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Why We Like It
Initial credit limit of $400 could double to $800 after making 6 on-time minimum monthly payments
Benefits
- $400 initial credit limit (subject to available credit)
- Initial credit limit of $400 could double to $800 after making 6 on-time minimum monthly payments
- Free access to Vantage 3.0 score from Experian
Drawbacks
- Monthly and annual fees of up to $99 (plus a one-time processing fee of $89.00 and a monthly maintenance fee of $75, billed at $6.25 per month (monthly maintenance fee not billed for first 12 months))
Annual Fee
$99 - (plus a one-time processing fee of $89.00 and a monthly maintenance fee of $75, billed at $6.25 per month (monthly maintenance fee not billed for first 12 months))