23 Legit Ways to Make Extra Cash

Access your home equity to cover debt — no payment or interest charges for 10 years

Struggling with debt? If you want to utilize your home equity to help pay it down, you’re probably frustrated right now. The strict qualifications of the traditional financial system have left many unable to.

But there’s another option you may not have heard of, a home equity agreement (HEA) from Unlock.

With Unlock, you could tap into up to $500,000 of your home equity and make no payments for ten years. It’s not a home equity loan, HELOC, cash-out refinance, or reverse mortgage.

An Unlock HEA is not a loan at all. Instead, it gives you cash in exchange for a portion of your home’s future value:

• Access up to $500,000 of your home’s equity.
• No payments or interest charges for ten years.
• Not subject to traditional interest rates.
• Minimum credit score: 500+.

You can verify your property value and equity in 60 seconds — and with no impact on your credit score: Start by entering your property address here.

And don’t worry — Unlock has an A+ rating from the BBB. So see what you’re eligible for, and you could have the funds you need to end your toxic debt loop sooner than you think.

Apply for a home equity agreement with Unlock

Save Instantly with Cash App Card: Save at places you already shop — in stores and online, and unlock access to exclusive events, presales, and more.

Get your free¹ <p>Free Cash App Cards come in black or white.</p> Cash App Card. Choose a card style, then customize it with exclusive stamps, emojis, or even draw on it.

Get exclusive perks and instant discounts on everyday spending in person and online.

Say goodbye to hidden fees and overdraft fees.² <p>No fee overdraft coverage of up to $200. Overdraft coverage and additional Cash App provided benefits are available when you direct deposit at least $300 each month.</p>

Cash App has 4.8/stars and is an Editor's Choice on the App Store!

Download the Cash app for free today

Stop getting ripped off by credit card companies

If you have credit card debt, you know that paying your bill each month is anxiety-inducing … and sometimes close to impossible with what you have in the bank.

But … credit card companies couldn’t care LESS if you pay or not. They’ll make money off you either way. And with an average APR close to 25%, the credit card companies just keep getting richer and richer.

If that’s you, a company called AmOne wants to help. If you owe less than $100,000 in credit card debt, AmOne can match you with loan providers that could help you pay off your debt almost instantly.

Think about it this way: $25,000 in credit card debt at 25% APR will cost you $518.83 every single month in interest alone. But, with a rate as low as 6.40% APR (possible through AmOne), you’d only pay $94.69 interest.

That’s over $400 a month you’d get to keep for yourself! Even better, you don’t need a perfect credit score, and checking for loans won’t affect your credit.

Truthfully, this company exists to help you get ahead in life. They have an Excellent rating on Trustpilot from over 2,000 verified reviews, and you can see your options in a matter of minutes. It’s certainly worth a shot if you’re feeling suffocated by debt.

Lower your debt payments here

Borrow from your home's equity to help you get through 2025

If you own your home, a cash-out refinance from Rocket Mortgage³ <p>Rocket Mortgage, LLC; NMLS #3030; <a href="https://www.nmlsconsumeraccess.org/">https://www.nmlsconsumeraccess.org/</a>. Equal Housing Lender. Licensed in 50 states.</p> could help you consolidate your debt. You could pull money out of your home without a second mortgage or HELOC … meaning you could tackle your debt head-on while eliminating multiple monthly payments.

For example, let's say you're able to take out $50,000 with a cash-out refinance. You use $20,000 to pay off high-interest debt and $30,000 for home renovations, lowering your total monthly payments and increasing your home's value. That's a win-win.

See how much could be available to you:Visit Rocket Mortgage and click “Take cash out.” Then use the simple calculator to estimate how much cash you could get out of your home.

See how much cash you could get

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!⁴ <p>Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 12 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p>

Try National Debt Relief

Be your own boss

Looking to make some extra cash? DoorDash could be the solution.

As a Dasher, you can make reliable money anytime,⁵ <p>Dash anytime: Subject to availability</p> anywhere. Deliver near your home or in a city you’re just visiting. It’s that simple. You can achieve short term goals or long term dreams by driving or biking for DoorDash.

Even better, with DoorDash, you’re the boss! Make money on your time and schedule — whatever works for you. To start dashing and earn extra money, submit your application here and choose your driver orientation. Then get the app … and go!

