FinanceBuzz's

Best Credit Cards of 2019

Looking for the perfect credit card? Whether you are looking for travel cards, cash back cards, or small business credit cards, we have the best offers for this month.

Best Travel Cards

Chase Sapphire Preferred

Special Offer

Earn 60,000 points after spending $4,000 on purchases in the first 3 months from account opening — worth $750 in travel.

Why We Like It

The Chase Sapphire Preferred is an excellent choice for anyone who loves to travel and dine out. Easily redeem your points through the Chase Ultimate Rewards Portal for 25% more value. Other perks include primary rental car insurance, trip delay reimbursement, purchase protection, and more.

Earn 2X points per dollar spent on travel and at restaurants worldwide and 1 point per $1 on all other eligible purchases. 


Credit Needed Good - Excellent

Barclaycard Arrival Plus® World Elite Mastercard®

Special Offer

Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.

Why We Like It

The Barclaycard Arrival Plus® World Elite Mastercard® is a generous rewards card offering high flat-rate rewards and flexible redemption options.

  • Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2X miles on every purchase
  • NEW—Control Your Card—instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don’t expire as long as your account is open, active and in good standing

Card Details

Credit Needed Good - Excellent

Chase Sapphire Reserve

Special Offer

Earn 50,000 points after spending $4,000 on purchases in the first 3 months from account opening — worth $750 in travel.

Why We Like It

The Chase Sapphire Reserve is top-rated credit card for frequent travelers who can take advantage of its generous travel benefits and high point-earning potential. Card benefits include a $300 annual travel credit, primary rental car insurance, Priority Pass lounge access, reimbursement for Global Entry, and more. 

Earn 3X points on travel immediately after earning your $300 travel credit, 3X points at restaurants & 1 point per $1 spent on everything else. Cardmembers receive 50% more value when redeeming rewards for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel.

Credit Needed Excellent

Marriott Bonvoy Boundless Credit Card

Special Offer

Limited Time Offer: Earn 100,000 bonus points when you spend $5,000 on purchases within the first 3 months. 

Why We Like It

The Marriott Bonvoy Boundless Card offers generous rewards and complimentary Marriott Bonvoy Silver Elite status, with the opportunity to earn Gold Elite status. Cardholders receive 1 Free Night Award annually after Card account anniversary (valued up to 35,000 Marriott Bonvoy points) plus 15 Elite Night Credits each calendar year.

Earn 6x points at participating Marriott Bonvoy hotels and 2x points on all other eligible purchases.

Credit Needed Good - Excellent

Platinum Card from American Express

Special Offer

Earn 60,000 points after you spend $5,000 in purchases in the first 3 months from account opening.

Why We Like It

The Platinum Card from American Express is a great premium rewards charge card for those looking for generous travel benefits and luxury add-ons. Cardmembers can enjoy Uber VIP status and free rides in the U.S. (up to $15 per month), access to Centurion and Priority Pass airport lounges,  reimbursement for Global Entry or TSA PreCheck, and more. 

Cardholders earn 5X points on eligible flight and hotel purchases and 1 point per $1 on all other eligible purchases. Terms apply. $550 annual fee.



Credit Needed Good - Excellent

Southwest Rapid Rewards Priority Credit Card

Special Offer

Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.


Why We Like It

The Southwest Rapid Rewards Priority Credit Card is a highly-rated card for Southwest flyers who want to redeem Rapid Rewards for Southwest award flights.

Earn 2 points for every $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases.

Enjoy $75 Southwest travel credit every year, 4 upgraded boardings per year (based on availability), plus 20% back on in-flight drinks, Wifi, movies, and messaging.

Cardmembers receive 7,500 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

Credit Needed Good - Excellent

Southwest Rapid Rewards Premier Credit Card

Special Offer

Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

Why We Like It

The Southwest Rapid Rewards Premier Credit Card is a must-have card for frequent Southwest flyers who want to redeem Rapid Rewards for Southwest award flights.

Earn 2 points for every $1 you spend on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point for every $1 you spend on all other purchases.

Get your first and second checked bags free, no change fees, and no blackout dates or seat restrictions when you redeem with points.

Cardmembers receive 6,000 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

Credit Needed Excellent

Southwest Rapid Rewards Plus Credit Card

Special Offer

Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.

