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Why We Like It
Earn $200 statement credit by opening a Rewards Checking account and making 3 debit card transactions in the first 60 days of your Upgrade Card account opening
Benefits
- Strong rewards rate in unique categories available to those with fair credit
- Earn 3% cash back on payments for home, auto, and health purchases; 1% cash back on payments for all other purchases
- Hybrid card that allows for easy purchases yet functions as a credit line with predictable monthly payments
- No fees - no annual fee, no foreign transaction fees, no hidden fees
- Credit lines range from $500-$50,000, with most under $25,000
Drawbacks
- No introductory APR offer on purchases
- Bonus offer requires you to open a new checking account
Annual Fee
$0