/images/2023/09/14/woman_using_laptop.jpg)
/images/2019/12/06/smart_strategies_to_save_money_on_car_insurance.jpg)
:format(webp)/images/2023/07/17/kroger_exterior_grocery_store.jpg)
/authors/linsey_knerl-headshot.jpg)
/authors/andrea_basse_headshot.jpg)
Add Us On Google
Kroger's pharmacy serves customers all over the country. Whether your prescription costs $4 or $400, if you're a customer who did business there, a recent class-action lawsuit may involve you.
The total payout of $17 million must be divided among all claimants, so it's not likely to make anyone rich. But you can still benefit if you know how it works and what to do to put more cash in your pocket.
Set up direct deposit - pocket $400
Set up an eligible direct deposit with SoFi Checking and Savings and you could pocket a bonus of up to $400. Make the switch, set up direct deposit, earn the bonus. It basically takes no extra work at all other than following these steps.
Why people are switching: This account earns up to an insane 4.00% APY1 <p>Earn up to 4.00% Annual Percentage Yield (APY) on one SoFi Savings account with a 0.90% APY Boost (added to the 3.10% APY as of 5/28/26) for up to 6 months. Open your first SoFi Checking and Savings account and receive eligible direct deposits OR qualifying deposits of $5,000 every 31 days by 12/31/26. Rates are variable, subject to change. Terms apply at <a href="https://www.sofi.com/banking/#4">sofi.com/banking#4</a>. SoFi Bank, N.A. Member FDIC.</p> on savings for up to six months (3.10% APY standard + 0.90% APY boost) on top of that $50 or $400 bonus.2 <p>New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more) OR $400 (with at least $5,000 total Eligible Direct Deposits received within 25 calendar days of your first Eligible Direct Deposit of $1 or more). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. If you have satisfied the Eligible Direct Deposit requirements but have not received a cash bonus in your Checking account, please contact us at 855-456-7634 with the details of your Eligible Direct Deposit. Direct Deposit Promotion begins on 5/15/2026 and will be available through 12/31/26. See full bonus and annual percentage yield (APY) terms at <a href="https://www.sofi.com/banking/checking-offer/">sofi.com/banking/checking-offer/</a></p> That's way better than the measly 0.38% APY (as of 06/15/26)3 <p>Based on <a href="https://www.fdic.gov/national-rates-and-rate-caps">this</a> FDIC data, as of 6/15/26.</p> national average savings accounts offer.
No monthly fees and no surprises. Open your account and earn up to a $400 bonus
What the Kroger lawsuit alleges
The lawsuit states that Kroger's "usual and customary" handling of prices for certain generic prescriptions caused some insured customers to pay more than they should have. Usual and customary pricing is what a pharmacy reports as its normal cash price for a drug, and it affects what an insurer or benefit manager calculates for the customer's portion of the cost.
Plaintiffs say Kroger didn't account for lower prices offered through its Kroger Savings Club when reporting these prices, so customers had higher insurance-related out-of-pocket costs than necessary.
Like most class-action lawsuits, the case doesn't claim criminal acts, and Kroger denies the allegations altogether. The store also maintains that Savings Club prices aren't usual and customary because customers have to enroll and pay an annual membership fee to enjoy the benefits.
Do you qualify for payment?
You may have shopped at Kroger, but it doesn't mean you automatically become part of the settlement class. To qualify, you must have:
- Paid all or part of the cost of one or more prescriptions at a Kroger-owned or operated pharmacy
- Used insurance when you paid
- Made the qualifying purchase between December 9, 2018 and August 23, 2026
The settlement covers people who reside in the United States or its territories. Also, this wide range of dates could cover a lot of people, but only those who paid at least part of the cost themselves while insured qualify. You may have already received a notice letting you know you qualify, but those without a notice may still be eligible.
How $17 million gets paid out
The large expected payout isn't for one person and must be shared for the entire class. It's calculated on a pro-rata basis, so each claimant's amount will be based on the qualifying out-of-pocket amount they paid.
The payout must also pay for any court-approved attorney's fees, litigation costs, and administrative expenses. So that amount could drop before it reaches customers' hands. This is typical for any class-action lawsuit and why the big dollar amount isn't the whole story.
