FinanceBuzz's

Best Small Business Credit Cards of 2019

Chase Ink Business Preferred

Special Offer

Earn 80,000 points ($1,000 value) after making $5,000 in purchases within first 3 months of account opening.

Why We Like It

The Chase Ink Business Preferred is another fantastic rewards card in the Chase portfolio. Offering generous UR points (which are transferable to 13 partners), many seasoned award travelers have this card as a staple in their wallet. While the minimum spend requirement is slightly higher than other cards, the value of the points are generally considered worth it.

Credit Needed Excellent

Chase Ink Business Cash

Special Offer

Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Why We Like It

The Ink Business Cash is a top cash back credit card that offers solid ongoing rewards and flexibility, making it a popular go-to option for cardholders. In addition to a generous sign-up bonus, strong rewards, and no annual fee, cardholders also enjoy 0% introductory APR for 12 months on purchases.

Credit Needed Excellent

Chase Ink Business Unlimited

Special Offer

$500 bonus cash back after spending $3,000 on purchases in the first 3 months after account opening.

Why We Like It

Get 1.5% unlimited cash back with the Chase Ink Business Unlimited on every purchase for your business. In addition to a generous bonus offer, unlimited flat-rate rewards, and no annual fee, cardholders also enjoy 0% introductory APR for 12 months on purchases.

Credit Needed Good - Excellent

Southwest Rapid Rewards Premier Business Credit Card

Special Offer

Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open.

Why We Like It

The Southwest Rapid Rewards Premier Business Credit Card is a top-rated business credit card with generous benefits for Southwest travelers.

Earn 2 points for every $1 you spend on Southwest Airlines purchases and 1 point for every $1 you spend on all other purchases.

Get your first and second checked bags free, no change fees, and no blackout dates or seat restrictions when you redeem with points.

Cardmembers receive 6,000 bonus points after each account anniversary and never have to worry about points expiring, as long as the card account remains open and in good standing.

Credit Needed Good - Excellent

The Business Platinum Card from American Express

Special Offer

Earn up to 75,000 points: 50,000 points after you spend $10,000 and an additional 25,000 points after you spend an additional $10,000 on qualifying purchases within the first 3 months from account opening.


Why We Like It

The Business Platinum Card from American Express is a premium business charge card with an array of elite travel benefits that make it a favorite with globetrotting business owners. Perks include an annual $200 airline fee credit, airport lounge access, complimentary elite status with participating hotel partners, one year of Platinum Global Access from WeWork, and much more.


Earn 5X points on airfare and prepaid hotels booked on amextravel.com, along with 1.5X points on any eligible purchase over $5,000 (up to 1 million additional points per year). Terms apply. $595 annual fee.

Credit Needed Good - Excellent