23 Legit Ways to Make Extra Cash

Wondering how to make extra money with a side hustle? Read on.

Last updated Feb. 2, 2026 | By Team FBZ

If your goal is to make some extra cash, you've come to the right place. Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this mega list of easy money-making ideas. They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.

Here is a long list of our favorite ways to earn extra cash and make money online – scroll through and find the ones that are best for you.

Set up direct deposit - pocket $300

If you aren't banking with SoFi®, you're missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus of $50 or $3001when you open a SoFi Checking and Savings account and make an eligible direct deposit within the first 25 calendar days of the promotional period. Eligible direct deposits totaling $1,000-$4,999 unlock the $50 bonus, and $5,000 or more unlock the $300 bonus.1Easy.

This is practically passive income and a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account could earn up to an insane 4.00% APY2on savings (3.30% APY standard + 0.70% APY boost for six months) on top of the bonus.1

Open your account and earn up to a $300 bonus

Add up to $1,000 to your pocket without much extra work

This website we found could put an extra $1,000 or more in your pocket. Yes, it’ll take a little bit of time (see what we mean below), but you can start earning as soon as today, and your first offer could be worth up to $225.

It’s called Freecash, and it’s utilized by companies who need feedback on their products and services. Instead of paying for more Facebook ads, they pay people up to $225 per offer to play their games, answer surveys, or give opinions on products or other materials.

When you join, you’ll receive hundreds of offers — and some could be worth $1,000+ on their own! Some tasks only take as little as a few minutes to complete. Set aside some time, work your way through the offers, and you could put an extra $1,000 or more in your pocket.

Sign up here to see what you could earn

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!3

Try National Debt Relief

Access up to $150 per day of your paycheck with no mandatory fees

If you need a few dollars in between paychecks, a little daily cushion can go a long way.

With the EarnIn app4 you can access up to $150 per day of your paycheck and up to $1,000 per pay period — and EarnIn won’t charge you any mandatory fees.

Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all. The EarnIn app does not charge any interest or mandatory fees on a standard Cash Out.

You even have the option to access the money within minutes for a small fee.5

The best news? There is no credit check, no interest, no late fees – ever.

How to get started:

  1. Visit EarnIn and create an account.
  2. Link your bank and employment info.
  3. EarnIn will verify your paycheck and you’re all set!

Get started with EarnIn here

Pay no interest on balance transfers until 2027

Imagine getting an intro 0% APR for 21 months from date of account opening on balance transfers (APR then 16.49% - 27.24% (Variable)). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Citi® Diamond Preferred® Card.

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 21 months from date of account opening, then a 16.49% - 27.24% (Variable) APR (balance transfers must be completed within 4 months of account opening). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't just stop with balance transfers, though. Cardholders also get a generous intro APR of 0% for 12 months from date of account opening on purchases. After the intro period for purchases and balance transfers, the APR is 16.49% - 27.24% (Variable).

The best part? There's no annual fee with the Citi® Diamond Preferred® Card(Rates and fees).

Click here to Apply Now to the Citi® Diamond Preferred® Card

Find out what you’re missing in your finances with this 100% free personalized plan

Maybe you think you’re doing “fine” with money. But nearly everyone has blind spots. Hidden mistakes and missed opportunities that cost you $1,000s over time.

But studies show people with a financial plan are 3.7x more likely to feel confident about reaching financial goals,6because it helps them realize exactly what’s holding them back.

Our new tool builds you an intelligent, 100% free personalized financial plan that uncovers what you’re missing. In minutes, it analyzes your real financial situation and reveals changes that could have a massive impact on your life and money.

Here’s how to get started:

  1. Click the link below.
  2. Answer a few quick questions about your income, goals, and financial situation.
  3. Securely connect your accounts through Plaid (banking, savings, credit cards, debt, investments).
  4. Instantly receive your personalized financial plan, including insights that highlight what you may be doing wrong — and what you can do instead.

