FinanceBuzz's

Best Small Business Credit Cards of 2019

Chase Ink Business Preferred Credit Card

Special Offer

Earn 80,000 bonus points after spending $5,000 in the first 3 months

Why We Like It

The Chase Ink Business Preferred Credit Card is a popular choice among those with business expenses. Offering perks such as employee cards at no additional cost, cell phone protection, and no foreign transaction fees, cardmembers can also redeem points for 25% more through Chase Ultimate Rewards.

Earn 3X points on the first $150,000 spent in combined purchases in the following categories each account anniversary year: travel, shipping purchases, internet/cable/phone services, and advertising purchases on social media or search engines. Earn 1X points per $1 spent on everything else.

Credit Needed: Good - Excellent

Chase Ink Business Cash Credit Card

Special Offer

Earn $500 bonus cash back after spending $3,000 in the first 3 months

Why We Like It

The Chase Ink Business Cash Credit Card is a top cash back card offering generous rewards, a lucrative sign-up bonus, and no annual fee.

Earn 5% cash back on the first $25,000 spent in combined purchases each year at office supply stores and on internet/cable/phone services, and 2% cash back on the first $25,000 spent in combined purchases each year at gas stations and restaurants. All other purchases earn 1% unlimited cash back.

Credit Needed: Good - Excellent

Chase Ink Business Unlimited Credit Card

Special Offer

Earn $500 cash back after spending $3,000 in the first 3 months

Why We Like It

The Chase Ink Business Unlimited credit card is a simple card for savvy business owners who enjoy cash back rewards.

Cardholders will enjoy unlimited flat-rate rewards, no annual fee, and 0% introductory APR for 12 months on purchases.

Get 1.5% unlimited cash back with the Ink Business Unlimited on every purchase for your business. 

Credit Needed: Good - Excellent

Southwest Rapid Rewards Premier Business Credit Card

Special Offer

Earn 60,000 bonus points after spending $3,000 on purchases in the first 3 months

Why We Like It

The Southwest Rapid Rewards Premier Business Credit Card is a top-rated business credit card with generous benefits for Southwest travelers.

Cardmembers can authorize employees as a cardholder on the account, manage spending limits, and be worry-free of foreign transaction fees.

Earn 2X points per $1 spent on Southwest Airlines and Rapid Rewards eligible purchases and 1X points per $1 spent on all other purchases.

Credit Needed: Good - Excellent

The Business Platinum Card from American Express

Special Offer

Earn up to 75,000 Membership Rewards points: 50,000 points after you spend $10,000, then another 25,000 points after you spend an additional $10,000 on purchases within the first 3 months

Why We Like It

The Business Platinum Card from American Express is a premium business charge card with an array of elite travel benefits that make it a favorite with globetrotting business owners. 

Perks include an annual $200 airline fee credit, airport lounge access, complimentary elite status with participating hotel partners, and much more.

Earn 5X points on airfare and prepaid hotels booked on amextravel.com, along with 1.5X points on any eligible purchase over $5,000 (up to 1 million additional points per year). Terms apply.

Credit Needed: Good - Excellent

Brex for Startups

Special Offer

30,000 Brex Rewards points when you sign up and waived card fees for the life of the account (applied after you spend $1,000)

Why We Like It

Brex for Startups is a great option for business owners who have at least $100,000 in their business bank account and are looking for a business card that doesn't require a personal credit check or security deposit.

Cardholders enjoy 7X points on rideshare purchases, 4X points on Brex Travel, 3X points on restaurants, 2X points on software subscriptions, and 1X points on all other purchases. All this with no annual fee and no foreign transaction fees.