Sign up today

Earn cash back on everyday purchases with this rare account

Want to earn cash back on your everyday purchases without using a credit card? With the Discover^®️ Cashback Debit Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!⁶ <p>See website for details.</p>

With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!

This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.

Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.

Apply for a Discover^® Cashback Checking account today

Access up to $150 per day of your paycheck with no mandatory fees

If you need a few dollars in between paychecks, a little daily cushion can go a long way.

With the EarnIn app⁷ <p>EarnIn is not a bank. Access limits are based on your earnings and risk factors. Available in select states. Terms and restrictions apply. Visit <a href="https://www.earnin.com/">EarnIn.com</a> for full details</p> you can access up to $150 per day of your paycheck and up to $750 per pay period — and EarnIn won’t charge you any mandatory fees.

Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all. The EarnIn app does not charge any interest or mandatory fees on a standard Cash Out.

You even have the option to access the money within minutes for a small fee.⁸ <p>Lightning Speed is an optional service that allows you to expedite the transfer of funds for a fee. Depending on the product, the fee may be charged by EarnIn or its banking partner. See the <a href="https://www.earnin.com/privacyandterms/terms-of-service/fees">LS Fee table</a> for details.</p>

The best news? There is no credit check, no interest, no late fees – ever.

How to get started:

1. Visit EarnIn and create an account.
2. Link your bank and employment info.
3. EarnIn will verify your paycheck and you’re all set!

Get started with EarnIn here

Ohio Driver? Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used this tool and now I’m able to pay just $47 a month for two cars.Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

1. Click the link below and enter your zip code, date of birth, and phone number.
2. Answer a few questions about your car’s make and model to get matched with top offers.
3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Add up to $1,000 to your pocket without much extra work

This website we found could put an extra $1,000 or more in your pocket. Yes, it’ll take a little bit of time (see what we mean below), but you can start earning as soon as today, and your first offer could be worth up to $225.

It’s called Freecash, and it’s utilized by companies who need feedback on their products and services. Instead of paying for more Facebook ads, they pay people up to $225 per offer to play their games, answer surveys, or give opinions on products or other materials.

When you join, you’ll receive hundreds of offers — and some could be worth $1,000+ on their own! Some tasks only take as little as a few minutes to complete. Set aside some time, work your way through the offers, and you could put an extra $1,000 or more in your pocket.

Sign up here to see what you could earn

See if you could have as much as $2,080 in unclaimed money in your name

There is a real possibility that there could be unclaimed money in your name — as much as $2,080 or more. Government agencies and private businesses are holding nearly $60 billion in unclaimed cash — and the only way to claim it is to know where to look!

BeenVerified is a company that can help you search for unclaimed money in your name. It takes about 5 minutes to check for it. Note: the process can feel a little long, because BeenVerified deep scans an astounding number of potential databases to discover where the money is held.

Averages range on how much money you could claim, but some sources say the average claim size could be as much as $2,080.⁹ <p><a href="https://www.cnbc.com/2023/02/01/how-to-check-if-youre-owed-a-share-of-70-billion-in-unclaimed-assets.html#:~:text=About%201%20in%207%20people%20%E2%80%94%2033%20million%20altogether%20%E2%80%94%20collectively%20have,Association%20of%20Unclaimed%20Property%20Administrators.">Source</a></p> At the end of the search process, you’ll be asked to start a $1 trial to see your unclaimed money search results. It’s 100% worth it to see where the cash is being held.

See how much money you could find

Start a high-paying side hustle stack

Side hustles are a vetted way to increase your income. They can be done relatively quickly. And, if you know which ones to actually spend time on, they could net you $1,000s. Plus, you can earn when you want, where you want, without having to wait weeks to get paid!

Here are a few side hustles paying top dollar right now:

💰Freecash: Bank up to $1,000 or more playing games, answering surveys, or giving opinions on products.

💰Branded Research: Join the website that’s paid out $49,000,000+ for giving honest opinions on companies like Walmart, Apple, FedEx, and more.

💰Inbox Dollars: Get paid up to $225 while watching viral videos. Really. Simply sign up. Then watch videos and take surveys.

Of course, these side hustles won’t make you rich. But at the very least, they’ll put some extra cash in your pocket. Sign up for one (or all) and increase your income starting today!

Earn up to $50 per month for sharing your views on the news

Everyone has an opinion on the news these days. In fact, it seems hard not to have one. But did you know you can get paid to share your views on the news?