The tool looks for inefficiencies and missed opportunities across your spending, saving, debt, and long-term goals. You get clear recommendations, and even projections showing how your net worth could grow by making simple changes.

This service is 100% free. Click the link below and gain the clarity you need about things you have no idea you’re missing right now.

Click here to get your free personalized financial plan and discover what you’ve been missing.

See if you could find unclaimed money in your name

There could be as much as $2,0807 in unclaimed money in your name. Government agencies and private businesses are holding nearly $60 billion in unclaimed cash and the only way to claim yours is to know where to look!

BeenVerified is a company that helps you get this unclaimed money back. It takes about 5 minutes to check for it. Note: BeenVerified deep scans billions of databases to discover your lost money so it can take a few minutes for them to do the search.

Here’s how to see if you have unclaimed money:

  1. Click the link below.
  2. Answer a few questions like your name, state, and age.
  3. Start your $1 trial to see what money may be available.8

Averages range on how much money you could claim, but it could be as much as $2,0807.

Start your $1 trial here to see your unclaimed money. After the trial period, you will be charged the full monthly subscription price.

Earn up to $50 per month for sharing your views on the news

Everyone has an opinion on the news these days. In fact, it seems hard not to have one. But did you know you can get paid to share your views on the news?

A website called YouGov does just that. It’s a great place for you to make money online, where you can take short surveys on the latest headlines in exchange for points to redeem for cash or gift cards to stores like Amazon and Walmart. The results of these surveys are then often featured in the media, so your views could also shape the news.

Over 26 million people take YouGov surveys, and they’re rated “Excellent” on Trustpilot for helping their members earn up to $50 every month. It only takes a few minutes to sign up – and you can earn your first points immediately by completing the introductory survey. Click the link below to get started.

Start earning cash for your opinions now

Access your home equity to cover debt — no monthly payments for 10 years

Struggling with debt? If you want to utilize your home equity to help pay it down, you’re probably frustrated right now. The strict qualifications of the traditional financial system have left many unable to.

But there’s another option you may not have heard of, a home equity agreement (HEA) from Unlock.

With Unlock, you could tap into up to $500,000 of your home equity and make no payments for ten years.

Unlike a home equity loan, HELOC, cash-out refinance, or reverse mortgage, an Unlock HEA gives you cash today in exchange for a share of your home’s future value:

  • Access up to $500,000 of your home’s equity.
  • No monthly payments for 10 years
  • Recommended credit score: 600+.

You can verify your property value and equity in 60 seconds — and with no impact on your credit score: Start by entering your property address here.

And don’t worry — Unlock has an A+ rating from the BBB. So see what you’re eligible for, and you could have the funds you need to end your toxic debt loop sooner than you think.

Apply for a home equity agreement with Unlock

Start a high-paying side hustle stack

Side hustles are a vetted way to increase your income. They can be done relatively quickly. And, if you know which ones to actually spend time on, they could net you $1,000s. Plus, you can earn when you want, where you want, without having to wait weeks to get paid!

Here are a few side hustles paying top dollar right now:

💰Freecash: Bank up to $1,000 or more playing games, answering surveys, or giving opinions on products.

💰Branded Research: Join the website that’s paid out $49,000,000+ for giving honest opinions on companies like Walmart, Apple, FedEx, and more.

💰Inbox Dollars: Get paid up to $225 while watching viral videos. Really. Simply sign up. Then watch videos and take surveys.

Of course, these side hustles won’t make you rich. But at the very least, they’ll put some extra cash in your pocket. Sign up for one (or all) and increase your income starting today!

Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used Insurify and now I’m able to pay just $51 a month for two cars.9Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Earn as much money as you want with this survey site

There is no limit to how much you can earn with this new survey site. Even better, there are no disqualifications and no screenouts. Pretty much anyone can earn extra cash this way.

