FinanceBuzz's

Best Credit Cards of 2018

Best Travel Cards

Chase Sapphire Preferred

Special Offer

Earn 50,000 points after making $4,000 in purchases in the first 3 months of account opening.

Why We Like It

Named 'Best Travel Credit Card' by MONEY Magazine in 2016 and 2017, the Chase Sapphire Preferred (a.k.a ‘CSP’) is a top-rated card for travelers.

Cardmembers receive 25% more value when redeeming rewards for airfare, hotels, car rentals, and cruises through the Ultimate Rewards Portal. Example: 50,000 UR points are worth $625 toward travel.

Earn 2X points per dollar spent on restaurants worldwide and travel, plus 1X point on everything else.

Credit Needed Good - Excellent

Barclaycard Arrival® Plus World Elite Mastercard®

Special Offer

Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.

Why We Like It

The Barclaycard Arrival® Plus World Elite Mastercard® is a generous rewards card offering high flat-rate rewards and flexible redemption options.

  • Limted Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2X miles on every purchase
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don’t expire as long as your account is open, active and in good standing

Card Details

Credit Needed Good - Excellent

Chase Sapphire Reserve

Special Offer

50,000 points ($750 value) after making $4,000 in purchases within the first 3 months of account opening

Why We Like It

Similar to the Sapphire Preferred, the Chase Sapphire Reserve (a.k.a. ‘ CSR’) offers a nice signup bonus of UR points which can be transferred to 13 valuable rewards partners. The additional perks and benefits are incredible for avid travelers but will set you back with a $450 annual fee (thankfully, cardholders receive a $300 annual travel credit, which helps offset the annual fee in a big way).

Credit Needed Excellent

Capital One Venture Rewards

Special Offer

50,000 miles after making $3,000 in purchases in the first 3 months of account opening

Why We Like It

The Capital One Venture Rewards Credit Card is one of the most flexible cards when it comes to redeeming miles. Plus, with a brand new partnership with Hotels.com, you will earn up to 10x miles per dollar spent when booking through the Venture portal. That's an incredible deal!

Credit Needed Good - Excellent

Platinum Card® from American Express

Special Offer

Earn 60,000 Membership Rewards® Points after you use your new Card to make $5,000 in purchases in your first 3 months.

Why We Like It

The Platinum Card® from American Express has long been a premium rewards charge card with generous travel benefits and luxury add-ons.

Cardmembers enjoy Uber VIP status and free rides in the U.S. (up to $15 per month), plus earn a bonus of $20 in December – potentially saving up to $200 per year with Uber! Terms apply. $550 annual fee.

Credit Needed Good - Excellent

Marriott Rewards Premier Plus Credit Card

Special Offer

Earn 2 Free Night Awards (valued up to 35,000 points each) after you spend $3,000 on purchases in the first 3 months from account opening.

Why We Like It

The Marriott Rewards Premier Plus Credit Card is a top-rated hotel rewards card. 

Offering fantastic benefits, such as automatic Silver Elite Status, Cardmembers also enjoy a Free Night Award every year after your account anniversary (valued up to 35,000 points). 

Earn 6x points for every $1 spent at over 6,500 participating Marriott Rewards and SPG hotels, and earn 2x points per $1 spent on all other purchases.


Credit Needed Good - Excellent

Southwest Rapid Rewards Priority Credit Card

Special Offer

Earn up to 60,000 points: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Earn an additional 20,000 points after you spend $12,000 in the first year.

Why We Like It

The Southwest Rapid Rewards Priority Credit Card is a highly-rated card for Southwest flyers who want to redeem Rapid Rewards for Southwest award flights.

Earn 2 points for every $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point for every $1 spent on all other purchases.

Enjoy $75 Southwest travel credit every year, 4 upgraded boardings per year (based on availability), plus 20% back on in-flight drinks, Wifi, movies, and messaging.

Cardmembers receive 7,500 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

Credit Needed Good - Excellent

Southwest Rapid Rewards Premier Credit Card

Special Offer

Earn up to 60,000 points: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Earn an additional 20,000 points after you spend $12,000 in the first year.

Why We Like It

The Southwest Rapid Rewards Premier Credit Card is a must-have card for frequent Southwest flyers who want to redeem Rapid Rewards for Southwest award flights.

