Score Hefty Welcome Bonuses, Rack Up Rewards, and Pay Down Debt: FinanceBuzz's Favorite Cards of December 2024

Discover it^® Cash Back

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

The Discover it^® Cash Back(Rates and fees) is one of the best cash back cards on the market with its ability to earn up to 5% cash back on common rotating spending categories and a rare welcome offer — all with no annual fee.

Take charge of how much cash back you can earn as Discover will match all the cash back you’ve earned at the end of your first year.

And racking up cash back is simple as you can earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically. 

The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back! 

Discover is accepted by 99% of merchants, and you can redeem your cash back rewards as a statement credit, bank account deposit, or gift cards to dozens of popular retailers. 

Even better, the Discover it^® Cash Back card offers a 0% intro APR for 15 months on purchases and balance transfers, then APR 18.49% - 27.49% Variable. This is a great way to pay down credit card debt or finance a large purchase while earning cash back at the same time!

Annual Fee: $0

Click here to apply for the Discover it^® Cash Back now.

Discover it^® Cash Back

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

With the Discover it^® Cash Back(Rates and fees) card in your pocket, you can enjoy paying no interest on purchases or balance transfers until 2026 while earning some of the highest cashback rewards we've seen from cards with intro APR perks!

Get your financial future back on track thanks to a 0% intro APR for 15 months on purchases and balance transfers, then APR 18.49% - 27.49% Variable. This is a great time period to pay down credit card debt or help finance a large purchase without adding interest charges. 

Even better, you can earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically.

New cardholders can also enjoy a fantastic welcome offer: Discover will match all the cash back you’ve earned at the end of your first year. That's double the cash back on purchases while enjoying no interest until 2026.

Annual Fee: $0

Click here to apply for the Discover it^® Cash Back now.

Capital One VentureOne Rewards Credit Card

4.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Picture yourself smiling every time you swipe your Capital One VentureOne Rewards Credit Card(Rates and fees) because you won’t have to pay interest until 2026. You could transform your financial situation in no time.

Enjoy 0% intro APR on purchases and balance transfers for 15 months (balance transfer fee applies), then APR 19.74% - 29.74% (Variable). You can skip the frustrating interest charges for a time and make moves against runaway credit card debt.

Plus, you can earn an unlimited 1.25 miles per dollar on every purchase, every day. Beyond travel, miles can also be redeemed for gift cards, to shop on Amazon.com, or to pay for purchases via PayPal Pay with Rewards. Rack up even more rewards by earning 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

And new cardholders can earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening. That's worth $200 towards travel. 

Annual Fee: $0

Click here to apply for the Capital One VentureOne Rewards Credit Card now.

Capital One VentureOne Rewards Credit Card

4.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

The Capital One VentureOne Rewards Credit Card(Rates and fees) is a perfect choice if you're a casual traveler. Earn miles for the occasional trip, plus enjoy no annual fee and a 0% intro APR on purchases for 15 months, then 19.74% - 29.74% (Variable) — get ready for a well-earned vacation with this card!

New cardholders can earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.

Plus, earn 1.25 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel. Redeem miles for flights, hotels, and car rentals, OR statement credits, gift cards, and transfers to over 15 airline or hotel partners!

Even better: Less common for a travel card, you can enjoy a 0% intro APR on purchases for 15 months, then 19.74% - 29.74% (Variable). A great choice if you want to fund a large purchase without accumulating hefty interest.

Annual fee: $0

Click here to apply for the Capital One VentureOne Rewards Credit Card now

Bank of America^® Travel Rewards credit card

4.1

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

The Bank of America^® Travel Rewards credit card is your ticket to adventure! With no annual fee, a generous signup bonus, and the ability to earn unlimited 1.5X points on all purchases - this is without a doubt the card you want to keep at the top of your wallet.

New cardholders can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases!

Quit juggling multiple cards to optimize your travel rewards - with the Bank of America^® Travel Rewards credit card, you can earn unlimited 1.5 points per $1 spent on all purchases everywhere, every time. Points can be redeemed as a statement credit for a variety of travel expenses, including flights, hotels, and rental cars.

