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Why We Like It
You choose your preferred rewards program
Benefits
- You choose: Earn 1.5% cash rewards per dollar spent, or earn 1 point per dollar spent and receive 1,000 bonus points each month you spend more than $1,000
- Up to $25,000 credit limit
- Upgrade to unsecured card with responsible use
Drawbacks
- No sign-up bonus
- Deposit required to open account
Annual Fee
$0