Travel rewards credit cards are the ultimate wingmen for your wanderlust. Choose from the featured card offers from our partners below and start racking up major points or miles to use on your next adventure--all without paying an annual fee!
| Credit Card | Financebuzz Rating | Welcome Bonus | Rewards Rate | Intro APR | Regular APR | Annual Fee |
|---|---|---|---|---|---|---|
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Capital One VentureOne Rewards Credit Card |
Excellent for travel + intro purchase and balance transfer perks
4.0
|
20,000
Miles
|
1.25X - 5X
Miles
|
Purchases:
0%, 15 months
Balance Transfer:
0%, 15 months
|
19.24% - 29.24% (Variable)
|
$0
|
/images/2024/12/16/bofa-travel.png)
Bank of America® Travel Rewards credit card |
Excellent for easy travel rewards redemption
4.4
|
25,000
Points
|
1.5X - 3X
Points
|
Purchases:
0%, 15 billing cycles
Balance Transfer:
0%, 15 billing cycles for any balance transfers made in the first 60 days
|
18.24% - 28.24% Variable
|
$0
|
/images/2024/12/12/discover_it_miles_card_art_-_12-12-24.png)
Discover it® Miles |
Excellent for easy travel rewards + no annual fee
4.0
|
Discover Match™
|
1.5X
Miles
|
Purchases:
0%, 15 months
Balance Transfer:
0%, 15 months
|
18.24% - 27.24% Variable
|
$0
|
2025 award winner Best No-Annual-Fee Travel Credit Card /images/2024/12/17/wells-fargo-autograph-12172024.png)
Wells Fargo Autograph® Card |
Excellent for high rewards rates on everyday spend
4.4
|
20,000
Bonus Points
|
1X - 3X
Points
|
Purchases:
0%, 12 months from account opening
Balance Transfer:
N/A, N/A
|
19.24%, 24.24%, or 29.24% Variable
|
$0
|
/images/2024/12/16/citi-aadvantage-mileup.png)
American Airlines AAdvantage® MileUp® Card |
Excellent for American Airlines perks + no annual fee
4.0
|
15,000
Miles
|
1X - 2X
Miles
|
Purchases:
N/A, N/A
Balance Transfer:
0%, 15 months
|
20.24% - 29.24% (Variable)
|
$0
|
Today's Top No Annual Fee Credit Cards
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card(Rates and fees) is a perfect choice if you're a casual traveler. Earn miles for the occasional trip, plus enjoy no annual fee and a 0% intro APR on purchases for 15 months, then 19.24% - 29.24% (Variable) — get ready for a well-earned vacation with this card!
New cardholders can earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.
Plus, earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners!
Even better: Less common for a travel card, you can enjoy a 0% intro APR on purchases for 15 months, then 19.24% - 29.24% (Variable). A great choice if you want to fund a large purchase without accumulating hefty interest.
Annual fee: $0
Click here to apply for the Capital One VentureOne Rewards Credit Card now
Bank of America® Travel Rewards credit card
The Bank of America® Travel Rewards credit card is your ticket to adventure! With no annual fee, a generous signup bonus, and the ability to earn unlimited up to 3X points - this is without a doubt the card you want to keep at the top of your wallet.
New cardholders can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases!
Quit juggling multiple cards to optimize your travel rewards - with the Bank of America® Travel Rewards credit card, you can earn unlimited 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on all purchases everywhere, every time. Points can be redeemed as a statement credit for a variety of travel expenses, including flights, hotels, and rental cars.
Additional perk: Take advantage of this cards 0% introductory APR period on purchases and qualifying balance transfers made in the first 60 days for 15 billing cycles (then 18.24% - 28.24% Variable). Perfect for a large purchase or funding travel that you want to pay back over time - without having to worry about accumulating interest.
Annual fee: $0
Click here to apply for the Bank of America® Travel Rewards credit card now.
Discover it® Miles
The Discover it® Miles(Rates and fees) is one of the simplest and most versatile travel credit cards on the market. It also has an incredible welcome offer: Discover will match all the Miles you’ve earned at the end of your first year.
Accepted by 99% of merchants, earning and redeeming rewards is a cinch as you can automatically earn unlimited 1.5x miles on every dollar of every purchase - easy! Miles can be redeemed for travel purchases, purchases on Amazon.com, or as cash back. There is no minimum needed to redeem, and your miles never expire (even if you close your account).
As an added perk, cardholders can enjoy a 0% intro APR for 15 months on purchases and balance transfers, then 18.24% - 27.24% Variable APR. This is over a year to pay down credit card debt or help finance your next vacation.
The best part? There is no annual fee, no foreign transaction fee and no fee for paying your bill by phone.
Wells Fargo Autograph® Card
The Wells Fargo Autograph® Card(Rates and fees) is a flexible rewards card that offers cash rewards and travel redemptions. Cardholders can earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months (that’s a $200 cash redemption value).
Use your card for everyday purchases and rack up rewards points — Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Points can be redeemed for things like travel, statement credits, or gift cards.
