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Feel like your bank account is draining week after week? Don’t worry, we’ve all been there and we’re here to help.
We’ve done our research and found some strange and unusual but legit options to help you stack your bank account without having to leave the house. Some of these will help you save. Others will help you earn some extra cash to pad your wallet right away.
The companies on this list are legit - they’re all real companies that do what they say they’ll do.
Let’s take a look...
Ask this company to pay off your late tax debt
Past-due tax debt is overwhelming.
It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.
Tax Relief Advocates is designed specifically to help you get out of tax debt faster and could even eliminate or reduce some of the debt you owe.
While most tax companies just put you on a payment plan and file your taxes for you, Tax Relief Advocates talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.
Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.
Earn a $400 bonus with this checking account
We hate to tell you this, really. But if you aren’t banking with Truist Bank, you’re missing out on extra cash. Don’t worry though … it’s easy to fix.
New checking clients can earn a $400 bonus when you open a new Truist One Checking account online between October 31, 2024 and April 30, 2025 using promo code AFL2425TR1400. Terms apply.1
To earn the $400 bonus, your account needs to receive at least 2 qualifying direct deposits totaling $1,000 or more within 120 days of account opening.
This is practically passive income and a great way to supercharge your earnings.
Plus, you can enjoy other benefits like no overdraft fee, a $100 negative balance buffer,2 and automatic upgrades for access to growing perks.
Open your new Truist One Checking account hereOhio Driver? Cancel your car insurance
We’ve got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there’s something much better.
Our new tool can tell you if you’re overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they switch! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you’ll never have to look for affordable insurance again because we find you the lowest rates that other companies can’t match.
Oh, and it’s also free. And come on — you can’t tell us you don’t want to save up to $600. To find out if you're losing up to $600 or more a year, just answer a few questions, and then make sure to enter your zip, dob, and email, to see if you qualify for a lower rate. It takes less than 2 minutes.
Get rid of $25,000 in credit card debt
The amount of outstanding debt you have is an important factor in your credit score. If you have a lot of credit card debt or you've been missing payments, it could be negatively impacting your credit score.
Freedom Debt Relief can work with your creditors to reduce credit card debt and get your finances back on track without needing a loan.
You could resolve your credit card debt in as little as 24-48 months with one low monthly payment, even if you don’t have great credit. The sooner you get your debt under control, the sooner you could start to work on improving your credit.
Freedom Debt Relief is America's largest debt company and has settled over $17 billion in debt and served over 1,000,000 clients. Take action now and start working toward a debt free future.
Check eligibility from Freedom Debt Relief
Unlock up to $1,070 value over the next year with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!
The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back!
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 18.74% - 27.74% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants, and there's no annual fee.
Access up to $100 per day of your paycheck with no membership fees
If you need a few dollars in between paychecks, a little daily cushion can go a long way.
With the EarnIn app3 you can access up to $100 per day of your paycheck and up to $750 per pay period — and EarnIn won’t charge you any membership fees.4
Yes, you read that correctly. You have the option to access your pay as you work and not have EarnIn charge you at all. The EarnIn app does not charge any interest or mandatory fees on a standard Cash Out. You just pay what you think is fair for EarnIn’s services by tipping what you’d like — even $0.
You even have the option to access the money within minutes.5
The best news? There is no credit check, no interest, no late fees – ever.
How to get started:
- Visit EarnIn and create an account.
- Link your bank and employment info.
- EarnIn will verify your paycheck and you’re all set!
Borrow cash from your home (now that the Fed cut rates)
If you need cash, you do not need a cash-out refinance or home equity loan. Yes, the Fed just cut interest rates, but they could keep cutting, and you don’t want to be locked in with a fixed rate.
Keep your options flexible and get a home equity line of credit (HELOC) instead. It's like a credit card that lets you access cash from your home equity. HELOCs usually have variable rates, meaning you could access cash now at newly lowered rates and have the opportunity to access more down the road at potentially even lower rates.
Use LendingTree’s simple HELOC matching tool6to compare options in a few minutes. Getting quotes and checking rates doesn't affect your credit. You could qualify as long as your credit score is 620 or higher and you have equity in your home.
Save potentially $1,000 or more on home insurance
If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers.
Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time.
Provide Home Insurance is a company that matches you with home insurance options from a variety of lenders to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you. And heads up — the insurance company you choose may call you. Do NOT ignore the call, as they want to work with you to find the best rate possible.