Limited-Time Offer: Earn Unlimited Cash Back And A $1,000 Welcome Offer
-
Limited-Time Offer: $1,000 welcome offer for new cardmembers after spending $8,000 in the first 4 months from account opening
-
0% intro APR on purchases for 12 months, then 16.74% - 24.74% Variable
-
$0 annual fee, plus employee cards at no additional cost
/images/2024/12/17/chase-ink-business-unlimited-12172024.png)
If you're a business owner, there may not be a more powerful welcome offer on the market right now than the Ink Business Unlimited® Credit Card (Rates and fees). Not only do you have the ability to earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening (their highest offer ever) but you'll also earn Unlimited 1.5% cash back on every purchase, with no categories to track and no caps to manage. Plus, the annual fee is $0 and you get 0% intro APR on purchases for 12 months (then 16.74% - 24.74% Variable).
Limited-time offers like this don't tend to last, so it's worth acting while the elevated bonus is here.
/images/2024/12/17/chase-ink-business-unlimited-12172024.png)
- Earn
$750$1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening - Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Earn 5% total cash back on Lyft rides through 9/30/27.
- Member FDIC
What You Need To Know
The Ink Business Unlimited® Credit Card is one of the strongest flat-rate business cards on the market, all with $0 annual fee. Beyond the simplicity of earning cash back on every purchase, we're also impressed with the card's generous welcome offer for new cardmembers.
Benefits and perks:
- A limited-time welcome offer that practically pays for itself: Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening. This is their highest offer ever. For many businesses, that spending threshold is within reach in the normal course of doing business.
- Unlimited flat-rate cash back (yes, really): Unlimited 1.5% cash back on every purchase No rotating categories to activate, no limits on how much you can earn.
- Employee cards at no additional cost: Add cards for your team and earn cash back on their spending too, all with $0 annual fee.
- Intro APR on purchases: You get 0% intro APR on purchases for 12 months, which can help you finance a large business expense. After the intro period, the APR is 16.74% - 24.74% Variable.
» Apply for the Ink Business Unlimited® Credit Card
How Ink Business Unlimited® Credit Card Stacks up
With its generous welcome offer, unlimited flat-rate cash back, and $0 annual fee, our experts think the Ink Business Unlimited® Credit Card is tough to beat for business owners. But how does it stack up against the competition? See a side-by-side comparison below.
/images/2024/12/17/chase-ink-business-unlimited-12172024.png)
0%, 12 months
N/A, N/A
Credit Score
/images/2025/11/03/wells_fargo_signify_card.png)
0%, 12 months from account opening
N/A, N/A
Credit Score
/images/2024/12/13/american_express_blue_business_cash_card_art_-_12-13-24.jpg)
0%, 12 months from date of account opening
N/A, N/A
Credit Score
Bottom Line: Who Is This Card Best For?
The Ink Business Unlimited® Credit Card is a great choice for anyone who:
- Wants this limited-time welcome offer: Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening. It rewards the spending you're already putting on your business.
- Wants simple, unlimited rewards: Unlimited 1.5% cash back on every purchase No categories, no caps, no tracking.
- Wants to earn across the whole team: Add employee cards at no additional cost and earn on their purchases too, all with $0 annual fee.
» Click here to apply now and earn a $1,000 bonus
Intro Offer
Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening
Annual Fee $0 Why we like it
$750 $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening
/images/2024/12/17/chase-ink-business-unlimited-12172024.png)
Other Cards You Might Like:
The Ink Business Unlimited® Credit Card is hard to beat with its powerful welcome bonus, long intro APR period on purchases and $0 annual fee. But, if you want to consider other options, here are some contenders:
/images/2025/11/03/wells_fargo_signify_card.png)
0%, 12 months from account opening
N/A, N/A
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
- Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
- 0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.74%-24.74%.
- $0 annual fee.
- Complimentary Priority Pass™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
- Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.
- Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.
/images/2024/12/13/american_express_blue_business_cash_card_art_-_12-13-24.jpg)
0%, 12 months from date of account opening
N/A, N/A
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 16.74% – 28.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
- Earn 2% cash back on all eligible purchases on the first $50,000 of purchases each calendar year, 1% thereafter. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power*.
- * The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- No Annual Fee. Terms Apply. Learn More.