23 Legit Ways to Make Extra Cash

Wondering how to make extra money with a side hustle? Read on.

Last updated Nov. 21, 2025 | By Team FBZ

If your goal is to make some extra cash, you've come to the right place. Whether you want to make money from home, make money online, or get out of the house to earn your extra cash, we've got you covered with this mega list of easy money-making ideas. They range from part-time work to passive income, but most are side gigs you could easily do in your spare time without risking your full-time job.

Here is a long list of our favorite ways to earn extra cash and make money online – scroll through and find the ones that are best for you.

Join the website that has paid out over $59,000,000 for taking surveys

You do NOT need to get a second job to make some easy extra cash.

Because now, there’s a company who has paid out over $59 million dollars to users … just for taking simple questionnaires.

This company operates in a high-demand industry servicing Fortune 500 clients. And they’re paying normal people a piece of that $49 million every day, just to give honest opinions on products and services from companies like Walmart, Apple, FedEx, and more.

It’s called Branded Surveys. And when you complete their questionnaires, you can get paid a nice chunk of cash. Their clients are hungry for real feedback, and thus, are willing to pay a premium.

It also requires ZERO skills, no startup cost, and you can start earning money as early as today. The best part? It’s free to sign up, and you’ll earn 100 bonus points as a new member!

Sign up with Branded Surveys

Get your personalized financial plan 100% free

Studies have found that individuals with a financial plan were 3.7x more likely to claim that they're very confident in reaching their goals.1

Our new tool builds you an intelligent, 100% free personalized financial plan that could help grow your net worth. You get instant access to a unique financial plan and exclusive offers that could help you grow financially.

Here's how to get started: 

1. Click the link below. 
2. You will be asked a few questions — enter your email, employment status, and phone number. 
3. Verify your identity through Plaid (name, DOB, social security, etc). 

From there answer a few questions related to your investable assets, retirement accounts, debts, and more to help customize your plan. This service costs nothing and it even tells you how much you can expect to see your net worth grow — down to the dollar — by implementing the suggestions.

Click here and enter your info to get your 100% free financial plan

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!2

Try National Debt Relief

Set up direct deposit - pocket $300

If you aren't banking with SoFi®, you're missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus of $50 or $3003when you open a SoFi Checking and Savings account and make an eligible direct deposit within the first 25 calendar days of the promotional period. Eligible direct deposits totaling $1,000-$4,999 unlock the $50 bonus, and $5,000 or more unlock the $300 bonus.3Easy.

This is practically passive income and a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. Plus, your new account could earn up to an insane 4.30% APY4on savings (3.60% APY standard + 0.70% APY boost for six months) on top of the bonus.3

Open your account and earn up to a $300 bonus

Start a high-paying side hustle stack

Side hustles are a vetted way to increase your income. They can be done relatively quickly. And, if you know which ones to actually spend time on, they could net you $1,000s. Plus, you can earn when you want, where you want, without having to wait weeks to get paid!

Here are a few side hustles paying top dollar right now:

💰Freecash: Bank up to $1,000 or more playing games, answering surveys, or giving opinions on products.

💰Branded Research: Join the website that’s paid out $49,000,000+ for giving honest opinions on companies like Walmart, Apple, FedEx, and more.

💰Inbox Dollars: Get paid up to $225 while watching viral videos. Really. Simply sign up. Then watch videos and take surveys.

Of course, these side hustles won’t make you rich. But at the very least, they’ll put some extra cash in your pocket. Sign up for one (or all) and increase your income starting today!

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your furnace breaks down during a cold snap. Instead of paying up to $3,000 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and the tech comes over and fixes it right away. This could save you up to $2,900 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2025 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.5

Choose a plan from Choice Home Warranty here and lock in 2025 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.

Turn your home’s value into extra cash

If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.

But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.

Here’s a potential solution: Get a home equity line of credit (HELOC) instead.

Using LendingTree’s simple HELOC matching tool6 (yes, the company from the commercials), you can compare rates and see what works for you.

How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.

Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.

To get started:

  1. Check out LendingTree’s HELOC matching tool.
  2. Answer a few questions.
  3. Be matched with personalized offers for you.