Additional perk: Take advantage of this cards 0% introductory APR period on purchases and qualifying balance transfers made in the first 60 days for 15 billing cycles (then 18.49% - 28.49% Variable). Perfect for a large purchase or funding travel that you want to pay back over time - without having to worry about accumulating interest.

Annual fee: $0

Click here to apply for the Bank of America^® Travel Rewards credit card now.

Wells Fargo Active Cash^® Card

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

If you’re looking for a powerful cash back card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash^® Card(Rates and fees) checks both of those boxes!

New cardholders can benefit from a generous cash rewards rate. Long gone are the days of juggling multiple cards or monitoring ever-changing spending categories — earn unlimited 2% cash rewards on purchases!

This card also offers an intro APR of 0% for 12 months from account opening on purchases and qualifying balance transfers (then 19.49%, 24.49%, or 29.49% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

Plus, new cardholders can earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Use your card for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.

The best part? There's no annual fee.

Click here to apply for the Wells Fargo Active Cash^® Card now.

Wells Fargo Active Cash^® Card

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

If you’re looking for a powerful rewards card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash^® Card(Rates and fees) checks both of those boxes!

New cardholders can benefit from an intro APR of 0% for 12 months from account opening on purchases and qualifying balance transfers (then 19.49%, 24.49%, or 29.49% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

Speaking of rewards, the Active Cash card offers a generous cash rewards rate. Long gone are the days of juggling multiple cards or monitoring ever-changing spending categories — earn unlimited 2% cash rewards on purchases!

Plus, new cardholders can earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Use your card for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.

The best part? There's no annual fee.

Click here to apply for the Wells Fargo Active Cash^® Card now.

Chase Sapphire Preferred^® Card

4.9

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

If you're on the hunt for a credit card that pays you back for your everyday purchases, then the Chase Sapphire Preferred^® Card is the perfect choice. Offering an unbeatable welcome offer and ongoing rewards, this card is a must-have for any smart spender.

New cardholders can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's a welcome offer worth $750 when redeemed for travel through Chase Travel℠.

The rewards don't stop with the welcome offer. With this card, you can earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases.

But the Chase Sapphire Preferred^® Card isn't just great for earning rewards. It also offers a range of ongoing benefits including baggage delay insurance, trip cancellation/interruption insurance, and auto rental collision damage waiver.

Take advantage of all these perks for a low annual fee of: $95

Click here to apply for the Chase Sapphire Preferred^® Card now.

Chase Sapphire Preferred^® Card

4.9

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

There are a lot of reasons the Chase Sapphire Preferred^® Card is considered one of the leading travel cards available, but the current welcome offer makes it a must-have for any traveler.

New cardholders can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That huge welcome offer is worth $750 when redeemed for travel through Chase Travel℠.

Plus, you can turn all your spending into even more rewards that you can use for a much-needed vacation. Earn 5X points on travel purchased through Chase Travel℠; 3X points on dining, select streaming services, and online groceries; 2X points on all other travel purchases, and 1X points on all other purchases.

The Chase Sapphire Preferred^® Card offers other amazing ongoing benefits including baggage delay insurance, trip cancellation/interruption insurance, and primary auto rental collision damage waiver.

Annual fee: $95

Click here to apply for the Chase Sapphire Preferred^® Card now.

Citi Double Cash^® Card

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Ready to earn cash back from your spending? The Citi Double Cash^® Card has got you covered! This is a leading card when it comes to cash back.

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25. That's like getting paid twice for every dollar you spend! Your points can be redeemed for cash back as a statement credit, direct deposit or check.

Don't let high APRs and annual fees hold you back from earning rewards. With the Citi Double Cash^® Card, you can enjoy 18 months of 0% intro APR on balance transfers (then 18.49% - 28.49% (Variable)). Plus, there's no annual fee to worry about with the Citi Double Cash^® Card(Rates and fees).

