21 Legit Ways to Make Extra Cash

Wondering how to make extra money with a side hustle? Read on.

Last updated Oct. 7, 2026 | By Team FBZ

If your goal is to make some extra cash, you've come to the right place. Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this mega list of easy money-making ideas. They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.

Here is a long list of our favorite ways to earn extra cash and make money online – scroll through and find the ones that are best for you.

Set up direct deposit - pocket up to $400

Set up an eligible direct deposit with SoFi Checking and Savings and you could pocket a bonus of $50 or $400. Make the switch, set up direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps. 

Why people are switching: This account earns up to an insane 4.20% APY1on savings for up to six months (3.30% APY standard + 0.90% APY boost) on top of that $50 or $400 bonus.2 That's way better than the measly 0.38% APY (as of 06/15/26)3 national average savings accounts offer. 

No monthly fees and no surprises. Open your account and earn up to a $400 bonus

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is settled, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!4

Try National Debt Relief


Did You Know?
On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.
Sources: Association for Consumer Debt Relief (2023)

Not retired? You can still join AARP for massive discounts and your first year is just $15

Think AARP is only for retirees? It isn't. Anyone 18 or older can join, and your first year costs just $15 (about $1.25 a month)! An AARP membership gets you massive discounts on:

  • Restaurants (save up to $450 per year!)
  • Airfare, hotels, cruises and rental cars
  • Meal deliveries
  • UPS shipping
  • Eyeglasses and even prescriptions that aren't covered by insurance

Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks and potentially hundreds saved for just $15. It basically pays for itself.

Joining takes about two minutes:

  1. Click the link below, choose your free welcome gift, and select "Join Today"
  2. Create your account by answering a few quick questions
  3. Start enjoying your discounts and perks!

Join AARP for only $15 your first year (renews at $20/yr). Start saving today.

Put an average of $378 back in your pocket with the app that cancels services you don’t need

Finding and canceling subscriptions you forgot about is hell. It drains your bank account. And the worst part is you probably won’t even catch it, unless you try this.

Rocket Money is an app that reviews your spending daily to find subscriptions to cancel and bills to cut. Rocket Money has helped users save an average of $378 a year5by canceling unwanted subscriptions. They’ll even cancel subscriptions for you and negotiate bills on your behalf.

It’s not unheard of for people to download Rocket Money and find out they’re paying for two Amazon Prime subscriptions … two Netflix subscriptions … or more. Sneaky companies like it this way, but Rocket Money fights back.

Now, some insider info: Don’t go for the “free” version. Instead, choose the free trial of the Premium version. It unlocks the features that save you the most money possible, like “Cancellation Concierge,” that helps cancel subscriptions for you.

Once you have your free trial of Premium set up, Rocket Money connects to your bank in minutes and will identify bills that can be lowered and subscriptions you can cancel. Easy.

Start your free trial of Rocket Money Premium get back an average of $378

Stop getting ripped off by high interest debt payments

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

If that’s you, a company called LendingTree6wants to help. They can match you with loan providers that could help you pay off your debt quickly.

Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.

That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

See if your $30K+ credit card debt is eligible for options with LendingTree

Ohio residents could keep extra cash in their pockets with this

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could keep extra cash in your pocket by upgrading.

Renewal by Andersen is actively helping homeowners score huge savings. Their certified master professionals install high-quality, energy-efficient windows that could help reduce energy bills, keeping extra money in your pocket and making your home more comfortable.

They make it extremely easy to upgrade your windows with financing options available and special limited-time offers. The entire process is hassle free.

Get started now if you check these 3 boxes:

  1. You own your home.
  2. Your windows are 5+ years old.
  3. You live in an available ZIP code.

Complete this short questionnaire to get started

BONUS: For a limited time, buy one get one 40% OFF.7 Plus, get $200 off your purchase!7

Limited Time Offer: Earn a $250 Bonus with this no annual fee card

Right now the Chase Freedom Flex®(Rates and fees) lets you earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening (limited-time offer). 

In addition to this welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.

And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.24% - 27.74% Variable. Oh, and the annual fee is $0. 

It's almost a no-brainer to apply — this card might the best-in-class amongst similarly-featured credit cards, especially with the bonus.  

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Flex®

Tap the equity in your home without adding another monthly payment (home must be worth at least $200,000)

If you own the home you live in but don't want to touch your mortgage rate or go for a traditional HELOC, a Home Equity Investment Product, or HEI, could be perfect.

