When it comes to buying a new car, you want to find something that's reliable. The worst money move for a car owner is purchasing a vehicle that requires constant maintenance and upkeep, because all it does is eat into your cash flow.
Thankfully, iSeeCars has you covered. The site compared the average list prices of 8.7 million new cars sold with expected vehicle lifespans based on 400 million used-car odometer readings to calculate each model's cost per year of ownership.
So, here are 2026's most reliable new cars that are worth every penny and will last you a long time.
- 18-29
- 30-39
- 40-49
- 50-59
- 60-69
- 70-79
- 80+
Honda CR-V
Average list price: $36,385
According to the iSeeCars study, the classic small SUV from Honda is one of the standouts here, offering the longest average lifespan of almost every car in the study (13.9 years). Take that and divide by the average list price of $36,385, and you're looking at a cost of just $2,620 per year.
That's a great deal once you throw in Honda's legendary reliability and rugged engine construction.
Mazda Mazda3 Sedan
Average list price: $28,006
Mazda has perfected the premium driving experience for low cost. The sedan version of the Mazda3 gives you all the comforts plus a little extra power.
With an expected lifespan of 10.7 years, the cost comes to $2,616 per year. Throw in Mazda's finely tuned suspension and handling acumen, and this is a luxury car in all ways except list price.
Hyundai Elantra
Average list price: $25,172
The Elantra is one of the most affordable entry points on this list. While its expected lifespan is slightly lower than some competitors at 9.9 years, its low purchase price keeps the annual cost down to $2,538.
Additionally, Hyundai's long warranty period offers extra peace of mind for those looking to get the most out of those 10 years of service.
Resolve $10,000 or more of your debt
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1 <p>Clients who complete the program and settle all debts typically save around 45% before fees or 20% including fees over 24–48 months, based on enrolled debts. “Debt-free” applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts. Average program completion time is 24–48 months; not all debts are eligible, and results vary as not all clients complete the program due to factors like insufficient savings. We do not guarantee specific debt reductions or timelines, nor do we assume debt, make payments to creditors, or offer legal, tax, bankruptcy, or credit repair services. Consult a tax professional or attorney as needed. Services are not available in all states. Participation may adversely affect your credit rating or score. Nonpayment of debt may result in increased finance and other charges, collection efforts, or litigation. Read all program materials before enrolling. National Debt Relief’s fees are based on a percentage of enrolled debt. All communications may be recorded or monitored for quality assurance. In certain states, additional disclosures and licensing apply. ©️ 2009–2025 National Debt Relief LLC. National Debt Relief (NMLS #1250950, CA CFL Lic. No. 60DBO-70443) is located at 180 Maiden Lane, 28th Floor, New York, NY 10038. All rights reserved. <b><a href="https://www.nationaldebtrelief.com/licenses/">Click here</a></b> for additional state-specific disclosures and licensing information.</p>
Mitsubishi Outlander Sport
Average list price: $28,396
Leading the small SUV segment for value, the Outlander Sport has an expected lifespan of 11.3 years. This results in a yearly price of only $2,523. It is a top choice for buyers who want the clearance and cargo space of an SUV while maintaining a price-per-year that rivals many compact sedans.
Subaru Impreza
Average list price: $27,559
Standard all-wheel drive usually comes with a premium, but the Impreza keeps costs low. With an expected lifespan of 11 years, it matches the industry average for longevity but at a much lower entry price, resulting in an annual cost of $2,507.
Honda Accord
Average list price: $30,927
For those needing a roomier midsize sedan, the Accord is the gold standard. It boasts a 12.4-year predicted lifespan. And at $2,489 per year, it allows buyers to enjoy a larger, more comfortable vehicle while staying well below the $4,251 industry-average annual cost.
Volkswagen Jetta
Average list price: $26,522
The Jetta offers German engineering with a surprisingly high value rating. It has an expected lifespan of 11.5 years, bringing its annual price to $2,313. It is one of the few European models to consistently rank this high for long-term value.
Mazda Mazda3 Hatchback
Average list price: $31,801
The hatchback version of the Mazda3 actually outlasts its sedan counterpart in predicted longevity, reaching an impressive 13.8 years. Despite the higher list price, the extended lifespan lowers the annual cost to just $2,300, showing that paying more upfront for a durable build can save money over time.
Toyota Corolla
Average list price: $25,423
The Corolla remains a titan of reliability. With an 11.3-year lifespan and a very accessible list price, it costs just $2,258 per year to own. At roughly half the industry average (0.53x), it is one of the safest financial bets in the automotive world.
Get a protection plan on all your appliances
Did you know if your air conditioner stops working, your homeowner’s insurance won’t cover it? Same with plumbing, electrical issues, appliances, and more.
Whether or not you’re a new homeowner, a home warranty from Choice Home Warranty could pick up the slack where insurance falls short and protect you against surprise expenses. If a covered system in your home breaks, you can call their hotline 24/7 to get it repaired.
For a limited time, you can get your first month free with a Single Payment home warranty plan.
Honda Civic
Average list price: $27,768
Rated the #1 most reliable new car for the money by iSeeCars, the Honda Civic is the ultimate value leader. The study highlights that the Civic has a 13.5-year predicted lifespan, making its $2,058 per-year price less than half the industry average.
The Civic's top ranking is aided by its legendary build quality and mechanical simplicity, which contribute to its 13-plus years of service. Its combination of a sub-$30,000 price tag and a lifespan that rivals much more expensive trucks and SUVs makes it the most reliable and cost-effective personal transportation option on the market for 2026.
Bottom line
Buying an affordable and reliable car is one of the smartest moves you can make. Not only will you save money upfront, but you'll also save in the long run, since your auto will not need many costly repairs. Plus, if you get one of the vehicles on this list, you'll have a car engineered for safety as well as reliability, which will help you save on car insurance.
Beyond purchase price and reliability, the single largest expense for most car owners is actually depreciation, with the average new car losing 20% of its value in just the first year of ownership.
This is why models like the Honda Civic and Toyota Corolla are considered so cost-effective: they belong to a rare group of vehicles that retain nearly 72% of their value after five years, whereas luxury sedans and electric vehicles often lose 60% to 70% in that same timeframe.
- You could save up to $600 with some companies
- Compare dozens of providers in under 5 minutes
- Fast, free and easy way to shop for insurance
- Quickly find the perfect rate for you
Subscribe Today
Unlock the Best Banking Deals and Bonuses
From high-yield savings accounts to cashback checking and sign-up bonuses, we bring you the best banking offers to grow your money smarter.
Add Us On Google