Click here to apply now for the Citi Double Cash^® Card

Citi Double Cash^® Card

5.0

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Wipe out high interest rates into 2026!

The Citi Double Cash^® Card features 18 months of 0% intro APR on balance transfers; then 18.49% - 28.49% (Variable). Our editors love this — it is the perfect way to eliminate high interest payments, and say good-bye to debt ASAP!

The Citi Double Cash^® Card has no annual fee. On top of that, you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25 with the Citi Double Cash^® Card(Rates and fees).

Annual Fee: $0

Click here to apply now for the Citi Double Cash^® Card

Wells Fargo Autograph℠ Card

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

The Wells Fargo Autograph℠ Card(Rates and fees) is a flexible rewards card that offers cash rewards and travel redemptions. Cardholders can earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months (that’s a $200 cash redemption value).

Use your card for everyday purchases and rack up rewards points — Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Points can be redeemed for things like travel, statement credits, or gift cards.

Aside from the massive welcome offer and rewards points you can rack up, the Autograph card offers a generous 0% intro APR for 12 months from account opening on purchases. After the intro period, the APR is 19.49%, 24.49%, or 29.49% Variable. That means your payments can go directly to paying down your balance without incurring a pile of additional charges!

One thing that shouldn't be overlooked, all of these perks come with no annual fee.

Click here to apply for the Wells Fargo Autograph℠ Card now.

Citi Strata Premier℠ Card

4.9

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Attention travelers! Looking for a credit card that rewards you for exploring the world? The Citi Strata Premier℠ Card is here to help. With its generous introductory offer and lucrative rewards, it's easy to see why this premium travel card is so popular.

Start racking up rewards with a generous introductory offer – New cardholders can, for a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com. Those points could cover travel expenses from airfare to hotel stays and car rentals!

Additionally, Citi Strata Premier cardholders can earn 10X points on hotels, car rentals, and attractions booked on CitiTravel.com; 3X points on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations; and 1X points on all other purchases. Travelers will also enjoy Citi Strata Premier℠ Card(Rates and fees) perks like the annual hotel savings benefit.

Annual Fee: $95

Click here to apply for the Citi Strata Premier℠ Card

Capital One Venture Rewards Credit Card

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

If you love travel, you'll want the Capital One Venture Rewards Credit Card(Rates and fees) in your wallet! Cardholders can enjoy incredible travel perks with this versatile card.

This card offers a lucrative welcome offer - new cardholders can earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening. That welcome offer equates to as much as $750 in travel rewards! You can also earn 2 miles per dollar on every purchase, every day, 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 5 miles per dollar on Capital One Entertainment purchases through 12/31/25.

Plus, this credit card is one of the easiest to use in terms of rewards redemptions, you can enjoy lots of flexibility when redeeming points to book memorable trips.

Note that this credit card does include an annual fee of $95, but with the welcome offer, it's more than worth it. This is truly an exceptional credit card for travelers.

Purchase and Transfer APR: 19.99% - 29.74% (Variable)

Click here to apply for the Capital One Venture Rewards Credit Card now.

Discover it^® Chrome

4.2

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

A card like this could be a godsend if you're trapped in debt that you're trying to pay off. It's called the Discover it^® Chrome, and it's offering something incredible: 18 months of intro 0% APR on balance transfers! (Then 18.49% - 27.49% Variable.) 

Transfer any of your debt that's rapidly accruing interest to this card, so you can take advantage of the 0% intro APR on balance transfers for 18 months (then 18.49% - 27.49% Variable). By transferring your debt, you can skirt around aggressive interest rates — and save potentially hundreds in charges.

Even better: Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases. And, Discover will match all the cash back you’ve earned at the end of your first year.

You'll also receive a much-welcome intro APR of 0% for 6 months on purchases. After the intro period for purchases and balance transfers, the APR is 18.49% - 27.49% Variable. The annual fee is a cool $0 for the Discover it^® Chrome(Rates and fees).

