15 Cities Where You Can Still Get a Starter Home Under $150,000

Prices are soaring, but there are still some cities where you can get a starter home for under $150,000.

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Updated May 28, 2024
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Are you struggling to find an affordable place to live? If so, you're not alone — but don’t give up hope.

While the cost of housing is increasing nationwide and bidding wars are commonplace in some places, there are still areas where prices remain reasonable. In fact, there are cities where you can buy a house for under $150,000.

So, if you're on a tight budget or simply do not want to spend a fortune on a house, check out this list of cities where you can still buy a home at a price you can afford.

Syracuse, New York

Wangkun Jia/Adobe Syracuse, New York

This city in central New York boasts beautiful architecture and a rich history. Several homes — including a three-bedroom, 1,350-square-foot home on a lot of more than 5,600 square feet — recently sold for under $150,000.

You may know this city for its legendary winters — it's one of the snowier cities in the country — but U.S. News and World Report ranked Syracuse as the second-best place to live in New York.

Detroit, Michigan

Molly/Adobe Detroit, Michigan

If you're looking for a deal on a fixer-upper, this is definitely the place to find it. There are plenty of abandoned homes in Detroit that you can buy for highly affordable prices. That said, be prepared to put in some work to get them livable.

Topeka, Kansas

Christopher Boswell/Adobe Topeka, Kansas

You may find many homes in Topeka for under $150,000, making it an affordable option for buyers. For example, a 1,600-square-foot, three-bedroom, one-bathroom home recently sold for considerably under $100,000.

The city boasts of many festivals and several attractions, including the Kansas Children's Discovery Center, a hands-on children's museum, and the Heartland Motorsports Park, an amateur drag-racing facility.

Rockford, Illinois

maksymowicz/Adobe Mill in Rockford, Illinois

Rockford is another city where you may find homes for under $150,000. The typical home value in Rockford is $132,865, according to Zillow.

Located between but to the west of Chicago and Milwaukee, Rockford has a robust cultural scene and beautiful outdoor spaces. Here you will find the Rockford Art Museum, the Burpee Museum of Natural History, the Anderson Japanese Gardens, and the Nicholas Conservatory and Gardens.

Little Rock, Arkansas

Stephen Finn/Adobe Little Rock, Arkansas

Sitting on the picturesque Arkansas River, this city is home to several attractions. These include the William J. Clinton Presidential Library & Museum, Arkansas Museum of Fine Arts, Arkansas Repertory Theatre, and the Arkansas Symphony Orchestra. And, of course, you may find plenty of homes for under $150,000.

St. Petersburg, Florida

SeanPavonePhoto/Adobe St. Petersburg, Florida

This city is known for its beautiful beaches and unique museums, such as the Salvador Dali Museum and the Chihuly Collection. St. Petersburg also has affordable homes, with some three-bedroom homes selling for under $150,000.

Mesa, Arizona

phillips/Adobe Mesa, Arizona

Mesa is a suburb of Phoenix and is one of the largest cities in Arizona. This rapidly growing city has mild winters, making it a popular retirement destination. Mesa has many affordable homes, with smaller three-bedroom homes selling for under $150,000.

Fresno, California

Jacob/Adobe Fresno, California

Fresno is the fifth-largest city in California and is located in the Central Valley. The region is known for its agriculture, as it is one of the major producers of grapes, almonds, and other crops. Fresno also has many affordable homes, with three-bedroom houses selling for under $150,000.

Cleveland, Ohio

pabrady63/Adobe Cleveland, Ohio

Cleveland is ‌on the shores of Lake Erie. It is home to several attractions, including the Rock and Roll Hall of Fame, the Cleveland Museum of Art, and the Cleveland Metroparks Zoo. A three-bedroom, two-bathroom house with 1,730 square feet recently sold under $150,000 in Cleveland.

Louisville, Kentucky

Christopher Boswell/Adobe Louisville, Kentucky

Louisville also has a number of affordable homes. Recently, a home of almost 1,600 square feet and three bedrooms sold for under $150,000. Louisville is on the Ohio River and is home to the Kentucky Derby. The city also has unique museums, such as the Muhammad Ali Center and the Louisville Slugger Museum.

Oklahoma City, Oklahoma

SeanPavonePhoto/Adobe Oklahoma City, Oklahoma

Oklahoma is home to several attractions, including the Oklahoma City National Memorial & Museum and the American Indian Cultural Center and Museum. The city also has many affordable homes, and a fully renovated three-bedroom, one-bathroom, 1,000-square-foot home recently sold for well under $150,000.

Tulsa, Oklahoma

SeanPavonePhoto/Adobe Tulsa, Oklahoma

If you're looking for an affordable city with a low cost of living, Tulsa is a great option. The city of homes for under $150,000 is known for its art déco architecture and its museums and art galleries.

Akron, Ohio

SeanPavonePhoto/Adobe Akron, Ohio

Akron is one of the more affordable cities in Ohio for homeownership. Located in northeastern Ohio, it's known for its museums and historical landmarks. You can find homes for under $150,000, making this city an excellent option for first-time homebuyers.

Wichita, Kansas

SeanPavonePhoto/Adobe Wichita, Kansas

With a population of more than 350,000, Wichita is the largest city in Kansas. In the south-central part of the state, we know this city for its aerospace industry and museums. You may find plenty of affordable homes in Wichita, with several three-bedroom homes selling for under $150,000.

Dayton, Ohio

Katherine Welles/Adobe Dayton, Ohio

Dayton is in southwestern Ohio and is the sixth-largest city in the state. The city is home to several museums, historical landmarks, and the University of Dayton. A 1,950-square-foot, three-bedroom, one-bathroom house sold recently in Dayton for under $150,000.

Bottom line

Monkey Business/Adobe Family standing outside home

There are several affordable markets across the country for first-time homebuyers. By doing your research and looking for cities with lower prices, you may find a place to call home without breaking the bank.

Remember to stay up-to-date on prices in your area, as they can change quickly. 

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Larisa Redins

Larisa Redins is a highly experienced professional writer and editor. With experience writing on diverse topics, such as eco investments, real estate, cryptocurrency, side hustles, and budgeting, she loves to learn and share her knowledge with readers.