Make Money

8 Ways to Make Money By Doing (Almost) Nothing

Last updated July 3, 2025 | By FinanceBuzz Editors

You've got just enough money in your bank account to last until Friday … but then Monday rolls around, and you're in the same situation. Again.

Food. Bills. Rent. Gas. They dry up every bit of your take-home pay. 

But it doesn't have to be this hard. With a few smart moves, you could supplement your income — without doing much extra "work," or even getting a side job!

Here's what to do:

Pay no interest on purchases and qualifying balance transfers until 2027

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2025 award winnerBest 0% Intro APR Credit Card

The Wells Fargo Reflect® Card(Rates and fees) is probably the best no-interest card in its class. In fact ... it's one of the only cards we know of that gives you 0% intro APR on qualifying balance transfers AND purchases for 21 months from account opening (then 17.24%, 23.74%, or 28.99% Variable). 

... That's likely why our team voted it the Best 0% Intro APR Card of 2025. It's simply that good. 

If you truly want to get out of debt by kicking high interest payments to the curb, this card delivers. Not only can you transfer your debt and have your payments go directly to paying down your balance ... but you can also finance purchases for nearly two years — that could save you hundreds of dollars in interest! 

The best part? There's no annual fee.

Click here to Apply Now to the Wells Fargo Reflect® Card

Ohio Driver? Cancel your car insurance

Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.

This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.

I used this tool and now I’m able to pay just $47 a month for two cars.Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:

  1. Click the link below and enter your zip code, date of birth, and phone number.
  2. Answer a few questions about your car’s make and model to get matched with top offers.
  3. Choose the best quote for you and lock it in before rates go up.

Compare rates now and see if you could score same-day savings today!

I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.

Earn up to $360 in cash back on everyday purchases with this rare account

You can now earn cash back on everyday purchases without using a credit card. With the Discover® CashBack Debit One Checking account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!1

You don’t have to worry about a credit check to apply, and there are no monthly fees. Start earning nearly passive income on purchases you’re making anyway — up to an extra $360 a year!2

There are other great perks too, like getting access to your paycheck up to 2 days early, and no minimum deposit or monthly balance requirements.

Don’t wait to apply: In 2022, Discover temporarily suspended new account applications. Luckily, they reopened applications again. (But you shouldn’t wait to apply!)

Apply for a Discover® Cashback Checking account today

This plan protects select Ohio homes from many expensive appliance and home repairs (see if you qualify)

Everyone gets home insurance, because it is required … this should be too!

This company could help you save $1,000s on home repairs before they even happen. It’s kind of shocking. Instead of paying a $1,500 bill to fix something like your AC, you just pay the monthly plan price and a $100 service fee for covered appliances and they come fix it.

As a writer for FinanceBuzz, I got a home warranty like this myself. It protected my washing machine after it broke down, which could have cost a ton. But mostly, it put my mind at ease. I got great protection, and I don’t really have to manage it.

Here’s what to do:

  1. Click the link below and enter your zip code to see if you qualify.
  2. Answer a few questions about your home.
  3. Choose the best plan for you and see how much you could save.

Complete the questionnaire to get a free quote

I can’t believe I waited so long to get a plan like this. Trust me, just check it out.

Unlock up to $1,070 value over the next year with this incredible card

There's a credit card that's making waves with its amazing welcome bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!

The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back in the first year!

This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 18.24% - 27.24% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants, and there's no annual fee.

Click here to apply now for the Discover it® Cash Back.

Get out of $20,000 or more in credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

TurboDebt3can help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in as little as 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!

Try TurboDebt

Scams and Fraud: American adults lost $47 billion to scams and fraud in 2024

That's right. According to a new report, American adults lost $47 billion to scams and identity fraud in 2024.

But you can safeguard your data with all-in-one scam and fraud protection services from OmniWatch, which comes with up to $2,000,000.00 in identity theft insurance,4to cover eligible losses and fees should you experience them.

Plans start at $10 per month and can include comprehensive protection like 24/7 monitoring and alerts, dark web scanning to identify breached personal data (like your SSN and banking info), antivirus and VPN apps for device security, and expert restoration services at no extra cost.

Before you make your next online purchase, protect what you’ve built for a fraction of what it could cost you if your data were compromised.

Act now to get your $1 trial

National Debt Relief
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National Debt Relief Benefits

  • No upfront fees5
  • One-on-one evaluation with a Certified Debt Specialist
  • For people with $30,000 in unsecured debts and up
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