Stop Throwing Away Money: Pay No Foreign Transaction Fees When Swiping Abroad

Last updated March 14, 2025 | By FinanceBuzz Editors

Travel rewards credit cards without foreign transaction fees are the ultimate wingmen for your wanderlust. Choose from the featured card offers from our partners below and start racking up major points or miles to use on your next international adventure!



Compare Today's Top No Foreign Transaction Fee Cards

Excellent for easy travel rewards redemption

Bank of America® Travel Rewards credit card

4.4
info

on Bank of America’s secure website

Intro Offer info
25,000 Points
Reward Rate info
1.5X - 3X Points
Annual fee
$0

Why We Like It

Card Details

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2025 award winner Best No-Annual-Fee Travel Credit Card

Wells Fargo Autograph® Card

4.7
info

on Wells Fargo’s secure website

Intro Offer info
20,000 bonus points
Reward Rate info
1X - 3X Points
Annual fee
$0

Why We Like It

Card Details

Financebuzz awards badge

2025 award winner Best Overall Travel Credit Card

Chase Sapphire Preferred® Card

4.9
info

on Chase’s secure website

Intro Offer info
60,000 Points
Reward Rate info
1X - 5X Points
Annual fee
$95

Why We Like It

Card Details

Excellent for travel + intro purchase and balance transfer perks

Capital One VentureOne Rewards Credit Card

4.0
info

on Capital One’s secure website

Intro Offer info
20,000 Miles
Reward Rate info
1.25X - 5X Miles
Annual fee
$0

Why We Like It

Card Details

Financebuzz awards badge

2025 award winner Best for Simple Travel Rewards

Limited-Time Offer

Capital One Venture Rewards Credit Card

4.7
info

on Capital One’s secure website

Intro Offer info
75,000 Miles + $250 Capital One Travel credit
Reward Rate info
2X - 5X Miles
Annual fee
$95

Why We Like It

Card Details

Excellent for top-notch rewards rates on travel spend

Wells Fargo Autograph Journey℠ Card

5.0
info

on Wells Fargo’s secure website

Intro Offer info
60,000 bonus points
Reward Rate info
1X - 5X Points
Annual fee
$95

Why We Like It

Card Details


Bottom Line

The Bank of America® Travel Rewards credit card is a great choice for travelers.

  • Generous welcome bonus: New cardmembers can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Introductory APR offer: Take advantage of the Bank of America Travel Rewards card's introductory 0% APR on purchases and qualifying balance transfers made in the first 60 days for 15 billing cycles (then 18.24% - 28.24% Variable APR). 
  • Visa Signature perks: The Bank of America Travel Rewards card is part of the Visa Signature card collection. This means it could offer valuable benefits such as concierge service or roadside dispatch. 
  • Annual fee: There’s a $0 annual fee with the Bank of America Travel Rewards credit card.
  • Credit score access: You can opt-in to receive your FICO Score every month for free. Access your credit score through your account online or through the Bank of America mobile banking app.

» Click here to apply now and start traveling more

Easy-to-Earn Unlimited Rewards

Benefits

Card Details

  • $0 annual fee
  • Simple, flat-rate rewards
  • Flexible redemption options
  • Up to 75% Bank of America Preferred Rewards® bonus potential
  • Apply Now
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
  • Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Bank of <span class='whitespace-nowrap'>America<sup>®</sup></span> Travel Rewards credit card
4.4
info
Apply Now

on Bank of America’s secure website

Read Card Review

Intro Offer

Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases

Annual Fee

$0

+

Why we like it



Frequently Asked Questions

Have questions about travel credit cards with no foreign transaction fees? We've answered the most common ones below to help you choose the right card for your next trip abroad.

What are foreign transaction fees, and how much are they?

A foreign transaction fee is a charge for making a purchase from a foreign retailer. Foreign transaction fees typically range from 1% - 3%, with 3% being common. This means for every $1,000 you spend abroad, these credit cards could potentially save you $30 in foreign transaction fees.

While you may incur other fees on your trip abroad, like dynamic currency conversions or VAT (value-added tax), you can be assured that you will not be charged any additional foreign transaction fees from any of the cards listed above.

What is the difference between a foreign transaction fee and a currency conversion fee?

A foreign transaction fee is a charge for making a purchase from a foreign retailer. A currency conversion fee is a charge that could be added on if you want to pay in your home currency rather than the local currency. You could be charged for both fees on the same transaction.

How do I know if my current card charges foreign transaction fees?

You can check the terms and conditions or your card issuer’s website to determine if it charges this type of fee. If the card does, you may want to consider having a backup travel credit card that doesn’t have any foreign transaction fees to use while overseas.

Is it better to use a credit card or to exchange my money overseas?

If you want to have cash on hand, you could exchange your money once you reach your destination. However, you'll likely be subject to unfavorable exchange rates and will pay fees for the service of changing your money as well. Credit cards are the simplest way to pay for items while you travel internationally as you'll get a better exchange rate and never have to hunt down an ATM.



How we chose these cards

FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.