Earn 2 points for every $1 you spend on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point for every $1 you spend on all other purchases.

Get your first and second checked bags free, no change fees, and no blackout dates or seat restrictions when you redeem with points.

Cardmembers receive 6,000 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

Credit Needed Excellent

Southwest Rapid Rewards Plus Credit Card

Special Offer

Earn up to 60,000 points: Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Earn an additional 20,000 points after you spend $12,000 in the first year.

Why We Like It

The Southwest Rapid Rewards Plus Credit Card is a must-have card for frequent Southwest flyers who want to redeem Rapid Rewards for Southwest award flights.

Earn 2 points for every $1 you spend on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point for every $1 you spend on all other purchases.

Get your first and second checked bags free, no change fees, and no blackout dates or seat restrictions when you redeem with points.

Cardmembers receive 3,000 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

Credit Needed Good - Excellent

United℠ Explorer Card

Special Offer

Limited Time Offer: Earn up to 65,000 Bonus Miles.  Earn 40,000 bonus miles after spending $2,000 on purchases in the first 3 months of account opening, plus 25,000 bonus miles after spending $10,000 total on purchases made in the first 6 months.

Why We Like It

The United℠ Explorer Card is easy to justify if you're a frequent flyer on United. Along with free first checked bag when you use your card (up to $120 per roundtrip) and $100 credit towards Global Entry or TSA Precheck® fees, enjoy 25% back on United inflight purchases, priority boarding, and more.

Earn 2X Miles at restaurants, hotel accommodations booked directly with the hotel, and eligible United purchases, plus 1X Mile on everything else.

Cardmembers also receive 2 United Club one-time passes on their Card anniversary (over a $100 value).

Credit Needed Good - Excellent

Gold Delta SkyMiles® Credit Card

Special Offer

Earn 30,000 miles after spending $1,000 on purchases on your new Card in the first 3 months, and earn a $50 statement credit after making a Delta purchase on your new Card in the first 3 months.

Why We Like It

The Gold Delta SkyMiles® Credit Card is a solid travel rewards card for Delta Air Lines travelers. Cardmembers enjoy benefits such as priority boarding, first checked bag free on Delta flights – a savings of up to $200 per round trip for a family of four.

Earn 2X Miles per dollar spent directly on purchases with Delta, and 1X Mile per dollar spent on eligible purchases. Terms apply. $0 annual fee for the first year, then $95.

Credit Needed Good - Excellent

American Express Gold Card

Special Offer

Earn 25,000 Membership Rewards® Points after you make $2,000 in purchases within the first 3 months. 

Limited Time Offer: Receive 20% back as a statement credit at U.S. restaurants, up to $100 back in the first 3 months. Offer ends 1/9/2019.

Limited Edition Rose Gold color available until 1/9/2019. 

Why We Like It

The American Express Gold Card is a top-rated premium rewards card with generous travel benefits and a slew of luxury add-ons.

Earn 4X points at U.S. restaurants and U.S. supermarkets (up to $25,000 per year, then earn 1X points), 3X points on flights booked directly with airlines or on amextravel.com. 

Earn up to $10 in statement credits each month after making purchases at participating dining partners (enrollment required). 

Also enjoy up to $100 airline fee credit each calendar year to the qualifying airline of your choice, when incidental fees, such as baggage fees and other incidentals are charged by the airline to your card account. Terms apply. $250 annual fee.


Credit Needed Good - Excellent

IHG Rewards Club Premier Credit Card

Special Offer

Earn 80,000 bonus points after spending $2,000 in the first 3 months from account opening.

Why We Like It

The IHG Rewards Club Premier Credit Card from Chase features a generous rewards rate on IHG purchases as well as additional benefits such as free nights at eligible IHG hotels.

Earn 10 points per $1 spent when you stay at any of their 5,200+ hotels worldwide, 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants, and 1 point per $1 spent on all other purchases. 

Cardmembers receive automatic Platinum Elite Status, enjoy a Free Night after each account anniversary at eligible hotels worldwide, receive a fourth reward night free when redeeming points for any stay of 4 or more nights, and receive up to $100 fee credit for Global Entry or TSA Pre✓® every four years when the application fee is charged to your card.

