6 Moves If You Want to Stop Living Paycheck to Paycheck

Last updated Feb. 6, 2023 | By FinanceBuzz Editors

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Living paycheck to paycheck can mean sleepless nights spent wondering how you'll cover your bills if something unexpected happens. Even if you're an expert at timing your bill payments so nothing bounces, it's still SUPER stressful.

Ready to break the cycle of living paycheck to paycheck (and finally sleep soundly again)? We've got some simple moves you can make today to start earning and saving more. Let's do this!

Get out of $25,000 in debt and boost your credit

The amount of outstanding debt you have is another important factor in your credit score. If you have a lot of debt or you've been missing payments, it could be negatively impacting your credit score. Freedom Debt Relief can work with your creditors to reduce debt and get your finances back on track without needing a loan. 

You could resolve your debt in as little as 24-48 1 months with one low-interest monthly payment, even if you don’t have great credit. The sooner you get your debt under control, the sooner you could see an improvement in your credit.

Freedom Debt Relief is America's largest debt company and has settled over $16 billion in debt and served over 750,000 clients. Take action now and start working toward a debt free future.

Get your quote from Freedom Debt Relief

Pay no interest until November 2024

Imagine getting 18 months with 0% interest on a balance transfer or a big purchase. Sounds great — right? What if you could also extend the intro APR by an additional 3 months by making on-time minimum monthly payments? It's possible with this industry-leading card — the Wells Fargo Reflect® Card Rates and Fees.

If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR for up to 21 months from account opening on qualifying balance transfers. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest!

It doesn't just stop with balance transfers though. Cardholders also get a generous intro APR of 0% for up to 21 months from account opening on purchases. After the intro period for purchases and balance transfers, then APR is 17.49% - 29.49% variable.

The best part? There's no annual fee.

Click here to Apply Now

Ask this company to pay off your late tax debt

Past-due tax debt is overwhelming.

It weighs on your mind and causes massive anxiety. You end up emotionally and physically drained. Even worse when the IRS starts sending letters threatening wage garnishment and huge fines.

Easy Tax Relief is designed specifically to help you get out of tax debt faster and could even eliminate or reduce some of the debt you owe.

While most tax companies just put you on a payment plan and file your taxes for you, Easy Tax Relief talks to the IRS directly. They can help you pay off your tax debt faster while potentially reducing what you owe.

Important: Not everyone will qualify. To take advantage of this special program you must owe more than $10,000 in past-due taxes.

Fill out this form to get started

Stop wasting money on overpriced car insurance

We've got bad news. You could be wasting $500 every year on overpriced, second-rate car insurance. And you should probably cancel your existing insurance right now, because there's something much better.

This new tool from FinanceBuzz can tell you if you're overpaying for your car insurance in just a few clicks. We match drivers with companies that report saving drivers up to $500 or more per year when they save! Each driver’s savings will vary by driving history and how many discounts you’re eligible for. And once you try it out, you'll never have to look for affordable insurance again because we find you the lowest rates that other companies can't match.

Oh, and it's also free. And come on — you can't tell us you don't want to save up to $500. To find out if you're losing up to $500 or more a year, just enter your zip code here, answer a few questions and see if you're overpaying. It takes less than 2 minutes.

See if you're overpaying

Earn a $200 cash rewards bonus with this incredible card

The Wells Fargo Active Cash® Card Rates and Fees is a powerful rewards card that offers an extended intro APR period. New cardholders can earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $1,000 in the first 3 months AND earn unlimited 2% cash rewards on purchases!

If you’re looking for a powerful rewards card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash® Card checks both of those boxes!

This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 19.49%, 24.49%, or 29.49% variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

The best part? There's no annual fee.

Click here to apply for the Wells Fargo Active Cash® Card now.

Freedom Debt Relief Benefits

  • Recommended for unsecured debts $27,000 and higher
  • Resolve your debt in as little as 24 - 48 months
  • They've helped save their clients over $10 billion
  • Over 850,000 customers and counting