Do you have some wiggle room in your budget to help you get some fantastic deals? Discovering you have leftover money is always a good feeling after putting some of it away in savings.
To make the best use of your extra cash, you may want to plan a trip to Costco where you could take advantage of numerous Costco shopping hacks and savings opportunities.
What could you buy at Costco that might be worth the investment?
Editor's note: Prices and availability are subject to change and may vary by location.
Luggage
One of the best ways to start investing for your future self is the ability to travel. Whether it's across the state or around the world, having a quality piece of luggage (or two) is a must.
Costco typically has a range of on-brand and off-brand options, including popular names like Samsonite, Delsey Paris, and Traveler's Choice.
Before you spend more at a department store, compare Costco's luggage options for size, durability, and features. A well-made suitcase can handle multiple trips, making it a better long-term value than a cheaper bag that needs replacing after a few vacations. Consider how much packing space you need, whether you prefer a hard-shell or soft-sided design, and how easily the wheels move. If you travel as a family, look for sets that include multiple sizes so everyone has a suitable bag without buying each piece separately.
Air fryers
Costco stocks some of the best brands in small kitchen appliances. If you've always wanted to have an air fryer, this could be the ideal time to pick one up.
They run sales on them from time to time, but you may also have the flexibility of choosing from a range of models and styles, including larger countertop ovens and smaller basket-style air fryers. That's an investment that's sure to get put to good use.
An air fryer can help you prepare quick meals at home instead of spending money on takeout. Depending on the model, you can roast vegetables, crisp up frozen foods, and cook smaller portions without heating a full-size oven. Compare the capacity with your household's needs before choosing a model. A compact basket may work well for one or two people, while a larger model can make preparing family dinners easier. Check the included accessories and cleaning instructions, too, so you know what you're getting for your money. If you spot a sale, compare the features and warranty rather than focusing on the discount alone.
Recliners
Look for Costco sales on recliners throughout the year if you've thought about adding a high-quality chair to your den. They offer both fabric and leather-style models in a range of colors and styles to meet most needs.
You have a good chance of finding some nice upgraded models to buy, including power models, coverings of high-quality leather, and even USB ports, which could last for years to come.
A comfortable recliner can be a worthwhile home upgrade if you spend plenty of time relaxing, reading, or watching television. Before buying, measure your space to make sure the chair can recline without blocking a walkway or bumping into other furniture. Compare the upholstery, reclining mechanism, and available features to decide which options justify the extra expense. A power recliner with USB ports may offer welcome convenience, but a simpler manual model could be a better fit if you don't need those extras. Investing in a chair that suits your space and everyday habits can help you avoid the cost of replacing an uncomfortable purchase.
Travel
Take a look at Costco Travel. It's one of the simplest ways to give yourself the much-needed break and sightseeing experience you need.
To make your money go the furthest, check out the limited-time deals, which often offer significant discounts on fantastic locations. You can also book all-inclusive trips through Costco, which could help you save even more.
Before booking, compare the total vacation cost with what you'd pay by reserving flights, accommodations, transportation, and activities separately. Depending on the package, bundling some of these expenses may simplify planning and help you keep spending under control. Pay attention to what's included, since meals, transfers, excursions, and resort fees can affect the final bill. Travel dates also matter, so consider going during a less busy period if your schedule allows. You don't have to spend every dollar of your extra cash on a getaway, either. Set a budget for meals and souvenirs ahead of time so your relaxing vacation doesn't turn into a financial headache when you get home.
Freezers
Buying in bulk at Costco is an excellent way to save money on shopping throughout the year, so why not buy a freezer for your home?
Costco typically offers appliances from well-known brands like GE, LG, Maytag, and Frigidaire, with some models priced under $400. Once you buy one, you can use it to help store all of those big savings you get throughout the year on meats and veggies.
A separate freezer can make it easier to take advantage of bulk packages, seasonal produce, and sale-priced groceries without worrying about running out of room. Before purchasing one, consider whether a chest freezer or an upright model makes more sense for your household. Chest freezers can offer generous storage, while upright models may make it easier to organize and access individual items. Remember to account for the space it will occupy and the electricity it will use. To get the most from your investment, label packages with their contents and dates, rotate older food to the front, and plan meals around what you already have. That can help reduce waste and protect your grocery savings.
Cleaning products
Costco is noted for its bulk-sized cleaning products, but using your extra money to buy them up could mean not having to worry about laundry detergent, cleaning supplies, or paper goods all year.
The non-consumable area of Costco tends to have some of the lowest markups, which translates into big savings for most people. If you have the room, stock up!
Buying household essentials in larger quantities can reduce the number of shopping trips you make throughout the year. Laundry detergent, dish soap, disinfecting wipes, and paper towels are practical items to consider if your household uses them regularly. Compare the unit price, such as the cost per ounce, sheet, or load of laundry, rather than assuming the largest package is automatically the best deal. It's also smart to check expiration dates and storage recommendations for products that may lose effectiveness over time. Stocking up makes the most sense when you have enough space to store everything and know you'll use it. Otherwise, tying up your extra cash in supplies you don't need yet could work against your savings goals.
