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Why We Like It
5% cash back on popular bonus categories (on the first $5,000 in spending, then 1%)
Benefits
- Generous cashback rewards for a card available to consumers with fair credit
- Earn 5% cash back on gas, groceries, cell phone services, internet, cable, and satellite TV (on the first $5,000 in purchases, then 1%); and 1% on all other purchases
- Pre-qualify without impacting your credit score
- Build your credit with free access to your credit score, online credit monitoring, a flexible due date, and more
- More Program offers additional opportunities to earn up to 10% cash back from participating retailers
Drawbacks
- No welcome bonus
- High APR regardless of your credit level
Annual Fee
$95