25 Legit Ways to Make Extra Cash

Wondering how to make extra money with a side hustle? Read on.

Last updated July 29, 2026 | By Team FBZ

If your goal is to make some extra cash, you've come to the right place. Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this mega list of easy money-making ideas. They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.

Here is a long list of our favorite ways to earn extra cash and make money online – scroll through and find the ones that are best for you.

Set up direct deposit - pocket $400

Set up an eligible direct deposit with SoFi Checking and Savings and you could pocket a bonus of up to $400. Make the switch, set up direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps. 

Why people are switching: This account earns up to an insane 3.80% APY1on savings (3.10% APY standard + 0.70% APY boost for six months) on top of that $50 or $400 bonus.2 That's way better than the measly 0.38% APY (as of 06/15/26)3 national average savings accounts offer. 

No monthly fees and no surprises. Open your account and earn up to a $400 bonus

Join the website that has paid out over $59,000,000 for taking surveys

You do NOT need to get a second job to make some easy extra cash.

Because now, there’s a company who has paid out over $59 million dollars to users … just for taking simple questionnaires.

This company operates in a high-demand industry servicing Fortune 500 clients. And they’re paying normal people a piece of that $49 million every day, just to give honest opinions on products and services from companies like Walmart, Apple, FedEx, and more.

It’s called Branded Surveys. And when you complete their questionnaires, you can get paid a nice chunk of cash. Their clients are hungry for real feedback, and thus, are willing to pay a premium.

It also requires ZERO skills, no startup cost, and you can start earning money as early as today. The best part? It’s free to sign up, and you’ll earn 100 bonus points as a new member!

Sign up with Branded Surveys

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is settled, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!4

Try National Debt Relief


Did You Know?

On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.

Sources: Association for Consumer Debt Relief (2023)

Ask this company to help you pay off $10,000+ in late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Pay no interest into 2027 with this no annual fee card

If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2027 ... and the best part is that it could be easier than you think.  

Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% (Variable); Balance transfer fee applies.) That's right — you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.

But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, Discover will match all the cash back you’ve earned at the end of your first year. 

Apply now for the Discover it® Cash Back card

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See if you’re eligible to cancel your money-draining timeshare contract

Are you stuck in a timeshare contract? The average timeshare owner pays roughly $1,200 a year in maintenance fees,6and those fees tend to rise 5% or more annually, often for a property they no longer use.

The Stonegate Firm provides legal and advocacy services to help consumers pursue legitimate exit options from their timeshare contract. If your contract qualifies, their attorneys work to identify violations of federal consumer protection laws and negotiate directly with resorts.

See if your timeshare may be eligible:

  1. Answer a few questions about your timeshare and contract.
  2. A Stonegate Firm specialist will review your case.
  3. If you qualify, they walk you through the cancellation process.

You’re in good hands. The Stonegate Firm is BBB Accredited with an A+ rating.

Check Your Cancellation Eligibility Free - 30 Second Assessment

See if your credit card debt is eligible for this debt consolidation program

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

Accredited Debt Relief can help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you significantly reduce your debt — with one low monthly program payment.

Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring representative. The consultation is completely free and only takes a few minutes to see if you qualify!7

See if your $30k+ in credit card debt is eligible for Accredited Debt Relief

Ohio residents could keep extra cash in their pockets with this

Old windows drive up your home's electric bill. But if you live in Ohio and your windows are 5+ years old, you could keep extra cash in your pocket by upgrading.

Renewal by Andersen is actively helping homeowners score huge savings. Their certified master professionals install high-quality, energy-efficient windows that could help reduce energy bills, keeping extra money in your pocket and making your home more comfortable.

They make it extremely easy to upgrade your windows with financing options available and special limited-time offers. The entire process is hassle free.

Get started now if you check these 3 boxes:

  1. You own your home.
  2. Your windows are 5+ years old.
  3. You live in an available ZIP code.

Complete this short questionnaire to get started

BONUS: For a limited time, buy one get one 40% OFF.8 Plus, get $200 off your purchase!8

Take advantage of massive discounts on travel and restaurants

Think AARP is only for retirees? It’s not — anyone can join! And there’s a good chance you’ve been missing out on huge perks. An AARP membership gets you massive discounts on:

  • Restaurants (save up to $450 per year!)
  • Airfare, hotels, cruises and rental cars
  • Meal deliveries
  • UPS shipping
  • Eyeglasses and even prescriptions that aren't covered by insurance

Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks for just $15 for the first year (only $1.25 per month!). It basically pays for itself.

How to become a member today:

  • Click the link below, select your free gift, and click "Join Today"
  • Create your account (important!) by answering a few simple questions
  • Start enjoying your discounts and perks!

