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Why We Like It
0% Intro APR on purchases and balance transfers (made within 30 days from account opening) for 18 billing cycles. After that, a variable APR currently 17.24% to 26.24%
Benefits
- Introductory APR on purchases and balance transfers
- Potential for low APR after introductory offer ends
- Pay-over-time option with ExtendPay®, split purchases of $100 or more into equal monthly payments
- $0 annual fee
Drawbacks
- No rewards
- No welcome offer
Annual Fee
$0