Is a recession coming? It’s possible ... and scary. Everyone is wondering what will happen. Especially with inflation, gas prices, and home values going crazy.
By preparing now for a potential major downturn in the economy later this year, a recession might affect you less than others who don't prepare.
Some ideas to consider:
Get paid up to $150 in cash when you shop at Amazon
There's a credit card that's making waves this holiday season. The Discover it® Cash Back(Rates and fees) card has no annual fee, and through the end of 2024, you could earn 5% cash back on up to $1,500 of Amazon.com purchases when activated.
But ... you could double that 5% cash back to 10% with a rare welcome offer: Discover will match all the cash back you’ve earned at the end of your first year. The result? You could earn up to $150 — basically from doing your holiday shopping at Amazon (which we all do anyway).
After that, earning max cash back all year is simple. You can earn 5% cash back at different places each quarter up to the quarterly maximum when you activate, including gas stations, grocery stores, and restaurants. Plus, you'll earn 1% cash back on all other purchases automatically. And remember, all of that cash back from your first year gets doubled with the welcome offer.
Accepted by 99% of merchants, if you want cash back, the Discover it® Cash Back card can help put more back in your wallet.
Annual fee: $0
Don't let home repairs drain your bank account
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.
Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.
If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.
Not sure if it’s for you? Rest easy: they were named one of the "Best Home Warranty Companies" by US News 360 Reviews and were awarded Best Company's 2020 Consumer's Choice Award. For a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.
Ask this company to pay off your credit card debt
If you have a lot of debt, getting out of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it gets to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get out of debt once and for all?
National Debt Relief could help. If you have more than $10,000 in debt from credit cards, medical bills, collections, or personal loans, their representatives might be able to assist you in consolidating your debt into one low monthly program payment.
Best of all? There are zero fees until your debt is resolved, and you could be debt-free in 12-48 months. To get started, just answer a few simple questions. It only takes 30 seconds to see if you qualify!1
Pay no interest on balance transfers into 2026
Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 18.49% - 28.49% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!
It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25. Even better, you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.
The best part? There's no annual fee with the Citi Double Cash® Card(Rates and fees).
Ohio Driver? Cancel your car insurance
We've got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they switch! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $600. To find out if you're losing up to $600 or more a year, just answer a few questions, and then make sure to enter your zip, DOB, and email, to see if you qualify for a lower rate. It takes less than 2 minutes.
Earn up to $75/hour working from home
Bookkeeping is a basic (but powerful) way to earn money online.
And while $75/hour might sound like a lot of money, the data backs it up: Thanks to its high profit, low cost nature, Foundr Magazine has described it as one of the most profitable businesses you can start …
Plus, data from a 2021 survey by Intuit shows that the average hourly rate for this in-demand skill jumped from $69/hour to $75/hour! This unique skill can help you supplement your existing income … or even replace your current job.
Start learning how to launch a bookkeeping business by taking this free 3-class intro from Bookkeepers.com. The classes cover:
- How you can own a virtual bookkeeping business.
- What it takes to run a profitable virtual bookkeeping business.
- How to land high paying clients … even if you've never done bookkeeping!
BTW: You don’t need to be a math savant or even have an accounting degree. Like anything, it does take work, but you can be successful even if you’re busy with kids, family, or a regular 9-5 job.