You’ve got your own place (finally!) and the last thing you want to do is move back in with your parents. But you’re short on cash and rent is due! Don’t worry, we’ve all been there and we’re here to help.
We've done our research and found some of the best options to help you pay your rent. Some of these apps will help you save so you're not in a jam next month. Others will help you earn some extra cash to pad your wallet right away.
The companies on this list are legit - they're all real companies that do what they say they'll do. And they're upfront about costs. Most are free, but if they're not, their pricing is honest.
Let's take a look...
Get $5 to start investing in Apple, Amazon, and other companies
If you want to break the cycle of living paycheck to paycheck, it may be time to take a look at starting to invest for your future. Even if you don't have a lot of money to invest, you don't have to let that stop you — you can start investing with $5 or less.
Stash was built to help beginner investors get started. You can buy fractional shares (partial shares) in companies that are household names like Apple, Google, Amazon, and more9. Normally a single share of these companies could cost hundreds or even thousands of dollars, but you only need as little as $5 to get started with Stash.
Stash also offers tools and guidance to help you along the way and you can use the Stash app to track your investments from anywhere.
As a bonus, Stash will give you $5 to invest after you deposit $5 or more into your personal portfolio.1 Want even more tools and guidance? If you choose the Stash+ plan2 when signing up, you can earn 2x stock rewards when you spend on eligible purchases!10
Borrow up to $35k to finally crush your debt
If you're looking for a chunk of change to pay off debt, a personal loan could be a good option.
Our partner LoansUnder36 will match you with loan providers that fit your specific needs. Just fill out one application — there's no application fee and no minimum credit score to apply — to see multiple loan offers.3
Why not see if you qualify? If approved, you could receive your loan as soon as the next business day.
Don't overpay when you shop online
Shopping online has its perks. It's super convenient, but it can be time consuming to find the best deals. Instead of hunting for coupon codes (that don't always work!) and opening tons of browser tabs comparing prices, you can try Capital One Shopping.
Capital One Shopping makes saving money effortless. Just add the browser extension and when you check out, they will automatically add the best available coupon code from their extensive database to help you save cash. And before you check out at favorite stores like Amazon, Target, and more, Capital One Shopping will notify you with a friendly pop-up if the item you're buying is available cheaper somewhere else.
Capital One Shopping is free to use and won't show you ads. Add it today and stop overpaying!7
Save up to $500 on car insurance in Virginia
Car insurance can be expensive, so you want to make sure you're not overpaying on your current premium.
FinanceBuzz has made it easy to search and compare quotes. Think of it as Kayak, but for car insurance.
We can help match you to insurance carriers and regional agencies to help you save on your car insurance. FinanceBuzz can save drivers up to $500 per year compared to their current insurance premiums.
It takes less than 5 minutes to fill out the form and you'll receive a list of matches that show you online, email, and potentially phone quotes.
Turn your skills into cash
If you're handy, you take those skills and turn them into cash.
With new projects coming through HomeAdvisor every two seconds, there's something for everyone. Whether it's painting, mowing lawns, cleaning houses or larger projects like roof and fence installations, HomeAdvisor can connect you to these jobs. HomeAdvisor will set you up with an online business profile and help you collect customer reviews to land your next job.
With over 100 million lifetime service requests and thousands of users searching every day, what are you waiting for?
Trim up to $720 from your bills with the budgeting app that does it all
Meeting next month’s rent is hard.
But canceling that random “it was just a free trial” subscription you signed up for 2 years ago? That’s hell, in internet form. And every month that goes by with needless subscriptions means more money draining from your pockets.
Here’s a secret: sneaky companies like it this way… they purposefully make it hard for you to get rid of those monthly fees. Ugh.
The good news? There’s Truebill.
Truebill is like your personal financial guardian — in an app. Just connect your bank account, and Truebill finds all your recurring subscriptions, cancelling the ones you don’t need anymore. They’ll even negotiate lower rates on your monthly bills, like phone and internet!
