12 Ways to Tackle High Grocery Costs You Won’t Hear About From Your Grocery Store

1. Most grocery chains offer free loyalty programs with member-only pricing — no paid membership required. Simply signing up at stores like Kroger, Safeway, or Publix can shave off your total at checkout.
2. Store-brand products can help you save significantly compared to name brands, and the quality is often just as good. Aldi, Trader Joe's, and Costco's Kirkland line are all worth trying if you haven't already.
3. Many stores will match a competitor's lower price if you ask. Target, Walmart, and Best Buy all have price-matching policies. Just show the ad or pull it up on your phone at the register.
4. Timing your shopping around seasonal markdowns can make a big difference. Buying grills in September, winter coats in March, or patio furniture in October can help you score because stores need to clear space for the next season.
5. TJ Maxx, Marshalls, and Ross get new shipments during the week, so saving your shopping trip during the weekdays can give you a better selection at already-discounted prices.
6. Stacking your store's rewards program with a cash-back credit card means you save twice on the same purchase. A card that earns cash back on groceries adds up quickly over a year.
7. Warehouse clubs like Costco and Sam's Club can be worth the membership fee, especially for household staples, paper goods, gas, and pharmacy items where the per-unit savings really add up.
8. Senior discount days are more common than you'd think. Stores like Kohl's, Ross, Goodwill, and many local grocery chains offer senior discounts on specific days of the week.

Knowing about these hacks could help you save even more money on your weekly grocery haul or next shopping trip. And since you’re already thinking about how to maximize your money, check out these offers from our partners below.

Ask this company to pay off your credit card debt

If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?

National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.

Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!¹ <p>Clients who complete the program and settle all debts typically save around 45% before fees or 20% including fees over 24–48 months, based on enrolled debts. “Debt-free” applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts. Average program completion time is 24–48 months; not all debts are eligible, and results vary as not all clients complete the program due to factors like insufficient savings. We do not guarantee specific debt reductions or timelines, nor do we assume debt, make payments to creditors, or offer legal, tax, bankruptcy, or credit repair services. Consult a tax professional or attorney as needed. Services are not available in all states. Participation may adversely affect your credit rating or score. Nonpayment of debt may result in increased finance and other charges, collection efforts, or litigation. Read all program materials before enrolling. National Debt Relief’s fees are based on a percentage of enrolled debt. All communications may be recorded or monitored for quality assurance. In certain states, additional disclosures and licensing apply. ©️ 2009–2025 National Debt Relief LLC. National Debt Relief (NMLS #1250950, CA CFL Lic. No. 60DBO-70443) is located at 180 Maiden Lane, 28th Floor, New York, NY 10038. All rights reserved. <b><a href="https://www.nationaldebtrelief.com/licenses/">Click here</a></b> for additional state-specific disclosures and licensing information.</p>

Try National Debt Relief

Earn as much as $1K doing simple online tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is.

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $100 million to users since 2019, and has over 100,000 five-star reviews on Trustpilot.

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted directly into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 in extra cash.

Sign up here to see how much you could earn.

Borrow from your home’s equity (even with a lower credit score)

You could get a good amount of money in your pocket from your home equity. You just need to know where and how to get it.

If your credit score is between 580 to 679, a company called New American Funding could help.

More and more homeowners are getting HELOCs due to how effective they can be. But even with a lower credit score, New American Funding helps you find home equity options to get you out of crippling debt or fund home improvements. All without affecting your mortgage.

If you need money now, it couldn’t be easier to see what you qualify for. Just go to New American Funding, answer a few questions, and check out their personalized options for you.

Visit New American Funding

Set up qualifying direct deposit - pocket up to $350

If you aren't banking² <p class="">Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.&nbsp;<br></p> through Chime®, you're missing out on a huge boost of extra cash just by following a few simple steps.

Earn a bonus up to $350:³ <p>Limited time only. Terms apply, must open the new account and complete qualifying activities to earn up to $350.00 in rewards. Link to full terms can be found at <a href="https://www.chime.com/join/promos/intro-offer-v2b/#terms">https://www.chime.com/join/promos/intro-offer-v2b/#terms</a></p> To qualify, open a new Chime Checking Account here. Earn $100 with a $200+ direct deposit in your first 30 days. Receive a $200+ direct deposit in the next calendar month to get an additional $100. In your third calendar month, receive a $200+ direct deposit and get the final $150. Full bonus earned!

