FinanceBuzz's

Best Balance Transfer Credit Cards of 2020

Capital One® Quicksilver® Cash Rewards Credit Card

Special Offer

Earn a $150 cash back bonus after spending $500 in the first 3 months

Why We Like It

The Capital One Quicksilver Cash Rewards Credit Card is a smart, no-frills rewards card with no annual fee for everyone who wants to earn cashback rewards. 

Cardholders enjoy 0% APR for the first 15 months on purchases and balance transfers. Plus, earn 1.5% unlimited cashback rewards that never expire on every purchase, every day. 

Credit Needed: Good - Excellent

Citi Double Cash Card

Special Offer

Earn cash back twice: 1% when you buy + 1% when you pay

Why We Like It

The Citi Double Cash Card lets you earn cash back twice. Earn 2% cash back on all purchases: 1% when you buy plus 1% when you pay. To earn cash back, just be sure to pay at least the minimum due on time.

In addition to unlimited cash back on all your purchases with no confusing categories, this card also offers a 0% introductory APR for balance transfers and no annual fee.


Credit Needed: Good - Excellent

Blue Cash Everyday Card from American Express

Special Offer

Earn $150 cash back after spending $1,000 in the first 3 months

Why We Like It

The Blue Cash Everyday Card from American Express is a top notch cash back card with no annual fee. 

With up to 3% cash back at U.S. supermarkets on up to $6,000 a year, it’s great for families spending on groceries. 

Plus earn a generous 2% cash back at U.S. gas stations and 1% cash back on other purchases. Terms apply.

Credit Needed: Good - Excellent

Chase Freedom Unlimited

Special Offer

Earn a $150 cash back bonus after spending $500 in the first 3 months

Why We Like It

The Chase Freedom Unlimited is a top cash back credit card offering generous cash back rewards on every purchase with no annual fee. 

The simple rewards structure - unlimited 1.5% cash back on all purchases - is great for anyone looking to earn cash back without a fuss. Plus, cardholders can take advantage of 0% intro APR for 15 months on purchases and balance transfers.


Credit Needed: Good - Excellent

Wells Fargo Cash Wise Visa Card

Special Offer

$150 cash reward after spending $500 in the first 3 months

Why We Like It

The Wells Fargo CashWise Visa Card is a great choice for individuals who use mobile wallets and enjoy earning cash back.

In the first 12 months, cardholders can earn 1.8% cash rewards on purchases made with a qualified mobile wallet. Another perk is the 0% Introductory APR for 15 months on all purchases made during the introductory period and balance transfers requested within 120 days of account opening.

Earn 1.5% cash rewards on everyday purchases that never expire, and for the first 12 months, earn 1.8% cash back on purchases made with a qualifying mobile wallet connect to your new card.

Credit Needed: Good - Excellent