6 New SUVs Under $50,000 You’ll Probably Regret Buying

Buying a new vehicle is a big financial commitment that could leave you looking for ways to get out of debt. According to LendingTree, auto loan debt is the second-largest category in the United States. Only mortgages account for more debt.

Purchasing a new vehicle could mean making payments for years. It's a decision you can't take lightly.

We've gone through popular SUV models and made a list of newer options under $50,000 that you should probably avoid. Of course, you should still research any model that catches your interest. But staying away from these releases will help in a big way.

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MSRP: $21,700

The new Chevrolet Trax has an affordable price that makes it look like an attractive option. Before you commit to this SUV, though, you should check out its safety ratings from the Insurance Institute for Highway Safety (IIHS).

The IIHS gives the Trax its lowest rating, Poor, for crashworthiness in moderate overlap front collisions. Side collisions earn an Acceptable rating. Only small overlap front crash tests got a Good score from the IIHS.

The Trax does offer a comfortable, spacious interior and a smooth ride that make it appealing. But you'll likely regret choosing this low-priced vehicle the second you're in an accident.

MSRP: $34,995

Switching gears, the 2026 Subaru Outback has undergone an exciting redesign. 

However, drivers complain that the standard engine lacks power, there is no hybrid engine option, and the beloved lifted-wagon aesthetic is now gone. 

MSRP: $49,895

While drivers who enjoy off-road adventures might like the 2026 Jeep Wrangler, most people will find it an underwhelming, impractical SUV.

Many of the features that make it a strong option for off-roading are drawbacks on paved streets. Common complaints include problems with the car's technology, ride quality, and reliability. 

MSRP: $39,900

A sluggish engine, uncomfortable front seats, and minimal cargo space detract from what's otherwise a pretty nice three-row SUV. The Pathfinder has never been a leader in its class, but it does have an affordable price that will appeal to some consumers. Still, you can get more value for your money by choosing a Kia Telluride or Honda Pilot.

MSRP: $41,570

The 2026 4Runner has cramped rear seats and not the greatest ride quality, according to Edmunds, which rated it a 6.2 out of 10. 

The IIHS released safety test results for the 2026 4Runner, and gave it a poor score for its headlights. 

MSRP: $49,195

The sticker price makes it hard to keep more cash in your wallet. However, like most Cadillac models, the XT6 has ample style. It's also roomy and quiet. We're off to a good start. Cadillac put some thought into this vehicle's aesthetics.

That just makes its safety ratings more befuddling. The IIHS gives the moderate overlap front crashworthiness a Poor rating. The side crashworthiness is also rated as Poor. The headlights? Acceptable. The front crash prevention (pedestrian) system? Marginal.

You can get a similarly stylish SUV by choosing the 2025 Mazda CX-90. You'll also save more than $10,000, get better performance, and feel safer on the road.

SUVs are very popular in the U.S., so most vehicle brands release updated models every year. With so many options, you don't have to compromise safety or experience to stay within your budget.

Additionally, spending more money doesn't always mean that you get a better vehicle. That's another reason savvy car owners always research SUVs before they commit to them. Keep in mind that you'll probably rely on this vehicle for years to come. That's a long time to suffer from buyer's remorse.