If your goal is to make some extra cash from home, you've come to the right place. Here is a list of our favorite ways to earn extra cash and make money online and from the comfort of your home – scroll through and find the ones that are best for you.
Earn money online by taking surveys
$1,000 might sound crazy … but with a company called Freecash, it’s possible to earn that much and possibly even more with their simple surveys.
While it might sound strange, these market research surveys are a known way to make extra cash online. Of course, they won’t make you rich … but if you have some extra free time, the money you earn could be enough to cover gas, groceries, coffee, and more!
Follow these simple steps to earn as much as $1,000 or more:
- Sign up for an account with Freecash here
- Take surveys
- Repeat daily and get paid!
Ask this company to pay off your credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!1 <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>
Ohio Driver? Cancel your car insurance
We’ve got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.
This new tool from FinanceBuzz can tell you if you’re overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they switch! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.
Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $600. To find out if you're losing up to $600 or more a year, just answer a few questions, and then make sure to enter your zip, dob, and email, to see if you qualify for a lower rate. It takes less than 2 minutes.
Add up to $1,000 to your pocket without much extra work
This website we found could put an extra $1,000 or more in your pocket. Yes, it’ll take a little bit of time (see what we mean below), but you can start earning as soon as today, and your first offer could be worth up to $225.
It’s called Freecash, and it’s utilized by companies who need feedback on their products and services. Instead of paying for more Facebook ads, they pay people up to $225 per offer to play their games, answer surveys, or give opinions on products or other materials.
When you join, you’ll receive hundreds of offers — and some could be worth $1,000+ on their own! Some tasks only take as little as a few minutes to complete. Set aside some time, work your way through the offers, and you could put an extra $1,000 or more in your pocket.
Sign up here to see what you could earn
Borrow cash from your home (without touching your mortgage)
If you need cash, you do not need a cash-out refinance or home equity loan — get a HELOC instead. The Fed just cut interest rates, and a HELOC could help you take advantage of it without touching your mortgage.
Use LendingTree’s simple HELOC matching tool2 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2024 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p> to compare rates and see what works for you.
How a home equity line of credit is different: Your line of credit acts similar to a credit card during what’s called the “draw period,” which is usually 10 years. You can withdraw funds when you need them, and you’re only responsible for monthly payments toward the outstanding balance. After the draw period ends, you pay off the outstanding balance during the remaining term or “repayment period,” which can be up to 20 years.
The best part? HELOCs usually have variable interest rates, meaning you could access cash now at newly lowered rates and have the opportunity to access more down the road at potentially even lower rates.
To get started:
- Check out LendingTree’s HELOC matching tool.
- Answer a few questions.
- Be matched with personalized offers for you.
Stop getting ripped off by credit card companies
If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.
But … credit card companies couldn’t care LESS if you pay or not. They’ll make money off you either way. And with an average APR close to 25%, the credit card companies just keep getting richer and richer.
If that’s you, a company called AmOne wants to help. If you owe less than $100,000 in credit card debt, AmOne can match you with loan providers that could help you pay off your debt almost instantly.
Think about it this way: $25,000 in credit card debt at 25% APR will cost you $518.83 every single month in interest alone. But, with a rate as low as 6.40% APR (possible through AmOne), you’d only pay $94.69 interest.
That’s over $400 a month you’d get to keep for yourself! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.
Truthfully, this company exists to help you get ahead in life. They have an Excellent rating on Trustpilot from over 2,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.
Access up to $150 per day of your paycheck with no mandatory fees
If you need a few dollars in between paychecks, a little daily cushion can go a long way.
With the EarnIn app3 <p>EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit <a href="https://www.earnin.com/">EarnIn.com</a> for full details</p> you can access up to $150 per day of your paycheck and up to $750 per pay period — and EarnIn won’t charge you any mandatory fees.
Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all. The EarnIn app does not charge any interest or mandatory fees on a standard Cash Out.
You even have the option to access the money within minutes for a small fee.4 <p>Lightning Speed is an optional service that allows you to expedite the transfer of funds for a fee. Depending on the product, the fee may be charged by EarnIn or its banking partner. See the <a href="https://www.earnin.com/privacyandterms/terms-of-service/fees">LS Fee table</a> for details.</p>
The best news? There is no credit check, no interest, no late fees – ever.
How to get started:
- Visit EarnIn and create an account.
- Link your bank and employment info.
- EarnIn will verify your paycheck and you’re all set!
Take this quiz and see if you can retire early
Do you know if you can retire early? One of the best ways to find out is by speaking with a financial advisor. You could potentially retire years earlier with the right moves and a little work.
Our advice: Take this quiz from Unbiased. In just a few short questions, it can match you with a vetted financial advisor in your area. Once you get matched, you get a free consultation with your advisor to discuss your situation and future goals.
Join over 10 million people who have found a great fit in an advisor with Unbiased.
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Earn potentially $1,000s with a free built-for-you Shopify store
Owning your own Shopify store is a real way to earn potentially $1,000s, but the #1 hurdle is actually getting started. Adrian Morrison — an official Shopify e-commerce coach — wants to make it easy for you.
His company ESA Mastery will build you a free Shopify store valued at $6,000, then load it with 20 hand picked "hot" products … and you don’t have to do any tech work. Imagine your bank account piling up with $20, $50, $100+ almost on autopilot!
Sounds crazy. But ESA Mastery is a Shopify partner, and can do this thanks to their relationship with them. They build the store, you keep the money. At the end of signup, you’ll be offered a $1 Shopify trial. Start the trial, and you’ll get access to a $2,500 bonus training!
Get your free Shopify store here
BONUS: You’ll be offered a $1 Shopify trial at the end. Sign up and get FREE access to a $2,500 course on dominating traffic with TikTok and drop shipping.
Get paid up to several $1,000s to participate in clinical trials
This is awesome. You could potentially get paid to participate in low-effort, clinical trials in your local area. And, it’s free and works whether you’re healthy or have a specific illness. Some of these clinical trials pay up to several $1,000 dollars!
GoodLab is a company that matches you with these clinical trials. Whether you’re healthy or have a specific illness, they connect you with the right trial. And if you do have a condition, you could even get paid to access the most cutting edge medicines combating your disease.
GoodLab is also completely FREE to participate in, and most trials don't require much effort and will be located near you. Simply sign up, and GoodLab will show you trials that best match you. Over 100,000 people have used GoodLab already.
Earn up to $50 per month for sharing your views on the news
Everyone has an opinion on the news these days. In fact, it seems hard not to have one. But did you know you can get paid to share your views on the news?
A website called YouGov does just that. It’s a great place for you to make money online, where you can take short surveys on the latest headlines in exchange for points to redeem for cash or gift cards to stores like Amazon and Walmart. The results of these surveys are then often featured in the media, so your views could also shape the news.
Over 26 million people take YouGov surveys, and they’re rated “Excellent” on Trustpilot for helping their members earn up to $50 every month. It only takes a few minutes to sign up – and you can earn your first points immediately by completing the introductory survey. Click the link below to get started.
Bottom line
There are lots of articles out there full of endless ideas on how to make money. But it really doesn't have to be hard, and you don't have to do the typical things like sell your stuff on Craigslist or Etsy, drive with Uber or Lyft, or sort through low-paying jobs on Fiverr or Mechanical Turk. If you have an internet connection, you can do just about anything we've recommended.
If you're spending time on social media, consider switching to one of the ways to make money listed above. You could also commit some of that spare time to taking an online course so you can learn a high-demand freelancing skill. Over time your commitment to making money and improving yourself will pay off!