Credit Needed Good - Excellent

The World of Hyatt Credit Card

Special Offer

Earn up to 60,000 Bonus Points – 40,000 Bonus Points after you spend $3,000 in the first 3 months, plus an additional 20,000 Bonus Points after you spend a total of $6,000 in the first 6 months.

Why We Like It

The World of Hyatt Credit Card from Chase gives a hefty welcome offer good enough for up to 12 free nights at Category 1 hotels. Plus get 1 free night every year after your cardmember anniversary.

Earn 9 Bonus Points per $1 spent at Hyatt hotels, plus 5 Base Points per $1 earned as a World of Hyatt member, 2 Points per $1 spent on eligible travel, dining, and health purchases, 1 Point per $1 spent on everything else.

Credit Needed Good - Excellent

Hilton Honors Card from American Express

Special Offer

Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 on eligible purchases on the Card within your first 3 months of Card Membership.

Why We Like It

The Hilton Honors Card from American Express is an advantageous travel credit card with ongoing rewards, no annual fee, and no foreign transaction fees. Cardmembers get complimentary Hilton Honors Silver status and can upgrade to Gold status after spending $20,000 in a calendar year.

Earn 7X Hilton Honors Bonus Points per dollar spent directly with an eligible hotel or resorts in the Hilton Honors portfolio of brands, 5X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3X points on other purchases. Terms apply.

Credit Needed Good - Excellent

Hilton Honors Ascend Card from American Express

Special Offer

Earn 125,000 Hilton Honors Bonus Points after you spend $2,000 on eligible purchases within the first 3 months of Card Membership. 

Why We Like It

The Hilton Honors Ascend Card from American Express is a promising card for travelers who enjoy booking hotel stays with Hilton. With a generous welcome offer, benefits, and complimentary Hilton Honors Gold status, it's a strong contender for a hotel rewards card. 

Enjoy up to 10 Priority Pass visits and earn a weekend night reward at a Hilton property after spending $15,000 in a calendar year. Plus, earn Hilton Honors Diamond status through the following calendar year if you spend $40,000 on eligible purchases. 

Earn 12X Hilton Honors Bonus Points per dollar spent directly with an eligible hotel or resorts in the Hilton Honors portfolio of brands, 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3X points on other purchases. Terms apply. $95 annual fee.

Credit Needed Good - Excellent

Starwood Preferred Guest Card from American Express

Special Offer

Earn 75,000 bonus Starpoints after you use your new Card to make $3,000 in purchases within the first 3 months

Why We Like It

The Starwood Preferred Guest Card From American Express (a.k.a. ‘SPG’) offers Starwood points which are known to be some of the most flexible rewards available. These can be redeemed for hotel stays, airfare, and a mix of cash and points. There are several ways to maximize the value this card offers. $0 intro annual fee for the first year, then $95.

Credit Needed Good - Excellent

Best Balance Transfer Cards

Blue Cash Everyday® Card from American Express

Special Offer

$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms apply.

Why We Like It

The Blue Cash Everyday Card from American Express is a top notch cash back card with no annual fee. With up to 3% cash back at U.S. supermarkets on up to $6,000 a year, it’s great for families spending on groceries. Plus earn a generous 2% cash back at U.S. gas stations.

Credit Needed Good - Excellent

Chase Freedom Unlimited

Special Offer

Get an introductory APR rate of 0% for 15 months for BOTH purchases and balance transfers from the date of account opening

$150 Cash Back Bonus if you spend $500 within first three months of opening an account

Why We Like It

The Chase Freedom Unlimited is a top cash back credit card offering unlimited 1.5% cash back on every purchase with no annual fee. Coupled with a 0% introductory APR for 15 months and built-in consumer protection, it’s a good way to earn rewards for the conscious consumer. 

Credit Needed Good - Excellent

Chase Freedom Card

Special Offer

Through December 31, 2018, earn 5% cash back at department stores, wholesale clubs, and purchases made using Chase Pay (up to $1,500 in combined purchases).

Get an introductory APR rate of 0% for 15-months for BOTH purchases and balance transfers from the date of account opening.

$150 Cash Back Bonus after spending $500 in the first 3 months of account opening.

Why We Like It

The Chase Freedom offers a generous signup bonus and some of the highest cash back rates in the available today. Combined with a 0% introductory APR for 15-months and built-in consumer protection, it’s a good option to consider for conscious consumers. 

