Discover it® Miles
- 1.5X Miles on all purchases
- 0% Intro APR on purchases for first 14 months
- All rewards matched at end of your first year – no caps or minimums
- Annual $30 in-flight wi-fi credit
- $0 annual fee
- Credit Needed: Good, Excellent
- View Terms
Why We Like It
The Discover it® Miles card is a solid rewards card with no annual fee. Despite the "Miles" in its name, you can use your rewards for both cash back and statement credits for travel purchases.
Earn 1.5X Miles per dollar, a better earning rate than most rewards cards available.
Each mile is worth 1 cent. Redeem miles for cash as an electronic deposit into a bank account or as a statement credit for any purchase in the broad Travel category.
Limited Time Bonus: when you sign up now, Discover will automatically match all the miles you earn in the first year. If you spend, let's say, $1000 a month, that means you'll have 36,000 miles at the end of your first year, valued at $360!
You'll pay 0% APR for any purchases for the first 14 months. This could be a great choice if you're looking to finance a big upcoming purchase because you don't have cash on hand right now.
Discover will issue a credit for purchasing wireless internet access on an aircraft within 7 days of your trip on your Discover it Miles card, up to $30 each Anniversary Year.
Get an introductory APR rate of 0% for 14 months for purchases from the date of account opening
Discover will match all the miles you earn at the end of your first year! No purchase caps or minimums. No signing up, and no limit.
We recommend you have Good to Excellent (approx. 690 - 850) credit before applying for this card.
The Miles match promotion is only for new cardmembers.
If redeeming Miles for travel (hotels, car rentals, tours, subway, airfare) you must request your statement credit within 180 days of purchase.
There is a balance transfer fee of 3%.
Additional benefits include:
- Automatic in-flight wi-fi reimbursement (up to $30 per Anniversary Year)
- No late fee on your first missed payment
- No overlimit fee
- No penalty APR: paying late won't raise your interest rate
- Free Monthly FICO® Score: Updated based on data from TransUnion
- Fraud Protection
- 100% US-based customer service
|Intro Purchase APR||0% APR for 14 months on purchases from account opening|
|Intro Balance Transfer APR||10.99% APR for 14 months from date of first transfer*|
|Foreign Transaction Fee||0%|
|Rewards Rate||1.5 Miles per dollar|
|Rewards Rate Details||Miles never expire. Your account will be credited with your rewards balance if you decide to cancel your account or if you haven't used it within 18 months|
|Credit Needed||Good, Excellent|
Thoughts from Actual Users
"Uncomplicated and good rewards card plus I got a bigger credit line than I thought I would. All your miles are matched after 12 months which can be significant cash back especially because there's no annual fee. Happy I got this card." Greg A. of Fort Lauderdale, FL
"Great for college students. No better way than purchasing books and supplies and paying some classes off with this credit card. At the end of the college year you'll have enough miles to travel and give yourself a good vacation from all that hard work and don't have to spend an extra dime on your flight; we'll depends how far your flying and how much you spent." Joel R. of Venice, CA
"Discover is underrated. Always good customer service and this card is great for earning points which I use for statement credits for my daily commute to work. I used it to finance a new couch and didn't have to pay interest for an entire year." Ella R. of Seattle, WA