Travel rewards credit cards are the ultimate wingmen for your wanderlust. Choose from the featured card offers from our partners below and start racking up major points or miles to use on your next adventure!
| Credit Card | Financebuzz Rating | Welcome Bonus | Rewards Rate | Intro APR | Regular APR | Annual Fee |
|---|---|---|---|---|---|---|
2025 award winner Best for Simple Travel Rewards /images/2024/12/18/capital_one_venture_rewards_card_art.png)
Capital One Venture Rewards Credit Card |
Excellent for high flat-rate travel rewards
4.7
|
75,000 Miles + $250 Capital One Travel credit
|
2X - 5X
Miles
|
Purchases:
N/A, N/A
Balance Transfer:
N/A, N/A
|
19.99% - 29.24% (Variable)
|
$95
|
|
2025 award winner Best Overall Travel Credit Card /images/2024/12/16/chase-sapphire-preferred-12162024.png)
Chase Sapphire Preferred® Card |
Excellent for travel rewards rates and redemption
4.9
|
60,000 Points
100,000 Points
|
1X - 5X
Points
|
Purchases:
N/A, N/A
Balance Transfer:
N/A, N/A
|
19.99% - 28.24% Variable
|
$95
|
/images/2024/12/18/capital_one_ventureone_rewards_card_art.png)
Capital One VentureOne Rewards Credit Card |
Excellent for travel + intro purchase and balance transfer perks
4.0
|
20,000
Miles
|
1.25X - 5X
Miles
|
Purchases:
0%, 15 months
Balance Transfer:
0%, 15 months
|
19.24% - 29.24% (Variable)
|
$0
|
/images/2024/12/16/citi-aadvantage-platinum-select.png)
Citi® / AAdvantage® Platinum Select® World Elite Mastercard® |
Excellent for terrific American Airlines rewards
4.3
|
50,000
Miles
|
1X - 2X
Miles
|
Purchases:
N/A, N/A
Balance Transfer:
N/A, N/A
|
20.24% - 29.24% (Variable)
|
$99 (waived first year)
|
/images/2024/12/16/delta-skymiles-gold.png)
Delta SkyMiles® Gold American Express Card |
Excellent for frequent Delta fliers
4.6
|
50,000
miles
|
1X - 2X
miles
|
Purchases:
N/A, N/A
Balance Transfer:
N/A, N/A
|
20.24% - 29.24% (variable)
|
$0 intro annual fee for the first year, $150 per year thereafter
|
/images/2024/12/16/bofa-travel.png)
Bank of America® Travel Rewards credit card |
Excellent for easy travel rewards redemption
4.4
|
25,000
Points
|
1.5X - 3X
Points
|
Purchases:
0%, 15 billing cycles
Balance Transfer:
0%, 15 billing cycles for any balance transfers made in the first 60 days
|
18.24% - 28.24% Variable
|
$0
|
/images/2024/12/17/wells-fargo-autograph-journey-12172024.png)
Wells Fargo Autograph Journeyâ„ Card |
Excellent for top-notch rewards rates on travel spend
5.0
|
60,000
Bonus Points
|
1X - 5X
Points
|
Purchases:
N/A, N/A
Balance Transfer:
N/A, N/A
|
20.24%, 25.24%, or 29.24% Variable
|
$95
|
|
2025 award winner Best for Dining Out /images/2025/01/22/chase-freedom-unlimited-1.22.2025.png)
Chase Freedom Unlimited® |
Excellent for cash back on traveling and dining
4.7
|
$250
Bonus
|
1.5% - 5%
Cash Back
|
Purchases:
0%, 15 months
Balance Transfer:
0%, 15 months
|
18.99% - 28.49% Variable
|
$0
|
Today's Top Travel Credit Cards
Capital One Venture Rewards Credit Card
LIMITED-TIME OFFER
🚨 LIMITED-TIME OFFER: The Capital One Venture Rewards Credit Card(Rates and fees) allows you to enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Don't wait to apply — this coveted offer is worth $1,000 in travel rewards!
The Capital One Venture Rewards Credit Card also offers a strong 1:1 transfer ratio on many airlines, including AeroMexico, British Airways, Emirates, and more. Imagine redeeming your bonus of 75,000 miles for tickets covering all (or a portion) of the flight cost to Mexico, the United Kingdom, or even Dubai!
You can also earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25, plus:
- No Foreign Transaction Fee
- Up to a $120 credit for Global Entry or TSA Precheck®
- Low Annual Fee: $95
Purchase and Transfer APR: 19.99% - 29.24% (Variable)
Click here to apply for the Capital One Venture Rewards Credit Card now.
Chase Sapphire Preferred® Card
LIMITED-TIME OFFER
🚨 LIMITED-TIME OFFER: Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening — worth $1,250 when redeemed for flights or other travel through Chase Travel℠. This limited-time welcome offer is one of the best we've ever seen from this card, making the Chase Sapphire Preferred® Card(Rates and fees) a must-have.