Visit LendingTree

Become a life-changing surrogate and earn $61K+

There is nothing more miraculous than the gift of life, and with Hatch Fertility, you could help hopeful parents realize their dreams of starting a family. Becoming a surrogate isn’t for everyone, but for those with a genuine desire to help others, it could become one of the most rewarding experiences of your life.

Hatch is a premier surrogacy agency, having helped bring over 3,300 healthy babies into the world over the past 30 years. Their team of dedicated professionals carefully match qualified surrogates with aspiring parents, providing support every step of the way.

Your health is a top priority, which is why Hatch has a comprehensive qualification process for potential surrogates and the parents they serve. If you’re age 21-42, have a history of healthy pregnancy, and live a stable, healthy lifestyle, you may qualify for this life-changing experience. In exchange for this selfless gift, you’ll receive a compensation package starting at an estimated $61,100, along with coverage for all pregnancy-related expenses.

Answer a few simple questions to see if you qualify as a Hatch surrogate

Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used Insurify and now I’m able to pay just $51 a month for two cars.7Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Set up direct deposit - earn a $300 bonus

If you aren't banking with Chase, you're missing out on a powerful bonus just by following a few simple steps.

Earn a bonus of $300 when you open a new Chase Total Checking® account (Member FDIC) and make direct deposits totaling $500 or more within 90 days of coupon enrollment.8Easy.

This is a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above. On top of the bonus there’s no overdraft fees with Chase Overdraft Assist℠,9and Zero Liability Protection to protect you from unauthorized debit card transactions when you report them right away.

Open your account and earn a $300 bonus

Access up to $150 per day of your paycheck with no mandatory fees

If you need a few dollars in between paychecks, a little daily cushion can go a long way.

With the EarnIn app10 you can access up to $150 per day of your paycheck and up to $1,000 per pay period — and EarnIn won’t charge you any mandatory fees.

Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all. The EarnIn app does not charge any interest or mandatory fees on a standard Cash Out.

You even have the option to access the money within minutes for a small fee.11

The best news? There is no credit check, no interest, no late fees – ever.

How to get started:

  1. Visit EarnIn and create an account.
  2. Link your bank and employment info.
  3. EarnIn will verify your paycheck and you’re all set!

Get started with EarnIn here

Access up to $500K of your home equity with no additional monthly payments

If you want to access your home equity — but don’t qualify for a traditional HELOC — Splitero could be perfect.

How it works: Splitero is a Home Equity Investment product that bets on your home's future value going up. You get cash now, and when you cash settle, sell, or refinance, you give Splitero a small portion based on how much your home is worth then.

(By the way, if your home value decreases, the value of the percentage Splitero is entitled to also decreases. That could be a lot safer for you.)

Splitero is rated “A” by the BBB and you can use the money however you like. Pay off debt, renovate your home, or invest, all without worrying about additional monthly payments.

You may qualify if you:

  1. Have some equity in your home — 30% or more.
  2. Have a credit score of 500+.
  3. It’s your residence, and you live there.
Enter your home address here to pre-qualify in less than 2 minutes

Stop overpaying on credit card interest

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

A company called MoneyLion wants to help.12If you owe less than $100,000 in credit card debt, MoneyLion can match you with loan providers that could help you pay off your credit card debt with a personal loan almost instantly.

You don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They facilitate more than 200 million loan requests a year, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

Get a loan offer here

Add up to $1,000 to your pocket without much extra work

This website we found could put an extra $1,000 or more in your pocket. Yes, it’ll take a little bit of time (see what we mean below), but you can start earning as soon as today, and your first offer could be worth up to $225.

It’s called Freecash, and it’s utilized by companies who need feedback on their products and services. Instead of paying for more Facebook ads, they pay people up to $225 per offer to play their games, answer surveys, or give opinions on products or other materials.

When you join, you’ll receive hundreds of offers — and some could be worth $1,000+ on their own! Some tasks only take as little as a few minutes to complete. Set aside some time, work your way through the offers, and you could put an extra $1,000 or more in your pocket.

Sign up here to see what you could earn

Save on auto insurance and get up to $1,025 back in your pocket

We could all use some extra cash these days. And with this company, getting it couldn’t be any easier. You hardly have to do any work.