Why We Like It

The Southwest Rapid Rewards Plus Credit Card is a must-have card for frequent Southwest flyers who want to redeem Rapid Rewards for Southwest award flights.

Earn 2 points for every $1 you spend on Southwest purchases and Rapid Rewards hotel and car rental partner purchases, and 1 point for every $1 you spend on all other purchases.

Get your first and second checked bags free, no change fees, and no blackout dates or seat restrictions when you redeem with points.

Cardmembers receive 3,000 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

Credit Needed Good - Excellent

Capital One Venture Rewards Credit Card

Special Offer

Earn 50,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening.

Why We Like It

Named 'The Best Travel Card' by CNBC in 2018, the Capital One Venture Rewards is one of the most flexible credit cards when it comes to redeeming miles.

Earn 2X miles on every purchase, every day. Plus, earn 10X miles per dollar spent on thousands of hotels at hotels.com/venture, now through January 2020.

Credit Needed Good - Excellent

Capital One VentureOne Rewards

Special Offer

Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening

Why We Like It

The Capital One VentureOne Rewards Credit Card is a no-fuss card for award travel with no blackout dates. Cardholders benefit from no annual fees, no foreign fee transactions, and a low intro APR. Plus, earn 10x miles per dollar spent on thousands of hotels at hotels.com/venture, now through January 2020.

Credit Needed Good - Excellent

United Explorer Card

Special Offer

Limited Time Offer: Earn up to 60,000 bonus miles. 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months, plus an additional 20,000 bonus miles when you spend $8,000 total on purchases in the first 6 months of account opening.

Why We Like It

The United Explorer Card is easy to justify if you're a frequent flyer on United. Along with free first checked bag when you use your card (up to $120 per roundtrip) and $100 credit towards Global Entry or TSA Precheck fees, enjoy 25% back on United inflight purchases, priority boarding, and more.

Earn 2X Miles at restaurants, hotel accommodations booked directly with the hotel, and eligible United purchases, plus 1X Mile on everything else.

Cardmembers also receive 2 United Club one-time passes on their Card anniversary (over a $100 value).

Credit Needed Good - Excellent

American Express Gold Card

Special Offer

Earn 35,000 Membership Rewards Points after you make $2,000 in purchases within the first 3 months.

Why We Like It

The American Express Gold Card is a top-rated premium rewards card with generous travel benefits and a slew of luxury add-ons.

Earn 4X points at U.S. restaurants and U.S. supermarkets (up to $25,000 per year, then earn 1X points), 3X points on flights booked directly with airlines or on amextravel.com. 

Earn up to $10 in statement credits each month after making purchases at participating dining partners (enrollment required). 

Also enjoy up to $100 airline fee credit each calendar year to the qualifying airline of your choice, when incidental fees, such as baggage fees and other incidentals are charged by the airline to your card account. Terms apply. $250 annual fee.


Credit Needed Good - Excellent

IHG Rewards Club Premier Credit Card

Special Offer

New Offer: Earn up to 120,000 bonus points — Earn 80,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening, plus an additional 40,000 bonus points after spending a total of $5,000 on purchases within the first 6 months from account opening.

Why We Like It

The IHG Rewards Club Premier Credit Card from Chase features a generous rewards rate on IHG purchases as well as additional benefits such as free nights at eligible IHG hotels.

Earn 10 points per $1 spent when you stay at any of their 5,400+ hotels worldwide, 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants, and 1 point per $1 spent on all other purchases. 

Cardmembers receive automatic Platinum Elite Status, enjoy a Free Night after each account anniversary at eligible hotels worldwide, receive a fourth reward night free when redeeming points for any stay of 4 or more nights, and receive up to $100 fee credit for Global Entry or TSA Pre✓® every four years when the application fee is charged to your card.

Credit Needed Good - Excellent

The World of Hyatt Credit Card

Special Offer

Earn up to 50,000 Bonus Points – 25,000 Bonus Points after you spend $3,000 in the first 3 months, plus an additional 25,000 Bonus Points after you spend a total of $6,000 in the first 6 months.

Why We Like It

The World of Hyatt Credit Card from Chase gives a hefty welcome offer good enough for up to 12 free nights at Category 1 hotels. Plus get 1 free night every year after your cardmember anniversary. Free nights start at 5,000 points.