You can also transfer points to numerous popular travel loyalty programs — such as United MileagePlus, Southwest Airlines Rapid Rewards, IHG Rewards Club, and Marriott Bonvoy — connecting you to destinations around the world like Italy, Peru, Japan, and more!
Plus, earn 5X points on travel purchased through Chase Travelâ„ , 3X points on dining, select streaming services, and online groceries, 2X points on other travel purchases, and 1X points on all other purchases.
- Foreign Transaction Fee: None
- Multiple Popular Travel Partners
- Annual Fee: $95
Click here to apply for the Chase Sapphire Preferred® Card now.
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card(Rates and fees) could be perfect for you if travel occasionally and want a card with powerful benefits, but no annual fee. This card lets you earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening — that equates to $200 in travel rewards!
The Capital One VentureOne Rewards Credit Card also offers a strong 1:1 transfer ratio on many airlines, including AeroMexico, British Airways, Emirates, and more. Imagine redeeming your bonus of 20,000 miles for tickets covering a portion of the flight cost to Mexico, the United Kingdom, or even Dubai!
You can also earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel, plus:
- No Foreign Transaction Fee
- Redeem miles for vacation rentals (Airbnb, VRBO, etc.)
- No Annual Fee
Purchase and Transfer APR: 19.24% - 29.24% (Variable)
Click here to apply for the Capital One VentureOne Rewards Credit Card now.
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
If you have big travel plans this year and LOVE flying with American Airlines, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® could be a fantastic fit for you. Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening!
Redeeming miles for American Airlines flights is the easiest and fastest way to take advantage of this card. You can easily use your 50,000 miles for free or discounted flights to destinations that American Airlines flies — like Los Angeles, the Bahamas, Italy, and more!
Plus, earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases; and 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases with the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®(Rates and fees).
- Free checked bag on domestic American Airlines flights and preferred boarding
- 0% foreign transaction fee
- Low annual fee: $99 (waived first year)
Click here to apply for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Delta SkyMiles® Gold American Express Card
If you fly Delta often — and you have a big adventure on the horizon — the Delta SkyMiles® Gold American Express Card might be one of the best cards to consider. You can earn 50,000 bonus miles after spending $2,000 in eligible purchases in the first 6 months!
Just think ... Delta is a member of the SkyTeam alliance, which means you can book award flights with Delta or other airlines like Air France, KLM, Virgin Atlantic. That means you could use your 50,000 mile bonus to cover all or a portion of flights to Hawaii, Europe, Australia and more!
You can also earn 2X miles on qualifying Delta purchases, at restaurants worldwide, plus takeout and delivery in the U.S., and at U.S supermarkets; and 1X miles per $1 spent on all other eligible purchases, plus:
- Foreign transaction fee: None
- Car rental loss and damage insurance
- $0 intro annual fee for the first year, $150 per year thereafter
Click here to learn how to apply for the Delta SkyMiles® Gold American Express Card
Bank of America® Travel Rewards credit card
The Bank of America® Travel Rewards credit card could be your ticket to earning unlimited rewards points that you can redeem for flights — with a $0 annual fee!
This card lets you earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases!
You're also not limited to specific websites, blackout dates, or restrictions when booking! Simply redeem your points for a statement credit to pay for the flights, hotels, car and vacation rentals, dining purchases, and more of your choice.
Earning points is simple, too, as you can earn unlimited 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on all purchases everywhere, every time.
- NO Foreign Transaction Fees
- Earn Unlimited Rewards Points
- $0 Annual Fee
Click here to apply for the Bank of America® Travel Rewards credit card now.
Wells Fargo Autograph Journeyâ„ Card
The Wells Fargo Autograph Journey℠Card(Rates and fees) is an excellent choice for casual and frequent travelers alike thanks to its uniquely high rewards rate for its price range. To start, you can earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months! Don't sleep on this — it's worth $600 toward your next trip!
The Wells Fargo Autograph Journeyâ„ Card welcome offer also has a relatively low spending requirement that could help you partially cover the cost of flights to dreamy destinations like Asia, Europe, the Caribbean, and more. You can book flights, hotels, car rentals, and even cruises anytime through Wells Fargo's flexible travel platform.
Plus, earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases. Rewards rates this high on a card in this price range are practically unheard of!
- Foreign Transaction Fee: None
- 5X points on hotels and 4X points on airlines
- $50 annual statement credit with $50 minimum airline purchase
- Annual Fee: $95
Click here to apply for the Wells Fargo Autograph Journeyâ„ Card now
Chase Freedom Unlimited®
LIMITED-TIME OFFER
🚨 LAST CHANCE TO APPLY FOR THIS LIMITED-TIME OFFER: The Chase Freedom Unlimited®(Rates and fees) lets you earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening. Don’t wait to apply — your last chance to get this limited time offer is 9AM EST on 5/1/2025.
