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Discover it® Cash Back
Take a Break From High Interest: This Top Card Offers 0% Intro APR Until 2026
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On Discover’s Secure Website
Rates & Fees
REWARD RATE info
1% - 5% Cash Back
INTRO OFFER info
Cashback Match
INTRO APR info
0%
on Balance Transfers and Purchases
ANNUAL FEE $0
RECOMMENDED CREDIT SCORE info
670 - 850
What you'll like about it
  • 0% intro APR for 15 months on purchases and balance transfers, APR then 18.49% - 27.49% Variable
  • 5% on cash back at different places each quarter up to the quarterly maximum when you activate, including at Amazon.com and Target through December 2024
  • 1% cash back on all other purchases
  • Discover will match all the cash back you’ve earned at the end of your first year.
  • $0 annual fee
4.7
info
FinanceBuzz rating
Bottom Line

The Discover it® Cash Back is a great choice for a credit card. Who doesn’t love 15 months with 0% intro APR on purchases and balance transfers (then 18.49% - 27.49% Variable) — all without an annual fee?


  • Low Intro APR: Enjoy a 0% introductory APR on purchases and balance transfers. After the intro period, the APR is 18.49% - 27.49% Variable.
  • Cash Back Rewards: Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Amazing Welcome Offer: Earn double cash back in your first year because Discover will match all the cash back you’ve earned at the end of your first year. That could be up to 10% cash back!
  • $0 Annual Fee: On top of no annual fees, there are no foreign transaction fees.
Discover it® Cash Back
Take a Break From High Interest with 0% Intro APR Until 2026
Apply Now