Truebill gives you a full view of your financial life in a single screen — from income to spending to saving — so you can start enjoying the hard-earned money you make, and stop wasting it on needless fees.
Get $10 to start investing in 1000s of publicly traded companies
If you're sitting alone looking at stock charts to make investing decisions, it's time to take a look at Public. This investing app puts a social spin on investing — you can follow other investors, share insights with people of different professional backgrounds, and even join group chats to talk about companies and trends.
With Public, you can invest in 1000s of stocks and popular ETFs. They offer fractional shares starting at $5 and there's no commission fees or account minimums.
BONUS: Use the link below and you'll get $10 in free stock8 when your account is approved.
Get paid $150 to ditch your debit card
If you’re using your old debit card for everything, you are probably missing out on serious cash, rewards, and benefits. With an Aspiration Spend & Save account, you’ll get $150 for opening a new debit card - just open an account, use your Aspiration debit card to make at least $1,000 in purchases within 60 days and you’ll get $150!4
You’ll also be eligible for up to 10% cash back on purchases and 1% APY on your balance – that’s 14x the national average interest rate.5
Not to mention unlimited fee-free withdrawals at over 55,000 ATMs. Best of all there’s no minimum credit score!
See if you can raise your credit scores in real time
Your credit scores affect whether you can get approved for a loan, a credit card, or even a new job. Usually it can take weeks or months to improve your credit scores, but there's an innovative new feature that could help you raise your FICO® Scores6 instantly.
Experian Boost™ can help you get credit for making on-time payments for your phone and utility bills. The process takes just minutes and if qualifying payments are identified, you can include this positive information in your Experian credit file. (Don't worry: If you have any negative marks, those won't count against you.)
Since launching, Experian Boost has collectively increased FICO® Scores across America by over 10 million points. It's 100% free and new potential credit scores take effect immediately.
Get hassle-free renters insurance starting at $5/month
Protecting your home is important, but dealing with insurance companies can be such a drag. They give you the hard sell up front. You make your monthly payments, but when you actually need money for a claim, it's delay after delay.
Lemonade is a new type of insurance company that takes the hassle out of home, renters, and condo insurance. Using AI and transparent business practices, they make it easy to find the perfect policy in just minutes. If you already have insurance, they'll help make the switch simple and seamless. If you need to file a claim, they're committed to paying claims instantly whenever possible. More proof this isn't your typical insurance company: Lemonade donates leftover money at the end of the year to causes that you - the policyholder - care about.
Lemonade offers renters insurance policies starting at just $5 per month and homeowners policies starting at just $25 per month.
Earn cash shopping and making deliveries
Earning extra cash as a full-service shopper with Instacart is simple - just shop for groceries then deliver them.
Signing up is simple and you can make your own schedule and choose the hours that work best for you. The best part: You can get paid within an hour of your delivery with their instant cash out option. Instacart can even tell you which days are the best to work to help you maximize your earnings.
Get paid up to 2 days early12
Most banks aren’t built to look out for you. In fact, banks charged billions in hidden fees last year alone. Plus, many banks just don’t offer features that help you stay financially secure.
Varo Bank (N.A., Member FDIC) is a new kind of bank that looks out for your financial security. With Varo, your bank account is safe from monthly fees and foreign transaction fees, and they offer 55,000+ fee-free ATMs. You can even get paid up to two days early12 when you connect direct deposit.
When you open your account, Varo will send you a tap-to-pay debit card that can be easily locked from the app on your phone, if needed. And Visa Zero Liability guarantees you won’t be held responsible for unauthorized charges on your debit card, keeping your money safe.
Apply today for an account today — it won’t impact your credit score!
Bonus: Build wealth better than the 1%
The 1% doesn’t deserve all the riches. So why do we keep letting it happen?
Worthy is an email newsletter that teaches you how to invest smarter, earn more money, and live the life you want. It’s for the rebellious, the radical, the 99%er who fights like hell to earn their keep. Easily consumed in less than 5 minutes a day, you’ll get the latest financial resources, news, and money trends that could impact your wallet for years to come.