A website called YouGov does just that. It’s a great place for you to make money online, where you can take short surveys on the latest headlines in exchange for points to redeem for cash or gift cards to stores like Amazon and Walmart. The results of these surveys are then often featured in the media, so your views could also shape the news.

Over 26 million people take YouGov surveys, and they’re rated “Excellent” on Trustpilot for helping their members earn up to $50 every month. It only takes a few minutes to sign up – and you can earn your first points immediately by completing the introductory survey. Click the link below to get started.

Start earning cash for your opinions now

Become a life-changing surrogate and earn $61K+

There is nothing more miraculous than the gift of life, and with Hatch Fertility, you could help hopeful parents realize their dreams of starting a family. Becoming a surrogate isn’t for everyone, but for those with a genuine desire to help others, it could become one of the most rewarding experiences of your life.

Hatch is a premier surrogacy agency, having helped bring over 3,300 healthy babies into the world over the past 30 years. Their team of dedicated professionals carefully match qualified surrogates with aspiring parents, providing support every step of the way.

Your health is a top priority, which is why Hatch has a comprehensive qualification process for potential surrogates and the parents they serve. If you’re age 21-42, have a history of healthy pregnancy, and live a stable, healthy lifestyle, you may qualify for this life-changing experience. In exchange for this selfless gift, you’ll receive a compensation package starting at an estimated $61,100, along with coverage for all pregnancy-related expenses.

Answer a few simple questions to see if you qualify as a Hatch surrogate

Ask this company to help you pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Alleviate Tax is designed specifically to help you get out of tax debt faster and could reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Alleviate Tax talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Answer a few questions to get started

Own powerful pieces of the world’s biggest companies with micro-investing

Yes, this is a real way to get into the stock market. It’s called micro-investing. It lets you buy tiny pieces of companies at a fraction of the cost of their full share price. We’re talking a few dollars to own pieces of promising companies around the world.

Download one of these apps to start micro-investing:

1. Public: Access 9,000+ equities, plus get market insights and data.
2. SoFi Active Invest¹⁰ <p><b>INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED •&nbsp;</b><b>MAY LOSE VALUE</b></p> <p>Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(<a href="https://www.finra.org/">www.finra.org</a>)/SIPC(<a href="https://www.sipc.org/">www.sipc.org</a>).&nbsp;For a full listing of the fees associated with Sofi Invest, please view our fee schedule </p> : Trade stocks and ETFs, invest in IPOs, and try automated investing.¹¹ <p>Investing in alternative investments and/or strategies may not be suitable for all investors and involves unique risks, including the risk of loss. An investor should consider their individual circumstances and any investment information, such as a prospectus, prior to investing. Interval Funds are illiquid instruments, the ability to trade on your timeline may be restricted. Brokerage and Active investing products offered through SoFi Securities LLC, Member FINRA (<a href="https://www.finra.org">www.finra.org</a>)/SIPC (<a href="https://www.sipc.org">www.sipc.org</a>).</p>
3. Robinhood: Trade stocks and ETFs 24 hrs/day, 5 days/week, commission-free.¹² <p>Other fees may apply.</p>
4. Stash: Invest on a consistent schedule to reach goals faster.¹³ <p>Paid non-client endorsement. See Apple App Store and Google Play reviews. <a href="https://www.stash.com/start-investing/financebuzz10">View important disclosures.</a></p> <p>Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. Nothing in this material should be construed as an offer, recommendation, or solicitation to buy or sell any security. All investments are subject to risk and may lose value.</p> <p>Advisory products and services are offered through Stash Investments LLC, an SEC registered investment adviser.</p>

Buy fractional shares with these apps for as little as $5 and build up your portfolio. Who knows? Returns are not guaranteed, but you could use this method to grow your wealth over time without investing a fortune now.¹⁴ <p>FinanceBuzz is not an investment advisor. This content is for informational purposes only, you should not construe any such information as legal, tax, investment, financial, or other advice.</p>

Don’t pay a CENT to contractors for home repairs until you do this

Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!

They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.

Think of it like this: Say your air conditioning unit breaks down during a heatwave. Instead of paying $1,500 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and their techs come and fix it ASAP. This could save you $1,400 almost instantly!

Choose a plan here and you can still lock in their ultra-low 2024 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.¹⁵ <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>

Choose a plan from Choice Home Warranty here and lock in 2024 rates

P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.