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U.S. Bank Business Platinum Card

Why We Like It

0% Intro APR on purchase and balance transfers for 12 billing cycles. After that, a variable APR currently 16.99% - 25.99%.

Benefits

  • 0% intro APR offers for both new purchases and balance transfers
  • $0 annual fee

Drawbacks

  • Doesn’t earn cash back or other rewards
  • Intro APR offers are shorter than some others
  • 3% foreign transaction fee

Annual Fee

$0