Retirement Social Security

13 New Hampshire Cities Where You Can Live on Nothing but Social Security

Is New Hampshire too expensive for retirees on Social Security? Definitely not in these locations.

Littleton ii in sunset
Updated July 3, 2025
Fact checked

With its stunning vistas of mountains and lakes, New Hampshire is one of New England's crown jewels. As you plan for retirement, consider it a great place to live out your golden years. The average monthly Social Security benefit for a retiree in the Granite State is approximately $2,183. How far can that go?

As this list of 13 New Hampshire cities shows, that's more than enough to pay the rent and still enjoy the maple syrup and fall foliage.

Editor's note: Unless otherwise noted, all data listed below on rent came from Apartments.com, and housing costs from Realtor.com.

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Littleton

Eli/Adobe Littleton New Hampshire and the Ammonoosuc River

Median rent: $715

Median home price: $424,900

Nestled in the heart of the White Mountains, Littleton offers a picturesque and affordable way of life.

Its vibrant Main Street, historic architecture, and abundance of outdoor recreational activities make it an attractive option for retirees seeking a peaceful yet engaging community.

Conway

rimsha/Adobe The Victorian style Gibson Woodbury House

Median rent: $726

Median home price: $487,000

Known as the gateway to the Mount Washington Valley, Conway juxtaposes stunning natural beauty and a lower cost of living.

The Conway area is a haven for outdoor enthusiasts and those who appreciate a quieter pace of life in a rural area. At the same time, it offers easy access to shopping and services.

Claremont

spiritofamerica/Adobe View of Claremont, NH from the Bell Tower

Median rent: $1,214

Median home price: $300,000

Located along the Connecticut River, Claremont boasts a rich industrial history and an affordable housing market.

The city's charming downtown area has that classic New England appeal, and you'll find numerous parks and recreational opportunities in the area.

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Franklin

haveseen/Adobe View of Echo Lake

Median rent: $1,243

Median home price: $454,500

Located at the confluence of the Pemigewasset and Winnipesaukee Rivers, Franklin is currently undergoing a revitalization effort, making it an up-and-coming location for affordable living.

Franklin's central location offers easy access to larger cities while preserving its small-town charm.

Berlin

James/Adobe berlin nh from above

Median rent: $1,250

Median home price: $182,400

In the northern part of the state, Berlin is known for its rich logging and paper mill history.

Berlin offers some of the most affordable housing prices in New Hampshire and is surrounded by the White Mountains, making it an ideal destination for those who enjoy outdoor activities.

Rochester

Loud Canvas Media/Adobe Aerial Drone Photography Of Downtown Rochester

Median rent: $1,287

Median home price: $439,500

Rochester, situated in the Seacoast region, offers a blend of city amenities and a more suburban atmosphere.

Compared to other coastal cities, Rochester's relative affordability makes it an attractive option for retirees who want to be near the ocean.

Laconia

Wangkun Jia/Adobe Laconia city center and Opechee Bay

Median rent: $1,303

Median home price: $649,000

Nestled between Lake Winnipesaukee and Lake Winnisquam, Laconia is a dream destination for those who love being on the water.

While home prices can be higher due to its desirable location in the Lakes Region, Laconia still offers affordable rentals.

Concord

Wangkun Jia/Adobe Franklin Pierce statue in front of New Hampshire State

Median rent: $1,424

Median home price: $444,900

Concord, New Hampshire's state capital, offers a vibrant downtown, a rich history, and a thriving arts and culture scene.

For retirees seeking a more urban environment with access to the best of New England culture, Concord is one of the better options in the state.

Keene

Allan Wolf/Wirestock Creators/Adobe Aerial view of residential buildings

Median rent: $1,564

Median home price: $379,900

Located in the picturesque Monadnock Region, Keene is a lively college town with a charming, walkable downtown.

A typical year in Keene is marked by numerous cultural events and many opportunities for outdoor recreation.

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Dover

Loud Canvas Media/Adobe Downtown Dover, New Hampshire

Median rent: $1,732

Median home price: $639,000

The oldest permanent settlement in New Hampshire, Dover is a historic city with a growing reputation as an exciting place to live.

Dover's location on the Cocheco River and proximity to the Seacoast make it a popular choice for outdoor enthusiasts of all types.

Manchester

SeanPavonePhoto/Adobe New Hampshire Skyline from Merrimack River

Median rent: $1,774

Median home price: $450,000

In Manchester, New Hampshire's largest city, you'll find a vibrant arts scene alongside the fine dining and entertainment options you'd expect in a modern urban area.

Still, Manchester remains relatively affordable compared to other major metropolitan areas in New England.

Somersworth

Loud Canvas Media/Adobe Downtown Somersworth, New Hampshire

Median rent: $1,834

Median home price: $464,500

Somersworth is a historic mill city located in New Hampshire's Seacoast region that's known for its rustic New England charm.

Generally more affordable than its coastal neighbors, Somersworth offers a community feel with convenient access to cities like Dover and Portsmouth.

Nashua

nd700/Adobe Nashua river, New Hampshire

Median rent: $1,974

Median home price: $525,000

Nashua may be New Hampshire's second-largest city, but it's twice been named the number one "Best Place to Live in America" by Money magazine.

Although Nashua has the highest median rent on this list, its proximity to the Boston area and the rest of New Hampshire places it squarely between the big city and natural attractions.

Bottom line

Wangkun Jia/Adobe new hampshire commercial buildings with cars parked

Your Social Security check can go farther in New Hampshire than you might think. While some parts of the state carry a high price tag, many cities and towns offer a smart money move for seniors, providing affordable living options.

Perhaps more important to some retirees will be the independent spirit New Hampshire is known for. If you want to enjoy your golden years your way, one of these 13 locations might just be the right fit for you.

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