Credit Needed Good - Excellent

Barclaycard Ring® Mastercard®

Why We Like It

The Barclaycard Ring® Mastercard® is a highly-rated balance transfer credit card with one of the lowest ongoing APRs available.

Enjoy a 0% intro APR for 15-months on balance transfers made within 45 days of account opening. After that, a variable 13.99% APR will apply.

• Low 13.99% variable APR on purchases and cash advances

• No annual fee

• No foreign transaction fees

• International Chip and PIN

Card Details

Credit Needed Good - Excellent

Best Low Interest Cards

Capital One Venture Rewards

Special Offer

50,000 miles after making $3,000 in purchases in the first 3 months of account opening

Why We Like It

The Capital One Venture Rewards Credit Card is one of the most flexible cards when it comes to redeeming miles. Plus, with a brand new partnership with Hotels.com, you will earn up to 10x miles per dollar spent when booking through the Venture portal. That's an incredible deal!

Credit Needed Good - Excellent

Capital One® Quicksilver® Cash Rewards Credit Card

Special Offer

One-time $150 cash back bonus when you make $500 in purchases within the first 3 months of account opening.

Why We Like It

The Capital One® Quicksilver® Cash Rewards Credit Card is a smart, no-frills rewards card with no annual fee. Cardholders enjoy 0% APR for the first 15 months on any balance transfers and purchases. Cash back rewards never expire and can be redeemed at any time. 

Credit Needed Good - Excellent

Best Cash Back Cards

Chase Freedom Unlimited

Special Offer

Get an introductory APR rate of 0% for 15 months for BOTH purchases and balance transfers from the date of account opening

$150 Cash Back Bonus if you spend $500 within first three months of opening an account

Why We Like It

The Chase Freedom Unlimited is a top cash back credit card offering unlimited 1.5% cash back on every purchase with no annual fee. Coupled with a 0% introductory APR for 15 months and built-in consumer protection, it’s a good way to earn rewards for the conscious consumer. 

Credit Needed Good - Excellent

Capital One Venture Rewards

Special Offer

50,000 miles after making $3,000 in purchases in the first 3 months of account opening

Why We Like It

The Capital One Venture Rewards Credit Card is one of the most flexible cards when it comes to redeeming miles. Plus, with a brand new partnership with Hotels.com, you will earn up to 10x miles per dollar spent when booking through the Venture portal. That's an incredible deal!

Credit Needed Good - Excellent

Capital One® Savor® Cash Rewards Credit Card

Special Offer

One-time $500 cash bonus after spending $3,000 on purchases in the first 3 months of account opening.

Why We Like It

The Capital One® Savor® Cash Rewards Credit Card is a flexible cash back card with generous benefits and access to premium experiences in dining, entertainment, and more.

Earn 4% unlimited cash back on dining and entertainment, 2% at grocery stores, and 1% cash back on all other purchases. 

Credit Needed Good - Excellent

Blue Cash Everyday® Card from American Express

Special Offer

$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms apply.

Why We Like It

The Blue Cash Everyday Card from American Express is a top notch cash back card with no annual fee. With up to 3% cash back at U.S. supermarkets on up to $6,000 a year, it’s great for families spending on groceries. Plus earn a generous 2% cash back at U.S. gas stations.

Credit Needed Good - Excellent

Chase Freedom Card

Special Offer

Through December 31, 2018, earn 5% cash back at department stores, wholesale clubs, and purchases made using Chase Pay (up to $1,500 in combined purchases).

Get an introductory APR rate of 0% for 15-months for BOTH purchases and balance transfers from the date of account opening.

$150 Cash Back Bonus after spending $500 in the first 3 months of account opening.

Why We Like It

The Chase Freedom offers a generous signup bonus and some of the highest cash back rates in the available today. Combined with a 0% introductory APR for 15-months and built-in consumer protection, it’s a good option to consider for conscious consumers. 

Credit Needed Good - Excellent

Blue Cash Preferred® Card from American Express

Special Offer

$200 statement credit after you spend $1,000 on purchases on your new Card within the first 3 months. Terms apply.

