| Credit Card | Welcome Bonus | Rewards Rate | Foreign Transaction Fee | Annual Fee |
|---|---|---|---|---|
2026 AWARD WINNER
Best Overall Travel Credit Card
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Apply Now
Chase Sapphire Preferred® Card 4.9
|
75,000 Points
100,000 Points
|
1X - 5X
Points
|
None |
$95
|
|
2026 AWARD WINNER
Best No-Annual-Fee Travel Card
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Apply Now
Wells Fargo Autograph® Card 4.4
|
20,000
Bonus Points
|
1X - 3X
Points
|
None |
$0
|
/images/2024/12/16/bofa-travel.png)
Apply Now
Bank of America® Travel Rewards credit card 4.4
|
25,000
Points
|
1.5X - 3X
Points
|
0% |
$0
|
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Apply Now
Capital One VentureOne Rewards Credit Card 4.0
|
20,000 Bonus
Miles
|
1.25X - 5X
Miles
|
None |
$0
|
/images/2026/04/13/capital_one_venture_rewards_card_art_-_april_2026.png)
Apply Now
Capital One Venture Rewards Credit Card 4.7
|
75,000
Miles
|
2X - 5X
Miles
|
None |
$95
|
/images/2024/12/16/bofa-premium.png)
Apply Now
Bank of America® Premium Rewards® credit card 4.4
|
60,000
Points
|
1.5X - 2X
Points
|
0% |
$95
|
Today's Top No Foreign Transaction Fee Cards
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- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC
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- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
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- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
- Earn unlimited 1.5 points per $1 spent on everyday purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- Earn 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
- Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
- Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants, including takeout.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.49% - 27.49% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
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- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- $0 annual fee and no foreign transaction fees
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
- Top rated mobile app
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- Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
- Top rated mobile app
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- Low $95 annual fee.
- Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
- No foreign transaction fees.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
Bottom Line
The Chase Sapphire Preferred® Card (Rates and fees) is a great choice if you're looking for a card that offers great perks with a low annual fee. Take advantage of a strong welcome offer, up to 5X points on travel purchased through Chase Travel℠, and a range of ongoing benefits including trip cancellation/interruption insurance, and primary auto rental collision damage waiver.
- Welcome offer: Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Rewards: Earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases.
- No foreign transaction fees: No need to worry about foreign transaction fees while you are traveling around the world!
- Additional benefits: Cardholders can enjoy complimentary auto rental collision damage waiver, trip cancellation/trip interruption insurance, travel and emergency assistance services, emergency evacuation and transportation coverage, extended warranty protection, and purchase protection.
- Low annual fee: Take advantage of all these amazing perks for a low annual fee of $95.
» Click here to apply now and start earning travel rewards
- Generous welcome offer valued at up to $1,500 when redeemed via Chase Travel℠
- High rewards on dining and bookings via Chase Travel
- Up to 1.5x more value when redeeming points for travel through Chase Travel
- Up to $100 in statement credits each account anniversary year for hotel stays booked through Chase Travel
- Receive valuable travel protections like trip delay reimbursement and primary rental car insurance
- Apply Now
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
- Transfer points to leading airline and hotel loyalty programs
- Member FDIC
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Intro Offer
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Annual Fee
$95
Why we like it
Frequently Asked Questions
Have questions about travel credit cards with no foreign transaction fees? We've answered the most common ones below to help you choose the right card for your next trip abroad.
A foreign transaction fee is a charge for making a purchase from a foreign retailer. Foreign transaction fees typically range from 1% - 3%, with 3% being common. This means for every $1,000 you spend abroad, these credit cards could potentially save you $30 in foreign transaction fees.
While you may incur other fees on your trip abroad, like dynamic currency conversions or VAT (value-added tax), you can be assured that you will not be charged any additional foreign transaction fees from any of the cards listed above.
A foreign transaction fee is a charge for making a purchase from a foreign retailer. A currency conversion fee is a charge that could be added on if you want to pay in your home currency rather than the local currency. You could be charged for both fees on the same transaction.
You can check the terms and conditions or your card issuer’s website to determine if it charges this type of fee. If the card does, you may want to consider having a backup travel credit card that doesn’t have any foreign transaction fees to use while overseas.
If you want to have cash on hand, you could exchange your money once you reach your destination. However, you'll likely be subject to unfavorable exchange rates and will pay fees for the service of changing your money as well. Credit cards are the simplest way to pay for items while you travel internationally as you'll get a better exchange rate and never have to hunt down an ATM.
How we chose these cards
FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.