FinanceBuzz's

Best Small Business Credit Cards of 2019

Ink Business Preferred Credit Card

Special Offer

Earn 80,000 bonus points when you spend $5,000 on purchases in the first 3 months from account opening — worth $1,000 in travel when redeemed through Chase Ultimate Rewards

Why We Like It

The Chase Ink Business Preferred Credit Card is a popular choice among those with business expenses. Offering perks such as employee cards at no additional cost, cell phone protection, and no foreign transaction fees, cardmembers can also redeem points for 25% more through Chase Ultimate Rewards.

Earn 3X points on the first $150,000 spent in combined purchases in the following categories each account anniversary year: travel, shipping purchases, internet/cable/phone services, and advertising purchases on social media or search engines. Earn 1 point per $1 spent on everything else.

Credit Needed Good - Excellent

Ink Business Cash Credit Card

Special Offer

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening

Why We Like It

The Chase Ink Business Cash Credit Card is a top cash back card that offers solid ongoing rewards and flexibility on business expenses. Offering generous rewards, a lucrative sign-up bonus, and no annual fee, cardmembers can easily earn cash back on every purchase.

Earn 5% cash back on the first $25,000 spent in combined purchases each year* at office supply stores and on internet/cable/phone services, and 2% cash back on the first $25,000 spent in combined purchases each year* at gas stations and restaurants. *Based on the date of your account anniversary. All other purchases earn 1% unlimited cash back.

Credit Needed Good - Excellent

Ink Business Unlimited Credit Card

Special Offer

$500 bonus cash back after spending $3,000 on purchases in the first 3 months after account opening

Why We Like It

Get 1.5% unlimited cash back with the Ink Business Unlimited on every purchase for your business. In addition to a generous bonus offer, unlimited flat-rate rewards, and no annual fee, cardholders also enjoy 0% introductory APR for 12 months on purchases.

Credit Needed Good - Excellent

Southwest Rapid Rewards Premier Business Credit Card

Special Offer

Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months

Why We Like It

The Southwest Rapid Rewards Premier Business Credit Card is a top-rated business credit card with generous benefits for Southwest travelers.

Cardmembers can authorize employees as a cardholder on the account, manage spending limits, and be worry-free of foreign transaction fees.

Earn 2X points per $1 spent on Southwest Airlines and Rapid Rewards eligible purchases and 1X points per $1 spent on all other purchases.

Credit Needed Good - Excellent

The Business Platinum Card from American Express

Special Offer

Earn up to 75,000 Membership Rewards points: 50,000 points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 on qualifying purchases within the first 3 months from account opening

Why We Like It

The Business Platinum Card from American Express is a premium business charge card with an array of elite travel benefits that make it a favorite with globetrotting business owners. Perks include an annual $200 airline fee credit, airport lounge access, complimentary elite status with participating hotel partners, one year of Platinum Global Access from WeWork, and much more.

Earn 5X points on airfare and prepaid hotels booked on amextravel.com, along with 1.5X points on any eligible purchase over $5,000 (up to 1 million additional points per year). Terms apply.

Credit Needed Good - Excellent