Why We Like It

The Blue Cash Preferred Card from American Express is one of our favorite cash back cards, especially for families. With up to 6% cash back at U.S. supermarkets on up to $6,000 a year it’s incredible for grocery spending, plus get 3% cash back at U.S. gas stations. $95 annual fee.

Credit Needed Good - Excellent

Best Building Credit Cards

Capital One® Platinum Credit Card

Why We Like It

With no annual fees or foreign transaction fees, the Capital One® Platinum Credit Card is a convenient card to rebuild credit and offers to increase your credit line after making your first 5 monthly payments on time.

Credit Needed Poor - Bad - Fair

Capital One® Secured Mastercard®

Why We Like It

The Capital One® Secured Mastercard®  has no annual fee, allowing cardholders to focus on building credit with responsible use.

Credit Needed Poor - Bad

Best Business Cards

Chase Ink Business Preferred

Special Offer

Earn 80,000 points ($1,000 value) after making $5,000 in purchases within first 3 months of account opening.

Why We Like It

The Chase Ink Business Preferred is another fantastic rewards card in the Chase portfolio. Offering generous UR points (which are transferable to 13 partners), many seasoned award travelers have this card as a staple in their wallet. While the minimum spend requirement is slightly higher than other cards, the value of the points are generally considered worth it.

Credit Needed Excellent

Chase Ink Business Cash

Special Offer

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Why We Like It

The Ink Business Cash is a top cash back credit card that offers solid ongoing rewards and flexibility, making it a popular go-to option for cardholders. In addition to a generous signup bonus, strong rewards, and no annual fee, cardholders also enjoy 0% introductory APR for 12 months on both purchases and balance transfers.

Credit Needed Excellent

Chase Ink Business Unlimited

Special Offer

$500 bonus cash back after spending $3,000 on purchases in the first 3 months after account opening.

Why We Like It

Get 1.5% unlimited cash back with the Chase Ink Business Unlimited on every purchase for your business. In addition to a generous bonus offer, unlimited flatrate rewards, and no annual fee, cardholders also enjoy 0% introductory APR for 12 months on both purchases and balance transfers.

Credit Needed Good - Excellent

Southwest Rapid Rewards Premier Business Credit Card

Special Offer

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.

Why We Like It

The Southwest Rapid Rewards Premier Business Credit Card is a top-rated business credit card with generous benefits for Southwest travelers.

Earn 2 points for every $1 you spend on Southwest Airlines purchases and 1 point for every $1 you spend on all other purchases.

Get your first and second checked bags free, no change fees, and no blackout dates or seat restrictions when you redeem with points.

Cardmembers receive 6,000 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

Credit Needed Good - Excellent

The Business Platinum® Card from American Express

Special Offer

Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. That's up to 75,000 points!

Why We Like It

The Business Platinum Card® from American Express has long been a premium rewards charge card due to its generous travel benefits and welcome offer. Terms apply. $450 annual fee.

Credit Needed Good - Excellent

American Express Business Gold Card

Special Offer

Earn 4X Membership Rewards® points on 2 select categories where monthly business spending is highest. 4X points apply up to the first $150,000 in combined purchases from your 2 chosen categories each calendar year.

Airline Bonus: 25% points back when you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points per calendar year.


Why We Like It

The American Express Business Gold Card offers great rewards and earning incentives for those who want the flexibility to choose categories that earn maximum points per dollar where it matters the most.

Cardmembers enjoy 1-year free subscriptions to G Suite Basic (up to 3 users) and ZipRecruiter Standard, for a combined value up to $3,188. Terms apply. $295 annual fee.

Credit Needed Good - Excellent

Platinum Delta SkyMiles® Business Credit Card from American Express

Special Offer

Earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after spending $1,000 on purchases on your new Card in the first 3 months.


Why We Like It

The Platinum Delta SkyMiles® Business Credit Card from American Express is a premier travel rewards card made for those who fly Delta Air Lines. Cardmembers enjoy benefits such as priority boarding, first checked bag free (up to $50 per round trip), and discounted in-flight purchases. 

Earn 2X Miles per dollar spent directly on purchases with Delta, and 1X Mile per dollar spent on eligible purchases. Terms and limitations apply. $195 annual fee.

