Do you love how it feels to find a good deal? Between clipping coupons, visiting various stores, and scouring the web for the ultimate bargain, you’re a savvy shopper. But, you might be overlooking simple ways to keep extra money in your pocket.
In the list below, you’ll find 7 simple savvy shopping hacks to help you save money, earn cash, and so much more. If you want to relish in the satisfaction of finding more deals, look no further.
Earn 2% cash rewards at grocery stores and Costco
The Wells Fargo Active Cash® Card(Rates and fees) is a powerful rewards card that allows you to earn unlimited 2% cash rewards on purchases — including on groceries, even at warehouse stores like Costco.
New cardholders can also earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months!
If you’re looking for a powerful rewards card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash® Card checks that box too!
This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.
The best part? There's no annual fee.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more. Not being able to make repairs could leave you in a bad situation — but a home warranty could protect you against surprise expenses.
Whether you’re a brand-new homeowner or you’ve owned your home for years, a plan from Choice Home Warranty could pick up the slack where homeowner’s insurance falls short.
If a covered system in your home breaks down, you can call their hotline 24/7 for assistance to get it repaired. They have a network of over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.
Not sure if it’s for you? Rest easy: they were named one of the "Best Home Warranty Companies" by US News 360 Reviews and were awarded Best Company's 2020 Consumer's Choice Award. For a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.
Earn cash back on everyday purchases without a credit card
Using a credit card to earn rewards on purchases might not be in the cards for everyone. Luckily, with the Discover®️ Cashback Checking account (member FDIC), you have the ability to earn 1% cash back on up to $3,000 in debit card purchases each month!9
This is a rare offer for a checking account — and the benefits don’t stop there. There is no minimum deposit or balance requirements, no monthly account fees, and the ability to access your paycheck up to 2 days early with Early Pay.
Don’t leave money on the table — up to $360 a year — it only takes minutes to apply and it won’t impact your credit score.
See if your groceries could be making you money
Everything’s more expensive now. Coffee. Gas. Groceries.
And if these sharp price spikes have been hurting your bank account, you’re probably looking for any chance to save … or at least cut back.
Here’s a little trick to help: Download Acorns, and you could start saving and investing for the long run with every morning coffee, gas station fill-up, or grocery store run.
With Acorns and the Round-Ups® feature, your daily purchases get rounded up to the next dollar. The “spare change” difference gets invested in expert-built investment portfolios5 … 100% on autopilot. Just shop like normal, and you can start saving and investing.
BONUS: Set up Recurring Investments and Acorns will give you a $20 bonus after you make your first successful Recurring Investment (minimum $5).
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Ask this company to pay off your credit card debt
Credit card debt is suffocating. It constantly weighs on your mind and controls every choice you make. You can end up emotionally and even physically drained from it. And even though you make regular payments, it feels like you can never make any progress because of the interest.
National Debt Relief is designed specifically to help you get out of credit card debt faster, without having to make drastic life changes. With National Debt Relief, you could pay off your credit card debt (with potentially way less interest) in one simple monthly payment.
How to get National Debt Relief to pay off your debt: Sign up for a free debt assessment here. (Do not skip this step!) By signing up for a free assessment, National Debt Relief can immediately assist you in paying off your debt, but only if you schedule the assessment.
Stop wasting money on overpriced car insurance
We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.
This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.
Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.
Protect yourself from cyber theft before your next online purchase
$8.8 billion — that’s how much Americans lost in 2022 to fraud and identity theft. And let’s face it — if you spend a lot of time on your devices and make online purchases, you face greater risks from hackers, data breaches, malware, and phishing attacks.
But you can safeguard your data with all-in-one identity theft protection services from Aura. Feel safe with features like:
- Fraud alerts up to 250X faster than competitors to catch illegal activity in minutes, not days.6
- 24/7 US-based fraud experts and support to help you navigate any incidents quickly.
- $1M identity theft insurance7 per adult to cover you should you have eligible identity theft-related losses.
Aura also goes above and beyond competitors to help you have peace of mind as plans include tools to help prevent financial theft before it happens.
An individual plan starts at $9 per month, and you can choose a family plan that outmatches most others because of its powerful features.
Before you make your next online purchase, protect your money for a fraction of what it could cost you if your data were compromised.
Lucrative, Flat-Rate Cash Rewards
- $200 cash rewards bonus after spending $500 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- Intro APR on purchases and qualifying balance transfers
- $0 annual fee
- Apply Now
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
$200 cash rewards bonus after spending $500 in purchases in the first 3 months
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