6 Genius Hacks Savvy Shoppers Must Know

Virginia Driver? Cancel your car insurance

We've got bad news. You could be wasting $600 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $600 or more per year when they switch! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $600. To find out if you're losing up to $600 or more a year, just answer a few questions, and then make sure to enter your zip, DOB, and email, to see if you qualify for a lower rate. It takes less than 2 minutes.

See if you're overpaying

Pay no interest on balance transfers into 2026

Imagine getting 18 months with 0% intro APR on a balance transfer. Sounds great — right? You could dramatically change your financial picture with this industry-leading card - the Citi Double Cash^® Card.

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 18 months. After the intro period for balance transfers, the APR is 18.74% - 28.74% (Variable). Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't stop with balance transfers though. Cardholders can also earn double cash back — 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25. Even better, you can redeem your cash back as direct deposit, a statement credit, or even a mailed check! You can turn your everyday purchases into cash back and make a dent in your debt, regular bills, or save for the future.

The best part? There's no annual fee with the Citi Double Cash^® Card(Rates and fees).

Click here to apply now for the Citi Double Cash^® Card

Over 50? Stop overpaying for cellphone service

Bad news: You might be overpaying for your cellphone bill and not even realize it. Some service providers charge a premium because their plans include features you don’t need or data you won’t use.

With Consumer Cellular, you can get two lines of unlimited talk, text and data for just $30/each, only $60 per month.¹ Whether you sign up with your partner, a friend, or a neighbor, you’ll get access to fast, reliable coverage for up to half of what you currently pay.

All plans include unlimited talk and text. Plans also include internet data, and you can get a lower rate by opting for less data if you don’t need it. That way, you can get a plan that fits your needs without overpaying.

To get started, choose your plan here and see how much you could save by switching. You do not need to sign a long-term contract, and if you don’t like the service, you can cancel within 30 days — risk-free.²

Stop overpaying for your cellphone service