Earn 9 Bonus Points per $1 spent at Hyatt hotels, plus 5 Base Points per $1 earned as a World of Hyatt member, 2 Points per $1 spent on eligible travel, dining, and health purchases, 1 Point per $1 spent on everything else.

Credit Needed Good - Excellent

Gold Delta SkyMiles Credit Card

Special Offer

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months and a $50 statement credit after making a Delta purchase on your new Card in the first 3 months

Why We Like It

The Gold Delta SkyMiles Credit Card is a solid travel rewards card for Delta Air Lines travelers. Cardmembers enjoy benefits such as priority boarding, first checked bag free on Delta flights – a savings of up to $240 per round trip for a family of four.

Earn 2X Miles per dollar spent directly on purchases with Delta, and 1X Mile per dollar spent on eligible purchases. Terms apply. $0 annual fee for the first year, then $95.

Credit Needed Good - Excellent

Hilton Honors Card from American Express

Special Offer

Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 on eligible purchases on the Card within your first 3 months of Card Membership.

Why We Like It

The Hilton Honors Card from American Express is an advantageous travel credit card with ongoing rewards, no annual fee, and no foreign transaction fees. Cardmembers get complimentary Hilton Honors Silver status and can upgrade to Gold status after spending $20,000 in a calendar year.

Earn 7X Hilton Honors Bonus Points per dollar spent directly with an eligible hotel or resorts in the Hilton Honors portfolio of brands, 5X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3X points on other purchases. Terms apply. $0 annual fee

Credit Needed Good - Excellent

Hilton Honors American Express Ascend Card

Special Offer

Earn 125,000 Hilton Honors Bonus Points after spending $2,000 on eligible purchases in the first 3 months.

Why We Like It

The Hilton Honors American Express Ascend Card offers an array of valuable perks for frequent travelers. Perks include a free weekend night certificate after spending $15,000 in a calendar year, Gold status in the Hilton Honors program, 10 Priority Pass visits per year, and more. 

Earn 12X Hilton Honors Bonus Points when spending directly with an eligible hotel or resort, 6X points on purchases at U.S. restaurants, U.S. supermarkets, and at U.S. gas stations, and 3X points on all other eligible purchases. Terms apply. $95 annual fee.

Credit Needed Good - Excellent

Best Balance Transfer Cards

Blue Cash Everyday Card from American Express

Special Offer

$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

Why We Like It

The Blue Cash Everyday Card from American Express is a top notch cash back card with no annual fee. With up to 3% cash back at U.S. supermarkets on up to $6,000 a year, it’s great for families spending on groceries. Plus earn a generous 2% cash back at U.S. gas stations. Terms apply. $0 annual fee

Credit Needed Good - Excellent

Chase Freedom Unlimited

Special Offer

Earn 3% cash back on all purchases in the first year (up to $20,000). After that, earn 1.5% unlimited cash back on all purchases.

Why We Like It

The Chase Freedom Unlimited is a top cash back credit card offering generous cash back rewards on every purchase with no annual fee. Coupled with a 0% introductory APR for 15 months and built-in consumer protection, it’s a good way to earn rewards for the conscious consumer. 

Credit Needed Good - Excellent

Chase Freedom Card

Special Offer

Through June 30, 2019, earn 5% cash back at grocery stores and home improvement stores (up to $1,500 in combined purchases).

Get an introductory APR rate of 0% for 15-months for BOTH purchases and balance transfers from the date of account opening.

$150 Cash Back Bonus after spending $500 in the first 3 months of account opening.

Why We Like It

The Chase Freedom offers a generous signup bonus and some of the highest cash back rates in the available today. Combined with a 0% introductory APR for 15-months and built-in consumer protection, it’s a good option to consider for conscious consumers. 

Credit Needed Good - Excellent

Best Low Interest Cards

Capital One Venture Rewards Credit Card

Special Offer

Earn 50,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening.

Why We Like It

Named 'The Best Travel Card' by CNBC in 2018, the Capital One Venture Rewards is one of the most flexible credit cards when it comes to redeeming miles.

Earn 2X miles on every purchase, every day. Plus, earn 10X miles per dollar spent on thousands of hotels at hotels.com/venture, now through January 2020.

Credit Needed Good - Excellent

Capital One Quicksilver Cash Rewards Credit Card

Special Offer

One-time $150 cash back bonus when you make $500 in purchases within the first 3 months of account opening.