Aside from the massive welcome offer and rewards points you can rack up, the Autograph card offers a generous 0% intro APR for 12 months from account opening on purchases. After the intro period, the APR is 19.24%, 24.24%, or 29.24% Variable. That means your payments can go directly to paying down your balance without incurring a pile of additional charges!
One thing that shouldn't be overlooked, all of these perks come with no annual fee.
Click here to apply for the Wells Fargo Autograph® Card now.
American Airlines AAdvantage® MileUp® Card
If you travel occasionally and usually fly American Airlines, the American Airlines AAdvantage® MileUp® Card could be a fantastic fit for you. Get a jump start on earning towards nearly free flights: Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening!
Redeeming miles for American Airlines flights is the easiest and fastest way to take advantage of this card. You can easily use your 15,000 American Airlines AAdvantage® bonus miles for discounts on flights to destinations that American Airlines flies — like Los Angeles, the Bahamas, Italy, and more!
Plus, earn up to 2X AAdvantage® miles per dollar!
- Earn miles on eligible purchases (like groceries) for nearly free flights
- 3% foreign transaction fee
- Annual Fee: $0
Click here to apply for the American Airlines AAdvantage® MileUp® Card(Rates and fees)
Bottom line
The Capital One VentureOne Rewards Credit Card(Rates and fees) is a great choice if you want multiple intro APR offers and a simple way to earn travel rewards on everyday purchases — all with no annual fee.
- Low intro APR: Earn a 0% intro APR on purchases for 15 months and a 0% intro APR on balance transfers for 15 months (then 19.24% - 29.24% (Variable)). Balance transfer fee applies.
- Up to a powerful $731 in year one value1 <p class="">These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee. We used a valuation of 1 cent/point unless otherwise stated above. These are estimated values - your actual earnings will depend on how much you spend and in what categories.<br></p> : You could even increase your value with savvy use of the card’s transfer partners and higher spending categories.
- Early spend bonus: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.
- Simple earning: Earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
- Lack of fees: The Capital One VentureOne has a $0 annual fee and no foreign transaction fees, helping you keep your money in your wallet.
Click here to apply now and start earning the 20,000 miles early spend bonus
Benefits
Card Details
- $0 annual fee
- Simple and elevated rewards on every purchase
- Flexible redemption options
- Intro APR offers on purchases and balance transfers. Note that a balance transfer fee applies.
- No foreign transaction fees
- Apply Now
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies
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Intro Offer
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening
Annual Fee
$0
Why we like it
Frequently Asked Questions
Have questions about travel credit cards? We've answered the most common ones below to help you choose the right card.
Travel credit cards earn points (sometimes called miles) each time you make an eligible purchase. The typical earning rate is 1 to 2 points per dollar spent, and many cards give you extra points for certain purchases, typically within travel categories.
The value of a point (or mile) depends on the card that earned it and how you redeem it, but a good rule of thumb is to assume each point is worth an average of about 1 cent.
Your points accumulate in a rewards account, where you can use them to pay for travel. Most cards let you book travel directly using a portal, but instead of paying cash, you can pay with your points or miles. Depending on the card, you may also have the option of booking travel directly from your airline or hotel of choice, then cashing in your points for a credit against those expenses.
While cash back cards offer a straightforward reward system, travel rewards cards often provide greater flexibility and value. With travel rewards, you can redeem points or miles for flights, hotels, car rentals, and more. This can lead to significant savings on your vacations and trips. Additionally, travel rewards cards often come with exclusive perks like airport lounge access, travel insurance, and priority boarding. By choosing a travel rewards card, you can turn your everyday spending into unforgettable travel experiences.
Even if you're not a frequent traveler, a travel rewards card can still be a valuable asset. Many cards offer generous welcome offers that can be redeemed for hundreds of dollars worth of travel. Those rewards don’t generally expire while your account is active, so you can save them for the holidays or a big trip. Additionally, you can earn points or miles on everyday purchases like groceries and gas, which can add up quickly and offset any annual fee.
To maximize your travel rewards, consider these strategies:
- Utilize welcome offers: Many travel cards offer substantial welcome bonuses when you meet a minimum spending requirement within a certain timeframe.
- Maximize bonus categories: Look for cards that offer bonus points or miles on spending categories where you make regular purchases, such as dining or groceries.
- Use your card for everyday purchases: By using your travel rewards card for regular expenses, you can accumulate points or miles over time.
- Consider a premium card: Premium travel cards often offer higher earning rates and exclusive perks, but they may also have annual fees. Weigh the benefits against the cost to determine if it's worth the investment. It’s not uncommon for frequent travelers to get more value from a premium card than casual travelers.
- Transfer points strategically: Some travel rewards programs allow you to transfer points to airline or hotel loyalty programs. This can be a great way to redeem your points for specific travel experiences.
How we chose these cards
FinanceBuzz evaluated a selection of cards from our partners, looking at various criteria including the annual fee, travel benefits, and bonus offers. We did not review all cards in the category and compensation was considered when evaluating and ordering the cards.