Are you getting the most out of your Costco membership and maximizing how much money you can save?
Sure, you stock up on pantry staples or frozen items when you head to the warehouse retailer. But you may be overlooking some other money-saving perks of shopping at Costco.
So next time you head out to the warehouse, take advantage of these clever ways to maximize your membership.
Save on gas
Gas prices are high right now, but Costco offers a great way to save on fuel.
The Costco gas station typically offers fuel that is a little cheaper per gallon than what you pay at other local gas stations. Over the course of a year, those savings can really add up.
Virginia Driver? Cancel your car insurance
Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.
This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.
I used this tool and now I’m able to pay just $47 a month for two cars.1 <p>Actual savings and coverage options vary based on factors such as driving history, location, and insurer policies. The rates shown in this example may not reflect what every user will qualify for.</p> Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:
- Click the link below and enter your zip code, date of birth, and phone number.
- Answer a few questions about your car’s make and model to get matched with top offers.
- Choose the best quote for you and lock it in before rates go up.
Compare rates now and see if you could score same-day savings today!
I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.
Earn 2% cash rewards at grocery stores and Costco
The Wells Fargo Active Cash® Card(Rates and fees) is a powerful rewards card that allows you to earn unlimited 2% cash rewards on purchases — including on groceries, even at warehouse stores like Costco.
New cardholders can also earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months!
If you’re looking for a powerful rewards card that offers an intro APR period, look no further, the Wells Fargo Active Cash® Card checks that box too!
This card also offers an intro APR of 0% for 12 months from account opening on purchases and qualifying balance transfers (then 18.49%, 24.49%, or 28.49% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
Click here to apply for the Wells Fargo Active Cash® Card now.
Don’t pay a CENT to contractors for home repairs until you do this
Sounds crazy. And maybe you’re not even sure if this is real. But … you’re probably curious anyway. Choice Home Warranty makes it so you might be able to save $100s in home repairs!
They’ve been around since 2008 (so you know they’re legit) and they offer affordable plans to cover appliances and systems in your home that could break down from routine wear and tear.
Think of it like this: Say your furnace breaks down during a cold snap. Instead of paying up to $3,000 for repairs, you may only need to pay a $100 service fee with Choice Home Warranty, and the tech comes over and fixes it right away. This could save you up to $2,900 almost instantly!
Choose a plan here and you can still lock in their ultra-low 2026 rates (for a limited time). Then, whenever a covered system in your home breaks down, all you have to do is make your claim online or give them a call. Their team is available 24 hours a day, 7 days a week.2 <p>CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW's actual cost (which at times may be less than retail) to repair or replace any covered system, component or appliance. In the event that CHW makes such payment, CHW will provide written notification of the basis for the amount of the payment. First Month Free with purchase of any single payment home warranty plan. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.</p>
Choose a plan from Choice Home Warranty here and lock in 2026 rates
P.S. Use the links above and you’ll get $50 off and 1 month free. We don’t know how long this will last, so take advantage of it today before it disappears.
Save on travel
Check out Costco Travel if you are planning a trip somewhere special. You can book hotel rooms, flights, and rental cars at a discount using your Costco membership.
Using the retailer's travel site also can get you other perks, such as meal credits and 2% back on travel purchases if you're an Executive member.
Earn a $250 travel bonus with this incredible card
There's a credit card that's making waves with its amazing bonus and benefits. The Bank of America® Travel Rewards credit card has no annual fee and you can earn 25,000 bonus points after spending $1,000 in purchases in the first 90 days of account opening.
You can earn additional points just by using this card for your everyday purchases — unlimited 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center and 1.5 points per $1 spent on all purchases. The 25,000 bonus points can be redeemed for a $250 statement credit toward travel or dining purchases.
If you want to travel and dine out more, the Travel Rewards card can help you get where you want to go.
The best part? There's no annual fee.
$325 for new checking customers
If you aren't banking with Wells Fargo, you're missing out on a cash bonus by following a few steps.