Why We Like It

Capital One Quicksilver Cash Rewards Credit Card is a smart, no-frills rewards card with no annual fee. 

Earn 1.5% unlimited cash back rewards on every purchase, every day. Cash back rewards never expire and can be redeemed at any time. 

Cardholders enjoy 0% APR for the first 15 months on any balance transfers and purchases.

Credit Needed Good - Excellent

Best Cash Back Cards

Chase Freedom Unlimited

Special Offer

Earn 3% cash back on all purchases in the first year (up to $20,000). After that, earn 1.5% unlimited cash back on all purchases.

Why We Like It

The Chase Freedom Unlimited is a top cash back credit card offering generous cash back rewards on every purchase with no annual fee. Coupled with a 0% introductory APR for 15 months and built-in consumer protection, it’s a good way to earn rewards for the conscious consumer. 

Credit Needed Good - Excellent

Capital One Venture Rewards Credit Card

Special Offer

Earn 50,000 bonus miles once you spend $3,000 on purchases within the first 3 months from account opening.

Why We Like It

Named 'The Best Travel Card' by CNBC in 2018, the Capital One Venture Rewards is one of the most flexible credit cards when it comes to redeeming miles.

Earn 2X miles on every purchase, every day. Plus, earn 10X miles per dollar spent on thousands of hotels at hotels.com/venture, now through January 2020.

Credit Needed Good - Excellent

Capital One Savor Cash Rewards Credit Card

Special Offer

One-time $500 cash bonus after spending $3,000 on purchases in the first 3 months of account opening.

Why We Like It

The Capital One Savor Cash Rewards Credit Card is a flexible cash back card with generous benefits and access to premium experiences in dining, entertainment, and more.

Earn 4% unlimited cash back on dining and entertainment, 2% at grocery stores, and 1% cash back on all other purchases. Receive a monthly statement credit for a Postmates Unlimited monthly membership good through December 2019.

Credit Needed Good - Excellent

Blue Cash Everyday Card from American Express

Special Offer

$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

Why We Like It

The Blue Cash Everyday Card from American Express is a top notch cash back card with no annual fee. With up to 3% cash back at U.S. supermarkets on up to $6,000 a year, it’s great for families spending on groceries. Plus earn a generous 2% cash back at U.S. gas stations. Terms apply. $0 annual fee

Credit Needed Good - Excellent

Chase Freedom Card

Special Offer

Through June 30, 2019, earn 5% cash back at grocery stores and home improvement stores (up to $1,500 in combined purchases).

Get an introductory APR rate of 0% for 15-months for BOTH purchases and balance transfers from the date of account opening.

$150 Cash Back Bonus after spending $500 in the first 3 months of account opening.

Why We Like It

The Chase Freedom offers a generous signup bonus and some of the highest cash back rates in the available today. Combined with a 0% introductory APR for 15-months and built-in consumer protection, it’s a good option to consider for conscious consumers. 

Credit Needed Good - Excellent

Blue Cash Preferred Card from American Express

Special Offer

$200 statement credit after you spend $1,000 on purchases on your new Card within the first 3 months.

Why We Like It

The Blue Cash Preferred Card from American Express is one of our favorite cash back cards, especially for families. With up to 6% cash back at U.S. supermarkets on up to $6,000 a year it’s incredible for grocery spending, plus get 3% cash back at U.S. gas stations. Terms apply. $95 annual fee.

Credit Needed Good - Excellent

Best Building Credit Cards

Capital One Platinum Credit Card

Why We Like It

With no annual fees or foreign transaction fees, the Capital One Platinum Credit Card is a convenient card to rebuild credit and offers to increase your credit line after making your first 5 monthly payments on time.

Credit Needed Poor - Bad - Fair

Capital One Secured Mastercard

Why We Like It

The Capital One Secured Mastercard has no annual fee, allowing cardholders to focus on building credit with responsible use.

Credit Needed Poor - Bad

Best Business Cards

Chase Ink Business Preferred

Special Offer

Earn 80,000 points ($1,000 value) after making $5,000 in purchases within first 3 months of account opening.

Why We Like It

The Chase Ink Business Preferred is another fantastic rewards card in the Chase portfolio. Offering generous UR points (which are transferable to 13 partners), many seasoned award travelers have this card as a staple in their wallet. While the minimum spend requirement is slightly higher than other cards, the value of the points are generally considered worth it.

