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10 Costly Mistakes Too Many People Make When Shopping at Lowe's

Skip these mistakes when visiting Lowe's and keep more cash in your wallet.

lowes home improvement
Updated July 2, 2025
Fact checked

Lowe's is likely on your list of shopping destinations if you're starting a home improvement project or doing some decorating. Lowe's stocks everything a budding DIY expert could want, often offering impressive discounts and sales.

But for the uninitiated, it's easy to overspend at Lowe's and end up more out of pocket than you might expect.

Here are 10 mistakes that are easy to make at Lowe's, along with ways to avoid wasting money.

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Forgetting to check prices elsewhere

Andrey Popov/Adobe businessman shopping online using smartphone and laptop

Wherever you're shopping, you must shop around before committing. Lowe's in particular offers its "Lowest Price Guarantee" policy. This means that if you find the product you're after at a lower price elsewhere, Lowe's will match that price, whether it's online or in a store.

There are some exclusions, including custom products, professional services, and membership-based wholesale pricing. They also won't price-match things sold online from third-party vendors. Be sure to carefully read their policy before asking for the match.

Believing that you're a DIY expert

Syda Productions/Adobe diy and home improvement concept

Many people watch some of their favorite episodes on HGTV and believe they can perform any task with just a few pieces of wood and a hammer. However, it's never as easy as it looks. A common trap is overspending by buying too much of a material, such as a surplus of screws or an excess of paint.

Plan your project carefully so you only buy what you need and save a few dollars for a well-deserved treat once you've finished your project.

Buying all your household items at Lowe's

hedgehog94/Adobe young couple buying dishwasher

Lowe's has some impressive discounts, but not on every item. Cleaning products, for example, are often cheaper at other stores. You can get a twin pack of Clorox bleach for $6.98 at Lowe's, but an identical pack from Walmart costs just $4.98. Depending on the length of your list, these tiny differences can add up quickly.

Check prices at your usual stores to ensure you're not overspending on everyday products.

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Thinking you can wing it without a list

Studio Romantic/Adobe couple looking at list on paper

While browsing Lowe's can be fun, it's generally not productive unless you know what you're looking for. There are so many items in the store that it's easy to get distracted and make one or two impulse buys.

Before heading out to the store, write down exactly what you need, set a budget, and limit yourself to only what's on the list.

Forgetting to claim rebates

golubovy/Adobe journalist writing new article

For those unfamiliar, a rebate is an incentive offered to someone who purchased an item (usually a refund of some sort). Rebate amounts vary based on your purchase, but they're worth taking advantage of, especially for big-ticket items like appliances.

Lowe's has a designated "Rebate Center" on their site where you can submit your rebate, check your rebate status, and find current rebate offers.

Not using discounts or promo codes

Rawpixel.com/Adobe discount price promotion

Always keep an eye out for promo codes, whether they appear in your inbox or through direct mail. Lowe's also offers various ongoing discounts, including its military discount for active-duty service members and veterans.

Shopping pro tip: This month's best deals

rh2010/Adobe happy women with shopping bags

July is in full swing, bringing the height of summer. That also means peak season for hot deals and unbeatable savings. Now’s the time to save big on:

  • Grills, coolers, and outdoor living upgrades
  • Travel must-haves for road trips and beach days
  • Swimwear and summer fashion
  • For grocery savings, grab seasonal produce like watermelon, peaches, and tomatoes

While you're enjoying the sunshine, retailers are quietly making room for back-to-school inventory. That makes July a prime opportunity to scoop up summer favorites while the deals are still blazing.

Forgetting about the Back Aisle

ColleenMichaels/Adobe Wide view of someone shopping

The Back Aisle is Lowe's clearance area on both its website and in-store. At a physical location, it's updated regularly with daily and weekly deals and includes clearance bins for particularly outstanding deals.

Be sure to check these items for damage and verify whether they've passed their expiration dates, when applicable, to ensure you're making a good investment, though. Minor damage is sometimes why items end up here.

Not looking up seasonal sale offers

wolterke/Adobe A Lowe's storefront

Most retailers offer big sales around specific holidays, and Lowe's is no different. Popular weekends to find big discounts include Black Friday, the 4th of July, Labor Day, and Memorial Day.

Savvy shoppers tend to hold off on big purchases, such as appliances, until these holidays roll around, as they can usually score a great deal along with added bonuses like free installation.

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Quick tips: How to cut costs on your utility bills

Nuttapong punna/Adobe Best Credit Cards for Utility Bills

Many people overlook their monthly utility expenses as fixed costs. But with small changes, you can see immediate drop in your bills. Here are some tips:

  • Install a programmable thermostat to automatically adjust temperatures
  • Switch to LED bulbs, which use up to 75% less energy than incandescent
  • Wash clothes in cold water and hang items to dry
  • Lower your water heater temperature to 120 degree Fahrenheit

Don't waste money. Remember that every dollar saved on a monthly bill turns into $12 annually.

Forgetting to join MyLowe's Rewards

Scott Habermann/Adobe Lowe's home improvement store gift card

You also want to join the MyLowe's Rewards program to maximize your purchases. You earn points with each eligible purchase, and 500 points is $5 of MyLowe's Money. Members move through Bronze, Silver, and Gold Key reward membership statuses that each offer their own unique benefits.

To join and make money moves, simply create an account online using your email address or download the Lowe's app on your phone.

Assuming what's online will be available in store

Mariakray/Adobe Lowe’s website displayed on laptop

Another mistake shoppers can make at Lowe's is believing everything they see online is available in store. Lowe's has a larger selection of items online because some are shipped rather than being carried at a physical location.

If you want to make sure what you're looking for is available in store, be sure to filter using the "Pickup Today" option and choose your local store.

Bottom line

dennizn/Adobe jam Pack Parking outside Lowe's store

If you want to save money shopping at Lowe's, it's easier than you think. You just need to know what you're looking for and what sets the home store apart from its competitors.

Lowe's also offers discounts for bulk buys, so depending on your project, be sure to consider this as an alternative to take advantage of significant savings.

A home improvement project is a great way to add additional value to your home. You just want to make sure you don't make costly mistakes when sourcing supplies.

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