You’ve got your own place (finally!) and the last thing you want to do is move back in with your parents. But you’re short on cash and rent is due! Don’t worry, we’ve all been there and we’re here to help.
We've done our research and found some of the best options to help you pay your rent. Some of these apps will help you save so you're not in a jam next month. Others will help you earn some extra cash to pad your wallet right away.
The companies on this list are legit - they're all real companies that do what they say they'll do. And they're upfront about costs. Most are free, but if they're not, their pricing is honest.
Let's take a look...
Get $5 to start investing in Apple, Amazon, and other companies
If you want to break the cycle of living paycheck to paycheck, it may be time to take a look at starting to invest for your future. Even if you don't have lot of money to invest, you don't have to let that stop you — you can start investing with just $1.
Stash was built to help beginner investors get started. You can buy fractional shares (partial shares) in companies that are household names like Apple, Google, Amazon, and more6. Normally a single share of these companies could cost hundreds or even thousands of dollars, but you only need $1 to get started with Stash.
Stash also offers tools and guidance to help you along the way and you can use the Stash app to track your investments from anywhere.
As a bonus, Stash will give you $5 to invest after you deposit $5 or more into your personal portfolio.1
Crush your debt with a historically low interest loan
If you’re looking for a chunk of change and earn more than $20,000/year, a personal loan could be a good option.
Our partner AmOne will match you with loan providers to fit your specific needs. In only 2 minutes, you could get matched for a loan up to $50,000 and rates as low as 3.49%.
Why not see if you qualify? It will NOT affect your credit score.
Get spotted up to $100* if your account balance runs low
If you're one of the 78% of Americans who live paycheck-to-paycheck, wouldn't it be nice to have a little extra financial cushion especially at the end of the month when rent is due?
With a Chime account, you can not only avoid overdraft fees if your balance runs low, they'll actually spot you up to $100* on debit card purchases.
With Chime, there are also no hidden fees~ like monthly fees or minimum balance fees~ and they'll even help you get your paycheck up to two days early if you use direct deposit^.
Apply online in just two minutes — there's no credit check required.
Save an average of $560/year on car insurance
Are you staying home and driving less? If you answered yes, you've got an opportunity to lower your auto insurance premiums. With driving and auto insurance claims down, insurance companies are offering discounts.
With Insure.com, you fill out one simple form, and in minutes, you'll get a selection of personalized quotes. You'll be able to see the best prices from top insurance companies, all in one place, then pick the one that saves you the most for the coverage you want.
On average, drivers save $560/year when they use Insure.com.
Turn your skills into cash
If you're handy, you take those skills and turn them into cash.
With new projects coming through HomeAdvisor every two seconds, there's something for everyone. Whether it's painting, mowing lawns, cleaning houses or larger projects like roof and fence installations, HomeAdvisor can connect you to these jobs. HomeAdvisor will set you up with an online business profile and help you collect customer reviews to land your next job.
With over 100 million lifetime service requests and thousands of users searching every day, what are you waiting for?
See if you can raise your credit score in real time
Your credit score affects whether you can get approved for a loan, a credit card, or even a new job. Usually it can take weeks or months to improve your credit score, but there's an innovative new service that could help you raise your FICO® Score instantly.
Experian Boost™ can help you get credit for making on-time payments for your phone and utility bills. The process takes just minutes and if qualifying payments are identified, you can include this positive information in your credit file. (Don't worry: If you have any negative marks, those won't count against you.)
Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It's 100% free and new credit scores take effect immediately.
Trim up to $720 from your bills with the budgeting app that does it all
Meeting next month’s rent is hard.
But canceling that random “it was just a free trial” subscription you signed up for 2 years ago? That’s hell, in internet form. And every month that goes by with needless subscriptions means more money draining from your pockets.
Here’s a secret: sneaky companies like it this way… they purposefully make it hard for you to get rid of those monthly fees. Ugh.
The good news? There’s Truebill.
Truebill is like your personal financial guardian — in an app. Just connect your bank account, and Truebill finds all your recurring subscriptions, cancelling the ones you don’t need anymore. They’ll even negotiate lower rates on your monthly bills, like phone and internet!
Truebill gives you a full view of your financial life in a single screen — from income to spending to saving — so you can start enjoying the hard-earned money you make, and stop wasting it on needless fees.
Turn a photo of your grocery receipt into an Amazon gift card
Even if you're on a tight budget, what’s one expense that won't go away? Your grocery bill.
Now you can get rewarded for your grocery bills with an app that lets you earn gift cards from pictures of your grocery receipts.
All you need is your phone and the Fetch app. After you're done shopping, just snap a photo of your receipt. Your photo earns points. Then you can redeem those points for gift cards at popular stores like Amazon, Target, and Home Depot.
BONUS: You'll get 2,000 points bonus when you enter this referral code: BUZZ before you scan your first receipt.
Get paid $100 to ditch your debit card
If you’re using your old debit card for everything, you are probably missing out on serious cash, rewards, and benefits. With an Aspiration Spend & Save account, you’ll get $100 for opening a new debit card - just open an account, use your Aspiration debit card to make at least $1,000 in purchases within 60 days and you’ll get $100!3
You’ll also be eligible for up to 10% cash back on purchases and 1% APY on your balance – that’s 14x the national average interest rate.4
Not to mention unlimited fee-free withdrawals at over 55,000 ATMs. Best of all there’s no minimum credit score!
Get cash for your unused diabetic strips
Millions of Americans suffer from diabetes, which can be painful and expensive. But now there is a new way to make a little extra money if you or someone you know suffers from the disease.
Cash For Diabetics is a new company that will pay you up to $30 for your unused diabetic test strips. It's as simple as placing your unopened packages in their free mailing kit, and they mail you a check in 2-8 business days.
Getting signed up is free and only takes a minute. Stop throwing your unused test strips out and start making some money!
Get a Cash Advance up to $250 - no interest or late fees
You're doing everything you can to get ahead, but some months it's just not enough. With Empower's Cash Advance feature, they'll float you up to $2508 when you need a little help making it to your next payday.
How it works: Just request a Cash Advance in the app when you're in a jam. Empower will send cash directly to your checking account. You can settle up when you receive your next direct deposit.
There's no interest, no late fees, no credit check, and no application process. You'll just need to meet their eligibility requirements.
Bonus: Get smarter about money in just 5 minutes a day
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