Kristy DeSmit

Kristy DeSmit
About Kristy

Kristy DeSmit focuses on retirement and Social Security. She breaks down benefit rules, account decisions, policy changes, and common misconceptions, helping readers understand which financial choices may be difficult to reverse and how they could affect long-term security.

When she’s not writing, Kristy can be found hiking, reading, or nurturing her creative side.

expertise
Expertise
  • Money management
  • Retirement
  • Saving on spending
education
Education
  • MacEwan University

Kristy’s Latest Articles

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