| Credit Card | Welcome Bonus | Rewards Rate | Foreign Transaction Fee | Annual Fee |
|---|---|---|---|---|
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Capital One VentureOne Rewards Credit Card 4.0
|
20,000 Bonus Miles + $100 Capital One Travel credit
|
1.25X - 5X
Miles
|
None |
$0
|
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Bank of America® Travel Rewards credit card 4.4
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on Bank of America's secure website
|
25,000
Points
|
1.5X - 3X
Points
|
0% |
$0
|
2025 award winner
Best No-Annual-Fee Travel Credit Card
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Wells Fargo Autograph® Card 4.4
|
20,000
Bonus Points
|
1X - 3X
Points
|
None |
$0
|
|
2025 award winner
Best Overall Travel Credit Card
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Chase Sapphire Preferred® Card 4.9
|
75,000
Points
|
1X - 5X
Points
|
None |
$95
|
|
2025 award winner
Best for Simple Travel Rewards
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Capital One Venture Rewards Credit Card 4.7
|
75,000 Miles
|
2X - 5X
Miles
|
None |
$95
|
Today's Top No Foreign Transaction Fee Cards
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- LIMITED-TIME OFFER: Earn $300 in travel bonuses. Enjoy $100 to use on Capital One Travel in your first cardholder year, plus earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening - that’s equal to $300 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.99% - 28.99% variable APR after that; balance transfer fee applies
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- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases. You could earn 3.75-5.25 points for every $1 you spend on travel purchases made through the Bank of America Travel Center.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 18.74%, 24.74%, or 28.74% variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
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- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
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- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
Bottom line
The Capital One VentureOne Rewards Credit Card(Rates and fees) is a great choice if you want multiple intro APR offers and a simple way to earn travel rewards on everyday purchases — all with no annual fee.
- Low intro APR: Enjoy a 0% intro APR on purchases for 15 months and a 0% intro APR on balance transfers for 15 months (then 18.99% - 28.99% (Variable)). Balance transfer fee applies.
- Up to a powerful $831 in year one value: You could even increase your value with savvy use of the card’s transfer partners and higher spending categories.
- Early spend bonus: Enjoy $100 to use on Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening (limited time offer).
- Simple earning: Earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
- Lack of fees: The Capital One VentureOne has a $0 annual fee and no foreign transaction fees, helping you keep your money in your wallet.
Click here to apply now and start earning the 20,000 miles early spend bonus
Benefits
Card Details
- $0 annual fee
- Simple and elevated rewards on every purchase
- Flexible redemption options
- Intro APR offers on purchases and balance transfers. Note that a balance transfer fee applies.
- No foreign transaction fees
- Apply Now
- LIMITED-TIME OFFER: Earn $300 in travel bonuses. Enjoy $100 to use on Capital One Travel in your first cardholder year, plus earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening - that’s equal to $300 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.99% - 28.99% variable APR after that; balance transfer fee applies
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Intro Offer
LIMITED-TIME OFFER: Earn $300 in travel bonuses. Enjoy $100 to use on Capital One Travel in your first cardholder year, plus earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening - that’s equal to $300 in travel
Annual Fee
$0
Why we like it
Frequently Asked Questions
Have questions about travel credit cards with no foreign transaction fees? We've answered the most common ones below to help you choose the right card for your next trip abroad.
A foreign transaction fee is a charge for making a purchase from a foreign retailer. Foreign transaction fees typically range from 1% - 3%, with 3% being common. This means for every $1,000 you spend abroad, these credit cards could potentially save you $30 in foreign transaction fees.
While you may incur other fees on your trip abroad, like dynamic currency conversions or VAT (value-added tax), you can be assured that you will not be charged any additional foreign transaction fees from any of the cards listed above.
A foreign transaction fee is a charge for making a purchase from a foreign retailer. A currency conversion fee is a charge that could be added on if you want to pay in your home currency rather than the local currency. You could be charged for both fees on the same transaction.
You can check the terms and conditions or your card issuer’s website to determine if it charges this type of fee. If the card does, you may want to consider having a backup travel credit card that doesn’t have any foreign transaction fees to use while overseas.
If you want to have cash on hand, you could exchange your money once you reach your destination. However, you'll likely be subject to unfavorable exchange rates and will pay fees for the service of changing your money as well. Credit cards are the simplest way to pay for items while you travel internationally as you'll get a better exchange rate and never have to hunt down an ATM.
How we chose these cards
FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.