9 Reasons You Should Always Buy Your Laptop at Costco Instead of the Apple Store

You may be able to save money and time if you skip the Apple Store and head to Costco instead.
Updated May 8, 2024
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Happy family buying laptop in store

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MacBooks are always at the top of Best Laptop lists, and with good reason. But they can be expensive, and no one wants to wander through a crowded Apple store to find what they need.

Luckily there's another option if you don’t want to buy from Apple: Costco. The retailer carries plenty of Apple products, MacBooks included. 

You’re already saving money at Costco on things like groceries, so what could be easier than grabbing a new laptop too? Here are a few reasons that might convince you to go to Costco for your next Apple laptop purchase.

Earn 2% cash rewards at grocery stores and Costco

The Wells Fargo Active Cash® Card(Rates and fees) is a powerful rewards card that allows you to earn unlimited 2% cash rewards on purchases — including on groceries, even at warehouse stores like Costco.

New cardholders can also earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months!

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This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

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Costco has a good return policy

gstockstudio/Adobe woman calculating finances in domestic kitchen

One of the biggest perks of a Costco membership is the super generous return policy.

Costco does have some restrictions on the return window for electronics, but for the most part, customers can bring them back within 90 days of purchase. Apple, on the other hand, restricts returns to a 14-day window.

That gives you an extra two months to decide if a MacBook is right for you.

There might be more inventory at Costco

marketlan/Adobe row of laptops in computer shop

Crowded Apple stores could mean the laptop you’re looking for may not be in stock as shoppers snatch up the latest models or specific items as soon as they’re released.

But fewer Apple shoppers at Costco could mean more items in stock or different options to choose from instead of being limited to only one model.

Executive members can get cash back

MelissaMN/Adobe Hand holding Costco Executive Membership card

Costco’s Executive Membership could spell big savings when you buy high-ticket electronics like MacBooks.

Executive members pay $120 for their memberships compared to $60 for a basic Costco membership. However, executive members also get 2% cash back on most items. 

This means you could save an extra 2% on your Apple laptop purchase just with your higher-level membership — which, depending on the model you buy, could cover the entire cost of the higher-priced membership on its own.

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You can still buy the latest models

Korta/Adobe sale of laptops in store

You won't be stuck with last-gen MacBooks — Costco stocks the newest Apple models, so you won't be restricted to older, nearly obsolete models.

Check your local Costco’s inventory or head over to the Costco website — you may be surprised at the available models.

AppleCare may cost less

Farknot Architect/Adobe woman holding Apple MacBook Pro

AppleCare and AppleCare+ provide an extra layer of protection for your expensive Apple devices, and you may be able to score them at a modest discount from Costco.

And if you have the Executive Membership, it will count towards your cash back.

Costco isn’t as busy as an Apple store

Korta/Adobe woman buying laptop in store

You may have tried to buy something at an Apple store only to find the place packed with loud customers without a sales associate in sight.

But Costco doesn’t have the same crowds as Apple, which means you’ll have more room to browse or ask questions.

It may be cheaper at Costco

Oxana/Adobe Macbook Air laptops in shopping mall

You may be surprised to find Costco could have a better deal on an Apple laptop than Apple.

It’s not unusual for Costco to offer Apple products at a modest discount compared to the Apple Store. You might be lucky enough to catch your MacBook on sale or during a limited-time promotion at Costco that can knock the price down even more.

There are plenty of options

Oxana/Adobe Macbook Pro laptops in shopping mall

You may have specific things you’re looking for in a laptop, like storage capacity, RAM, graphics capabilities, or camera quality.

Costco has plenty of options, including the latest Apple laptop models and some earlier models, to give you plenty of choices to meet your needs.

Costco has plenty of things to buy

trongnguyen/Adobe champagne Liquor aisle inside Costco Alaska

One of the best things about Costco is the sheer variety of merchandise available — from food to home goods and furniture to camping gear and toys.

So, if a laptop is on your list, you can pick up a MacBook on your next Costco run and save yourself an errand.

You can even grab a hot dog and drink for only $1.50 at the Costco food court, which is something you can’t get at the Apple Store.

Get a protection plan on all your appliances

Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.

Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.

For a limited time, you can get your first month free with a Single Payment home warranty plan.

Get a free quote

Bottom line

IanDewarPhotography/Adobe redmond Costco Wholesale store from outside

Costco has plenty of MacBook options, and you’ll save more money shopping than you would at the Apple Store.

Be sure to check your budget before you head to Costco — MacBooks tend to be more expensive than other laptops. But the money you save can help offset the additional expense.

Lucrative, Flat-Rate Cash Rewards


Wells Fargo Active Cash® Card

Current Offer

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Annual Fee


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Author Details

Jenny Cohen Jenny Cohen is a freelance writer who has covered a bit of everything, from finance to sports to her favorite TV shows. Her work has been featured in The Wall Street Journal, USA Today, and FoxSports.com.

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