Menu x
x

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

Credit One Bank® Platinum X5 Visa®
4.6
info

Why We Like It

5% cash back on popular bonus categories (on the first $5,000 in spending, then 1%)

Benefits

  • Generous cashback rewards for a card available to consumers with fair credit
  • Earn 5% cash back on gas, groceries, cell phone services, internet, cable, and satellite TV (on the first $5,000 in purchases, then 1%); and 1% on all other purchases
  • Pre-qualify without impacting your credit score
  • Build your credit with free access to your credit score, online credit monitoring, a flexible due date, and more
  • More Program offers additional opportunities to earn up to 10% cash back from participating retailers

Drawbacks

  • No welcome bonus
  • High APR regardless of your credit level

Annual Fee

$95