This is a great way to supercharge your earnings, and basically takes no extra work other than following the steps above. Even better, Chime Checking offers no monthly fees, no overdraft fees, no minimum balance requirement, and no foreign transaction fees.

You can also get paid up to 2 days early⁴ <p>Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.</p> with direct deposit, access over 47,000 fee-free ATMs,⁵ <p>Out-of-network ATM withdrawal and over the counter advance fees may apply except at FCTI® ATMs in a 7-Eleven® or Speedway, or any Allpoint® or Visa® Plus Alliance ATM participating in the Allpoint network.</p> enjoy fee-free overdraft up to $200,⁶ <p>SpotMe® on Credit is an optional, no interest/no fee overdraft line of credit tied to the Secured Deposit Account. SpotMe on Debit is an optional, no fee service attached to your Chime Checking Account (individually or collectively, "SpotMe"). Eligibility for SpotMe requires $200 or more in qualifying direct deposits to your Chime Checking Account each month.</p><p>Qualifying members will be allowed to overdraw their Chime Checking Account and/or their Secured Deposit Account up to $20 in total, but may be later eligible for a higher combined limit of up to $200 or more based on member’s Chime account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your SpotMe Limit will be displayed to you within the Chime mobile app. You will receive notice of any changes to your SpotMe Limit. SpotMe for Credit and SpotMe on Debit share a single SpotMe limit. Your SpotMe Limit may change at any time, at Chime or its banking partners’ discretion. Although there are no overdraft fees, there may be out-of-network or third-party fees associated with ATM transactions or OTC cash withdrawal fees at retailers. SpotMe won’t cover non-card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. <a href="https://www.chime.com/policies/">SpotMe terms and conditions</a>.</p> and 24/7 live support, with a real human.

Open your account and set up direct deposit to earn a $350 bonus

Earn a $200 bonus + up to 5% cash back with this criminally underrated cash back card

Apply for the Chase Freedom Unlimited^®(Rates and fees) and you could earn a $200 bonus after spending an easy $500 in the first 3 months. This card is criminally underrated with one of the best spend-to-bonus ratios we've ever seen — the bonus is worth almost half the spend!

No additional work is required. Apply for the card, see if you're approved, spend $500 within 3 months, and earn a $200 bonus. Boom! 

The Chase Freedom Unlimited^®(Rates and fees) also lets you earn cash back on everything you buy: Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.

Plus, if you want to finance large purchases or pay down high-interest debt, you can also do that with this card. Take advantage of 0% intro APR on purchases and balance transfers for 15 months. After the intro period, the APR is 18.24% - 27.74% Variable. Do not skip this card — it's a sleeper hit with insane value and NO annual fee. 

Good or excellent credit (typically 670 or higher) is recommended.

Click here to Apply Now to the Chase Freedom Unlimited^®

If you’re over 50, take advantage of massive discounts and financial resources

Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on:

• Restaurants (save up to $450 per year!)
• Meal deliveries
• Airfare, Hotels, Cruises and Rental Cars
• Eyeglasses and even prescriptions that aren’t covered by insurance

Plus you’ll also get insider info on social security, job listings, caregiving, and retirement planning.

How to become a member today:

• Click the link below, select your free gift, and click “Join Today”
• Create your account (important!) by answering a few simple questions
• Start enjoying your discounts and perks!

For a limited time, get 30% off your AARP membership, making it just $11/year with a 5-year plan.

Save potentially $1,000 or more on home insurance in Columbus

We have some unfortunate news: You might be throwing away $1,000s on expensive home insurance for no reason.

If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers with our new home savings tool. 

Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time starting today. 

The best part is it's free to check!  Just answer a few questions and enter your zip, email, and phone number to see if a lower rate is in your future. 

Enter your zip code to see if paying too much

Pay no interest into 2027 with this no annual fee card

If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to completely pause credit card interest into 2027 ... and the best part is that it could be easier than you think.  

Discover it^® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.49% - 26.49% Variable.) That's right — you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.

But it doesn't end there. The Discover it^® Cash Back card also lets you earn 5% on cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, Discover will match all the cash back you’ve earned at the end of your first year. This practically doubles its value at the end of your first year.

Apply now for the Discover it^® Cash Back card