Insurify is a company that could help you save up to $1,02513on your annual car insurance premiums. Their job is to connect you with insurance companies to beat your current rate or coverage. No catch, and no hidden fees.

It only takes about a minute or two. Enter a little bit of info like your zip code and year, make, and model, and then get as much as $1,025 back in your pocket.

They work with 100+ insurance companies so you know you’ll get a good rate. And they have 4.8/5 stars from 3,000 verified reviews. Even better, Insurify does not sell your information to spammers, and there are no annoying calls or texts.

Compare rates today and claim potentially instant savings of up to $1,025!

Get paid your share of $76.3 million (yes, million) in cash playing games on your phone

Want to make some pocket money? We’ve got a way. But there’s a catch. You have to complete simple tasks online, like playing games and reaching certain levels.

Branded is an app that could help you earn up to $1,000. All for playing these games on your phone. There’s nobody to compete against to win, and no limit on how much you can earn. The more you play, the more rewards you could get. They’ve paid out $76.3 million so far.

Is it legit? Yes. Play games, reach levels, get paid. Sure, it’s not a million dollars. But it’s better than wasting time with games that don't pay.

Download the app for free here and start stacking up the cash.

Download Branded Offers

Pay no interest on balance transfers until 2027

Imagine getting an intro 0% APR for 21 months from date of account opening on balance transfers (APR then 16.74% - 27.49% (Variable)). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Citi® Diamond Preferred® Card.

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 21 months from date of account opening, then a 16.74% - 27.49% (Variable) APR (balance transfers must be completed within 4 months of account opening). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't just stop with balance transfers, though. Cardholders also get a generous intro APR of 0% for 12 months from date of account opening on purchases. After the intro period for purchases and balance transfers, the APR is 16.74% - 27.49% (Variable).

The best part? There's no annual fee with the Citi® Diamond Preferred® Card(Rates and fees).

Click here to Apply Now to the Citi® Diamond Preferred® Card

See if you could find unclaimed money in your name

There could be as much as $2,08014 in unclaimed money in your name. Government agencies and private businesses are holding nearly $60 billion in unclaimed cash and the only way to claim yours is to know where to look!

BeenVerified is a company that helps you get this unclaimed money back. It takes about 5 minutes to check for it. Note: BeenVerified deep scans billions of databases to discover your lost money so it can take a few minutes for them to do the search.

Here’s how to see if you have unclaimed money:

  1. Click the link below.
  2. Answer a few questions like your name, state, and age.
  3. Start your $1 trial to see what money may be available.15

Averages range on how much money you could claim, but it could be as much as $2,08014.

Start your $1 trial here to see your unclaimed money. After the trial period, you will be charged the full monthly subscription price.

Earn up to $50 per month for sharing your views on the news

Everyone has an opinion on the news these days. In fact, it seems hard not to have one. But did you know you can get paid to share your views on the news?

A website called YouGov does just that. It’s a great place for you to make money online, where you can take short surveys on the latest headlines in exchange for points to redeem for cash or gift cards to stores like Amazon and Walmart. The results of these surveys are then often featured in the media, so your views could also shape the news.

Over 26 million people take YouGov surveys, and they’re rated “Excellent” on Trustpilot for helping their members earn up to $50 every month. It only takes a few minutes to sign up – and you can earn your first points immediately by completing the introductory survey. Click the link below to get started.

Start earning cash for your opinions now

Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

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  • You could save up to $600 with some companies
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  • Fast, free and easy way to shop for insurance
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Freecash
Freecash Benefits
  • Get paid for testing apps, games, and surveys
  • Payouts can go as high as $225 per offer
  • “Excellent” Trustpilot Rating (54,000+ reviews, 4.6/5 stars)
  • Cash out instantly with PayPal starting at only $5

Bottom line

There are lots of articles out there full of endless ideas on how to make money. But it really doesn't have to be hard, and you don't have to do the typical things like sell your stuff on Craigslist or Etsy, drive with Uber or Lyft, or sort through low-paying jobs on Fiverr or Mechanical Turk. If you have an internet connection, you can do just about anything we've recommended.

If you're spending time on social media, consider switching to one of the ways to make money listed above. You could also commit some of that spare time to taking an online course so you can learn a high-demand freelancing skill. Over time your commitment to making money and improving yourself will pay off!