How it works: A HEI bets that your home's value will go up. They give you cash now, and when you sell, refinance, or pay back in cash, you give them a small portion based on how much your home is worth then.

(By the way, if your home value decreases, the value of the percentage home equity investor is entitled to also decreases. That could be a lot safer for you.)

They work with single family homes, condos, townhomes, and 2- to 4-unit properties. No mobile or manufactured homes. Use the money however you like. Pay off debt, renovate, invest … all without worrying about additional monthly payments OR touching your current mortgage.

Why choose a HEI?

  • Cash Payment Now: You can qualify to get between $15,000 to $500,000 in one lump-sum cash payment.
  • Have a home worth at least $200,000.
  • No income requirements.
  • Don’t want to affect your current mortgage.
  • Don’t want monthly payments.

Answer a few questions here to see if you pre-qualify in less than 2 minutes (see how much you can get)

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your water heater breaks down during a winter storm. Instead of paying $1,200 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,100 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2026 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.8

Choose a plan from Choice Home Warranty here and lock in 2026 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Get the best price on your bathroom remodel with free quotes

Looking to remodel your bathroom? Get your free quote and compare prices from top local pros in your area. Homeowners in available ZIP codes could find great deals on their bathroom renovation.

Modernize connects you with local remodeling pros who compete for your business, which could help you get a better price. Take a minute to compare quotes and see what your bathroom remodel could cost.

If your bathroom is outdated, remodeling could improve the resale value of your home and your everyday comfort. Every homeowner should compare quotes to see what a new bathroom could cost.

Get your free quote to get started

Access up to $150 per day of your paycheck

If you need a few dollars in between paychecks, a little daily cushion can go a long way.

With the EarnIn app you can access up to $150 per day of your paycheck and with a max of $1,000 per pay period.9

Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all.

You even have the option to access the money within minutes for a small fee.10

The best news? There is no credit check, no interest, no late fees – ever.

How to get started:

  1. Visit EarnIn and create an account.
  2. Link your bank and employment info.
  3. EarnIn will verify your paycheck and you’re all set!

Get started with EarnIn here

Save $28,000 over the life of your mortgage

Too many buyers overpay on their mortgage without even knowing it. Rates and fees vary wildly from lender to lender, but nobody has time to call around and compare, so they might just accept the first offer and hope for the best. Now there's a free service that does the hard part for you.

It's called Own Up, and it compares mortgage offers from a network of top-rated lenders so they compete for your business and you can pick a great deal.11You fill out a quick 5-minute profile (no hard credit pull),12get matched with top-rated lenders, and see the comparison side by side.13

Think about it this way: On a $400,000 mortgage at 7.00%, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% and you'd pay around $510,000. That's $48,000 back in your pocket, just from shopping around for a better rate.14

Own Up customers save on average $28,000 over the life of their loan,15and it costs you absolutely nothing to find out what you'd save.

Own Up is 100% free — there’s no direct consumer fee for Own Up’s service. Own Up is compensated by lenders, not consumers. See what you could qualify for at the link below before you lock in a rate you might regret.

Check your rate in 5 minutes (free)

Ask this company to pay off your late tax debt

Past-due tax debt is overwhelming. It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Guardian Tax is designed specifically to help you get out of tax debt faster and could even eliminate or reduce some of the debt you owe. While most tax companies just put you on a payment plan and file your taxes for you, they talk to the IRS directly, and could help you pay off your tax debt faster while potentially reducing what you owe.

Guardian Tax is BBB accredited, and as long as you can afford a simple monthly payment associated with your debt each month, they could help you eliminate it faster than you thought possible!

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Fill out this form to get started

Diversify your hard-earned retirement savings with gold

GoldTrustGuide is actively helping Americans find greater retirement security with precious metal investments like gold. In fact, from 2005 to 2020, the price of gold increased by 330%. And during the stock market crash of 2008, the value of gold increased by 25%.16They match you with top-rated providers offering physical gold and silver IRAs with a proven track record during unstable markets.17

Protect your savings today in 3 easy steps:

  1. Answer 4 quick questions on your goals and timeline.
  2. Get matched instantly with a top-rated provider suited to your goals.
  3. Speak to a specialist for a free, no-obligation consultation.

They hold a Top Rated designation from the Business Consumer Alliance and earn a 4.7-star rating on Trustpilot and 4.8 stars on Google. Get your free Gold IRA match today.