Get 25% off your AARP membership, making it just $15 the first year with auto-renewal

Save up to $2,000 on every flight you take (yes, it’s crazy)

Sounds kind of insane. And maybe you’re skeptical if this actually works or not. But either way … you’re probably curious. If you want to save a ton on travel (even international), Dollar Flight Club makes it so you could potentially pay less for any flight you take.

They’ve been helping travelers save since 2016 (so you know they’re the real deal), shipping crazy flight deals straight to your email — up to 90% off normal price for many flights. Just pick your destination and let them do the rest. They hunt deals 24/7 so you don’t have to.

Now, some insider info: They *do* offer a free version … but it puts you on a 2-3 month waitlist. Skip the wait and get instant access to the best deals with a Premium+ membership instead. For a limited time, FinanceBuzz readers can try Premium+ free for 14 days!

How to try Premium+:

  1. Enter your email at the link below.
  2. Pick your departure airport and dream destinations.
  3. Enter your payment info and start your free trial of Premium+.

This is the fastest way to unlock the best flight deals that could save you up to 90% off flights. At the end of the trial, you’ll be upgraded to the $99 per year membership.

Enter your payment info here to start your free Premium+ trial

How Ohio homeowners are preventing roof rot, mold, and foundation damage for good

Most homeowners think of gutters as just a cleaning chore. The bigger risk is what happens when they clog. Overflowing gutters can lead to water damage, roof rot, mold, even foundation problems, the kind of repairs that run into the thousands.

If you own a home in Ohio, HomeBuddy offers a powerful, one-of-a-kind gutter guard built to prevent exactly that. Their micromesh filter keeps common debris out, so your gutters stay clear and your home stays protected. And because it actually works, you may be able to stop hiring gutter cleaners altogether. The company will even clean out and realign your gutters before they install.

Don't waste money on cheap, ineffective guards that claim to be clog-free. This one's built to last.

See if you qualify today: Click the link below, enter your ZIP code and home info, and a representative will reach out to schedule a free estimate.

See if you qualify

See if you could find unclaimed money in your name

There could be as much as $2,0809 in unclaimed money in your name. Government agencies and private businesses are holding nearly $60 billion in unclaimed cash and the only way to claim yours is to know where to look!

BeenVerified is a company that helps you get this unclaimed money back. It takes about 5 minutes to check for it. Note: BeenVerified deep scans billions of databases to discover your lost money so it can take a few minutes for them to do the search.

Here’s how to see if you have unclaimed money:

  1. Click the link below.
  2. Answer a few questions like your name, state, and age.
  3. Start your $1 trial to see what money may be available.10

Averages range on how much money you could claim, but it could be as much as $2,0809.

Start your $1 trial here to see your unclaimed money. After the trial period, you will be charged the full monthly subscription price.

Earn cash every month for sharing your views on the news

The news is crazy eveyrwhere, but now you could make money from it with a website called YouGov.

YouGov lets you take short surveys on the latest headlines in exchange for points. You can then redeem points in minutes for cash or gift cards to stores like Amazon and Walmart. The results of these surveys are then often featured in the media, so your views could also shape the news.

Over 26 million people take YouGov surveys, and they’re rated “Excellent” on Trustpilot for helping members ear real cash every month. Sign up for free in minutes. You can earn points immediately by completing the introductory survey. Click the link below to get started!

Start earning cash for your opinions now

Set up direct deposit and complete qualifying activities - pocket $500

If you aren't banking with Truist, you're missing out on a boost of extra cash just by following a few simple steps.

Earn a bonus of $500 after you open a new Truist One Checking account online, in a branch, or by phone between July 14, 2026 and February 2, 2027 using a valid promo code.11To earn the $500 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $2,000 or more and complete 20 qualifying debit card purchase transactions within 120 days of account opening. The reward will be deposited to the new checking account within 10 business days after the qualification requirements have been met and verified. Terms apply.

This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account offers benefits like no overdraft fee and options to avoid a monthly maintenance fee on top of the bonus.

Open your account and earn a $500 bonus

Borrow potentially $1,000s from your home's equity to help you get through 2026

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool12 (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

Visit LendingTree

Last Chance: Earn 100,000 bonus points — worth up to $1,500 towards travel

Offer Ending July 30, 2026: If you're planning a trip, apply for the Chase Sapphire Preferred® Card (Rates and fees) here and you can earn 100,000 bonus points after spending $5,000 in the first 3 months — that's worth up to $1,500 toward travel through Chase Travel!

Plus, earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases — with an extremely low annual fee of $95 and no foreign transaction fee.

The card could pay for itself quickly: you'll earn up to $100 Chase Travel hotel credit each anniversary year, get a complimentary year of Apple TV (a $156 value, must activate by 12/31/26), and up to $120 toward Global Entry, TSA PreCheck, or NEXUS every four years.

