Christy Rakoczy Bieber

Christy Rakoczy Bieber is an attorney turned personal finance writer who has spent 17 years helping readers understand Social Security: the claiming rules, the policy shifts, and the fine print that can mean thousands of dollars in lifetime income. She brings J.D.-level analytical precision to a topic where the details matter enormously, helping readers cut through the complexity of benefit calculations, spousal strategies, and the legislative changes that quietly reshape what retirees receive.

With more than 200 articles to her name, her work has appeared in Kiplinger, Forbes, The Motley Fool, the Wall Street Journal, Insurify, and Credit Karma. She holds a J.D. from the University of California and a bachelor's from the University of Rochester.