Saving & Spending Home & Auto

These 6 New Cars Under $30,000 Rank High for Reliability

You don't have to spend a lot of money to get a reliable new car.

nissan kicks driving on city road
Updated Sept. 25, 2025
Fact check checkmark icon Fact checked

It's easy to find a reliable vehicle when you're willing to shell out $50,000 or more at the dealership. But what about when you have a smaller budget?

Don't worry, there are still plenty of great, reliable cars out there that cost less than $30,000. As part of making smart money moves for car owners, we read reviews and test results from top organizations like the Insurance Institute for Highway Safety (IIHS), National Highway Traffic Safety Administration (NHTSA), and Edmunds to create a list of reliable options that won't break the bank.

Smart Drivers, Smarter Savings.
Compare car insurance rates in Ohio
See if you qualify for a lower rate in less than 2 minutes
Currently Insured?
Multiple Cars?
Homeowner
Age
map pin icon
By clicking the button above, I understand and agree that this site uses site visit recording technology (provided by Trusted Form, Jornaya, and Microsoft Clarity) Privacy Policy

2026 Toyota Camry

Courtesy of Toyota toyota camry

Starting MSRP: $29,100

Starting with a popular compact car that sells just under $30,000, the 2026 Toyota Camry offers a lot for the money. The IIHS listed last year's model as a TOP SAFETY PICK+ and gave the Camry its highest rating (Good) in all crashworthiness categories. Since Toyota didn't make any changes between 2025 and 2026, buyers can assume the newer version is just as safe.

After extensive testing, the experts at Edmunds gave the 2026 Camry an 8.1 out of 10 Great rating and called it the best midsize sedan of the year.

2026 Honda Accord

Courtesy of Honda honda accord

Starting MSRP: $28,395

If you turn to Edmunds, you'll find great news about the 2026 Accord. Its expert testers give it an 8.4 out of 10 Good score.

It is praised for its large back seat and trunk, and the hybrid's high MPG of 48. 

2026 Kia K5

Courtesy of Kia 2026 kia k5

Starting MSRP: $27,490

The IIHS gives the 2025 Kia K5 mixed reviews, but it's important to keep in mind that the manufacturer made some important updates to the 2026 model. When Edmunds tested the 2026 K5, its experts gave it a 7.9 out of 10 Good score. That's reassuring.

Edmunds also calls the 2026 Kia K5 a great deal, saying that it offers a lot of features for the price. If you can pay a little more for the GT trim, you'll get a turbocharged engine that makes the car much faster and more powerful.

Kia did issue a recall for its 2023, 2024, and 2025 K5 sedans because the window trim can detach. That's not a serious issue, and there isn't any sign that the 2026 model has a similar problem.

Resolve $10,000 or more of your debt

National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.1

Sign up for a free debt assessment here.

2026 Subaru Crosstrek

Courtesy of Subaru subaru crosstrek

Starting MSRP: $26,995

The Subaru Crosstrek has a history of high safety ratings and reliability. The NHTSA put the 2026 hybrid version on its short list of models with 5-star safety ratings. The IIHS gives it top ratings in nearly every category (it fell a little short of expectations in updated tests for structure and safety cage).

Edmunds praises the 2026 Crosstrek for its all-wheel drive's ability to handle inclement weather easily. 

2026 Buick Encore GX

Courtesy of Buick 2025 bucik encore gx

Starting MSRP: $26,595

The 2026 Buick Encore GX's peppy engine, competent handling, and upscale interior prompt Edmunds to give the SUV a 7 out of 10 Good rating. Not surprisingly, you'll need to spend more money to access the top-tier features, but the standard version is still an excellent buy.

The 2026 Encore GX gets the top rating for crashworthiness from the IIHS, which also notes that the small SUV comes with standard blind spot detection and standard lane departure warning and prevention for enhanced safety.

It's an undeniably good option for the price point.

2026 Nissan Kicks

Courtesy of Nissan 2025 nissan kicks

Starting MSRP: $22,430

The 2026 Nissan Kicks gets a 4-star safety rating from the NHTSA. Plus, at a price point of under $25,000, you are able to keep more cash in your wallet

The IIHS got mixed test results in its lab, but still gives the 2026 Kicks its highest rating in most categories.

Bottom line

NDABCREATIVITY/Adobe Happy man buying car

Yes, you can buy a great, reliable vehicle for less than $30,000. Still, it's important to keep up with maintenance. Most importantly, get your oil and other fluids changed according to the schedule in your owner's manual. If you take it to a mechanic, they will usually check all of the levels, the filters, and other components.

As long as you stay on top of vehicle maintenance, you should be able to avoid expensive repairs, and that can go a long way toward helping you lower financial stress.

  • You could save up to $600 with some companies
  • Compare dozens of providers in under 5 minutes
  • Fast, free and easy way to shop for insurance
  • Quickly find the perfect rate for you


Financebuzz logo

Thanks for subscribing!

Please check your email to confirm your subscription.