Are you a regular Walmart shopper? If so, you might be missing out on potentially huge savings and a chance to earn extra cash on every purchase you make.
In the list below, you'll find several different hacks that you should know about if you shop at Walmart. They'll help you save money, earn cash, and much more.
- Be wary of “rollback” items: It’s just temporary marketing and doesn’t always mean it’s the lowest price.
- Pay attention to the price tag: Prices ending in .00 or .01 typically mean the item is either on final clearance or it’s a store-specific markdown. Either way, it means savings.
- Shop early in the morning: Clearance stickers, especially on items such as meat, produce, and bakery items, typically are applied first thing in the morning.
- Compare in-store to online prices: They can differ, sometimes significantly, and you may be able to ask for a price match depending on the store’s policy.
- Keep your eyes peeled for deals: Markdowned items may not always be obvious, and may be placed on endcaps or in random clearance carts.
- Snag seasonal items quickly: Walmart will markdown seasonal items quickly and aggressively, especially holiday items, so don’t wait to grab great deals.
- Look high and low on shelves: Discounted items are often not at eye-level and may be placed lower or higher on the shelves.
Shopping at Walmart can already be a budget-friendly choice, but knowing about these hacks could help you save even more money on your weekly grocery haul. And since you’re already thinking about how to maximize your money, check out these offers from our partners below.
Save potentially $1,000 or more on home insurance in Columbus
We have some unfortunate news: You might be throwing away $1,000s on expensive home insurance for no reason.
If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers with our new home savings tool.
Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time starting today.
The best part is it's free to check! Just answer a few questions and enter your zip, email, and phone number to see if a lower rate is in your future.
Earn a $200 bonus with this incredible cash back card
The Chase Freedom Unlimited®(Rates and fees) lets you earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
In addition to this welcome offer, this card lets you earn cash back on everything you buy. Earn 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service and unlimited 1.5% cash back on all other purchases.
And it gets better (really): This card also gives you 0% intro APR on purchases and balance transfers for 15 months. That means you could finance large purchases or pay down high-interest debt for over a year. After the intro period, the APR is 18.49% - 27.99% Variable. Oh, and the annual fee is $0.
It's almost a no-brainer to apply.
Good or excellent credit (typically 670 or higher) is recommended.
Take advantage of massive discounts on travel and restaurants
Think AARP is only for retirees? It’s not — anyone can join! And there’s a good chance you’ve been missing out on huge perks. An AARP membership gets you massive discounts on:
- Restaurants (save up to $450 per year!)
- Airfare, hotels, cruises and rental cars
- Meal deliveries
- UPS shipping
- Eyeglasses and even prescriptions that aren't covered by insurance
Plus you'll also get insider info on health and wellness and you can add a partner for free. That’s twice the perks for just $15 for the first year (only $1.25 per month!). It basically pays for itself.
How to become a member today:
- Click the link below, select your free gift, and click "Join Today"
- Create your account (important!) by answering a few simple questions
- Start enjoying your discounts and perks!
Get 25% off your AARP membership, making it just $15 the first year with auto-renewal
Turn your home’s value into extra cash
If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.
But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.
Here’s a potential solution: Get a home equity line of credit (HELOC) instead.
Using LendingTree’s simple HELOC matching tool1 <p>Terms and conditions apply. Rates subject to change. LendingTree, LLC. NMLS# 1136.</p> (yes, the company from the commercials), you can compare rates and see what works for you.
How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.
Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.
To get started:
- Check out LendingTree’s HELOC matching tool.
- Answer a few questions.
- Be matched with personalized offers for you.
Pay no interest into 2028 with this no annual fee card
If you're struggling to pay down high interest debt (or you're planning a major purchase this year), this might be the exact thing you need. There's a card that allows you to pause credit card interest into 2028 ... and the best part is that it could be easier than you think.
Discover it® Cash Back (Rates and fees) is an extremely powerful card that gives you 0% intro APR for an astounding 15 months on purchases and balance transfers. (Then APR is 17.74% - 26.74% (Variable); Balance transfer fee applies.) That's right — you can now finance large purchases you've been sitting on without paying massive interest. Or, transfer crippling high interest debt to this card and let your payments go directly to paying down your balance, without piling on additional interest charges — all with no annual fee.
But it doesn't end there. The Discover it® Cash Back card also lets you earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, Discover will match all the cash back you’ve earned at the end of your first year.
Earn as much as $1K doing simple online tasks
Is there such a thing as easy money? If you know your way around the web, there certainly is.
That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000.
Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $100 million to users since 2019, and has over 100,000 five-star reviews on Trustpilot.
You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted directly into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.
Signing up for a Freecash account is easy and if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 in extra cash.
Sign up here to see how much you could earn.
Set up direct deposit - pocket up to $500
If you aren't banking with Bank of America, you could be missing out on a huge boost of extra cash just by following a few simple steps.
New checking customers only: Get a cash offer up to $500 when you open a new eligible Bank of America Advantage Banking account through this page and set up and receive Qualifying Direct Deposits into your new account within 90 days of account opening. Your cash bonus amount will be based on the total amount of your qualifying direct deposits received in the first 90 days. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer. Bank of America, N.A. Member FDIC.
This is practically passive income and a great way to supercharge your earnings. It basically takes no extra work at all other than following the steps above.
Ask this company to help pay off your credit card debt
If you have a lot of debt, getting rid of it can feel stressful (and nearly impossible). Here’s the problem: the longer you put off tackling it, the harder it may get to fix. If you don’t take control of it early on, it can add undue stress to your life for years. But what if there was a way to get rid of unsecured debt?
Freedom Debt Relief could help. If you have more than $30,000 in debt from credit cards, medical bills, collections, or personal loans, their certified debt specialists may be able to help you resolve your debt for less than you owe — with one affordable monthly deposit.
Best of all? There are zero upfront settlement fees, and you could reduce debt in as little as 24-48 months2 <p>Freedom Debt Relief (FDR) enrolls only unsecured debts, such as unsecured loans and credit cards. Any claims including 'debt-free' statements are only referring to enrolled debt. FDR is not a loan and does not provide relief for federally backed student loans or secured debt, such as auto loans or mortgages. All estimates for FDR's services are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms, including your ability to maintain your program deposits. FDR's services are estimated to resolve your debt faster and for a lower amount than your current monthly minimum payments. Not all FDR clients are able to complete their program for various reasons, including their ability to save sufficient funds. FDR does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. FDR is not a lender, creditor, or debt collector and is not a credit repair organization and does not provide or offer services or advice to repair, modify, or improve your credit. FDR does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice. FDR's services are not available in all states and some programs may be offered through a law firm for legal services. FDR's fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. The use of FDR services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements FDR obtains on your behalf resolve the entire account, including all accrued fees and interest. It is expected that you read and understand all program materials prior to enrollment.</p> <p>This guarantee takes effect when you graduate the program—or even if you leave before graduating. When you exit the program, we’ll use the combined total of all the debts you enrolled and settled and the fees you paid to us to calculate your eligibility for a refund. C.P.D. Reg. No. T.S.12-03825.</p> . To get started, just answer a few simple questions and get connected with a Certified Debt Consultant. It only takes a few minutes to see if you qualify, and the consultation is completely free!
See if your $30k+ in credit card debt is eligible for Freedom Debt Relief
/images/2024/12/17/wells-fargo-active-cash-12172024.png)