/images/2018/01/23/navina-side-hustle-mid_MPfEDfV.jpg)
/images/2019/12/06/smart_strategies_to_save_money_on_car_insurance.jpg)
:format(webp)/images/2020/05/07/boss-woman-with-phone-1200x628.jpg)
Surveys consistently show that women lag behind men in retirement savings. One of the big contributing factors is that women still earn less than men on average.
Here's the thing though, even if the deck is stacked against us, women can and should be able to outpace their male counterparts when it comes to savings.
The secret: Smarter choices. We need to make every penny count.
And we're here to help. We've compiled this list of apps that can help you save more and invest your hard-earned money smarter. Take a look…
Get out of $20,000 or more in credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
TurboDebt1 <p>IMPORTANT ADVERTISER DISCLAIMERS: Programs range from 24-48 months. Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including program fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete the program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. Programs do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Programs do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Programs are not available in all states, and fees may vary by state. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, programs may be available to recommend a local tax professional and/or bankruptcy attorney. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.</p> <p>Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt relief companies. </p> <p>The company and its affiliates are not lenders, creditors, or debt collectors. This is not a loan. Our representatives have helped thousands of consumers throughout their careers.</p><p class="">Turbo debt is a debt relief program and does not provide any direct ways to earn cash or make money online.</p> can help. If you have more than $20,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in as little as 24-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!
Get up to $10K when you transfer your brokerage account to Public
Secret: you don't need a thousand dollars to buy thousand dollar stocks. With Public, you can start investing in companies like Apple, Amazon, Tesla, Nike, and Google.
That’s because Public offers a new method of investing with something called “fractional shares” … a fancy term that just means you can buy pieces of those thousand dollar stocks with as little as one buck.
This method lets you build wealth without needing a ton of money or forking over your entire paycheck. It also means you can diversify your portfolio.
BONUS: Get up to $10K when you transfer your brokerage account to Public.com.2 <p>All opinions are that of Finance Buzz. Cash bonus on transfers depends on the amount of transfer as follows: transfers between $5,000 - $24,000 will receive $150 bonus; between $25,000-$99,999 - $500 bonus; between $100,000 - $499,999 - $2,000 bonus; between $500,000-$999,999- $5,000 bonus; between $1,000,000+ - $10,000 bonus. Cash bonus will be applied to qualifying accounts one (1) month after the transfer initiation date. Transferred funds must stay in your Public account for at least 6 months or bonus will be revoked. For additional information on transfers and cash bonus terms, visit public.com/transfer-account. For full terms and conditions go to: <a href="https://public.com/disclosures">public.com/disclosures</a>.</p>
Unlock up to $1,070 value over the next year with this incredible card
There's a credit card that's making waves with its amazing welcome bonus and benefits. The Discover it® Cash Back(Rates and fees) card has no annual fee, and Discover will match all the cash back you’ve earned at the end of your first year. This generous welcome offer and the top-notch cash back rewards provides an estimated $1,070 value in the first year!
The excellent $1,070 first-year value is estimated through the FinanceBuzz Credit Card Rewards Valuation Model based on spending, the welcome bonus, and the annual fee. The actual value will be determined by how much and in which categories you spend, but this card makes racking up valuable rewards easy! Earn 5% Cashback Bonus® at Grocery Stores and Wholesale Clubs, April 1 through June 30, 2025, on up to $1,500 in purchases, when you activate. Plus, you'll earn 1% cash back on all other purchases automatically. The welcome offer combined with the up to 5% cash back reward rate could be worth up to 10% cash back in the first year!
This card also offers an intro APR of 0% for 15 months on purchases and balance transfers, then APR 18.24% - 27.24% Variable. To top it all off, the Discover it® Cash Back is accepted by 99% of merchants, and there's no annual fee.
Get a free stock valued between $5 to $200
Robinhood is a great option for both new traders and seasoned investors.
With Robinhood it’s completely free to buy and trade stocks, options, and more. All trading is commission-free with no account minimums or maintenance fees. They’ll even give you a free stock in a company like Apple, Sprint, or Ford.
Sign up using the link below and Robinhood will add 1 free share of stock (valued between $5 to $200) to your account when your brokerage application is approved.