If you travel even once a year, this card could net you $100s in rewards to use toward travel. Don't delay. This offer ends on Thursday, July 30, 2026 at 3:00 PM EST. Apply today!

Click here to apply for the Chase Sapphire Preferred® Card now

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Earn 10% cash back on your next Walmart purchase

If you're still using an account that charges monthly fees and you earn next to nothing on your savings, you need to try OnePay. When you bank through OnePay, you get a mobile banking app and secured credit card with no monthly fees, no minimum balances, and no overdraft fees.13

Sign up for OnePay here and you can earn 3% cash back on Walmart, gas, or dining on up to $150 spent per month, with eligible deposits.14On top of that, you can earn 3.35% APY on your savings with eligible deposits15and get paid up to 2 days early when you set up direct deposit.16 And you can earn 25¢/gallon extra cash back on your first gas purchase.17

You also get fee-free overdraft with eligible deposits,18fee-free cash withdrawals at 55,000+ Allpoint ATMs worldwide,19and free bill pay with eligible deposits.20

Limited time offer: earn up to $350 cash back with direct deposits when signing up to bank through OnePay with a FinanceBuzz link through 8/31.21 Plus, new members earn 10% cash back on your first Walmart purchase made within your first month, on up to $200 spent.22

Open a OnePay deposit account today

Stop getting ripped off by high interest debt payments

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

If that’s you, a company called LendingTree12wants to help. They can match you with loan providers that could help you pay off your debt quickly.

Think about it this way: For example, $30,000 in credit card debt at 25% APR will cost you $622.60 every single month in interest alone. But, with a rate as low as 6.50% APR (possible through LendingTree’s lenders), you’d only pay $160.69 interest.

That’s over $460 a month you’d get to keep for yourself in this scenario! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have a 4.5/5 rating on TrustPilot with more than 15,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

See if your $30K+ credit card debt is eligible for options with LendingTree

You could be overpaying for your retirement planning

Fees matter. High fees can cut into your returns and affect your overall nest egg. But the ways fees are levied vary. Some are “fee only,” charging a flat rate regardless of usage. Others take a percentage of all assets under management. Some earn commissions directly from mutual funds or other financial products, which presents a significant conflict of interest.

This free matching quiz helps Americans get matched with up to three fiduciary advisors who serve their area so they can compare and decide which advisor to work with.

Access up to $500K of your home equity with no additional monthly payments

If you want to access your home equity — but don’t qualify for a traditional HELOC — Splitero could be perfect.

How it works: Splitero is a Home Equity Investment product that bets on your home's future value going up. You get cash now, and when you cash settle, sell, or refinance, you give Splitero a small portion based on how much your home is worth then.

(By the way, if your home value decreases, the value of the percentage Splitero is entitled to also decreases. That could be a lot safer for you.)

Splitero is rated “A” by the BBB and you can use the money however you like. Pay off debt, renovate your home, or invest, all without worrying about additional monthly payments.

You may qualify if you:

  1. Have some equity in your home — 30% or more.
  2. Have a credit score of 500+.
  3. It’s your residence, and you live there.
Enter your home address here to pre-qualify in less than 2 minutes

Earn a $200 bonus with this incredible cash back card (no annual fee - do not skip this!)

The Chase Freedom Unlimited®(Rates and fees) lets you earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening

In addition to the welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.24% - 27.74% Variable. Oh, and the annual fee is $0. It's almost a no-brainer to apply. Click below to get started.

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited®

Pay no interest into 2027 with a no annual fee card

If you're struggling to pay down high-interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There are cards that allow you to completely pause credit card interest into 2027... and the best part is that it could be easier than you think with this new tool.

These extremely powerful cards can give you 0% intro APR for up to an astounding 15 months on purchases and balance transfers. That's right - you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt let your payments go directly to paying down your balance, without piling on additional interest charges - with no annual fee.

Answer a few quick questions, and we'll try to match you with a card that fits your situation.

Free, no commitment, and no impact on your credit score.

See my options (no credit impact)

Access up to $150 per day of your paycheck

If you need a few dollars in between paychecks, a little daily cushion can go a long way.

With the EarnIn app you can access up to $150 per day of your paycheck and with a max of $1,000 per pay period.23

Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all.

You even have the option to access the money within minutes for a small fee.24

The best news? There is no credit check, no interest, no late fees – ever.

How to get started:

  1. Visit EarnIn and create an account.
  2. Link your bank and employment info.
  3. EarnIn will verify your paycheck and you’re all set!

Get started with EarnIn here

Check if you qualify to settle your credit card debt for less than you owe

Let’s be so for real - growing credit card debt feels like drowning. But there’s nothing you can do about it, right? Wrong.