Click here to apply now to the Discover it^® Chrome

Bank of America^® Unlimited Cash Rewards credit card

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

If you're torn between wanting a long 0% intro APR period and a card that offers top cashback rewards, stop scrolling. You could pay down debt faster and earn cash back with the Bank of America^® Unlimited Cash Rewards credit card.

Enjoy a 0% introductory APR for 15 billing cycles for any balance transfers made in the first 60 days, plus a 0% intro APR on purchases for 15 billing cycles. After the intro period, the APR is 18.49% - 28.49% Variable.

You don't need to worry about a big annual fee either — this card has a $0 annual fee and a generous welcome offer: Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

On top of all that, you'll earn a baseline of unlimited 1.5% cash back on all purchases with the opportunity to earn an additional 25%-75% more cash back on every purchase if you're a Bank of America Preferred Rewards® member. With rates that high, you can rack up some serious cash back in no time at all.

Click here to apply for the Bank of America^® Unlimited Cash Rewards credit card now.

Bank of America^® Unlimited Cash Rewards credit card

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Life is hectic enough. The last thing you need on your plate is to try to remember which categories you can earn cashback rewards on. Thankfully, with the Bank of America^® Unlimited Cash Rewards credit card, you don’t have to!

You can earn a competitive unlimited 1.5% cash back on all purchases. It’s that simple! There is no limit to your earning potential, and cash rewards don’t expire as long as your account stays open. Redemption is easy, too, as you can turn your cashback rewards in for statement credits, deposits into an eligible Bank of America checking or savings account, or credit into eligible Merrill investment accounts.

The cash rewards don’t stop there, as you can earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Looking to maximize your rewards on a large purchase soon? You could save hundreds in interest thanks to a 0% intro APR for 15 billing cycles on purchases and qualifying balance transfers made in the first 60 days (then 18.49% - 28.49% Variable).

Annual fee: $0 

Click here to apply for the Bank of America^® Unlimited Cash Rewards credit card now.

Chase Freedom Unlimited^®

4.7

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Searching for a credit card that combines cash back rewards and a long 0% introductory APR period? You'll want to check out the Chase Freedom Unlimited^® Card!

Cardholders can earn 6.5% cash back on travel purchased through Chase Travel℠, 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and 3% cash back on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases. It's no wonder why this is considered one of the leading cards on the market.

And you don’t want to overlook the extended 0% intro APR period: New cardholders can enjoy an extended 0% intro APR period on purchases and balance transfers for the first 15 months. That means you can take a break from paying interest until March 2026 - That's over a year of interest-free purchases and balance transfers! After the intro period, the APR is 19.74% - 28.49% Variable.

Annual Fee: $0

Capital One Quicksilver Cash Rewards Credit Card

4.5

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

When it comes to rewards credit cards, sorting through the hundreds of options can be overwhelming. And if you’re new to credit cards, the idea of juggling multiple cards or monitoring ever-changing spending categories can be downright stressful.

That’s why the Capital One Quicksilver Cash Rewards Credit Card(Rates and fees) is such a smart choice. You can earn 1.5% cash back on every purchase, every day — easy! Worried about interest? Relax — this card offers a 0% intro APR on purchases for the first 15 months then 19.74% - 29.74% (Variable).

Plus, new cardholders can get a one-time cash bonus — earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Use your card for essentials at the gas station or grocery stores, and in our opinion, you can easily meet the spending requirement.

Additional perk: New cardholders can take advantage of 0% intro APR for 15 months on balance transfers, then 19.74% - 29.74% (Variable) APR; Balance transfer fee applies.

Annual fee: $0

Click here to apply for the Capital One Quicksilver Cash Rewards Credit Card now.

Bottom Line

The Discover it^® Cash Back(Rates and fees) is a great choice for a cash back credit card. Cardholders can benefit from a generous welcome offer, earn up to 5% cash back, and enjoy an introductory no-interest period on purchases and balance transfers — all without an annual fee.

• Cash Back Rewards: Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
• Amazing Welcome Offer: Discover will match all the cash back you’ve earned at the end of your first year.

