Top No Foreign Transaction Fee Credit Cards of February 2025

Last updated Feb. 7, 2025 | By FinanceBuzz Editors

Travel rewards credit cards without foreign transaction fees are the ultimate wingmen for your wanderlust. Choose from the featured card offers from our partners below and start racking up major points or miles to use on your next international adventure!



Compare Today's Top No Foreign Transaction Fee Cards

Excellent for travel + intro balance transfer perks

Capital One VentureOne Rewards Credit Card

4.0
info

on Capital One’s secure website

Intro Offer info
20,000 Miles
Reward Rate info
1.25X - 5X Miles
Annual fee
$0

Why We Like It

Card Details

Excellent for easy travel rewards redemption

Bank of America® Travel Rewards credit card

4.1
info

on Bank of America’s secure website

Intro Offer info
25,000 Points
Reward Rate info
1.5X Points
Annual fee
$0

Why We Like It

Card Details

Unlimited 3X Rewards Points for Flights + 20,000 bonus points

Wells Fargo Autograph℠ Card

4.7
info

on Wells Fargo’s secure website

Intro Offer info
20,000 bonus points
Reward Rate info
1X - 3X Points
Annual fee
$0

Why We Like It

Card Details

Multiple Popular Travel Partners + Earn Up To $750 Toward Travel  

Chase Sapphire Preferred® Card

4.9
info

on Chase’s secure website

Intro Offer info
60,000 Points
Reward Rate info
1X - 5X Points
Annual fee
$95

Why We Like It

Card Details

Excellent for high flat-rate travel rewards

Capital One Venture Rewards Credit Card

4.7
info

on Capital One’s secure website

Intro Offer info
75,000 Miles
Reward Rate info
2X - 5X Miles
Annual fee
$95

Why We Like It

Card Details

Excellent for top-notch rewards rates on travel spend

Wells Fargo Autograph Journey℠ Card

5.0
info

on Wells Fargo’s secure website

Intro Offer info
60,000 bonus points
Reward Rate info
1X - 5X Points
Annual fee
$95

Why We Like It

Card Details


Bottom line

The Capital One VentureOne Rewards Credit Card(Rates and fees) is a great choice if you want multiple intro APR offers and a simple way to earn travel rewards on everyday purchases — all with no annual fee.

  • Low intro APR: Enjoy a 0% intro APR on purchases for 15 months and a 0% intro APR on balance transfers for 15 months (then 19.24% - 29.24% (Variable)). Balance transfer fee applies.
  • Up to a powerful $731 in year one value: You could even increase your value with savvy use of the card’s transfer partners and higher spending categories.
  • Early spend bonus: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.
  • Simple earning: Earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
  • Lack of fees: The Capital One VentureOne has a $0 annual fee and no foreign transaction fees, helping you keep your money in your wallet.

Click here to apply now and start earning the 20,000 miles early spend bonus

0% Intro APR for 15 months

Benefits

Card Details

  • $0 annual fee
  • Simple and elevated rewards on every purchase
  • Flexible redemption options
  • Intro APR offers on purchases and balance transfers
  • No foreign transaction fees
  • Apply Now
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
Capital One VentureOne Rewards Credit Card
4.0
info
Apply Now

on Capital One’s secure website

Read Card Review

Intro Offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening

Annual Fee

$0

+

Why we like it



Frequently Asked Questions

Have questions about travel credit cards with no foreign transaction fees? We've answered the most common ones below to help you choose the right card for your next trip abroad.

What are foreign transaction fees, and how much are they?

A foreign transaction fee is a charge for making a purchase from a foreign retailer. Foreign transaction fees typically range from 1% - 3%, with 3% being common. This means for every $1,000 you spend abroad, these credit cards could potentially save you $30 in foreign transaction fees.

While you may incur other fees on your trip abroad, like dynamic currency conversions or VAT (value-added tax), you can be assured that you will not be charged any additional foreign transaction fees from any of the cards listed above.

What is the difference between a foreign transaction fee and a currency conversion fee?

A foreign transaction fee is a charge for making a purchase from a foreign retailer. A currency conversion fee is a charge that could be added on if you want to pay in your home currency rather than the local currency. You could be charged for both fees on the same transaction.

How do I know if my current card charges foreign transaction fees?

You can check the terms and conditions or your card issuer’s website to determine if it charges this type of fee. If the card does, you may want to consider having a backup travel credit card that doesn’t have any foreign transaction fees to use while overseas.

Is it better to use a credit card or to exchange my money overseas?

If you want to have cash on hand, you could exchange your money once you reach your destination. However, you'll likely be subject to unfavorable exchange rates and will pay fees for the service of changing your money as well. Credit cards are the simplest way to pay for items while you travel internationally as you'll get a better exchange rate and never have to hunt down an ATM.



How we chose these cards

FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.