programs allow you to transfer points to airline or hotel loyalty programs. This can be a great way to redeem your points for specific travel experiences.



How we chose these cards

FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.