Credit Needed Good - Excellent

Gold Delta SkyMiles® Business Credit Card from American Express

Special Offer

Earn 30,000 miles after spending $1,000 on purchases on your new Card in the first 3 months, and earn a $50 statement credit after making a Delta purchase on your new Card in the first 3 months.

Why We Like It

The Gold Delta SkyMiles® Business Credit Card from American Express is a solid travel rewards card for Delta Air Lines travelers. Cardmembers enjoy benefits such as priority boarding, discounted in-flight purchases, and no foreign transaction fees. 

Earn 2X Miles per dollar spent directly on purchases with Delta, and 1X Mile per dollar spent on eligible purchases. Terms and limitations apply. $0 annual fee for the first year, then $95.

Credit Needed Good - Excellent

The Blue Business Plus Credit Card from American Express

Special Offer

Earn 2X Points on everyday business purchases, like office supplies and meals with clients. 2X applies to the first $50,000 in purchases per year; then earn 1 Point per dollar thereafter. Terms apply.

Why We Like It

The Blue Business Plus Credit Card from American Express offers great rewards and earning incentives on business-related purchases. If you're looking for a no annual fee business credit card to support day to day purchases and expenses, this top-rated card is an excellent choice. 

Earn 2X Membership Rewards® points on everyday business purchases up to $50,000 with no category restrictions, and 1X point on purchases thereafter. You'll also have the freedom to buy above your credit limit if you need to.

Cardmembers can create employee cards, designate an account manager, connect to Quickbooks, and receive a complete year-end summary each year. 

Credit Needed Good - Excellent

Capital One® Spark® Miles for Business

Special Offer

Limited Time Offer: Earn up to 200,000 miles. Earn 50,000 bonus miles after you spend $5,000 in the first 3 months of account opening, plus 150,000 miles after you spend $50,000 in the first 6 months.

Why We Like It

The Capital One® Spark® Miles for Business card offers cardholders a straightforward, simple rewards program with flexible options for redeeming rewards. Cardholders get 2X miles on every business-related purchase, every day, with no blackouts or seat restrictions, and no minimum to redeem. In addition, add employee cards onto the account at no additional cost.

Credit Needed Good - Excellent

Capital One® Spark® Cash for Business

Special Offer

Limited Time Offer: Earn up to $2,000. Earn $500 cash bonus after you spend $5,000 in the first 3 months of account opening, plus $1,500 after you spend $50,000 in the first 6 months.

Why We Like It

As the name implies, the Spark® Cash for Business is a great option for earning cash back. Cardholders earn 2% unlimited cash back on every purchase, every day, and can add employee cards onto their account at no additional cost.

Credit Needed Good - Excellent

Hilton Honors American Express Business Card

Special Offer

Earn 125,000 Hilton Honors Bonus Points after you use your new Card to make $3,000 in eligible purchases within the first 3 months of Card Membership.

Why We Like It

The Hilton Honors American Express Business Card is a highly regarded hotel rewards credit card offering generous benefits for business travelers.

Cardmembers receive complimentary Hilton Honors Gold Status, qualifying them for an 80% bonus on all Base Points, space-available room upgrades, and more.

Also enjoy up to 10 Priority Pass visits, zero foreign transaction fees, and earn weekend night rewards based on eligible purchases. 

Earn 12X Hilton Honors Bonus Points per dollar spent directly with an eligible hotel or resorts in the Hilton Honors portfolio of brands, 6X points on select business and travel purchases, and 3X points on everything else. Terms apply. $95 annual fee.

Credit Needed Good - Excellent

Starwood Preferred Guest Business Credit Card from American Express

Special Offer

Earn 75,000 bonus points when you make $3,000 in purchases on your new Card within the first 3 months.

Why We Like It

The Starwood Preferred Guest Business Credit Card from American Express is a long-time favorite among business travelers who choose to stay at SPG® and Marriott Rewards® hotels due to its extensive rewards program and generous welcome offer. 

Earn 6 points per $1 spent at over 6,500 eligible SPG® and Marriott Rewards® hotels worldwide, 4 points per $1 spent at U.S. restaurants, U.S. gas stations, U.S. purchases for shipping, and wireless telephone services directly purchased from U.S. service providers. All other purchases earn 2 points per $1 spent. Terms apply. $0 annual fee for the first year, then $95.

Credit Needed Good - Excellent