If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, National Debt Relief might be able to assist you.

Best part? It sounds crazy but there are zero upfront fees, and you could be debt-free in 24-48 months.

All you have to do to get started is answer a few simple questions. It only takes 30 seconds to see if you qualify!

Try National Debt Relief


Did You Know?

On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could be debt-free in 24 to 48 months.

Sources: Association for Consumer Debt Relief (2023)

Save potentially $1,000 or more on home insurance in Columbus

Most people don't even think twice about what they pay for home insurance. Huge mistake. Especially if you want more money in retirement. If you live in Columbus and you haven’t checked rates recently, you could save potentially $1,000s.

Provide Home Insurance is actively helping homeowners score huge savings on better home insurance. They bring top insurance providers together to compete for your business, potentially giving you a better deal. This could drive the cost down for you by orders of magnitude.

You could slash the cost of home insurance by tapping into potential discounts and incentives most homeowners probably don’t even know exist.

You might be eligible if you check these 3 boxes:

  1. You own your home.
  2. You are willing to switch providers to save money.
  3. Your ZIP code qualifies.

Complete this short questionnaire to see if you qualify

See if your $30,000+ of debt is eligible for this debt relief program

If you have a lot of credit card debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to resolve your debt once and for all?

ClearOne Advantage can help.25 If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives may be able to help you resolve your debt for less than you owe — with one low monthly program payment.

Best of all? There are zero upfront fees, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions and get connected with a caring representative. The consultation is completely free and only takes a few minutes to see if you qualify!

See if your $30k+ in credit card debt is eligible for ClearOne Advantage

See if your credit card debt is eligible for this debt relief program

If you have a lot of debt, getting rid of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get rid of unsecured debt?

Freedom Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you resolve your debt for less than you owe — with one affordable monthly deposit.

Best of all? There are zero upfront settlement fees, and you could reduce debt in as little as 24-48 months26. To get started, just answer a few simple questions and get connected with a Certified Debt Consultant. It only takes a few minutes to see if you qualify, and the consultation is completely free!

See if your $30k+ in credit card debt is eligible for Freedom Debt Relief


Did You Know?

On average, debt settlement saves clients around 32% of their enrolled debt after fees, according to a 2023 study by the Association for Consumer Debt Relief. The consultation costs nothing. People who enroll and complete the program could reduce debt in as little as 24 to 48 months.

Sources: Association for Consumer Debt Relief (2023)

Save $28,000 over the life of your mortgage

Too many buyers overpay on their mortgage without even knowing it. Rates and fees vary wildly from lender to lender, but nobody has time to call around and compare, so they might just accept the first offer and hope for the best. Now there's a free service that does the hard part for you.

It's called Own Up, and it compares mortgage offers from a network of top-rated lenders so they compete for your business and you can pick a great deal.27You fill out a quick 5-minute profile (no hard credit pull),28get matched with top-rated lenders, and see the comparison side by side.29

Thnk about it this way: On a $400,000 mortgage at 7.00%, you'd pay over $558,000 in interest over 30 years. Drop that rate just half a percent to 6.50% and you'd pay around $510,000. That's $48,000 back in your pocket, just from shopping around for a better rate.30

Own Up customers save on average $28,000 over the life of their loan,31and it costs you absoloutely nothing to find out what you'd save.

Own Up is 100% free — there’s no direct consumer fee for Own Up’s service. Own Up is compensated by lenders, not consumers. See what you could qualify for at the link below before you lock in a rate you might regret.

Check your rate in 5 minutes (free)

Earn a bonus worth $200 to use toward your next flight or hotel 

If you're planning a trip, apply for the Capital One VentureOne Rewards Credit Card (Rates and fees) here and you can earn 20,000 bonus points after spending $500 in the first 3 months — that's worth $200 toward travel!

There is no extra work beyond the spending requirement to earn the early spend bonus, no annual fee, and no foreign transaction fee. The Capital One VentureOne Rewards Credit Card also lets you earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. 

Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners! If you travel even once a year this card could is worth it and could net you with $100s in rewards to use toward travel. Don't delay — apply today!

Recommended for good or excellent credit.

Click here to apply for the Capital One VentureOne Rewards Credit Card now

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Bottom line

There are lots of articles out there full of endless ideas on how to make money. But it really doesn't have to be hard, and you don't have to do the typical things like sell your stuff on Craigslist or Etsy, drive with Uber or Lyft, or sort through low-paying jobs on Fiverr or Mechanical Turk. If you have an internet connection, you can do just about anything we've recommended.

If you're spending time on social media, consider switching to one of the ways to make money listed above. You could also commit some of that spare time to taking an online course so you can learn a high-demand freelancing skill. Over time your commitment to making money and improving yourself will pay off!