Open a new Wells Fargo Everyday Checking account with a minimum opening deposit of $25 by 04/14/2026 and receive a total of $1,000 or more in qualifying direct deposits to your new checking account within 90 calendar days of account opening to earn the $325 bonus. Earned bonuses will be paid within 30 days after the 90-day qualification period ends.3 <p><b>To be eligible</b>: Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer.</p><p><b>To receive the $325 bonus</b>: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by April 14, 2026 <b>and </b>receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a <b>direct deposit</b> made through the Automated Clearing House (ACH) network, (2) an <b>instant payment</b> processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an <b>electronic credit</b> from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).</p><p>After the 90-day qualification period, if you have met all requirements, <b>we will deposit the bonus into your new account</b> within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.</p><p><b>Other Terms</b>: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded.</p><p>Talk with a banker or see the “<a href="https://www.wellsfargo.com/online-banking/consumer-account-fees/">Consumer Account Fee and Information Schedule” and “Deposit Account Agreement</a>” available at wellsfargo.com/depositdisclosures for complete checking account details, including the applicable monthly service fee and options to avoid it. The actions required for this bonus are separate from the actions available to avoid the monthly service fee.</p><p class="">Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.</p> Visit the offer webpage for ways to avoid the $15 monthly service fee.4 <p>The Wells Fargo Everyday Checking account monthly service fee is $15. Minimum opening deposit is $25.</p><br> <p>The monthly service fee can be avoided with one of the following each fee period:</p><br> <p>- $1,500 minimum daily balance.</p><br> <p>- $5,000 or more in qualifying deposit balances, investment balances, or both. On the last business day of each fee period balances in eligible Wells Fargo accounts will be automatically totaled. Eligible accounts include consumer deposit account balances (checking, savings, CDs, FDIC-insured IRAs), certain investment account balances, and applicable Wells Fargo bank fiduciary and custody accounts.</p><br> <p>- $500 or more in total qualifying electronic deposits. A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.</p><br> <p>- A primary account owner who is 17 to 24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)</p><br> <p>- A qualifying monthly non-civilian military direct deposit with the Wells Fargo Worldwide Military Banking program. You will receive your Worldwide Military Banking program benefits 45 days after your qualifying non-civilian military direct deposit is deposited into your eligible Wells Fargo checking account. For more information on the qualifying non-civilian military direct deposit, program qualifications and benefits, please visit <a href="https://www.wellsfargo.com/military/worldwide-military-banking/">wellsfargo.com/military/worldwide-military-banking</a><a href="https://wellsfargo.com/military/worldwide-military-banking or wellsfargo.com/depositdisclosures"> </a> or <a href="https://wellsfargo.com/depositdisclosures">wellsfargo.com/depositdisclosures</a>.</p> <ul> <ul> <ul> </ul> </ul> </ul>
This is a great way to earn a cash bonus by following the steps above! This account also offers 24/7 fraud monitoring, optional Overdraft Protection,5 <p>Subject to account eligibility requirements.</p> and a 4.9/5 Star-rated mobile banking app.6 <p>4.9/5 Stars on the App Store as of August 4, 2025</p>
Wells Fargo Bank, N.A. Member FDIC.
Save on prescriptions
Costco has an excellent prescription drug program for its members. It allows them to get great prices on their medications at Costco and thousands of network pharmacies.
You also get other perks, such as mail delivery of your medication and automatic refills. These benefits add up and are some of the many smart shopping hacks at the warehouse retailer.
Costco can also save you money on prescriptions for your pets, so don't forget to look for deals on medication for your furry friends.
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today — because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
How to become a member today:
- Go here, select your free gift, and click “Join Today”
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
You’ll also get insider info on social security, job listings, caregiving, and retirement planning. And you’ll get access to AARP’s Fraud Watch Network to help you protect your money, as well as tools to help you plan for retirement.
Important: Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up 25% off your AARP membership, making it just $15 the first year with auto-renewal.
Get discounted gift cards
Gift cards can be great presents in a pinch, so check out the options at Costco. You can often pick up gift cards that are worth more than their price.
These discounted gift cards are also a great option if you're retired and living on a fixed income, or are simply trying to save money at any age.
Earn up to 5% cash back to use at Costco
The Costco Anywhere Visa® Card by Citi(Rates and fees) is a powerful card that allows you to earn Costco cash rewards anywhere Visa is accepted —up to 5% cash back! Perfect for those monthly Costco stock-up trips.
Here's how it works: Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter; 3% on restaurants and eligible travel purchases; 2% on all other purchases from Costco and Costco.com; and 1% on all other purchases.
This card truly allows you to turn everyday purchases into cashback rewards to use at your favorite store. Even better: Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico!
The best part? There's no annual fee.
Click here to apply for the Costco Anywhere Visa® Card by Citi now.
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