Try this free service helping homewoners in Ohio get a new shower

Your shower should be easy to get in and out of. But if it’s outdated, has a tub that’s hard to step over, or hasn't been updated in years, it might be time to make a change. And a walk-in shower does a lot more than just modernize your bathroom.

Here's what a walk-in shower could do for you:

  • Remove the tripping hazard of stepping over a tub edge
  • Lower your water bill, since showers use far less water than filling a tub
  • Stand up to daily use with fewer parts that can break than a traditional tub setup
  • Give your bathroom a cleaner, more modern look that makes the space feel bigger
  • Possibly add resale appeal, since updated bathrooms are among the features buyers tend to look for

If you own a home in Ohio, HomeBuddy makes it easy to get started. Answer a few quick questions to see if you qualify, and get connected with pre-screened local contractors in your area.

Do you qualify? Check these 3 boxes:

  1. You own your home.
  2. Your tub or shower is outdated or hard to use.
  3. You live in a qualifying ZIP code.

Get your free estimate to get started

Turn your home’s value into extra cash

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool6 (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

If you have a 700+ credit score and/or you are looking to borrow a loan of 80K+:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

Visit LendingTree

Timeshare owners could claim a cash refund. Check to see if your resort is on the list.

If you’re stuck in a timeshare contract, you’re not alone. The average timeshare owner pays roughly $1,200 a year in maintenance fees,18special assessments, and processing charges. But depending on how your contract was sold, it may be eligible for cancelation ... and you could be owed a cash refund and a possible way out of the contract.

The Stonegate Firm helps consumers seek to cancel their timeshare for good, and reviews whether any fees they paid may be recoverable, even if you’re behind on payments. Their attorneys look for potential violations in your contract, then negotiate directly with your resort.

Cancel your timeshare and possibly even get your money back!

  1. Answer a few questions about your timeshare and contract.
  2. A Stonegate Firm specialist reviews your case and contract.
  3. If you qualify, they pursue an exit strategy on your behalf, which may include a cash refund.

Every year you wait is another bill you may never get back. The Stonegate Firm is BBB Accredited with an A+ rating.

Check your eligibility free - 30 second assessment

Limited Time Offer: Earn 75,000 miles + $300 Capital One Travel credit — worth over $1,000 toward travel

Limited time offer: If you're planning a trip, apply for the Capital One Venture Rewards Credit Card (Rates and fees) here and you can earn 75,000 miles after spending $4,000 in the first 3 months — plus for a limited time, a $300 Capital One Travel stays credit. That's worth over $1,000 toward travel!

Plus, earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases — with a low annual fee of $95 and no foreign transaction fee.

The card could help you offset the annual fee: You'll get a $300 stays credit towards hotel and vacation rental bookings through Capital One Travel in your first cardholder year, a $50 experience credit on every Lifestyle Collection hotel or vacation rental stay, up to $120 toward Global Entry or TSA PreCheck every four years, and complimentary Hertz Five Star status.19

This card could help you earn $100s in rewards to use toward travel. Don't delay — this limited time offer won't last forever. Apply today!

Click here to apply for the Capital One Venture Rewards Credit Card now

Recommended Credit Score info
Good
670-739
Excellent
740-850

Earn 75,000 bonus points — worth up to $1,125 towards travel

If you're planning a trip, apply for the Chase Sapphire Preferred® Card (Rates and fees) here and you can earn 75,000 bonus points after spending $5,000 in the first 3 months — that's worth up to $1,125 toward travel through Chase Travel℠!

Plus, earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases — with an extremely low annual fee of $95 and no foreign transaction fee.

The card could pay for itself quickly: you'll earn up to $100 Chase Travel hotel credit each anniversary year, get a complimentary year of Apple TV (a $156 value, must activate by 12/31/26), and up to $120 toward Global Entry, TSA PreCheck, or NEXUS every four years.

If you travel even once a year, this card could net you $100s in rewards to use toward travel. Don't delay. Apply today!

Click here to apply for the Chase Sapphire Preferred® Card now

Recommended Credit Score info
Good
670-739
Excellent
740-850

See if your credit card debt is eligible for this debt relief program

If you have a lot of debt, getting rid of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get rid of unsecured debt?

Freedom Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you resolve your debt for less than you owe — with one low monthly deposit.