Mattresses
A good night's sleep is often well worth the investment, and Costco has quite a variety to choose from.
You can find numerous brands you know, like Sealy, Tempur-Pedic, and Sleep Science. Many models are available, including some of the more modern hybrid-style mattresses.
They'll even ship a mattress right to your house for you, so you don't have to worry about hauling it home.
A mattress is something you use every night, so finding one that meets your comfort needs can make the expense worthwhile. Compare firmness levels and materials before deciding, since memory foam, innerspring, and hybrid designs can feel very different. If you're shopping with a partner, consider how well the mattress limits motion transfer so one person's movements are less disruptive to the other. Review delivery details, return policies, and warranty coverage before making a purchase. These terms can affect the overall value just as much as the initial price. If your existing mattress is still comfortable and supportive, there's no need to rush into an upgrade simply because you have extra cash to spend.
Camping gear
Explore the outdoors with the people you love to be around the most when you buy the camping gear you need from Costco.
They have it all, including freeze-dried camping food, tents, shelters, camping chairs, and stoves.
Purchasing a sleeping bag here helps your dollar go even further since high-quality brands are often priced competitively.
Getting your gear in one shopping trip can make preparing for a camping adventure easier, especially if you're starting from scratch. Before buying a tent, check its stated capacity and consider how much room you'll need for bags and other equipment. Sleeping bags also vary by temperature rating, so choose one suited to the conditions you'll encounter rather than paying extra for features you won't use. If you camp with family or friends, look for multipacks or sets that include useful basics, but compare the cost of each item with buying it individually. Reusable gear can pay for itself over repeated trips, helping you avoid rental fees and last-minute purchases. Just make sure you have a realistic plan to use what you buy.
Laptops
Costco almost always has a deal or two on laptops and computer systems. The electronics are high in quality, and they are often priced more competitively than other brands.
Apple, Lenovo, HP, ASUS, and Dell are just some of the brands you'll find. Whether it's time to buy a new laptop or pick one up as a gift, shop for some of the deals at Costco.
They also have a line of gaming laptops for those who want to have some extra fun. Don't forget to check out the dollar-off discounts and rebates.
Before spending your extra money, think about what you'll use the laptop for. Students and people who mainly browse the web, send emails, and work on documents may not need the processing power of a gaming computer. On the other hand, demanding games and creative applications can benefit from more powerful components. Compare memory, storage, screen size, and battery life across models in the same price range. Check whether the software and accessories you need are included, too, since those expenses can add up. Costco's discounts and rebates may make a purchase more affordable, but comparing the total package with other retailers is the best way to determine whether you're getting real value.
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Wine coolers
Many Costco locations are noted for their huge beverage selection and affordable pricing.
If you have extra money, why not purchase a cooler for your home to fill with your favorite Costco varieties? They offer most cooler styles, including under-the-counter coolers, stand-alone coolers, and large, refrigerator-style versions.
A dedicated wine cooler can help you organize your collection and keep bottles at a more consistent temperature than a typical kitchen cabinet. Before investing, consider how many bottles you actually plan to store. A compact unit may be sufficient for occasional entertaining, while a larger cooler could make sense if you regularly host guests or maintain a collection. Measure the available space and check the unit's dimensions, ventilation requirements, and energy use before bringing one home. Features such as adjustable shelving and separate temperature zones may be useful, depending on the types of wine you keep. Compare those extras with your needs so you don't spend more on capacity or features that will go unused.
Tires
There are times when you need to be practical. Buying tires at Costco may not sound like lots of fun (unless you're planning road trips and camping adventures), but it's one of the best, smart money moves if you own a car.
Costco often has a deep discount on tires available at their stores, often keeping costs far below what you could expect to pay at most other retailers, including name-brand tires.
Tires are an essential expense, and comparing prices before you need a replacement can help you avoid a rushed purchase. Check your vehicle's recommended tire size and choose tires suited to your driving conditions. When comparing offers, look beyond the price of the tire itself. Installation, balancing, disposal fees, warranties, and any included maintenance services can affect the total cost. Costco's tire promotions may provide additional savings, but the best deal depends on the specific tire and your vehicle. It's worth comparing the final out-the-door price with other tire retailers before deciding. If your tires are wearing down, setting aside money for replacements can also help you avoid a more expensive surprise when you're least prepared for it.
Bottom line
Take a few minutes to consider what you should do with any unexpected extra money that comes your way. Put some in the bank, cater to any needs around the house, and then look for deep discounts on the items you need and want.
By using one of the best cash back credit cards, you can also get more for your money when you shop.
Before heading to the warehouse, decide how much of your extra cash you can comfortably spend after covering bills and adding to savings. Costco's larger packages and big-ticket purchases can offer value, but only when they fit your budget and your needs. Make a short shopping list, compare prices with other retailers, and focus on purchases that will provide lasting value. That way, you can enjoy a little splurge without undoing your progress toward your financial goals.
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- 12 ways to pocket up to $300.
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- 10 little weird hacks Costco shoppers should know.
- Learn how to escape the paycheck-to-paycheck grind.
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