Resolve $10,000 or more of your debt
National Debt Relief could help you resolve your credit card debt with an affordable plan that works for you. Just tell them your situation, then find out your debt relief options.4 <p>Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who are able to stay with the program and get all their debt settled realize approximate savings of 45% before fees, or 20% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. "Debt-Free" applies only to enrolled credit cards, personal loans, and medical bills. Not mortgages, car loans, or other debts. Results vary.</p>
Sign up for a free debt assessment here.
How to submit a claim
Filing your claim takes just a few minutes, but it's important to follow each step carefully.
- Go to the official settlement website: KrogerSavingsClubSettlement.com
- Use the official Claim ID from any notice you received (if applicable)
- Report your actual or good-faith estimate of your out-of-pocket spending on qualifying insured prescriptions during the covered time period.
- If your expenses were $8,000 or more, you must provide additional documentation. Lower claims may still require documentation, but not at the time. Useful records could include receipts, insurer explanation-of-benefits (EOBs), pharmacy account history, or online order history.
- When the settlement claim is processed, you'll receive further instructions on receiving your payout, including how to choose a paper check, ACH transfer, virtual prepaid card, PayPal, Venmo, or Zelle.
Deadlines to watch
If for any reason you think you qualify but want to opt out, you must do so by October 22, 2026. Someone may do this if they want to preserve their right to take their own legal action.
Claims must be filed by December 21, 2026, but earlier is better—especially if you choose to mail the form instead of uploading it to the official website. Postal mail times vary, and the online option gives you immediate confirmation of your submission.
Final approval by the court will be considered at the scheduled fairness hearing on January 11, 2027.
What to do after you file
Payments only happen after the settlement becomes effective and are expected within 150 days of the effective date. Legal proceedings can take time, however, and updates can be found on the official settlement website.
In the meantime, avoid giving out any personal information, including banking details, in response to unsolicited calls, texts, emails, or social media messages without first consulting the website. Do not pay anyone to submit or process a claim. This is the best way to avoid scams, which can center around recent, high-profile class-action lawsuits.
Bottom line
The Kroger pharmacy settlement may give qualified customers their share of a $17 million payout, but it's still months away from becoming a reality. To ensure you don't miss out on this chance to boost your bank account, visit the official website and fill out the claim form accurately and completely.
To better prepare for the form requirements and any possible documentation requests, gather insurance EOBs or log into your pharmacy account to see past purchases. Your account may not go back that far, and contacting the pharmacy or your bank may be the only way to access transactions older than a year or two.
More from FinanceBuzz:
- Retire like the rich: 14 ways you could build wealth in your 50s.
- Find out if you could pay less for car insurance in just a few clicks.
- Make these 7 savvy moves when you have $1,000 in the bank.
- 14 moves seniors could benefit from but often forget about.
/images/2021/04/21/adobestock_192812280_1200x628.jpg)
/images/2019/12/06/smart_strategies_to_save_money_on_car_insurance.jpg)
/images/2025/01/28/adobestock_628402894_1.jpeg)
/images/2024/09/04/adobestock_669069249_editorial_use_only_1.jpeg)
/images/2020/03/02/tattoo-woman-bar.jpeg)
/images/2020/12/21/smiling-couple-looking-at-laptop-screen.jpeg)
Intro Offer
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
Annual Fee $0 Why we like it
/images/2025/01/23/discover_it_cash_back_card_art_gold.png)
/images/2025/02/04/person_using_card_in_atm.jpg)
/images/2020/06/29/pensive-woman-looking-at-laptop-screen.jpeg)
/images/2026/09/10/woman_filling_up_car_at_gas_pump.png)
/images/2026/07/20/trump-medicare-drug-plan.png)
/images/2024/03/03/woman-with-money.jpg)
/images/2026/03/31/cfpb-paper-american-flag.jpg)
/images/2026/07/14/mark-cuban-health-care-costs.png)
/images/2026/02/11/mark-cuban_1.jpg)
/images/2024/10/14/retired_women_laughing.jpg)
/images/2025/11/26/state_farm_logo_on_phone_and_website.png){kind=logo}
/images/2025/07/09/pumping-gas-at-gas-pump.jpg)