Credit Needed Excellent

Chase Ink Business Cash

Special Offer

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Why We Like It

The Ink Business Cash is a top cash back credit card that offers solid ongoing rewards and flexibility, making it a popular go-to option for cardholders. In addition to a generous sign-up bonus, strong rewards, and no annual fee, cardholders also enjoy 0% introductory APR for 12 months on purchases.

Credit Needed Excellent

Chase Ink Business Unlimited

Special Offer

$500 bonus cash back after spending $3,000 on purchases in the first 3 months after account opening.

Why We Like It

Get 1.5% unlimited cash back with the Chase Ink Business Unlimited on every purchase for your business. In addition to a generous bonus offer, unlimited flat-rate rewards, and no annual fee, cardholders also enjoy 0% introductory APR for 12 months on purchases.

Credit Needed Good - Excellent

United Explorer Business Card

Special Offer

Earn 50,000 bonus miles when you spend $3,000 on purchases within the first 3 months.

Why We Like It

The United Explorer Business Card has arrived and is easy to justify if you're a frequent flyer on United. Cardmembers receive free first checked bag when using your card (up to $120 per roundtrip) and priority boarding for you and your travel companions on the same United flights reservations. Also, add employee cards at no additional cost.

Earn 2X miles per $1 spent on United purchases, and at restaurants, gas stations, and office supply stores. Plus, 1X mile per $1 spent on everything else.

Cardmembers also receive 2 United Club one-time passes each year (over a $100 value). 

Credit Needed Good - Excellent

Southwest Rapid Rewards Premier Business Credit Card

Special Offer

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.

Why We Like It

The Southwest Rapid Rewards Premier Business Credit Card is a top-rated business credit card with generous benefits for Southwest travelers.

Earn 2 points for every $1 you spend on Southwest Airlines purchases and 1 point for every $1 you spend on all other purchases.

Get your first and second checked bags free, no change fees, and no blackout dates or seat restrictions when you redeem with points.

Cardmembers receive 6,000 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

Credit Needed Good - Excellent

The Business Platinum Card from American Express

Special Offer

Earn up to 75,000 points: 50,000 points after you spend $10,000 and an additional 25,000 points after you spend an additional $10,000 on qualifying purchases within the first 3 months from account opening.


Why We Like It

The Business Platinum Card from American Express is a premium business charge card with an array of elite travel benefits that make it a favorite with globetrotting business owners. Perks include an annual $200 airline fee credit, airport lounge access, complimentary elite status with participating hotel partners, one year of Platinum Global Access from WeWork, and much more.


Earn 5X points on airfare and prepaid hotels booked on amextravel.com, along with 1.5X points on any eligible purchase over $5,000 (up to 1 million additional points per year). Terms apply. $595 annual fee.

Credit Needed Good - Excellent

Marriott Bonvoy Business American Express Card

Special Offer

Limited Time Offer: Earn 100,000 bonus Marriott Bonvoy points when you spend $5,000 on purchases within the first 3 months. Offer ends 4/24/19.

Why We Like It

The Marriott Bonvoy Business American Express Card offers generous rewards and complimentary Marriott Bonvoy Silver Elite status, with the opportunity to earn Gold Elite status. Cardholders receive 1 Free Night Award annually after Card account anniversary. Earn an additional Free Night Award when you spend $60k on purchases with your Card in a calendar year. Awards can be used for one night (up to 35,000 Marriott Bonvoy points) at participating hotels.

Earn 6x points at participating Marriott Bonvoy hotels, 4x points on U.S. restaurants, U.S. gas stations, U.S. purchases on shipping, and wireless telephone services purchased from U.S. providers & 2x points on all other eligible purchases. Terms apply. $125 annual fee

Credit Needed Good - Excellent

American Express Business Gold Card

Special Offer

Earn 35,000 Membership Rewards points after you make $5,000 in purchases within the first 3 months.


Why We Like It

The American Express Business Gold Card offers great rewards and earning incentives for those who want the flexibility to choose categories that earn maximum points per dollar where it matters the most.

Earn 4X Membership Rewards points on 2 select categories where monthly business spending is highest. 4X points apply to the first $150,000 in combined purchases from your 2 chosen categories each calendar year. 