It’s kind of crazy to think about, but this company works with powerful businesses across the country to collect insights on products and services. These companies pay the survey site, and the survey site pays you for your honest opinions.

Start your first survey with Top Surveys here. It takes 5 to 15 minutes to complete a survey, so stack as many as you want during your free time and they will not limit you. This is a great opportunity to earn as much as possible!

Cash out your balance via PayPal, bank transfer, or by choosing from 237+ different gift cards. Withdrawals are fast with low minimum thresholds.

Sign up here and start earning now

Borrow from your home's equity to help you get through 2025

If you own your home, a cash-out refinance from Rocket Mortgage10could help you consolidate your debt. You could pull money out of your home without a second mortgage or HELOC … meaning you could tackle your debt head-on while eliminating multiple monthly payments.

For example, let's say you're able to take out $50,000 with a cash-out refinance. You use $20,000 to pay off high-interest debt and $30,000 for home renovations, lowering your total monthly payments and increasing your home's value. That's a win-win.

See how much could be available to you:Visit Rocket Mortgage and click “Take cash out.” Then use the simple calculator to estimate how much cash you could get out of your home.

See how much cash you could get

Save on auto insurance and get up to $1,025 back in your pocket

We could all use some extra cash these days. And with this company, getting it couldn’t be any easier. You hardly have to do any work.

Insurify is a company that could help you save up to $1,02511on your annual car insurance premiums. Their job is to connect you with insurance companies to beat your current rate or coverage. No catch, and no hidden fees.

It only takes about a minute or two. Enter a little bit of info like your zip code and year, make, and model, and then get as much as $1,025 back in your pocket.

They work with 100+ insurance companies so you know you’ll get a good rate. And they have 4.8/5 stars from 3,000 verified reviews. Even better, Insurify does not sell your information to spammers, and there are no annoying calls or texts.

Compare rates today and claim potentially instant savings of up to $1,025!

Set up direct deposit and complete qualifying activities - pocket $400

If you aren't banking with Truist, you're missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus of $400 when you open a new Truist One Checking account online between October 30, 2025 and March 25, 2026 using promo code AFL400TR1Q425.12To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. Terms apply.

This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.

Open your account and earn a $400 bonus

Get out of $25,000+ in high interest credit card debt

If you have $25,000+ in credit card debt, paying the bill each month is anxiety-inducing, and sometimes close to impossible.

The problem is the interest you pay: $25,000 in credit card debt at 25% APR might cost you $520.83 every single month in interest alone. But if that rate was just 6.74% APR (possible through this lender network we found), you’d only pay $140.42 in interest.

That’s over $350 a month you’d get to keep for yourself in this scenario! This company can match you with options just like this that could help you pay off high interest debt quickly. You don’t even need a perfect credit score and checking options won’t affect your credit.

They have a 4.5/5 rating on TrustPilot with 15,000+ reviews, and you can see your options in minutes. If you’re feeling suffocated by debt, click below and find a match today.

See if your $25,000+ credit card debt is eligible for options with LendingTree

Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Tax Relief Advocates is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Tax Relief Advocates talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Earn a $200 bonus with this incredible cash back card

The Chase Freedom Unlimited®(Rates and fees) lets you earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening

In addition to the welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.24% - 27.74% Variable. Oh, and the annual fee is $0. It's almost a no-brainer to apply. Click below to get started.

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited®

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Bottom line

There are lots of articles out there full of endless ideas on how to make money. But it really doesn't have to be hard, and you don't have to do the typical things like sell your stuff on Craigslist or Etsy, drive with Uber or Lyft, or sort through low-paying jobs on Fiverr or Mechanical Turk. If you have an internet connection, you can do just about anything we've recommended.

If you're spending time on social media, consider switching to one of the ways to make money listed above. You could also commit some of that spare time to taking an online course so you can learn a high-demand freelancing skill. Over time your commitment to making money and improving yourself will pay off!