You may have specific goals for what to do when you retire, such as traveling more or getting involved in your community.
Perhaps you're looking at different places to move based on your interests like living in a big city or having access to outdoor activities like hiking or fishing.
But where can you find the best fishing spots if you want to have a rod and reel in your hand? Check out a few of these options to see if they might work for you.
Set up direct deposit - pocket $400
Set up an eligible direct deposit with SoFi Checking and Savings and you could pocket a bonus of up to $400. Make the switch, set up direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps.
Why people are switching: This account earns up to an insane 4.00% APY1 <p>Earn up to 4.00% Annual Percentage Yield (APY) on one SoFi Savings account with a 0.90% APY Boost (added to the 3.10% APY as of 5/28/26) for up to 6 months. Open your first SoFi Checking and Savings account and receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 12/31/26. Rates are variable, subject to change. Terms apply at <a href="https://www.sofi.com/banking/#4">sofi.com/banking#4</a>. SoFi Bank, N.A. Member FDIC.</p> on savings for up to six months (3.10% APY standard + 0.90% APY boost) on top of that $50 or $400 bonus.2 <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5/15/2026 and will be available through 12/31/26. See full bonus and annual percentage yield (APY) terms at <a href="https://www.sofi.com/banking/checking-offer/">sofi.com/banking/checking-offer/</a></p> That's way better than the measly 0.38% APY (as of 06/15/26)3 <p>Based on <a href="https://www.fdic.gov/national-rates-and-rate-caps">this</a> FDIC data, as of 6/15/26.</p> national average savings accounts offer.
No monthly fees and no surprises. Open your account and earn up to a $400 bonus
Glenwood Springs, Colorado
Glenwood Springs has several streams or rivers that are fed by melting snow in the Rocky Mountains, making it the perfect spot for fly fishing.
Be aware that it's a resort town in the Rocky Mountains of Colorado, and according to the real estate website Redfin, the cost of living is 16% higher than the national average. You'll need to factor extra expenses into your retirement budget.
Bay City, Michigan
Bay City could be a great option if you like big-lake fishing, with plenty of fishing spots to choose from along Saginaw Bay in Lake Huron.
According to Redfin, housing is also affordable in Bay City, with a median sale price of $127,000 in September 2024.
Cape Coral, Florida
If you decide to retire in Cape Coral near Fort Myers, take advantage of the unique options available while fishing on the Gulf Coast of Florida.
The median sale price for homes was $375,000 in September 2024, making Cape Coral more affordable than other options on the Gulf Coast, like Naples, and around the same price as St. Petersburg.
If you’re over 50, take advantage of massive discounts and financial resources
Over 50? Join AARP today— because if you’re not a member you could be missing out on huge perks. When you start your membership today, you can get discounts on things like travel, meal deliveries, eyeglasses, prescriptions that aren’t covered by insurance and more.
Start your membership by creating an account here and filling in all of the information (Do not skip this step!) Doing so will allow you to take up to 25% off your AARP membership, making it just $15 the first year with auto-renewal.
Mobile, Alabama
Want to have access to Gulf Coast fishing without living in Florida? Mobile may be an option for you.
Mobile has diverse fishing areas, so you can mix up your fishing spots while living in an affordable area. Homes sold for a median price of $1200,000 in September 2024, which may be a better choice than other fishing towns, depending on your retirement budget.
Bozeman, Montana
Bozeman has plenty to offer fly fishermen with stream access to most streams and being close to Yellowstone National Park.
However, housing and living expenses can be a little pricey if you decide to live there on a fixed income. The city's cost of living is 21% higher than the national average.
St. Charles Parish, Louisiana
Check out plenty of fishing options in St. Charles Parish, including access to Lake Pontchartrain for avid anglers.
Housing is also reasonable in the area, with a median sale price of $289,000 in September 2024, lower than the national median price of $426,300.
Wilmington, North Carolina
Wilmington offers access to the Atlantic Ocean for sports enthusiasts who prefer ocean fishing to freshwater options. Plus, the area provides access to Cape Fear River for a change of fishing scenery.
Wilmington also has a cost of living 4% lower than the national average if you're concerned about expenses when you retire.
San Juan, Puerto Rico
You don't have to stay on the mainland to enjoy fishing when you retire, which could make a warm-weather city like San Juan appealing if you want to retire and fish.
Puerto Rico is a U.S. territory, so you don't have to worry about the paperwork that may come with being an expat elsewhere.
San Juan is also affordable, with a median sale price of $239,000 for homes in September 2024.
Casper, Wyoming
From Casper, you can access the North Platte River, which runs through the city and is home to plenty of trout.
Casper is also a good option if you're on a budget, with homes going for a median sale price of $284,000 in September 2024, which is more affordable than resort towns in the state like Jackson, with a median sale price of more than $1.8 million for the same period.
Get instant access to hundreds of discounts
Over 50? Join AARP today— because if you’re not a member you could be missing out on huge perks like discounts on travel, dining, and even prescriptions.
Get 25% off membership — just $15 for your first year with auto-renewal — and a free gift if you join today.
Eugene, Oregon
Eugene gives you access to several rivers and plenty of fish, depending on whether you want salmon, trout, bass, or others.
But the cost could be prohibitive depending on how much you've saved as the city has a cost of living that's 10% higher than the national average.
Bottom line
If you're trying to build wealth and save up to retire in your dream location, there are things you can do now. It's a good idea to create an estimated budget for your retirement expenses, so you know how much you'll have to save.
You'll also want to consider things you can do now to get ahead financially, such as finding a financial advisor who can help you figure out where to put your money to reach your goals.
Easy-to-Earn Unlimited Rewards
on Bank of America's secure website Intro Offer
Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Annual Fee $0 Why we like it
Enjoy 0% intro APR for 15 billing cycles for purchases and 0% intro APR for 15 billing cycles for any balance transfers made in the first 60 days (then 17.49% - 27.49% Variable APR)
Earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
No annual fee, plus earn 3 points per $1 spent on travel purchases booked through BofA Travel and 1.5 points per $1 spent on everyday purchases
FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment.
Our partners do not influence how we rate products.
Subscribe Today
Unlock the Best Banking Deals and Bonuses
From high-yield savings accounts to cashback checking and sign-up bonuses, we bring you the best banking offers to grow your money smarter.
Add Us On Google