Best of all? There are zero upfront settlement fees, and you could reduce debt in as little as 24-48 months20. To get started, just answer a few simple questions and get connected with a Certified Debt Consultant. It only takes a few minutes to see if you qualify, and the consultation is completely free!

See if your $30k+ in credit card debt is eligible for Freedom Debt Relief

Earn cash every month for sharing your views on the news

The news is crazy eveyrwhere, but now you could make money from it with a website called YouGov.

YouGov lets you take short surveys on the latest headlines in exchange for points. You can then redeem points in minutes for cash or gift cards to stores like Amazon and Walmart. The results of these surveys are then often featured in the media, so your views could also shape the news.

Over 26 million people take YouGov surveys, and they’re rated “Excellent” on Trustpilot for helping members ear real cash every month. Sign up for free in minutes. You can earn points immediately by completing the introductory survey. Click the link below to get started!

Start earning cash for your opinions now

Keep extra cash in your pocket by checking this free tool before you hire a roofer

It’s amazing this tool works. If you need to repair or replace your roof, answer a few quick questions here and you could pay less on the services, labor, and materials needed.

The tool connects you with trusted roofing pros in your area who have been vetted for licensing, insurance, and reputation. You’ll work with a local contractor offering fair pricing on materials and labor. Take a minute to check and you could put money back in your pocket.

Roof repairs and replacements don’t need to overwhelm you thanks to this tool. Plus, a new or repaired roof could increase the resale value of your home, while boosting your safety and protecting you from further damage.

To get potential savings, answer a few simple questions

What happens after you click
Step 1
Enter your ZIP code

Answer a few quick questions about your roof and home.

Step 2
Get matched locally

You're connected with vetted roofing pros serving your area.

Step 3
Review your estimate

A rep schedules your free estimate. You decide if you move forward.

Free estimate No obligation to hire Takes just a few minutes to start

How Ohio homeowners are preventing roof rot, mold, and foundation damage for good

Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.

If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.

Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.

See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.

See if you qualify

Americans could get 30K+ debt settled for less than what they owe

Not trying to be dramatic, but $30,000 in credit card debt is a weight that gets heavier every single month. But you could get it settled for less than what you owe.

A company called Freedom Debt Relief could negotiate directly with your credit card companies to reduce the amount you owe in as little as 24 to 48 months.They've already served over 1 million people and resolved more than $20 billion in debt since 2002.21

Plus, they carry an A+ rating from the BBB and an “Excellent” Trustpilot rating with 50,000+ reviews. Why not see if they could help? The consultation is completely free and it only takes a few minutes to see if you’re eligible.

See if you qualify Freedom Debt Relief

Set up direct deposit - pocket $400

I moved the money for the rate. Then I found out about the cash bonus during signup. SoFi is running a limited-time offer for new and existing Checking and Savings members who haven't previously enrolled in direct deposit. That's up to $400 in your pocket.

  1. 1Today

    Open a SoFi Checking and Savings account

    It's fully online with no minimum opening balance.

  2. 2By 12/31/26

    Set up your first eligible direct deposit

    That means recurring income via ACH — payroll, pension, or government benefits.

  3. 3The next 25 days

    Claim Your $400 Bonus

    SoFi adds up every eligible direct deposit received in the 25 calendar days after your first one. $1,000 to $4,999.99 earns $50. $5,000 or more earns the full $400, paid into your account within 7 business days.

The Things I Didn't Know to Look For

The bonus was eye-catching but these are what actually made me stay:

  • Getting paid up to two days early. Direct deposit hits before the scheduled payday, automatically. A small thing that could matter a lot at the end of the month.
  • No fee structure to manage around. No monthly fee, no minimum balance fee, no overdraft fees. Plus 55,000+ fee-free ATMs in the Allpoint® network.
  • FDIC insurance well past $250,000. Through the SoFi Insured Deposit Program, deposits may be insured up to $3 million across a network of participating banks. If your balance is heading toward six figures, this is the box to check.
  • Checking earns, too. Not just savings. The checking balances earn 0.50% APY, which is more than my old bank paid on savings.
You could earn an estimated
$1,933
per year on $50,000 in savings at 3.80% APY
$
$5K$10K$25K$50K$100K$250K$500K
Comparison is for illustrative purposes. Results will vary.Example assumes a $50,000 average daily balance over 12 months. 3.80% APY is variable and may change after account opening. Interest earnings are based on current rates and compounding.

Open and fund a SoFi® account to earn your $400 bonus »