Keep More Money In Your Pocket: Top No Foreign Transaction Fee Cards of October 2026

If you love to travel abroad, a no foreign transaction fee credit card is a must. You'll save on fees with every swipe, and these top cards from our partners also offer fantastic travel rewards, welcome bonuses, and low annual fees.
Last updated Oct. 16, 2026 | By FinanceBuzz Editors
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Excellent for travel + intro purchase and balance transfer perks
4.0
info

on Capital One's secure website

Welcome Bonus
20,000 Bonus Miles info
Rewards Rate
1.25X - 5X info
Miles
Annual Fee
$0
Why We Like It
  • Earn a 20,000-mile bonus after you spend $500 in the first 3 months (worth $200 toward travel.)
  • Earn 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 1.25 miles per dollar on every purchase, every day.
  • Tackle debt or fund a bigger purchase with 0% intro APR on purchases and balance transfers for 15 months (then 18.74% - 28.74% (Variable)) (Balance transfer fee applies.)
  • $0 annual fee and no foreign transaction fees.

on Capital One's secure website

Recommended Credit info
Good to Excellent (670 - 850)
Card Details

Financebuzz awards badge
2026 AWARD WINNER Best No-Annual-Fee Travel Card
4.4
info

on Wells Fargo's secure website

Welcome Bonus
20,000 info
Bonus Points
Rewards Rate
1X - 3X info
Points
Annual Fee
$0
Why We Like It
  • Earn 20,000 bonus points after you spend $1,000 in the first 3 months (a $200 value.)
  • Earn 3X points on restaurants, travel, gas, transit, streaming, and phone plans.
  • Fund a big purchase with 0% intro APR on purchases for 12 months from account opening (then 18.74%, 24.74%, or 28.74% Variable)
  • $0 annual fee and no foreign transaction fees.

on Wells Fargo's secure website

Recommended Credit info
Good to Excellent (670 - 850)
Card Details

Limited-Time Offer
Excellent for high flat-rate travel rewards
4.7
info

on Capital One's secure website

Welcome Bonus
75,000 Miles + $300 Capital One Travel credit info
Rewards Rate
2X - 5X info
Miles
Annual Fee
$95
Why We Like It
  • Enjoy $300 to use on hotel and vacation rental bookings through Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s more than $1,000 in travel value (limited-time offer)

  • Excellent reward rate on everyday purchases with no cap

  • Up to a $120 credit for Global Entry or TSA PreCheck®

on Capital One's secure website

Recommended Credit info
Good to Excellent (670 - 850)
Card Details

Financebuzz awards badge
2026 AWARD WINNER Best Overall Travel Credit Card
4.9
info

on Chase's secure website

Welcome Bonus
75,000 info
Points
Rewards Rate
1X - 5X info
Points
Annual Fee
$95
Why We Like It
  • Earn 75,000 bonus points after you spend $5,000 in the first 3 months, worth up to $1,500 through Chase Travel℠.
  • Earn up 5X points on travel purchased through Chase Travel℠, plus elevated rewards on dining, streaming, and online groceries
  • Perks like up to $100 in statement credits each account anniversary for hotel stays booked through Chase Travel℠ and a Global Entry, TSA PreCheck, or NEXUS application fee credit, plus travel protections
  • $95 annual fee and no foreign transaction fees.

on Chase's secure website

Recommended Credit info
Good to Excellent (670 - 850)
Card Details

Limited-Time Offer
Excellent for elevated cash back
4.7
info

on Chase's secure website

Welcome Bonus
$250 info
Bonus
Rewards Rate
1% - 5% info
Cash Back
Annual Fee
$0
Why We Like It
  • Limited Time Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening (limited-time offer)
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases
  • Trip cancellation and interruption insurance, auto rental collision damage waiver, and travel and emergency assistance services.
  • $0 annual fee and no foreign transaction fees.

on Chase's secure website

Recommended Credit info
Good to Excellent (670 - 850)
Card Details

Excellent for balance transfers and easy travel rewards redemption
4.4
info

on Bank of America's secure website

Welcome Bonus
25,000 info
Points
Rewards Rate
1.5X - 3X info
Points
Annual Fee
$0
Why We Like It
  • Earn 25,000 online bonus points after you spend $1,000 in the first 90 days of account opening (a $250 value toward travel.)
  • Earn 3X points on travel purchases booked through BofA Travel, plus unlimited 1.5X points on everyday purchases, with no cap.
  • Pay down debt or finance a large purchase with 0% intro APR for 15 billing cycles on purchases and qualifying balance transfers (then 17.74% - 27.74% Variable.)
  • $0 annual fee and no foreign transaction fees.

on Bank of America's secure website

Recommended Credit info
Good to Excellent (670 - 850)
Card Details


Bottom line

The Capital One VentureOne Rewards Credit Card (Rates and fees) is a great choice if you want multiple intro APR offers and a simple way to earn travel rewards on everyday purchases — all with no annual fee.

  • Low intro APR: Enjoy a 0% intro APR on purchases for 15 months and a 0% intro APR on balance transfers for 15 months (then 18.74% - 28.74% (Variable)). Balance transfer fee applies.
  • Up to a powerful $731 in year one value1: You could even increase your value with savvy use of the card’s transfer partners and higher spending categories.
  • Early spend bonus: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
  • Simple earning: Earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
  • Lack of fees: The Capital One VentureOne has a $0 annual fee and no foreign transaction fees, helping you keep your money in your wallet.

Recommended Credit Score info
Good
670-739
Excellent
740-850


Click here to apply now and start earning the 20,000 miles early spend bonus

0% Intro APR for 15 months

  • $0 annual fee
  • Simple and elevated rewards on every purchase
  • Flexible redemption options
  • Intro APR offers on purchases and balance transfers. Note that a balance transfer fee applies.
  • No foreign transaction fees
  • Apply Now
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 18.74% - 28.74% variable APR after that; balance transfer fee applies
  • Top rated mobile app
Capital One VentureOne Rewards Credit Card
4.0
info

on Capital One's secure website

Read Card Review

Intro Offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel

Annual Fee

$0

+

Why we like it



Frequently Asked Questions

Have questions about travel credit cards with no foreign transaction fees? We've answered the most common ones below to help you choose the right card for your next trip abroad.

What are foreign transaction fees, and how much are they?

A foreign transaction fee is a charge for making a purchase from a foreign retailer. Foreign transaction fees typically range from 1% - 3%, with 3% being common. This means for every $1,000 you spend abroad, these credit cards could potentially save you $30 in foreign transaction fees.

While you may incur other fees on your trip abroad, like dynamic currency conversions or VAT (value-added tax), you can be assured that you will not be charged any additional foreign transaction fees from any of the cards listed above.

What is the difference between a foreign transaction fee and a currency conversion fee?

A foreign transaction fee is a charge for making a purchase from a foreign retailer. A currency conversion fee is a charge that could be added on if you want to pay in your home currency rather than the local currency. You could be charged for both fees on the same transaction.

How do I know if my current card charges foreign transaction fees?

You can check the terms and conditions or your card issuer’s website to determine if it charges this type of fee. If the card does, you may want to consider having a backup travel credit card that doesn’t have any foreign transaction fees to use while overseas.

Is it better to use a credit card or to exchange my money overseas?

If you want to have cash on hand, you could exchange your money once you reach your destination. However, you'll likely be subject to unfavorable exchange rates and will pay fees for the service of changing your money as well. Credit cards are the simplest way to pay for items while you travel internationally as you'll get a better exchange rate and never have to hunt down an ATM.



How we chose these cards

FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.