• No Caps on Bonus Rewards: There is no minimum spending threshold and no maximum to the amount of cash back rewards you can earn with the first-year bonus. 

• Low Intro APR: Enjoy a 0% introductory APR for 15 months on purchases and balance transfers. After the intro period, the APR is 18.49% - 27.49% Variable.
  
• $0 Annual Fee: On top of no annual fees, there are no foreign transaction fees.

» Click here to apply now

Bottom Line

The Bank of America^® Travel Rewards credit card is a great choice for travelers.

• Generous welcome bonus: New cardmembers can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
• Introductory APR offer: Take advantage of the Bank of America Travel Rewards card's introductory 0% APR on purchases and qualifying balance transfers made in the first 60 days for 15 billing cycles (then 18.49% - 28.49% Variable APR). 
  
• Visa Signature perks: The Bank of America Travel Rewards card is part of the Visa Signature card collection. This means it could offer valuable benefits such as concierge service or roadside dispatch. 
• Annual fee: There’s a $0 annual fee with the Bank of America Travel Rewards credit card.
• Credit score access: You can opt-in to receive your FICO Score every month for free. Access your credit score through your account online or through the Bank of America mobile banking app.

» Click here to apply now and start traveling more

Bottom Line

The Wells Fargo Active Cash^® Card(Rates and fees) is a great choice for almost everyone. Cardholders can benefit from a generous welcome bonus, earn unlimited 2% cash rewards on purchases, and 0% intro APR for 12 months from account opening on qualifying balance transfers and new purchases — all without an annual fee.

• Intro APR: Enjoy a 0% introductory APR on purchases for 12 months from account opening then 19.49%, 24.49%, or 29.49% Variable APR thereafter. You also get a 0% intro APR for 12 months from account opening on qualifying balance transfers then 19.49%, 24.49%, or 29.49% Variable APR thereafter.
• No annual fee: The Active Cash card has a $0 annual fee, which is perfect for someone looking to pay down debt, not add to it.
• Welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
• Cash rewards: Cardmembers earn unlimited 2% cash rewards on purchases. If you love earning cash rewards but prefer to avoid the hassle of tracking spending categories, the Wells Fargo Active Cash^® Card card could be a good option for you.
• Access to FICO score: When you’re trying to pay down debt and build credit, it’s important to know where you stand. With Wells Fargo Credit Close-Up℠ cardholders own the skills to help understand and track their FICO Score, raise it, or maintain it.
• Cell phone protection: Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).

» Click here to apply now and pay no interest into 2025

Bottom Line

The Citi Double Cash^® Card is a great choice for anyone looking for a flexible cash back card. Take advantage of double the cash back or save on interest charges with a balance transfer during the intro APR period — all without an annual fee.

• Cash Back: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
• Balance Transfer Intro APR: Enjoy a 0% introductory APR on balance transfers for 18 months then 18.49% - 28.49% (Variable) APR thereafter.
• No annual fee: The Double Cash card has a $0 annual fee.
• No Caps or Categories: Earn cash back on all purchases. No spending caps or confusing categories to monitor with the Citi Double Cash^® Card(Rates and fees).

Bottom Line

The Capital One Venture Rewards Credit Card(Rates and fees) is a great travel companion with numerous perks for a card with only a $95 annual fee.

• Generous welcome offer: New cardholders can earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening — that’s worth $750 towards travel.
• Earn unlimited miles: You can earn 2 miles per dollar on every purchase, every day, simple! Plus, you can earn 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel.
• Flexible rewards: Use your miles to get reimbursed for any travel purchase or redeem by booking through Capital One Travel. Plus, you can transfer your miles to your choice of 15+ travel loyalty programs. Miles won’t expire for the life of the account, and there’s no limit on how many you can earn.
• Added travel perks: Receive up to a $120 credit for Global Entry or TSA PreCheck® and enrich every hotel stay from Capital One’s Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more.
• Purchase and balance transfer APR: 19.99% - 29.74% (Variable).
  

>>Click here to apply now and start racking up miles for your next trip