25% Airline Bonus: Book your flight with American Express Travel using Membership Rewards® Pay with Points and get 25% of those points back (up to 250,000 points per calendar year). Terms apply. $295 annual fee.

Credit Needed Good - Excellent

Platinum Delta SkyMiles Business Credit Card from American Express

Special Offer

Earn 35,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after spending $1,000 on purchases on your new Card in the first 3 months. Additionally, earn a $100 statement credit after making a Delta purchase with your new Card within your first 3 months. 


Why We Like It

The Platinum Delta SkyMiles Business Credit Card from American Express is a premier travel rewards card for Delta Air Lines travelers. Cardmembers enjoy benefits such as Main Cabin 1 Priority Boarding on Delta flights, first checked bag free on Delta flights (up to $50 per round trip), and no foreign transaction fees. 

Earn 2X Miles per dollar spent directly on purchases with Delta, and 1X Mile per dollar spent on eligible purchases. Terms apply. $195 annual fee.

Credit Needed Good - Excellent

Gold Delta SkyMiles Business Credit Card from American Express

Special Offer

Earn 30,000 miles after spending $1,000 on purchases on your new Card in the first 3 months, and earn a $50 statement credit after making a Delta purchase on your new card in the first 3 months.

Why We Like It

The Gold Delta SkyMiles Business Credit Card from American Express is a solid travel rewards card for Delta Air Lines travelers. Cardmembers enjoy benefits such as Main Cabin 1 priority boarding and no foreign transaction fees. 

Earn 2X Miles per dollar spent directly on purchases with Delta, and 1X Mile per dollar spent on eligible purchases. Terms apply. $0 annual fee for the first year, then $95.

Credit Needed Good - Excellent

The Blue Business Plus Credit Card from American Express

Special Offer

Earn 2X Points on everyday business purchases, like office supplies and meals with clients. 2X applies to the first $50,000 in purchases per year; then earn 1 Point per dollar thereafter.

Why We Like It

The Blue Business Plus Credit Card from American Express offers great rewards and earning incentives on business-related purchases. If you're looking for a no annual fee business credit card to support day to day purchases and expenses, this top-rated card is an excellent choice. 

Earn 2X Membership Rewards® points on everyday business purchases up to $50,000 with no category restrictions, and 1X point on purchases thereafter. You'll also have the freedom to buy above your credit limit if you need to.

Cardmembers can create employee cards, designate an account manager, connect to Quickbooks, and receive a complete year-end summary each year. Terms apply. $0 annual fee.

Credit Needed Good - Excellent

Capital One Spark Miles for Business

Special Offer

Earn 50,000 miles after you spend $4,500 in the first 3 months of account opening.

Why We Like It

The Capital One Spark Miles for Business card offers cardholders a straightforward, simple rewards program with flexible options for redeeming rewards. Cardholders get 2X miles on every business-related purchase, every day, with no blackouts or seat restrictions, and no minimum to redeem. In addition, add employee cards onto the account at no additional cost.

Credit Needed Good - Excellent

Capital One Spark Cash for Business

Special Offer

$500 cash bonus after you spend $4,500 in the first 3 months of account opening.

Why We Like It

As the name implies, the Spark Cash for Business is a great option for earning cash back. Cardholders earn 2% unlimited cash back on every purchase, every day, and can add employee cards onto their account at no additional cost.

Credit Needed Good - Excellent

Hilton Honors American Express Business Card

Special Offer

Earn 125,000 Hilton Honors Bonus Points after you use your new Card to make $3,000 in eligible purchases within the first 3 months of Card Membership.

Why We Like It

The Hilton Honors American Express Business Card is a highly regarded hotel rewards credit card offering generous benefits for business travelers.

Cardmembers receive complimentary Hilton Honors Gold Status, qualifying them for an 80% bonus on all Base Points, space-available room upgrades, and more.

Also enjoy up to 10 Priority Pass visits, zero foreign transaction fees, and earn weekend night rewards based on eligible purchases. 

Earn 12X Hilton Honors Bonus Points per dollar spent directly with an eligible hotel or resorts in the Hilton Honors portfolio of brands, 6X points on select business and travel purchases, and 3X points on everything else. Terms apply. $95 annual fee.

Credit Needed Good - Excellent