Searching for a credit card that combines a long 0% introductory APR period and cash back rewards? You'll want to check out the Chase Freedom Unlimited® Card, with an extended 0% intro APR period on purchases and balance transfers for the first 15 months. That means you can take a break from paying interest until July 2026 - That's over a year of interest-free purchases and balance transfers! After the intro period, the APR is 18.99% - 28.49% Variable.
And you don’t want to overlook the amazing cashback benefits: Cardholders can earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases. It's no wonder why this is considered one of the leading cards on the market.
Annual Fee: $0
Click here to apply for the Chase Freedom Unlimited® Card now.
Bottom Line
LIMITED-TIME OFFER
2025 award winner Best for Simple Travel Rewards
The Capital One Venture Rewards Credit Card(Rates and fees) is a great travel companion with numerous perks for a card with only a $95 annual fee.
- Generous welcome offer: New cardholders can enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening — that’s worth $1,000 towards travel.
- Earn unlimited miles: You can earn 2 miles per dollar on every purchase, every day, simple! Plus, you can earn 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
- Flexible rewards: Use your miles to get reimbursed for any travel purchase or redeem by booking through Capital One Travel. Plus, you can transfer your miles to your choice of 15+ travel loyalty programs. Miles won’t expire for the life of the account, and there’s no limit on how many you can earn.
- Added travel perks: Receive up to a $120 credit for Global Entry or TSA PreCheck® and enrich every hotel stay from Capital One’s Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more.
- Purchase and balance transfer APR: 19.99% - 29.24% (Variable).
>>Click here to apply now and start racking up miles for your next trip
2025 award winner Best for Simple Travel Rewards
Benefits
Card Details
- Has a generous welcome offer
- Offers up to $120 Global Entry or TSA PreCheck® statement credit
- Has an easy rewards program and highly flexible travel redemptions
- Doesn’t charge foreign transaction fees
- Offers valuable travel protections
- Apply Now
- Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
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Intro Offer
Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
Annual Fee
$95
Why we like it
Frequently Asked Questions
Have questions about airline and travel credit cards? We've answered the most common ones below to help you choose the right card.
Travel credit cards earn points (sometimes called miles) each time you make an eligible purchase. The typical earning rate is 1 to 2 points per dollar spent, and many cards give you extra points for certain purchases, typically within travel categories.
The value of a point (or mile) depends on the card that earned it and how you redeem it, but a good rule of thumb is to assume each point is worth an average of about 1 cent.
Your points accumulate in a rewards account, where you can use them to pay for travel. Most cards let you book travel directly using a portal, but instead of paying cash, you can pay with your points or miles. Depending on the card, you may also have the option of booking travel directly from your airline or hotel of choice, then cashing in your points for a credit against those expenses.
There are a few ways to use your travel rewards to book flights:
- Use the card's online travel portal: Many travel credit cards have their own online portal where you can redeem your points or miles for flights. This is often the simplest way to book, as you can search for flights and see how many points or miles it will cost.
- Transfer points to airline partners: Many travel credit cards allow you to transfer your points to partner airlines. This can be a great option if you want to use your points for flights on a specific airline, or if you need to use your points for a flight that isn't available for direct redemption through the card's portal.
- Book directly and get reimbursed: Some travel credit cards allow you to book your flight directly with the airline or through a travel agency and then get reimbursed for the cost using your points or miles. This can be a good option if you need to book a complex itinerary or if you want to use a specific travel agent.
Airline-specific credit cards can be a great option for frequent flyers of a particular airline. These cards often offer bonus points or miles for spending, priority boarding, free checked bags, and other perks. However, it's important to consider whether you'll be able to use the card enough to justify the annual fee (if any) and whether the airline's loyalty program is a good fit for your travel needs.
If you're a flexible traveler who flies multiple airlines, a general travel rewards card may be a better option. These cards often offer more flexibility in how you can use your points or miles, and they may also have better welcome offers and ongoing rewards.
Travel credit cards offer a variety of perks that can make your travel experience more enjoyable. Here are a few examples:
- Priority boarding: This perk allows you to board the plane before other passengers so you can get settled in your seat and avoid the rush.
- Free checked bags: This perk can save you money on baggage fees, especially if you're traveling with checked luggage.
- Lounge access: Some travel credit cards offer access to airport lounges, where you can relax, work, and enjoy complimentary food and drinks before your flight.
- Travel insurance: Many travel credit cards include travel insurance coverage, which can protect you from unexpected expenses such as trip cancellation, lost luggage, and medical emergencies.
- Rental car insurance: This perk can save you money on rental car insurance, as many travel credit cards offer primary rental car insurance coverage.
By choosing the right travel credit card, you can enjoy a more comfortable and convenient travel experience.
How we chose these cards
FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.